...expenditures, the government is running a Suppose that a new bond rating service is established that specializes in rating municipal bonds that had not previously been rated. The likely result would be If the equilibrium price in the bond market for a one-year discount bond is $9400, then the equilibrium interest rate in the loanable funds market must be As wealth increases in the economy, savers are willing to During an economic recession, | the bond demand and supply curves both shift to the right and the equilibrium interest rate usually rises. | | the bond demand curve shifts to the right, the bond supply curve shifts to the left, and the equilibrium interest rate usually falls. | | the bond demand and supply curves both shift to the left and the equilibrium interest rate usually falls. | | the bond demand curve shifts to the left, the bond supply curve shifts to the right, and the equilibrium interest rate usually rises. | flight to quality refers to a shift by savers from | stocks and into gold or other precious metals. | | bonds and into real assets, such as real estate. | | low-quality bonds and into high-quality bonds. | | bonds and into stocks. | Because savers are generally risk-averse | yields incorporate an extra premium for bearing default risk. | | they are more concerned about expected returns than about the variability of those returns. | | they prefer higher returns to lower returns, holding...
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...In 1787, Napoleon and the people of France began to fight what would later be known as “The French Revolution”, it was Napoleon’s rise to power that brought victory. Yet, years later they were back under a monarch, and a revolution started again. Napoleon’s revolution not only brought forth the idea of a revolution, but proof that revolting against a monarch was possible. Looking a Source 1, the first you notice is the flag. The bleu, blanc, et rouge of the flag of France was a rallying point for the revolutionaries. It provided common ground, and something for people to associate with their home. Flags have history of representing their countries, and the French flag was no different, providing a feeling of National pride for whomever saw...
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...and injustices would be different standards of schooling between areas, ICE choosing to deport people based on posts from social media, and the sex trafficking going on in America. These issues are of huge importance if we are to grow as a country. A Great example of lack of civil rights is Ice and the fact that they are using a machine to deport people. (ICE) announced it would be using technology like machine learning to automatically vet every visitor to the United States. Under this plan — known as the “Extreme Vetting Initiative” ICE would continuously scan “media, blogs, public hearings, conferences, academic websites, social media websites such as Twitter, Facebook, and LinkedIn,” and unidentified “internet sites” to automatically flag a minimum of 10,000 people per year for deportation or visa renewal. Tech experts say that the Extreme Vetting...
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...INDUSTRY ANALYSIS OF AMUSEMENT PARKS HAN CHOE BRIAN CHEN MARCY LEON RUBEN BUGARIN J.D. PERALTA INTRODUCTION The history of theme parks stems from European pleasure gardens in the 16th century. Pleasure gardens were a place of recreation where the guests could also enjoy beautiful landscapes. These types of venues led to expositions and fairs in the United States. These large venues then paved the way to amusement parks, which then led to the creation of a different type of amusement park called a theme park. Theme parks are in fact amusement parks that are built and designed to portray specific themes or stories. The first of its kind was Santa Claus Land in Indiana, which is now known as Holiday World. However, it was the Walt Disney Company that utilized the theme park idea and made it popular. Today, the words amusement parks and theme parks are used synonymously. Theme parks provide attractions to their guests. These attractions are roller coasters, water rides, live shows, carnival type games, arcades, and merchandise stores. Dining is also provided to guests and come in the form of push carts, providing fast food, to seated indoor restaurants. Some theme parks offer tours as well as a resort to accommodate overnight guests. Large theme parks can also provide shoppertainment centers outside of their park walls. These shoppertainment centers are available for non park attendees as well. Shoppertainment centers offer retail stores, restaurants, and movie...
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...as Pulaski had two missions- to prevent the passage of ships and to resist attacks.” The past of Pulaski was rough, preparing took months, and the first and second days were brutal. So what happened when the federals attack? Will fort Pulaski rise to the challenge or be brought down? (Schiller, 1997) Pulaski’s Past Savannah is greeted with celebration on December 20, 1860 when South Carolina seceded from the north. However, six nights later slipped into Fort Sumter. Georgians outraged and planned to seize Fort Pulaski. They did this to protect the fort so federals couldn’t take it over and control the port. In January men marched into the fort and doing so...
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...the cash inflows and cash outflows during a period. The statement details the net increase or decrease in cash as a result of operations, investment activities, and financing activities. Possible Fraud A company will want to build inventory to anticipate future sales, and in doing so, tries to meet the increase in sales with that of inventory growth. A possible reason for inventory that is growing at a faster pace than sales might indicate obsolete, slow-moving merchandise or overstated inventory. I believe in this case, most likely, fraud is occurring due to the significant difference between the two rates. With inventory increasing at a rate of 39 percent per year and sales only increasing at a rate of 4 percent per year, possible red flags may be found when analyzing the financial statements. Overstated inventory is a potential area for fraudulent activity. If fraud is being committed, then there needs to be some investigating. When analytical procedures uncover an unexpected...
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...Discuss the current small business start up success and failure rate in the U.S. market. As of 2009, according to the U.S. Small Business Administration Office of Advocacy there were 627,200 in successful start-ups, 595,600 in business closures and another 43,546 in bankruptcies. According to the Small Business Administration, over seventy five percent of jobs are created by small companies; and according to the Bureau of Labor Statistics' (BLS) job-growth projections for small businesses in the next ten years are on the rise for the following categories: IT, employment services, management, home health care, childcare, and entertainment. However, the business closures and bankruptcies are staggering. The recent failure rates in the US are due to a variety of reasons; the greatest at this point is the global economic recession. 2. Discuss the red flags for a small business related to business failure and bankruptcy. Approximately fifty percent of company start-ups shut their doors in approximately four years. This is due business owners not recognizing red flags such as insufficient planning, meager cash-flow managing, undercapitalizing, and too much debt. Many businesses fail to due the appropriate market research which would have justified whether there was a demand for their service or product. A major red flag, yet one time and again overlooked, is when a business finances with debt rather than equity. Another red flag is trying to grow a company with no infrastructure...
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...appropriate item on the Pathfinder triangle to be pointed out as the following is recited) DIRECTOR: RED s tands for sacrifice. It reminds us of the sacrifice of Christ. "For God so loved the world that He gave His only begotten Son, that whosoever believeth in Him should not perish, but have everlasting life." John 3:16 Also, it reminds us that we are instructed to "Offer your bodies as living sacrifices, holy and pleasing to God." Romans 12:1 DIRECTOR: The THREE SIDES represent the completeness of the God-head: Father, Son and Holy Spirit. Also, we are reminded of the balance we must strive for in our program: Mental - crafts and honors. Physical - camp outs, work bees. Spiritual - Outreach activities, witnessing DIRECTOR: GOLD represents excellence. "I counsel you to buy from me gold refined in the fire so you can become rich." Rev. 3:18 Gold is also a standard of measurement. The Pathfinder Club has high standards to help build characters fit for the kingdom of heaven. DIRECTOR: The SHIELD represents God, the shield of His people. "Do not be afraid...I am your shield." Gen. 15:1 "In addition to this, take up the shield of faith, with which you can extinguish all the flaming arrows of the evil one." Ephesians 6:16 DIRECTOR: WHITE Stands for purity and righteousness. "He who overcomes will,...
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...with in the company. A stock dividend is often offered to shareholders, which they don’t need to pay taxes until they are sold. Property dividends are offered to shareholders when companies are having financial difficulties. Scrip is almost the same except that they issue scrip instead of paying money to their shareholders. Personally if I ever had to choose between any of the four types of dividends it would be the stock it is one of the best options to choose from granted if the company happens to go belly-up so will you. However if the stocks should significantly rise and prosper so will you. This is the chance you take when you invest in any company. The one thing you should do before you invest in any company is research it. Making sure your money is in the right place is probably the smartest thing you can do. If the company is in financial ruin, you are more likely to go down with it. Assuming you did your homework right, you are going to run into some red flags that means there is something terribly wrong with the way the financial paper work is being handled, but most importantly the company...
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...Transgender (LGBT) movement are influencing every single one of us whether we realize it or not. According to a Williams Institute review conducted in April of 2011, approximately 4% of Americans identify themselves as belonging to the LGBT community. The number of same-sex couples grew by more than 30 percent from 2000 to 2005 (from nearly 600,000 couples to 777,000). There are over 10 million declared gay individuals in the United States with California having the largest population, and Washington D.C. having the highest percentage among population. The homosexual community enjoy nightly outings, parades, and most similar events heterosexuals do. The most globally recognized and perceived symbol of the LGBT community is the rainbow flag. The flag represents sexuality, life, healing, the sun, nature, art, harmony, and spirit. Another main symbol LGBT has derived their name from is the Lambda; which is a Greek letter that represents unity under oppression. Many other symbols such as labrys, the purple hand, freedom rings, as well as overlapping color schemes of pink and blue in shapes like triangles and moons, represent something greater. They represent inseparableness and undividedness no matter what the adversity they must overcome on a day to day basis through discrimination, labeling, and sometimes event violent acts. These people have the exact same rituals, values, and cultures as...
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...with in the company. A stock dividend is often offered to shareholders, which they don’t need to pay taxes until they are sold. Property dividends are offered to shareholders when companies are having financial difficulties. Scrip is almost the same except that they issue scrip instead of paying money to their shareholders. Personally if I ever had to choose between any of the four types of dividends it would be the stock it is one of the best options to choose from granted if the company happens to go belly-up so will you. However if the stocks should significantly rise and prosper so will you. This is the chance you take when you invest in any company. The one thing you should do before you invest in any company is research it. Making sure your money is in the right place is probably the smartest thing you can do. If the company is in financial ruin, you are more likely to go down with it. Assuming you did your homework right, you are going to run into some red flags that means there is something terribly wrong with the way the financial paper work is being handled, but most importantly the company assets. References Weygandt, J. J., Kimmel, P. D., & Kieso, D. E. (2010). Financial accounting (7th Ed.). Hoboken, NJ: John Wiley &...
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...Since my freshman year, I have spent a great majority of my time performing as a part of the Father Ryan Color Guard. I have spent countless days on a cement replica of a football field or on decorated tarps in Basketball courts performing and practicing to get a toss, turn, spin, leap, roll, or extension perfect. Luckily for me, the performances, in front of thousands of spectators all over the country is my favorite way to spend my time. Practices are spent learning the proper technique to manipulate a flag, rifle, or sabre to visually portray a musical piece. Three feet of silk, lots of electrical tape and a six foot pole connect to create the flag. The rifle is wooden with metal bolts and leather straps, designed to rotate high into the air when enough force and rotation is applied to make beautiful tosses. The sabre is a metal blunted sword with a delicately designed hilt to soar into the air and destroy your hands on every catch....
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...Practice Exercise - Resource Utilization (Not graded) Top of Form Question 1 Correct Mark 0.90 out of 1.00 Flag question Question text Our economy ______________ operates on its production possibility curve. Select one: a. Sometimes b. Never c. Usually d. Always Feedback Correct Marks for this submission: 1.00/1.00. Accounting for previous tries, this gives 0.90/1.00. Question 2 Correct Mark 0.90 out of 1.00 Flag question Question text Which statement is true? Select one: a. On the production possibilities frontier we have zero unemployment. b. To get out of a recession, we must produce at some point beyond our production possibilities frontier. c. On the production possibilities frontier 95 percent of the labor force is employed. d. To have economic growth, we must push the production possibilities frontier inward. Feedback Correct Marks for this submission: 1.00/1.00. Accounting for previous tries, this gives 0.90/1.00. Question 3 Correct Mark 0.80 out of 1.00 Flag question Question text The main reason our standard of living is so much higher than that of India and China is that we have more Select one: a. money. b. labor. c. capital. d. land. Feedback Correct Marks for this submission: 1.00/1.00. Accounting for previous tries, this gives 0.80/1.00. Question 4 Correct Mark 0.70 out of 1.00 Flag question Question text Which one of these people is not underemployed? Select one: a. A woman working as a...
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...dismissing those who said the sands of time are running out on his long career. Plan for your retirement. The sands of time catch up with everyone. * Live in the present 24 December 2013 Present as a noun has two meanings. A present is a gift. The present is the time we are experiencing at this very moment. When you tell people to live in the present you want them to deal with current events and not be too concerned about the past or planning for the future. Examples: Don't worry if your former boyfriend cheated on you. Live in the present and find another person to love! Johnny was keen to save money to buy a house. His friends told him to live in the present and go on a holiday with them. * One in the eye 19 December 2013 If you say something is one in the eye for someone, it means that something is a big disappointment or a defeat for them - but you are pleased about their disappointment. Examples: I got the job! That's one in the eye for John – I've never liked him and I was sure he would get the position. Ha! Our winning the championship was one in the eye for our rival team – they are always boasting about their skills. * Get your skates on! 17 December 2013 If you tell someone to get your skates on it means that you want them to do something quickly or to hurry up. Examples: You'd better get your skates on, or we are going to miss the bus! Get your skates on! We've got a lot of work to do today. * To tower over 12 December 2013 ...
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...Auditing Standard No. 5. Based on your understanding of inherent risk assessment and the case information. Identify three specific factors about Sunbeam that might cause you to elevate inherent risk. The fact that the structure of the organization was in major flux and that the employees were probably in chaos mode with all the terminations in management, I am sure that the overall tone from the top was not a good one. I would assume that employees felt that fraud would be accepted if it meant the bottom line numbers were impressive so this would definitely cause me to elevate the inherent risk level. Especially since replacement employees were given strong monetary incentives to have stock prices raise. There is also rapid change happening in the entity. Not only was there a huge turnover of staff but there was also the elimination of 87% of products. Headquarters were even closed and consolidated into one. On top of all of that there were huge sales projections along with the introduction of new products. This rapid change should set up a red flag for any auditor and cause them to continue to raise the inherent risk level. All of these changes and projections caused the stock prices to rise. Since it was known that top management had a personal stake in these stock prices this would also cause an alarm to go off. Especially as it was stated before employees were encouraged to do what they could to cause the value of Sunbeam stock value to go up. Any auditor would have to also...
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