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Rural Bank

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Consultative Group to Assist the Poorest (CGAP) Working Group on Savings Mobilization

RURAL BANK OF PANABO (RBP), PHILIPPINES (CASE STUDY)
Ulrich Wehnert
Eschborn, 1999

CGAP Working Group on Savings Mobilization

CONTENTS ABBREVIATIONS LIST OF TABLES AND GRAPHS 1 CONTEXT 1.1 1.2 Macroeconomic context iv v 1 1

Context of the financial sector 1 1.2.1 Role of the central bank 1 1.2.2 Regulation and supervision 2 1.2.3 General development and characteristics of the financial sector 3 1.2.4 The impact of the Asian financial and economic crisis on the financial sector4 1.2.5 Outreach and characteristics of state interventions 4 1.2.6 Social security system 5 Social and socio-cultural context Classification of the macroeconomic, financial and socio-cultural context 5 6 7 7 8 8 9 11 11 11 12

1.3 1.4

2 INSTITUTIONAL ANALYSIS 2.1 2.2 General characteristics of the Rural Bank of Panabo Institutional type, governance and organizational structure 2.2.1 Institutional type and governance 2.2.2 Organizational structure 2.2.3 Lessons learned in institutional type, governance and organizational structure 2.2.3.1 Success factors 2.2.3.2 Limitations and risks 2.2.3.3 Possibilities of replication

2.3

Demand-oriented savings products and technologies 12 2.3.1 Characteristics of demand-oriented savings products and savings technologies 12 2.3.2 Design of demand-oriented savings products 13 2.3.3 Procedures to introduce demand-oriented savings products 13 2.3.4 Lessons learned in the design and handling of demand-oriented savings products and technologies 14 2.3.4.1 Success factors 14 2.3.4.2 Limitations and risks 14 2.3.4.3 Possibilities of replication 14 Management capabilities 2.4.1 General management capabilities 2.4.2 Special management capabilities: Risk management 2.4.3 Special management capabilities: Liquidity management 14 14 15 16

2.4

Rural Bank of…...

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