...Harvard Business School 9-598-061 Rev. November 1, 2000 Note on Marketing Strategy Long ago, Peter Drucker wrote that any business enterprise has only two basic functions: marketing and innovation.1 All else, he implied, was detail. The central role of marketing in the enterprise stems from the fact that marketing is the process via which a firm creates value for its chosen customers. Value is created by meeting customer needs. Thus, a firm needs to define itself not by the product it sells, but by the customer benefit provided. Having created the value for its customers, the firm is then entitled to capture a portion of it through pricing. To remain a viable concern, the firm must sustain this process of creating and capturing value over time. Within this framework, the plan by which value is created on a sustained basis is the firm’s Marketing Strategy. Marketing Strategy involves two major activities: (i) selecting a target market and determining the desired positioning of product in target customers’ minds and (ii) specifying the plan for the marketing activities to achieve the desired positioning. Figure A presents a schematic describing a general process of marketing strategy development. As shown, five major areas of analysis underlie marketing decision making. We begin with analysis of the 5 C’s— customers, company, competitors, collaborators, and context. We ask: Customer Needs Company Skills Competition Collaborators Context What needs do we seek to satisfy?...
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...AUDIT | DECEMBER 2012 THE POWER OF BEING UNDERSTOOD U.S. GAAP VS. IFRS: IMPAIRMENT OF LONG-LIVED ASSETS AT-A-GLANCE Increasing globalization coupled with related regulations continues to put pressure on moving towards a common global accounting framework – International Financial Reporting Standards (IFRS). Currently, more than 100 countries use IFRS, so if your business goals include global expansion, it is critical to educate yourself about the impact of IFRS on your financial reporting processes and business now. To gain a better understanding of what IFRS means for your organization, we have prepared a series of comparisons dedicated to highlighting significant differences between IFRS and U.S. generally accepted accounting principles (GAAP). This particular comparison focuses on the significant differences between U.S. GAAP and IFRS when accounting for the impairment of long-lived assets. For other comparisons available in this series, refer to our U.S. GAAP vs. IFRS comparisons at-a-glance series. A discussion about U.S. GAAP and IFRS would not be complete without mentioning the status of the Securities and Exchange Commission’s (SEC) activities focused on determining whether the application of IFRS by U.S. registrants should be required or allowed. While the SEC has not made any final decisions with respect to use of IFRS by U.S. registrants, its activities are ongoing. For more information, refer to our IFRS Resource Center. The guidance related to accounting for the...
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...Commercial Bank of Ethiopia From Wikipedia, the free encyclopedia Commercial Bank of Ethiopia | | Type | Government owned | Industry | Finance | Founded | 1963 | Headquarters | Addis Ababa, Ethiopia | Products | Financial services | Revenue | Birr 9.9 billion (June 2104) | Total assets | Birr 242.7 billion (June 2014) | Total equity | Birr 10.7 billion (June 2014) | Number of employees | 18,000+ (2014) | Website | www.combanketh.et | The Commercial Bank of Ethiopia (CBE) is the largest commercial bank in Ethiopia As of June 2013, it had about 195.4 billion Birr in assets and held approximately 63.5% of deposits and about 38% of all bank loans in the country. The bank has around 22,000 employees, who staff its headquarters and its over 900 branches positioned in the main cities and regional towns. The latter include 120 branches in the national capital Addis Ababa. With the opening of a branch in the Gechi in the Illubabor Zone of the Oromia Region, CBE's banking network has reached online 783 branches. The bank has reached 1014 branches as of February 12, 2016.[2] The bank also operates two branches in South Sudan, and is contemplating opening re-opening a branch in Djibouti, andopening branches in Dubai and Washington, DC, all to serve the Ethiopian diaspora. History A Commercial Bank of Ethiopia building in Addis Ababa. After the Ethiopian-English victory over Fascist Italy, the new government established the State Bank of Ethiopia a proclamation issued in August...
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...sürekli sarhoştu, umarsız, tükenmiş, tüketmiş, çürümüştü. Elinde kalan tek şey paraydı ve onunla bağlıyordu insanları kendine, ki bunu da çok iyi yapıyordu. Bazen unuturdu nefes almayı, dalıp giderdi ya da belki. Uzun süre öyle kalır, sonra ani ve derin bir nefesle hatırlar yaşadığını, doğrulup bana bakardı.Yüzüm parçalanıp düşerdi o an, dudaklarımdan çeneme doğru sonra da boynumdan aşağı ilerleyerek çatlardı tenim. Ayakuçlarım uyuşur, bütün acım gözlerimde birikirdi. Öylece bakıp gülümserdim sadece.Sonra şarabı uzatırdım, sağlam bir yudum alırdı ve yazığım öyküyü okumaya başlardı Anlaşılmak istiyorum: sevdiğim bir şarkıyı herhangi biriyle paylaşırken aynı duyguları hissetmek arzusu bu. Evet, tıpkı bu. Sese, ahenge kapılırken, kendini müziğin ritmine verirken yanında bir diğerinin olabilmesi; görkemli bir anda birlikte sadeleşebilmek. Birlikte dansedebilmek gibi. Aşka çılgınlığın yakıştığı çağları neden unutalım? Neden tarihin çuvalına tıkalım tatlı serseriliği, az biraz sergüzeşt olmayı? ! Ilımlılık mı kurtaracak insanlığı? Alttan alma mı örtecek bunca çirkefi, zorluğu, belayı? Düşüncelerimi zapteden, kelimelerimi korkutan birinin. Yanında huzurlu uyuduğum, mutlu uyandığım birinin. Onunla olmakla, onunla birlikte yaşamakla gizli bir gurur duyduğum, asla kıskançlığa ya da sahiplenmeye dönüşmeyen bir tutkuyla bağlandığım birinin. Onu arıyorum göğe her baktığımda; bir melek gibi uzanıp yüzüme dokunacağını tasarlıyorum. Bütün aşkların payına düşen şiddetten arınmış...
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...HiperglikÄ“mija | HiperglikÄ“miskÄ lÄ«kne 1. Norma 2. Latentais diabÄ“tsLai novÄ“rtÄ“tu ogļhidrÄtu v/m pacientam, izmanto cukura slodzi – iegÅ«to glikozes lÄ«meņa lÄ«kni sauc par hiperglikÄ“mosko lÄ«kni.Gaita: 1. Vesels cilvÄ“ks tukÅ¡Ä dÅ«Å¡Ä uzņem 1-2 g/kg cukuru, bet nevairÄk kÄ 75 g GLU 2. GLU uzsÅ«cas KZT -> v. porta asinÄ«s 3. aknas daļu Glu pÄrvÄ“rÅ¡ glikogÄ“nÄ, bet ne visu hiperglikÄ“mija 4. pacienta GLU lÄ«menis asinÄ«s 30-60 min laikÄ ceļas lÄ«dz 7,3 – 9,0 mmol/L pÄ“c 2h norma pÄ“c 3h GLU lÄ«menis zemÄks nekÄ normaHiperglikÄ“miskais koeficients: max pÄ“c 60 min norma: 1,5-1,7PoshiperglikÄ“miskais koeficients: pÄ“c 2h norma: 0,9-1,0 | AlimentÄra hiperglikÄ“mija | CentrÄla(emocionÄla) hiperglikÄ“mija | HiperglikÄ“miskÄs endokr. regul. traucÄ“jumi | EtioloÄ£ija: * rodas pÄ“c GLU uzņemÅ¡anasIzmanto: * GLU slodzes testu * GLU dubutslodzes tests * GLU tolerances tests | EtioloÄ£ija: * CNS emoc. traucÄ“jums * CNS organisks bojÄjumsMehÄnisms:KairinÄjums izplatÄs pa zemgarozu un simpÄtiskiem ceļiem sasniedz virsnieres un vairogdziedzeri, tÄ rezultÄtÄ:(↑) AKT, GK, adrenalÄ«na, tireotoksÄ«na daudzums, kas noved pie glikogenolÄ«zes stimulÄ“Å¡anas | EtioloÄ£ija: * slimÄ«bu gadÄ«juos ar hipoinsulÄ«nismu * GLU paaugstina hormoni (STS producÄ“ hipofÄ«zes audzÄ“ji) | OrientÄ“joÅ¡ie rÄdÄ«tÄji: 1. ja slimniekam Ä«slaicÄ«gi tukÅ¡Ä dÅ«Å¡Ä cukurs ir lÄ«dz 4,4 mmol/L, tad viņš ir vesels un nekÄdu papildizmeklÄ“Å¡anu...
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...Welcom e - Already a m em ber? [ Sign In ] My Itineraries My Account Customer Support Online Check-in Feedback Français Cancel My Hotel Booking Home Flights Vacation packages Hotels LAS VEGAS DEALS DISNEY Car rental Cruises Things to do Insurance Mobile Like 243k Your Trip to Oranjestad, Aruba Sat 5/Oct/2013 - Thu 10/Oct/2013 | Total price: C$2,309.27 Trip Summary Halifax to Oranjestad Your flight and hotel were added to your trip. Sat 5/Oct/2013 - Thu 10/Oct/2013 Return: Arrives on 11/Oct/2013. 1 Ticket: 1 Adult Change Flights Show Details The Westin Resort & Casino, Aruba Sat 5/Oct/2013 - Thu 10/Oct/2013 1 Room: 5 nights Flights October 5, 2013 - Departure Halifax 1 stop Toronto Total travel time : 9h 45m Flight + Hotel C$2,636.24 -C$326.97 Total: C$2,309.27 All prices include taxes & fees and are quoted in Canadian dollars YHZ 8:00am Air Canada 607 Economy/Coach (M) YYZ 9:27am 2h 27m Your Savings Layover: 2h 13m Toronto Oranjestad 5h 5m Best Price Guarantee Congratulations! You're getting the lowest possible rate. We guarantee it. YYZ 11:40am Air Canada 1294 Economy/Coach (M) October 10, 2013 - Return Oranjestad AUA 4:45pm 2 stops Newark Total travel time : 17h 33m 4h 52m AUA 2:59pm UNITED 1039 Economy/Coach (L) EWR 7:51pm Important Trip Information We want you to know this trip has the following restrictions regarding your flight and hotel. Layover:...
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...Audio Walkthrough “MINDBUSTER” Background: Mind testing game will be along a path to test and teach the listener on how the mind works in weird and mysterious ways. Games will be played along the path tricking the mind. Intro [Host]: [FM Radio static] “Hello! You have been selected to play Mindbuster! Ok listen up, your mind and senses are the key and they are going to be tested, follow the path and listen carefully, reach the end and win the grand prize! You will see someone in front of you waving his arms! Shall we begin?” Game 1: “Hello contestant here your mind will be test to see how well you can pay attention to directions. Let’s see how many people can pass this test: raise your right just in front of your face like so [I will be following along with cues showing them what to do] now just stick out your thumb like so, next your index finger good just like that so far so good now make a connection with the two forming together like a circle every one following so far good finally touch the circle to your chin!”[As I move my hand to my cheek instead] “Now how many for you followed with what I did instead of what I said? Most off you failed to follow my instructions. This deals with the minds perception, how most people respond faster to a visual direction rather than a spoken direction. Now shall we move on further down the hallway in front of you, you’ll see your next mind bending test.” Refer to the link for my game and others if you like...
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...(i) Education is a must in the development of the country. We all know by that human capital and knowledge is valuable in bringing new ideas to an economy and retaining that knowledge to further increase economic development. I believe a parent’s greatest investment is the education they give their kids. If the kids get properly raised and educated, they not only help themselves, but also lift their parents out of poverty and help the wider society. For example, a family that migrates to a city from a rural village will most likely push their kids to get a good education. The mother and father will be most likely working in a factory or doing some other miniscule job that requires little knowledge. The child will go to school. The parents will pay for their college in the hopes they will become successful. The children will then help their parents with paying the household expenses. The time and money the parents put on their kids is basically an investment that they will get a high return later in life. Not to mention, the bragging rights the parents have since their child is educated. (ii) Education plays a huge role in the development of LDC economies. For example, at the prestiges school in India, the students were able to land in high paying jobs in the United States and many of them even started their own companies. This is a negative and positive outcome for the society in India because there is a brain drain of knowledge of educated individuals leaving...
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...1. a. The number of nodes at level h is at most d^h. The total number of nodes in a tree of height h is at most 1 + d + ... + d^h = Θ(d^h). Setting d^h = n implies the height is Θ(logd n). b. same as binary heaps. running time is given by Heapify. Heapify operation on d-ary heaps is similar to the one on binary heaps: Heapify_D(A, i) i. find largest element l = max{A[i], Children(A[i])} ii. if l != i then exchange A[i] ↔ A[l] and Heapify D(A, i) The running time of Heapify d is Θ(d · logd n). The d term is because at each iteration a node compares its value and the values of its d children to find the maximum, which takes O(d) time. c. same as binary heaps. The running time is Θ(height) = Θ(logd n). d. The running time is O(logd n) if A[i] < k. Heap_Increase_Key _D(A, i, k) i. if A[i] < k then A[i] = k while i > 1 and A[Parent(i)] < A[i] do exchange A[i] ↔ A[Parent(i)] i = Parent(i) 2. log(n!) = log(1) + log(2) + ... + log(n-1) + log(n) log(1) + log(2) + ... + log(n) <= log(n) + log(n) + ... + log(n) = n*log(n) log(1) + ... + log(n/2) + ... + log(n) >= log(n/2) + ... + log(n)>= log(n/2) + ... + log(n/2) = n/2 * log(n/2) 3. T(n) is the best-case time for the procedure QUICKSORT on an input of size of n. T(n) = min (T(q) + T(n − q − 1)) + Θ(n)) 1≤q≤n−1 We guess that T(n) ≥ cn lg n -> T(n) ≥ min (cq lg q + c(n − q − 1) lg(n − q − 1)) + Θ(n) (1≤q≤n−1) = c min(q lg q + (n...
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