...1.0 Statement of policy Scope and applicability This employee monitoring policy is to define standards for our property, including but not limited to e-mail, telephone (company cellular and landline), and the use of the Internet, that monitors use of technology within our company sectors. To ensure that our property, information, and network are used in a responsible and safe atmosphere, these standards have been designed and reviewed for employee implementation. This will support the integrity of our confidential information, intellectual property, and our employees against any breaches of sensitive and personal data. Our company’s internal Information Technology team(s) and Security Analyst(s) will monitor all employee usage of the aforementioned...
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...United States Deficit, Surplus, and Debt ECO/372 United States Deficit, Surplus, and Debt In the United States, the deficit, surplus, and debt of the nation have an effect on many aspects of the nation’s economy. Taxpayers carry heavy burdens, both today and in the future, to support the economy as it recovers from a recession. Future Social Security and Medicare users face uncertainty and possible poverty as current negative cash-flow eats away at the integrity of future Social Security and Medicare. The effects of a high unemployment rate create a ripple effect that certainly will reach into the economy of coming years. Gross Domestic Product is affected as international trade and deficit fluctuate with the country’s interest rates, inflation, and dollar buying power. Even University of Phoenix students see the effect of these economic aspects in their tuition. Although these are not the only issues of concern in the current economy, these serious issues are affected by the deficit, surplus, and debt of the nation. According to experts, the taxpayers eventually will pay the costs of today’s deficit tomorrow. To finance last year’s trade gap, Americans had to borrow $503 billion in international markets. Foreigners will buy billions of dollars’ worth of United States corporate mortgages, and government bonds. They lend Americans the money needed to import more from the rest of the world (Ackerman, 2004). The additional expense is the burden of the American taxpayer. Meanwhile...
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...The ECB’s monetary policy in the crisis * In 1763, Amsterdam was the centre of a deep financial crisis. Highly leveraged investors were faced with a situation of falling asset prices. The liquidity crisis became severe and Amsterdam bank houses went bankrupt. * Similarly liquidity was an issue in the modern day financial crisis. Money markets seized up and several market participants found themselves unable to roll-over funding positions. * Finally, at the beginning of 2010 the latest turn: several euro area countries’ debt and deficit levels were found to be unsustainable. * Differently from the crisis in 1763, the determined actions of central banks prevented deleveraging, fire sales and ultimately deflation. * The ECB, and indeed all major central banks, reduced its policy rates to unprecedented lows and implemented various measures to restore monetary policy transmission to support credit flows to the real economy. * Liquidity support gives banks unlimited access to central bank money at a fixed price against adequate collateral for banks to liquefy their assets at times of stress by expanding the set of eligible assets used as collateral. * Also extending the maturity of lending so that the longest maturity of our long-term refinancing operations (LTROs) has been raised from the standard 3 months before the crisis to 6 months after. * The Outright Monetary Transactions (OMTs), eliminate the pricing of un-warranted tail risks in the bond...
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...------------------------------------------------- Policy Paper, spring 2012 ------------------------------------------------- Is a Greek exit from the European Union inevitable? 0909512 Table of Contents Pg. List of Illustrations 3 Executive Summary 4 1.0 Introduction 5 2.0 The Economic Cost and Benefit for State Membership of the EMU 5 2.1 Benefits of EMU Membership & Mechanisms 5 2.2 Costs of EMU Membership 7 3.0 Contextual Factors: The Profusion of Dept 10 3.1 The Eurozone Crisis 10 3.3 Greece- The Forefront of the Euro Area Crisis 13 4.0 Alternate Policies and the Effective Consequences 15 4.1 Predicament 15 4.2 Abetting Dependent on Austerity 16 4.3 Creditor-Led Default 17 4.4 Debtor-led Default and Greek Haircuts 19 4.5 Greek Exit 20 5.0 Recommendation 21 Appendices: Appendix 1: Preferential liberalization References List of Illustrations Pg. Illustration 1: The cost of EMU- Diminishing Domestic Flexibility to Asymmetric Macro Shocks 7 Illustration 2: Cost and benefit of Monetary Unions 9 Illustration 3: Evolution of Nominal Unit Labor Costs in the Eurozone Pre to the US Credit Crunch 9 Illustration 4: Current Account Balances in Percentage GDP 10 Illustration 5: Core Bank Exposure to the Weaker Eurozone Member States 12 Illustration 5: Holders of Greek Government Bonds and Dept (in...
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...Policy Paper The representative I chose is Barack Obama and his view on federal spending as a means of promoting economic growth. As the 44th president of the United States, he has a major influence on the National issues and polices. I personally feel that spending money as a way to gain more is potentially the best way for economic growth as long as you know what you are doing, and with the people and resources Obama has I feel he can make it work. Obama also agrees with my reasoning as he also agrees that federal spending is important for promoting economic growth. In the United States we are currently in the process of trying to recover from a recession, so the government is careful in its spending, but the question remains how the government should spend their money and on what. During this time most people are naturally against government spending due to the fact they feel the government should save its money, but wheat most people don’t realize is that a lot of times spending money in the right places can actually simulate money growth. As president Obama understands that in order to get us out of this economic slump he must use some of our money to help the economy grow. As a voter, I voted for president Obama because of his view on the issues and his ideas for change. For the most part Obama’s ideas and records match with my beliefs and I can definitely agree with them. The specific bill is worded exactly how is sounds where the government spends money on specific...
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...Policy Paper: Family Benefits I. Introduction The policies that will be explored are policies that are aimed at family issues that affect men and women. These policies have a explicit goal of affecting the constraints on family decisions. This policy will include who will work and how much, whether to form or dissolve a family, and how many children to have. The policy will cover family leave, both paid and unpaid, no-fault divorce form, subsidizing or employer-provided childcare or health care, regulation of the minimum wage law, and welfare programs. (Jacobson) The question to be explored with this policy is should both men and women have a more family wok environment that would include paid and unpaid family leave and either a child care program at work or be subsidized for daycare? Another question is what should the regulations to increase the minimum wage law? The last question is how to regulate welfare programs and government run programs to subsidize income? This will take you through today’s regulations for these policies and past regulations for the policies and regulations stated. II. Analysis of the Problem Many low-income workers lack connections to receive information about work support, the employer has the potential to become the means by which eligible individuals gain information about benefits available to them. Many low-income workers will stay at work because they have to pay the bills. There is assistance for daycare that they may not know...
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...Policy Paper Public policy is the principled guide to action taken by the administrative executive branches of the state with regard to a class of issues in a manner consistent with law and institutional customs. The foundation of public policy is composed of national constitutional laws and regulations. Further substrates include both judicial interpretations and regulations which are generally authorized by legislation. Strong public policy should solve problems efficiently and effectively, serve justice, support governmental institutions and policies, and encourage active citizenship. Some of the major issues that are trying to be addressed in today’s public policy concerns are the Tax policies empowering community solutions through the non-profit organizations. Budget and spending is a concern and addressing the communities’ needs. The Economy by strengthening communities through hob creations and economic development, Public-Private collaborations for the public good, Promoting civic engagement, and Public accountability and ensuring public trust. Knowing the importance of education in today’s society I would have to say that the K-12 Federal Policy Issue of No child left behind act is very important. Who are the stakeholders and affected constituencies? A stakeholder is any person who will be directly affected by the outcome of a decision-making process. It is a term that is commonly used when talking about public policy decision-making or dispute resolution,...
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...EXAMINING THEORY PAPER INDIVIDUAL ASSIGNMENT Neil Holmes CJA/314 Criminology 06/05/14 Chris DeRicco In this paper, I hope to explain the reasons why people commit crimes and the many theories in the field of criminology. Social process theory is one such assumption and argues that criminal behavior is learned through interactions with others. There are four types of social process theories including: social learning theory, social control theory, social labeling theory, and dramaturgical perspective. This paper will analyze two of the theories and will discuss social process theory and the history of its development, also the theory’s importance to criminology, examples of the theory and any negatives or positives associated with the theory. Social learning theory is the process that occurs through observing the consequences of others and by determining if such behavior is worth replicating (Wallace, n.d.). To put in a nut shell, basically this theory advises that humans learn by watching other commit crimes. This theory was developed in the 1930s by theorists Edwin Sutherland, Robert Burgess, Ronald L. Akers...
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...May 3, 2013 Mark Emmert, NCAA President P.O. Box 6222 Indianapolis, IN 46206 RE: Policy on Social Media use by Student Athletes Dear Mr. Emmert, The object of this letter is to provide you with a much needed policy on the education of proper use of social media by student athletes. It is very important that student athletes understand the effects that improper social media use can have on, not only themselves, but the college they represent, that way they can understand the importance behind this suggested policy. I’m sure you are aware of the increasing usage of social media by society, including student athletes. I hope you will take my policy into consideration helping to educate all student athletes on smart usage of social media. I would like to start off with defining social media as: “Web-based services that allow individuals to (1) construct a public or semi-public profile within a bounded system, (2) articulate a list of other users with whom they share a connection, and (3) view and traverse their list of connections and those made by others within the system.” (Boyd and Ellison) Over the past decade social media has created a boom of excitement throughout the cyber world. With the creation of Facebook, Twitter, and many more social networks, society has become increasingly dependent on social media. Social media is used in a variety of ways. For some it is used as a means of conducting business, rather it be used for advertisements and marketing...
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...Carmen Johnson Dr. Marion English 112-MJZT3 6/1/2012 The Lesson of the Flenser The book Blubber, by Judy Blume, is one of 100 books that are on the American Library’s banned books list, reviewed at number 43 on Cal Poly’s website (100 Top Banned Books). Blubber is about a group of fifth grade children and their interactions in school and in the neighborhood. Parents complain that Judy Blume’s book uses cursing and that the bullies are never formally punished (Brunner). This book leaves parents to contend with the possibility that children may view this behavior as acceptable and decide that their actions have no consequences. However experts believe that "books can be a safe way for young people to explore edgier, sensitive, or complicated topics, and they provide parents the opportunity to help their teens grow and understand these kinds of sensitive issues," says Beth Yoke, executive director of the Young Adult Library Services Association quoted in Kobler. Sensitive issues cause parents to find the book Blubber inappropriate for their children; however, this book should be assigned in fourth through sixth grade classes because of the valuable lessons it promotes, especially that peer pressure is not usually positive and developing moral character is important, but difficult. This book gives examples of the importance of how students should stand up for themselves and others when someone is being bullied, mistreated, or harassed. Students at this level are learning...
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...I. View Point II. Time Context In 1943, IKEA was established by Ingvar Kamprad. The company sold fish, Christmas magazines, and seeds from his family farm. In 1948, Kamprad added furniture to his product line. In 1949, IKEA published his first catalog distributed for free. In 1953, Kamprad could no longer use the milk truck to take goods to the train. As a solution in this problem, in the same year he bought an idle factory nearby Almhut and converted it into a warehouse. In 1956, IKEA developed a concept which is self-assembly furniture which later became an integral concept of IKEA. In 1957, IKEA started to exhibit and sell its products at home furnishing fairs in Sweden. In 1958, an expanded facility at the Almhut location became the first IKEA store. In early 1960, Polish-made goods were to be found on more than half of the IKEA catalog. In 1965, IKEA opened its first store in Stockholm, Sweden‘s capital. By 1973, IKEA became the largest furniture retailer in Scandinavia with nine stores. By the late 1980’s, IKEA met with considerable success, particularly in West Germany, where it had 15 stores. In 1985, IKEA opened its first United States store in Philadelphia. By the early 1990’s, the company found that things are not going well in America. Its European-style offerings did not always resonate with American consumers. To handle this situation, IKEA reemphasized design and started promoting the brand with a series of quirky hip advertisement aimed at younger...
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...Birch Paper Company Birch Paper Company Question 1 Which bid should Northern Division on accept that is in the best interests of Birch paper company? Answer: Thompson division even through the bid from west paper seems at first to be the best choice. In you calculate out the cost you find that Thompson actually has the lowest costs associated with them. Cost involved: ✓ Costs for Thompson are a:Linearboard and corrugating medium: cost $ 400x 70% * 60% - $168 plus out of pocket: $400x 30% = 120, for a total cost of $ 288. ✓ Cost for west papers would be a total of $ 430. ✓ Cost for Eire papers would be $ 90x 60% - $ 54 (Southern) plus $ 25 (Thompson), and their supplies of $ 432 – 5 - 432 = $ 312 for a total of $ 391. Question 2 Should Mr. Kenton accept this bid? Why or why not? Answer: Mr. Kenton should not accept the bid from west because it isn’t in the best interest of the company, but at the same time with the transfer policy that exists, it is really up to him what is in the best interests of his division. I believe he should accept the bid from Thompson because not only will it result in the lowest cost, but also it will encourage buying from within the company. Question 3 Should the vice president of Birch paper company take any action? Answer: Yes. As if no orders come from top management Kenton would accept the lowest bid. The vice president of Birch should take action in order to remedy the overall problems associated with...
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...expect some (most or all) of us will feel strongly about certain issues, we need to treat each other respect even if we disagree. Be careful with the words you choose and your delivery. We don’t have to agree but we do have to treat each other with respect. Objectives * Students will be familiar with writing for different audiences. Part of the UHWO GLOs (General Learning Outcomes) requires students to effectively communicate information for an intended audience. The UHWO catalogue explains that part of being able to effectively communicate information will necessitate utilizing different type of information literacy. * We will become familiar with using primary and secondary texts in our research papers. This course will ready students for their future term papers as they continue their journey at UHWO. * Students will learn the...
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...The progress on my research paper is a work in progress. As I write my research paper, I find that I am having a difficult time focusing and being able to put my thoughts on paper in a comprehendible way. Today, however, has been the most productive day for me as far as homework and writing, since the arrival of my daughter. Sleep deprivation is definitely taking a toll on my body and mind. Two interesting facts I have found so far on the benefits of mentoring comes from an article I found in Police Chief Magazine, Institutionalizing Mentoring in Police Departments, written by Harvey Sprafka. Sprafka discusses the difference between a Field Training Officer (FTO) and a mentor. Sprafka describes the roles as “distinct yet complementary”....
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...India's pulp and paper sector PESTLE Analysis PESTLE analysis is a useful tool for understanding the industry situation as a whole, and is often used in conjunction with a SWOT analysis to assess the situation of an individual business. PESTLE stands for “Political, Economic, Sociological, Technological, Legal and Environmental” factors. The questions to ask are: § What are the key political factors likely to affect the industry? § What are the important economic factors? § What cultural aspects are most important? § What technological innovations are likely to occur? § What current and impending legislation may affect the industry? § What are the environmental considerations? Political Factors The Political factor refers to the governmental policies which are much influenced by the economic situation in a country. It is a macro aspect of analyze which deal with major changes to the government policies of a country. It has great influence to the business outlook and confidence. Political factors often comprises of - Current taxation policy - Future taxation policy - The current and future political support - Grants, funding and initiatives - Trade bodies - Effect of wars or worsening relations with particular countries Economic factors The Economic factor is an area where macro economic environment can affect the outlook and competitiveness of any business sectors in the country. Economic factors comprises of - Overall economic situation - Strength of...
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