...Banking Supervision Principles for Sound Liquidity Risk Management and Supervision September 2008 Requests for copies of publications, or for additions/changes to the mailing list, should be sent to: Bank for International Settlements Press & Communications CH-4002 Basel, Switzerland E-mail: publications@bis.org Fax: +41 61 280 9100 and +41 61 280 8100 © Bank for International Settlements 2008. All rights reserved. Brief excerpts may be reproduced or translated provided the source is stated. ISBN print: 92-9131-767-5 ISBN web: 92-9197-767-5 Table of Contents Introduction ...............................................................................................................................1 Principles for the management and supervision of liquidity risk ...............................................3 Fundamental principle for the management and supervision of liquidity risk ...........................3 Governance of liquidity risk management.................................................................................3 Measurement and management of liquidity risk .......................................................................3 Public disclosure.......................................................................................................................4 The role of supervisors .............................................................................................................4 Fundamental principle for the management and supervision of...
Words: 19195 - Pages: 77
...The Faculty of Business and Economics THE UNIVERSITY OF MELBOURNE Assignment Cover Sheet Student Name: Yu Liu Student Number: 608338 Subject Number: MGMT90140 Subject Name: Management Competencies Lecture day/time (Monday/ Tuesday/Wednesday/ Thursday) : Wednesday Assignment number: Final profile Word Count: 2680 IMPORTANT: Make and keep a copy of all assignments before submitting them for assessment; Marked essays will be returned in seminars unless your lecturer makes other arrangements. Plagiarism Plagiarism is the act of representing as one's own original work the creative works of another, without appropriate acknowledgment of the author or source. Collusion Collusion is the presentation by a student of an assignment as his or her own which is in fact the result in whole or in part of unauthorised collaboration with another person or persons. Collusion involves the cooperation of two or more students in plagiarism or other forms of academic misconduct. Both collusion and plagiarism can occur in group work. For examples of plagiarism, collusion and academic misconduct in group work please see the University’s policy on Academic Honesty and Plagiarism: http://academichonesty.unimelb.edu.au Plagiarism and collusion constitute cheating. Disciplinary action will be taken against students who engage in plagiarism and collusion as outlined in University policy. Proven involvement in plagiarism or collusion may be recorded on my academic file in accordance with Statute 13...
Words: 4242 - Pages: 17
...Webster's Collegiate Dictionary defines "ethics" as the "discipline dealing with what is good and bad and with moral duty and obligation," "a set of moral principles or value" or "a theory or system of moral values." Ethics assists individuals in deciding when an act is moral or immoral, right or wrong. Ethics can be grounded in natural law, religious tenets, parental and family influence, educational experiences, life experiences, and cultural and societal expectations. Ethics in business, or business ethics as it is often called, is the application of the discipline, principles, and theories of ethics to the organizational context. Business ethics have been defined as "principles and standards that guide behavior in the world of business." Business ethics is also a descriptive term for the field of academic study in which many scholars conduct research and in which undergraduate and graduate students are exposed to ethics theory and practice, usually through the case method of analysis. Ethical behavior in business is critical. When business firms are charged with infractions, and when employees of those firms come under legal investigation, there is a concern raised about moral behavior in business. Hence, the level of mutual trust, which is the foundation of our free-market economy, is threatened. Although ethics in business has been an issue for academics, practitioners, and governmental regulators for decades, some believe that unethical, immoral, and/or illegal behavior...
Words: 760 - Pages: 4
...Guide Work-related stress What the law says ‘Stress at work is a major issue … together we can successfully manage and prevent it.’ Health and Safety Executive (HSE) ‘Whatever your industry, size of business or location, there are things you can do for the health and well-being of your employees.’ Health, Work and Well-being ‘Work can have a positive impact on our health and well-being. Healthy and well-motivated employees can have an equally positive impact on the productivity and effectiveness of a business.’ Acas ‘Managers need to know what stress is; and also understand what skills, abilities and behaviours are necessary to manage employees in a way that minimises work-related stress.’ CIPD Acknowledgements This guide was written and conceived by John Hamilton, Head of Safety, Health and Wellbeing at Leeds Metropolitan University and a visiting lecturer in health and safety law at Salford Law School, University of Salford. info@stressguidance.org www.stressguidance.org Contents Introduction 2 In this guidance 3 Identifying a problem 4 Preventing harm 6 Protecting individuals 7 Managing the workplace 8 The Management Standards for Work-related Stress 10 Managing stress checklist 11 Further reading 12 About this guide 13 Work-related stress: What the law says 1 Introduction This guidance summarises the legal duties that employers Statutory...
Words: 4974 - Pages: 20
...Critical Evaluate “Stress” & “Ethics” of Foxconn A string of suicides occurred at Taiwanese-owned Foxconn in China in recent years has drawn great media attention (BBC, 2010). 20 Chinese universities worked as a team to pursue the story behind the Foxconn which they described as “labour camp” (Chan, 2013). As the major manufacturer of Apple, Foxconn should undertake the due obligations but Apple also cannot avoid its responsibility. A case study “Apple’s efforts fail to end gruelling conditions at Foxconn factories” is presented to scrutinize and evaluate the causes that result in the industrial injuries. Students and Scholars against Corporate Misbehavior (SACOM) suggests that overtime working, poor leadership and absence of working relationship drive the assembly line employees to commit suicide (Heffernan, 2013). However, The Guardian （media source） highlights that the working conditions at Foxconn factories is the main problem. Therefore, “ethics” and “stress” are chosen as the entry points to find the “apple of discord”. Initially, ethics will be introduced for understanding the moral principles and its effectiveness. Resnik (2011) describes the ethics as the “norms for conduct that distinguish between acceptable and unacceptable behaviour”. In business environment, Hanson (2010) believes "business ethics is the study of the standards of business behaviour which promote human welfare and the good". However, when two moral principles have conflicts, ethical dilemmas...
Words: 4631 - Pages: 19
...1 AC 19‐3‐2012 Item No.4.17 University of Mumbai Revised Syllabus for the S.Y.B.A. Program: B.A. Course: Psychology Semester III & IV (As per Credit Based Semester and Grading System with effect from the academic year 2012–2013) 2 Programme – Bachelor of Arts (B. A.) Credit Based Semester and Grading System S.Y.B.A. Psychology Syllabi To be implemented from the Academic year 2012-2013 Semester III Course Course Code Title UAPSY301 Social Psychology: Part I UAPSY302 Developmental Psychology: Part I Units 1. The Field of Social Psychology 2. Social Cognition 3. Social Perception 4. Attitudes 1.Introduction - Beginnings 2.The Start of Life; Birth and the Newborn Infant 3.Physical Development in Infancy 4.Cognitive Development in Infancy Credits 3 Marks 100 ( 60 +40) 100 ( 60 +40) 3 Semester IV Course Course Code Title UAPSY401 Social Psychology Part II Units 1. Stereotyping, Prejudice and Discrimination 2. Social Influence 3. Aggression 4. Groups and Individuals 1. Physical, Social and Personality Development in the Preschool Years 2. Cognitive Development in Pre-school years 3. Physical, Social and Personality Development in Middle Childhood 4. Cognitive Development in Middle Childhood Credits 3 Marks 100 ( 60 +40) UAPSY402 Developmental Psychology: Part II 3 100 ( 60 +40) UAPSY 301 Semester III. Social Psychology: Part I (Credits = 3) 3 lectures per week; 45 lectures per Semester Objectives: 1. To impart knowledge of the basic concepts and...
Words: 6732 - Pages: 27
...generally not capable of capturing sudden and dramatic changes, banks supplement models with ‘stress tests’. Sensitivity tests are normally used to assess the impact of change in one variable (for example, a high magnitude parallel shift in the yield curve, a significant movement in the foreign exchange rates, a large movement in the equity index etc.) on the bank’s financial position. Scenario tests include simultaneous moves in a number of variables (for example, equity prices, oil prices, foreign exchange rates, interest rates, liquidity etc.) based on a single event experienced in the past (i.e., historical scenario – for example, natural disasters, stock market crash, depletion of a country’s foreign exchange reserves) or a plausible market event that has not yet happened (i.e., hypothetical scenario - for example, collapse of communication systems across the entire region/ country, sudden or prolonged severe economic downturn) and the assessment of their impact on the bank’s financial position. Banks in India are beginning to use statistical models to measure and manage risks. Stress tests are, therefore, relevant for these banks. Further, the supervisory review process under Pillar 2 of Basel II framework is intended not only to ensure that banks have adequate capital to support all the risks in their business, but also to encourage banks to develop and use better risk management techniques in monitoring and managing their risks. RBI in notification dated 26/6/2007 has...
Words: 1416 - Pages: 6
...who conducted experimental studies, wrote working computer models to test perceptual control theory (PCT), and published the results in scientific journals. After receiving a grant, he joined William Brandt in 1995 to research Responsible Thinking Process (RTP) and to help build more integrity into the process. Covey, S. (1989). The 7 habits of highly effective people. New York, NY: Free Press. Covey argues against what he calls "The Personality Ethic", something he sees as customary in many modern self-help books. He promotes what he labels "The Character Ethic": aligning one’s values with so-called "universal and timeless" principles. Covey adamantly refuses to conflate principles and values; he sees principles as external natural laws, while values remain internal and subjective. Covey proclaims that values govern people's behavior, but principles ultimately determine the consequences. Stephen...
Words: 1512 - Pages: 7
...The effect of temperature stress on dairy cows J. Praks When environmental temperatures move out of the thermoneutral zone (or comfort zone) dairy cattle begin to experience either heat stress or cold stress. Either stress requires the cow to increase the amount of energy used to maintain the body temperature and there is less energy available to produce milk. Thermoneutral zone is the range of environmental temperatures where normal body temperature is maintained and heat production is at the basal level. The ranges of thermoneutral zone are from lower critical temperature (LCT) to upper critical temperature (UCT). LCT is the environmental temperature at which an animal needs to increase metabolic heat production to maintain body temperature. UCT is the environmental temperature at which the animal increases heat production as a consequence of a rise in body temperature resulting for inadequate evaporative heat loss (Yousef, 1985). Thermoneutral zone depends on the age, breed, feed intake, diet composition, previous state of temperature acclimatization, production, housing and stall conditions, tissue (fat, skin) insulation and external (coat) insulation, and the behaviour of the animal. UCT is given as 25-26 ºC , LCT as a range from -16 to -37 ºC for dairy cows (Berman et al., 1985; Hamada, 1971). LCT for newborn calves is 10 ºC in dry and draught-free environment. LCT decreases to 0 ºC by the time the calf is 1 month old. Temperature-humidity index (THI) could be...
Words: 2801 - Pages: 12
...Introduction Stress is simply a fact of nature; it is an aspect which affects the person in many different ways. The individual responds to stress in ways that affect the individual as well as their personal environment. Many day to day activities could accumulate some form of stress. Preparing for an exam, applying for a job, family issues, catching a flight, these all influence and change the influence of social pressure. These are all different types of stresses. Individuals feels stress in different ways, one would cope in a unique way. With rising costs and major competition for employment, the amount of time we spend on the already increasing workload has become a major issue in our day to day life. Stress can threaten a person’s social life and health, therefore I shall be looking at ways it affects our lives and how can we prevent stress. In the paper I will analyse what is stress, how is it caused? And how can it be prevented. What is stress? When one hears the word stress they immediately think about negative things, yet stress is more or less all about change. When one goes through a change might it be a negative change or a positive change they would feel stress in different forms; I.e. starting a new job, having a baby, organising an event. Stress is a feeling that accurse when we react to a particular event. It’s the body’s way of rising to a challenge and preparing to meet a tough situation with great focus and heightened alertness. (Stevenson & Harper...
Words: 1958 - Pages: 8
...Managing Stress in the Workplace (1 Credit) Stress is all around us. It exists in our homes, in school and in the work place. Stress can be a major factor in any job situation. However managing stress is not easy to handle. You must get a grip on it as soon as you recognize it for what it is. Managing stress in the workplace can be achieved through management of emotions and feelings. Learning Venue: Managing stress at Westgate Resorts working for a Vice President that is a workaholic has proven to be quite challenging. Also found working at Broad and Cassel, P.A. was a stressful situation for me. Working at Restoration Ministries for Women had its own stressful moments working with women who had been battered, with addictions and even court ordered to the program. But through it all I have had to learn how not succumb to not becoming stressed out when situations seem to become overwhelming. Learning Principle: Emotion and feelings is a big part of stress. Learning to manage it can be done through several processes. Emotional intelligence is the ability to be able to identify, assess and control the emotions of oneself, of others and also groups. Personal feelings can also be managed by remaining objective during interactions with peers, team members and clients. Regardless of how one may handle stress, starting your day off on a positive note is best. Every day when we awake, we have the opportunity to choose positive or negative. Our first thoughts of the day lead...
Words: 490 - Pages: 2
...failures. In this society, there are all types of help to accomplish that goal. One in particularly is government help which deals with financial assistance. To achieve my career aspirations, I must forge some type of plan suitable for me to follow. Start off by setting a goal that is reachable; a 3 month goal to figure out what I really want out of life and a 6 month goal to put it in effect. Time Management Time management and discipline skills can help with that decision. Acquire a calendar specifically for my goals and nothing else. Complete all tasks on the calendar and instruct myself to stick to it. Every student should have a clear, concise picture and a guide to set targets and finish their education which means getting that job that goes along with that successful tutelage. As I mentioned earlier, managing my time ineffectively can cause unnecessary stress. Stress can bring about failure, if not managed effectively. By balancing school work to avoid rushing to do assignment and taking much needed breaks in between studying can alleviate stress. Also, making checklists and becoming organized will help me to be committed to finishing important school projects. All the above could never be accomplished without the proper amount of sleep. Sleep deprivation could cause a lot of problems not only mentally but physically, too. Sleep helps to relax my...
Words: 571 - Pages: 3
...Bachelor of Engineering Civil Engineering First Year (First & Second Semester) • ENG Mathematics – I & ENG Mathematics II: 2D & 3D Coordinate Geometry; Differential Calculus; Infinite Series; Matrices,Ordinary differential equations of first and second order; Laplace Transforms; Vector Calculus • Elements of Mechanical Engineering & Elements of Civil Engineering Principle of virtual work,Rectilinear & curvilinear translation; Rotation of a rigid body about a fixed axis; Plane motion of a rigid body,Classification of force systems; Principle of physical independence of forces, Principle of superposition of forces, Principle of transmissibility of forces; Equivalent force – couple system; Resolution of forces, composition of forces; Types of supports, statically determinate beams, Numerical problems on support reactions for statically determinate beams and analysis of simple trusses ,Friction. • Engineering Physics Interference, diffraction and polarization of light; Nuclear fission, fusion, particle accelerators; Wave Particle Duality • Engineering Chemistry Physical Chemistry: Atoms, molecules and solids; phase equilibria; Galvanic & Fuel cells • Organic Chemistry: Types of reactions and reaction mechanisms; Concept of armaticity Computer Concepts & C Programming Introduction to digital computers; problem solving using computers; Programming in Fortran 77: Constants, variables,expressions...
Words: 1394 - Pages: 6
...Learning is affected by our ability to manage stress. Stress comes in many forms. Things like our environment, physiological well being, thoughts and social stresses can have an effect on our learning. The knowledge of stress’s impact on learning has resulted in a cottage industry dedicated to teaching methods of managing it. The ability to identify sources of stress and then ways to manage them are key to resolving and overcoming stress and opening our learning channels. Environment is a major factor in causing stress and tension in all of us often without our knowledge. Noise can throw the body and mind out of synchronization and make concentration difficult. Studies have shown “that music which goes against the body’s natural rhythm - the heartbeat - induces a type of stress that even babies in the womb react to by kicking the mother’s tummy.” (“Heighten”). On the other hand music that fits with the bodies natural heartbeat causes relaxation and allows the mind to focus better and get into a flow zone, absorbing knowledge at a greater rate. (“What”) Weather and pollution can also cause stress we may not even notice. (“Stress”) You know the feeling. It is a cloudy hazy day outside and you can not seem to motivate yourself to do anything. Going out feels like a huge chore and all you want to do is sit at home and be lazy. Studying and doing anything productive is out of the question. The reason is that your body is reacting to the stress the weather is causing. Relaxation techniques...
Words: 2102 - Pages: 9
...Motivation, Stress and Communication Dr. Gail Ferreira BUS 520- Leadership and Organizational Behavior May 13, 2012 Introduction A job description is a written statement of what the worker actually does, how he or she does it, and what the job’s working conditions are. Most job descriptions contain sections that cover the following: 1. Job Identification 2. Job summary 3. Responsibilities and duties 4. Relationship 5. Standards of Performance The job identification section contains several types of information. The job title specifies the name of the job such as supervisor of data processing operations, marketing manager, or inventory clerk. The job summary describes the general nature of the job, and includes only its major functions or activities. The responsibilities and duties list the job’s major responsibilities and duties. The relationships statement shows the job holder’s relationship with others inside and outside the organization. Some job descriptions contain standards of performance section. This lists the standards the employee is expected to achieve under each of the job description’s main duties and responsibilities. This paper will address the following topics: * A brief job description for a position within the company I researched that I would like to fill. * Discuss ways that goal setting could be used to motivate my performance after I fill the position * Analyze my reactions to stressful situations and discuss...
Words: 1603 - Pages: 7
