Free Essay

Personal Finace

In: English and Literature

Submitted By Dinulia94
Words 1778
Pages 8
1.Cycling can often be the cheapest (and greenest) way to travel around London and is also a great way to visit the city. However roads in
London can be dangerous and we advise you to use cycle Cnes where they are available.
Transport for London offer free and subsided cycle training for beginners and more experienced cyclist in most London Boroughs.

2. + 18 Student Oyster Photocard.
Oyster cards are the cheapest way to pay for single fare journeys on the underground, buses, DLR and some trains in London. In conjuction with Transport for London
(TFL) , full time students can apply online for a TPL
Students Oyster Photocard which entitles the holder to buy student-rate Travel cards and Bus&Tram Pass season tickets valid for 7 days, one month or longer periods, which cost 30% less than adult-rate season tickets.

In order to apply online for your photocard you will need::

1.Your credit/debit card number and expiry date.
2.A digital photograph of yourself.
3.Your student number.
4.The cost for each application is £10 .
London Underground (Tube) Map
A design classic, the Tube map makes navigating London's Tube network simple.
This easy-to-use London travel map includes a key to all the stations featured as well as the six fare Zones.

As a student, depending on your individual circumstances accommodation options are various starting from leaving with the parents which is definitely the cheapest option to renting your very own place.
If you have to find your own place you will have to consider those few options:
-the university will offer you the option to live in the student campus. -shared accommodation can work out quite cheap which is why a lot of students are choosing it.
-renting your own flat, if you choose to live on your own.
In finding your own place you can get all the help and information you need from property advertising sites like :
Zoopla, Findaproperty.com, Rightmove.com,
Accommodationforstudents.com/London, Gumtree...

As we all know a healthy and balanced lifestyle starts pretty much with the food.
Cooking your own food its been the best option so far, it is both cost efficient and healthy. However this is a time consuming task and if cooking isn't your favourite thing, most of the big food superstores are offering on the market healthy ready meals also.
Some of those products are fairly affordable priced. It is very important that you are checking carefully the labels on this types of food as in regards to expire date and content in case you are alergycal to anything.
Shopping around will save you a little fortune as all those superstores are offering their products at discounted prices which varries from one shop to another and one day to another.
Fast food, maybe a more comfortable option but its by far not the healthiest one.

1.Daddy Donkey, Holborn

Burritos from £5.25

2.Malletti, Soho and Clerkenwell

Pizza slice £3.95
3.Yalla Yalla, Soho and Oxford Street

Takeaway prices – pastries/wraps £2-£4, mains
£6-£10
4.Bea's of Bloomsbury, Bloomsbury and St Paul's

Takeaway prices – combination lunch plates from £3.50
5.Princi, Soho

Pizza slices from £4.10, hot meals around £6-£8
6.The Harp, Covent Garden

Sausage sandwich £2.50
7.Mooli's, Soho
Mooli from £2.95-£5

8. Lantana Cafe, Fitzrovia
Lantana In, breakfast £2.50-£9, lunch dishes £4.50-£11, fantastic cakes £1-£1.50

Heading for university? You'll soon find that school work becomes a little more intense beyond high school, so you will need the right student supplies to meet the challenge. You'll need the basic supplies, like lined paper, folders, pens, and pencils to begin with. But to get the most out of study time, you'll need a few extras.
Supplies

£

Notebook

3.65

Pens

1.30

Pencils

3.00

Erasers

0.50

Stapler

2.75

Memory stick

2.00

Laptop

200

Printer

30

A4 folders

12

Sticky labels

1.50

Papers

6.00

Total

262.7

www.amazon.co.uk

A vital element of student life and in London you will be spoilt for choice! Many of London’s attractions are free: libraries, galleries, museums, parks and street markets are everywhere. With a little money to spend you have the pick of theatre, cinema, opera, ballet, music, sport and nightlife and many of these attractions offer discounts for students.
Here's our pick of the best free attractions in London:
Changing the Guard at Buckingham Palace
SW1A 1AA

British Museum
Great Russell Street, WC1B 3DG

Natural History Museum
Cromwell Road, SW7 5BD

4. Goldsmiths Hall
Foster Lane, EC2V 6BN

5. St James's Park
London, SW1A 2BJ

6. National Gallery
Trafalgar Square, WC2N 5DN

7. Science Museum
Exhibition Road, SW7 2DD
8. Horse Guards Parade
Whitehall, SW1A 2AX
9. Winchester Palace
London Bridge, SE1 9DA
10. Hyde Park
W2 2UH
11. National Maritime Museum
Greenwich, SE10 9NF

http://www.visitlondon.com/tag/free-attractions

•Opening a UK bank account
Opening a UK bank account is by far the safest and most effective way of managing your money as an international student. However, the process can sometimes be complicated and may take several weeks during the months of September and October. So please be patient and bring sufficient funds to cover initial expenses for your first month in the UK.

• How do you decide which bank to open an account with ?
Unless you have a preferred bank, you don't need to worry to much about which bank to choose. This is because all banks will normally offer you a basic current account to begin with. The basic current account will allow you free cash withdrawals from most ATMS, you will be able to opt in and out of receiving a printed bank statement and will be able to set up a direct debit. It would be helpful for you to opt to receive paper copies of your bank statements as you may need to use them for proof of address during your time in the UK.

• What documents do you need in order to open an account?
-your passport and valid visa to be in the UK, if you are an overseas student -your passport or national ID card if you are from the European
Union
-proof of address in the UK and in your home country

TIPS:
•if you are expecting to receive money from overseas ask about processing times and any charges that may apply
•when opening an account opt for printed statements rather than online Keeping in touch
London is one of the most well connected cities in the world and you will find it really easy to stay in touch with your family back home and with your new friends in the UK.
Calling international numbers from the UK can be expensive, especially if you decide to use your mobile. Some good ways to save on international calls include: voice over internet protocol, calling plans from your landline provider, international calling cards, simply dial, mobile plans.

Thanks to London's excellent mobile phone coverage, there are plenty of providers and a huge amount of different packages you can choose from.
There are 3 ways in which you can pay for mobile phone services in the UK: pay monthly, pay as you go, SIM only.
There are currently six major mobile phone providers in the UK: 3, O2,
Orange, T-mobile, Virgin Media and Vodafone.
Broadband internet access
There is a wide selection of home broadband companies and packages to choose from if you are staying in private accommodation. You will be able to get broadband from BT, O2, Orange, Sky, TalkTalk, Virgin Media and many more, and each of them offers a range of packages to suit different budgets and needs.
To dial overseas you will need to dial in sequence: 00+ country code+ area code ( minus initial "0" or "9") + local number.
It is possible to transfer the cost of a phone call so that the person you are calling pays for it. To make a reversed charge call, dial 155 for UK international operator and ask for a reversed charge call. The person you are calling will be asked if they accept the charge. It's good to know you have this option in case you have an emergency.

If you had to move away from home in order to study,then you should consider registering with a GP.
This is a very easy procedure,and my advice to you is to go on to
NHS web site where you can locate the nearest GP to your new place. All you need is a proof of address,such as utility bill,tenancy agreement or bank statement. Once you have taken those to your new GP you should receive a letter with your NHS Number. Without this number you cannot access your free health service.
In case you receive a refusal letter,this is mainly down to the fact that they are to busy,and is impossible to register new members.
If that is the case,then you will have to repeat the search procedure.
Once registered in case of an out of hours medical emergency you can dial 111-NHS Direct.

First of all as you probably know,in order to get a job in UK you should have a NINO-National
Insurance Number. This is your entitlement to work and without one of these you are almost nonexistent in UK.
Applying for your NINO it is quite easy. You can do so by making an appointment at your local Job Centre Plus. As a student you will be very likely to be able to get only a part-time job. The very same Job Centre
Plus can help you with finding a job.
There are many other ways to find a job,such as searching on the internet,some shops will have vacancies posted on windows and why not,by asking friends and colleagues.
Be careful how you approach some of those vacancies ,as some of the people offering you a job are only trying to use you for a short time and pay you nothing. These people are normally disguising these intentions by offering you free training. Now,training it is something that we all need at the beginning of a new job,but that should be down to a minimum of time,obviously the more complicated the job the more training it takes.Some jobs might not be very well paid,but the tips are making that up. Jobs like: waiter,barman,concierge and so on,are known for being quite good for tips.

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