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Professional Regulatory


Submitted By mamkumba
Words 1217
Pages 5
Mamkumba Westbrook
Stimulus Paper
Instructor: Steven Miracle


When it comes to choosing a health care coverage it is always difficult to do. One has to look for the right coverage that suits you. The fact that health care insurance companies are nothing like any regular businesses. The health care reform law has made it very complicated for people to choose plans provided by their employers. Apart from looking into premiums, copayments, deductibles and so on, we need to consider provisions in the law that has been established and can have a great impact in your coverage in the near future. When choosing a plan there are different things to look into like: * Size and the cost * Factors in your favorite doctors * Make adjustments to your current plan or consider switching * Don’t get lured by those new freebies * Decide which plans suits your needs
In the case of Castor Collins Health Plans they were a regional HMO founded in 1999 in the state of Pantome. As an insurance company they always looking for a way of expanding by increasing the number of people they served. Speaking of them at the beginning they have about 100,000 enrollees through the state and still looking for an increase. As a representative in this company my main objective is to maximize profit and minimize the company from risk. In the event I have these two companies in need of health insurance it is a good time for me to get the company to its goal. All these companies have their own good part. E. Editors are with the bigger number and are ready to pay the company $4,500 per person. Whilst Constructit consist of a smaller number of employees and can only pay $4,000 per employee. Now the bottom line is I have to look into their personal health history to be able to determine which coverage suits each of them. The two plans we have

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