...The topic of abortion is one of the most controversial of our times. According to David M. O'Brien, "abortion is the ending of a pregnancy before birth" (Abortion). "Abortion is one of the most common medical procedures performed in the United States each year," writes Bruce A. Robinson (Religious Tolerance). Over 40% of all woman will at some point in their lives choose to end a pregnancy (Suzanne R. Trupin). With abortion comes different sides to take, which include, being pro-choice or pro-life. If someone believes that they are responsible for the decisions of their on reproductive systems, they are said to be pro-choice (Pro Life vs. Pro-choice Facts and Arguments). On the contrary, if someone believes that under any circumstance that all human life should be preserved, then they are said to be 'pro-life' (Pro Life vs. Pro Choice Facts and Arguments). Everyone has their own personal beliefs on abortion, meaning they're are pros and cons for either side. According to ProCon.org, "a baby should not come into this world unwanted" (ProCon.org). Inviting a child into this world ,who wasn't planned on, could make the life of the mother and the child very difficult (HealthGuidance). Some mothers may feel like that having an abortion is their only choice. HealthGuidance tells us that, "there are times when abortion may appear as the only option for the betterment" (HealthGuidance). Occasionally a baby will be diagnosed with a serious disease, abortions allow parents...
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...Software Review on Pro Tools By Joshua Perry Pro Tools Systems I chose to do a software review on the software package Pro Tools. The reason being is that I love to do music and video editings and recordings. This software application by far is the most dominating one of its kinds and is considered the standard in the entertainment industry today. Every single professional audio production facility from recording studios to audio post-production studio uses a Pro Tools system. The application was created by Digidesign who is also owned by Avid. This software rules the film, TV and music editing and recording world as we know it. Pro Tools has a steep learning curve and is not easy to use either. But what you pay for in time and hard earned cash is an amazingly stable application that produces the highest quality digital music recordings in the business. Professional musicians everyone from the best rock bands to orchestral film composers rely on the versatility and power of Pro Tools to deliver every type of sound imaginable, whether the sound is a human voice, an analog instrument or a nearly limitless number of virtual instruments and audio effects. Virtual instruments are similar to virtual machines which was a topic of debate that sage had against University of Albany previously. Pro Tools is not just software. The Application works together with a lot of internal and external hardware components which creates the most powerful and interchangeable recording, editing...
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...3 Components To A Successful Concept July 17, 2008 The only way to create a financially successful restaurant, in any market, is to have sales great enough to cover your costs--including your development costs. Today’s blog topic is my follow up to last week’s thoughts on seeing the unseen. Sometimes coming up with a concept seems like magic, but generally it is a result of a lot of research because seeing the unseen is more than hocus pocus. There are three components to examining a market and coming up with a successful concept: Economic Feasibility The economic feasibility is first looking at demographics and psychographics (sometimes values and lifestyles), some of which is statistical and some of it is pure observation. As an example, if the per capita income for San Francisco and Berkeley are the same, what really separates the two neighboring cities? The answer: Lifestyles. In San Francisco, you see the car of choice being BMW’s and Mercedes Benz, in Berkeley it would be Saabs and Volvos; for clothing in San Francisco it is probably Armani and Zegna, in Berkeley it is Levis and Patagonia. San Francisco values urban cool environments and in Berkeley it is sustainable and responsible kitchens. Everything works but the kind of restaurant you would do in Berkeley may not be as successful if done in San Francisco, or Kansas City or Atlanta. Part two of the economic feasibility is looking for the “best demonstrated” performance. Examine your trade area to see...
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...Ariel Torrente NT1110 Unit 5 Analysis Pentium Flaw Ariel Torrente NT1110 Unit 5 Analysis 7/27/2013 Pentium Flaw The Pentium flaw also nicknamed the Pentium FDIV bug, was an identified error in the Intel P5 Pentium floating unit. The presence of the bug can be checked manually by performing the following application that uses native floating numbers, including Windows Calculator or Microsoft Excel in Windows 95/98 (Pentium FDIV bug). The Pentium flaw was discovered byProfessor Thomas R.Nicely at Lynchburg Collwge,Virginia USA (Emery, Vince). Dr.Thomas R Nicely is a mathematic professor, noticed a small difference in two sets of numbers, he always double-checks his work by computing everything twice, two different ways (Emery, Vince). Dr.Nicely spent months successively eliminating possible causes such as PCI bus errors and compiler artifacts (Emery, Vince). Intel wanted to keep to keep the Pentium flaw a secret, after Intel testers discovered a division error in the Pentium chip (Emery, Vince). Intel managers decided that the error wouldn’t affect many people, therefore no one outside of the company was not informed (Emery, Vince). The pandemonium over Intel’s Pentium chip cost the company millions of dollars and could have been prevented and became an uproar on the internet (Emery, Vince). This was Intel’s first mistake and the company was given a reputation that made Intel not a trustworthy company and not disclosing that information made them seem to be hiding a...
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...MODULE 1, ASSIGNMENT 3 September 12, 2013 Topics: Performance Management, Financial Management and Financial Reporting Overview In this assignment, candidates get a chance to apply all the steps except for steps 6 and 9 in the Steps for Approaching Business and Corporate Strategy to a small business case. As mentioned previously, these steps provide candidates with a systematic approach for addressing a case involving business-level strategic issues. Applying this approach effectively is one of the important competencies that candidates will learn in the CMA Canada Professional Programs. The starting point for solving a business problem is to analyze the current situation and identify the problems that need to be addressed. A major component of the situational analysis is to take a close look at the environments within which an organization finds itself. One of the methods commonly used in such an environmental analysis is “SWOT” (an acronym for Strengths, Weaknesses, Opportunities and Threats), which considers the strengths and weaknesses in the internal environment as well as the opportunities and threats in the external environment. Candidates can refer to the required reading Situational Analysis Tools mentioned below for more information on how to go about doing a SWOT analysis. The next major step is to identify the issues and analyze various alternatives for addressing the major issues. In this case, a shortage of available cash is a major issue and needs to be addressed...
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...Executive Summary TUJAR Lounge & Restaurant is a XX seat fine-dining restaurant with a XX seat lounge. We focus on our American and European menu with a touch of Asian influence. We will be located in the booming, and rapidly expanding business area in the heart of Bahrain.' The outlook for the future of TUJAR is promising. Developers are recreating a multi million first-class business, residential and resort projects. It is estimated that thousands of squire meters will be allocated for commercial space, and many more for residential units with condo and townhouses ranging from 100,000 BD to-500,000 BD; rentals from 1000 BD-2,500 BD a month. The combination of these elements will provide the city with a year-round economy. The area is in need of a warm and friendly place with excellent food. A place where you always know you will get the best of everything. TUJAR Lounge & Restaurant will feature a cozy dining room and an elegant lounge, comfortable furnishings and decor with soothing warm tones. The lounge will have a comfy couches and antique love seats with a softly lit bar. It will be the perfect place to stop in for a bite to eat, for a drink or for a small business meeting. For extra comfort and to please a large group of people we will make up special hors d' oeuvre platters for customers. The menu will be inspired from different countries' specialties and appeal to a diverse clientele. You can go a little bit more International and choose a red curry chicken...
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...Reeds Clothier is a clothing store that has been around since 1936. It was founded by Jim Reed an ex military man from VMI (Virginia Military Institute). The majority of his customers were from VMI and his banking officer was too. I believe that these cozy relationships might have been the cause of the financial distress that occurred in this case. Jim's banking officer was lenient, because he was a friend. Jim had adopted a loose working capital policy with higher current assets than industry averages. Jim's customers were slow to pay A/R because they were friends and Jim was afraid of losing their business if he pressed them too hard. His sales overall might suffer if he losses these customers. But on the other hand if they turn out to be very loyal customers who understand that Reed's new policies are normal practice for most businesses, they might get on board with the new policies. The problems started when a new mortgage was taken out to remodel the store. They lost the rent they were receiving from the tenants on the third floor and now they had more bill and interest to pay. Jim use to take the 3/10 discount from his suppliers and since he can't anymore he is paying too much. A 3 percent discount would be allowed if paid within 10 days. The bill would be due in full within 60 days. Annualized discount of 3 percent on a 60 day cycle would be 18 percent. 360/60 x 3%= 18%. The new banking officer Mr. Holmes wanted Reed's to have an inventory reduction sale because he...
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...occurs in teenage girls, but it can also happen to teenaged boys and adult men and women. People with anorexia nervosa are obsessed with the thought of being and remaining thin. They lose a lot of weight and are terrified of gaining it back. Anorexia nervosa isn’t just a problem with food or weight; it’s an attempt to deal with emotional problems (Siegel 1). To completely understand and comprehend this horrific disease, you must consider the media that includes pro-anorexia websites that include negative support for suffering anorexics, celebrities in Hollywood, and teenager’s peers. Background information and the effects are also vital to the cause of this disease. If we look into any teenager’s experiences throughout middle school and right through high school there are all sorts of negative pressures: to drink, smoke, use drugs. But one of the least visible one of them is all is unforgiving demands to be thin and appear as the famous stars to in Hollywood. Teenager’s peers may put pressure on the so called ‘friends’ to view pro-anorexia websites in order to visualize how they want others to look and for unhealthy support in the cause of this appalling disease. There are many visible signs of a possible case of anorexia nervosa. A great number of suffering anorexics attempt to hide from anyone who will try and stop them or send them away to treatment. If no one helps, that person will die from the...
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...the operating margins shrink in an attempt to acquire 20% market share by 1990. To accomplish this, MCI will need to infuse huge capitals into their business. As per the pro forma statements, MCI would need significant amounts of capital to finance their plans. The figures range from $890 million in 1984 to $2.76 billion in 1987. Looking back at history, MCI has been known for issuing stock and debentures/convertible debentures. To finance their forecasts, MCI will begin by selling $481 million in common stock in 1984 the same way it did in the past. The share price is currently $47 per share and MCI needs to capitalize on the high value while it can. From 1985 to 1989, MCI will sell convertible debentures. A Convertible debenture is a type of loan issued by a company that can be converted into stock by the holder and, under certain circumstances, the issuer of the bond. The debentures allow investors to turn them into stock while at the same time allow MCI to issue more debt. Thus, each year from 1985 to 1989, MCI can take on more debt while converting older ones. The additional cash will provide for MCI’s growth plans and allow them to compete in a dynamic market. Pro Forma Statements Pro Forma statements are helpful in estimating future inflows and outflows. In any growing company, pro forma statements are vital in constructing future plans for growth. For MCI, we made assumptions based off growth in the case book. Also, we assumed that the economy was...
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...develop a series of pro forma, or projected, financial statements. Based on the projected statements, any firm is able to estimate its future level of Receivables inventory, payables, and other corporate accounts as well as its anticipated profits and borrowing requirements. A brand new company needs to have a sales projection plan, production plan, to put together a pro forma income statement a new company doesn’t have a prior balance sheet, a income statement, cash balance sheet and other budgets plans would be used to secure operating capital and loans from the bank. I as a new company would need to know how much product we need to make, how much each item cost to make, and how much revenue is expected. A family owned company is in the same boat, sales projection, production plan, cash balance and any other plans are needed in this situation. I really don’t see any difference in this situation then a new business. Knowing a family business has a sales plan and budget sheets, is necessary to get lending from the bank and for planning on how to pay personal monthly bills. A long standing company is no different, and then the previous two companies otherwise it would be long standing. Pro forma income statements, cash budget, and other budgets used together equal a pro forma balance sheet are used by business small and large to obtain lending, set production levels, forecast sales, and forecast profits. What financial forecasting is looking at is the pro forma balance sheet this...
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...[pic] |MASTERS DEGREE ASSIGNMENT SPECIFICATION | |Student name: | |Student P number: | | |Programme: |MBA | |Module: | ATM |Module Level: |7 | |Module code: |M6X9136 |Contribution to Overall |100% | | | |Module Assessment (%): | | |Lecturer: |Steve Griffiths |Internal Verifier: |Caroline Jawad | |Assignment Title: |Learning Logs |Assignment No (x of x): |1 of 1 | |Hand Out Date: | Sept 2012 |Submission deadline: |16 November 2012 | |Referencing: |In the main body...
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...On September 12, 1979, Hampton Machine Tool Company (HMTC) requested from St. Louis National Bank a renewal to their loan of $1,000,000 due to be repaid on September 30, 1979 and also to be given an additional loan of $350,000 for new equipment purchases in October 1979. Both loans were to be repaid on December 31, 1979. Hampton M.T. Company wrote a letter to the St. Louis National Bank stating the reasons for the extension of the loan and the need of the additional loan, and giving the current and the predicted future financial position of the company. In order to decide whether to approve the loan extension and the additional new loan, it is most wise to examine the financial position of the company for the following months to come and calculate the forecasted Income Statement and Cash Flow Analysis to find out if the company will have the required cash flows to repay their loan and interest on time. It is important, however, to first examine why HMTC was unable to repay its initial loan. Hampton Machine Tool Company was unable to repay its loan on time due to several factors. One of such factors is the fact that the stock repurchase, for which the loan was initially requested, was a major cash disbursement of $3 million. In the period between November 1978 and August 1979, stock repurchase represented 58% of total expenditures for that period, while inventory purchases represented 42% of total expenditures. They also had a difficult time repaying because of the steep decline...
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...Slaughter of Innocence Controversial, pro-choice, and pro-life. What do these have in common? Abortion. Abortion is a matter of plain, objective science. Embyros and fetuses are fully and individually human from the point of fertilization. If this were not true, and if unborn children were not genetically-distinct human beings, there would be no need to even talk about rights of personhood. Removing a fetus would be the equivalent of pulling a tooth, however, this is not the case and the debate must be a part of the political arena. Humans should be recognized as persons under the law. Humans are considered a person, if by nature, they have the capacity to develop the ability to think rationally, express emotion, and make decisions. Since humans have personal natures, they are considered a person. The humanity of unborn children qualifies them as persons and should be guaranteed their protection under the law. The choice should not be to keep or abort the baby, the choice should be to keep or give away the baby. Abortion clinics should be changed to adoption clinics. Abortion is a tragedy, not only for the unborn who never got the chance to experience life, but for the mother also. Millions of young and frightened mothers have been pressured to choose abortion to help men escape the responsibility and embarrassment. Fifty-one percent of Americans consider themselves "pro-life" about the issue of abortion, while forty-two percent are "pro-choice." Many people, including those...
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... Cortes 1 Zaid Shlah English 118 October 7, 2012 Abortion- Pro Choice Abortion has always been a controversial subject among our society. Whether we are involved directly or indirectly, whether we are for it or against it; it is nearly impossible to find someone who doesn’t have an opinion about abortion. Since 1973 abortion has been an important issue within the United States. 1973 marks the year that the famous Rowe versus Wade case was decided before the Supreme Court. The Supreme Court ruled that abortion be legal and available to all women. Legal abortions can be performed up to 24 weeks according to prochoice.org after twenty-four weeks most doctors or clinics will not perform the procedure unless keeping the baby presents a medical risk to the mother. I believe that every person is entitled to his or her own opinions, beliefs, thoughts, and rights. Denying women the right to choose abortion in the early stages of fetal development is denying her rights as a U.S. citizen and is also discrimination against her person. The moral question has always been whether or not it should be a woman’s decision to get an abortion. The other side of that question is whether the government should have control over a woman’s body and forbid her to get an abortion. Pro-life supporters believe that abortion is wrong because it involves the death of a human being on the other hand Pro-choice believes in woman’s right to choose. I am certain that abortion is a personal...
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...faith based organizations, to cover elective abortions. This new abortion policy had taken effect August 22nd. The California officials had decided that elective abortions had now fallen under basic health services in the state of California. The churches are now under no obligation to provide contraception, but not abortion. There have been attempts to stop California’s abortion mandate. Also, if the government takes no action to stop the abortion regulation a lawsuit may follow. This relates to class because abortion has been a big controversy and one of our main topics in class. Abortion is a big issue in many other states as well because many see it as “murder” while others see it as an opportunity. Some states are Pro-Life while others are Pro-Choice. Abortion has very much evolved in the 21st century as opposed to the 18th. The technology and procedure has become much more advanced. All in all, abortion has a very big impact on our nation. Its effects could cause an inner turmoil in the nation. For example the Roe Vs. Wade case has had a tremendous effect on abortion today. Abortion has become easier over time but it has also become a greater issue as well....
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