Premium Essay

Sm Advantage Card

In:

Submitted By lozanocamille
Words 439
Pages 2
Biography of Manuel Aguilar Chávez (1913-1957)
Poet, Narrator, journalist and Salvadoran politician, born in San Salvador on March 20, 1913, and died in dramatic circumstances in Soyapango, on November 30, 1957, killed by Gumercindo Menéndez. As so many other men of letters Spanish American of his time, he joined as a humanistic facet of writer, journalist and public man, circumstances that led him to play an outstanding role in the cultural landscape of the Salvadoran nation during the first half of the 20th century.
After completing his primary and secondary training at the prestigious colegio San Luis, joined the Faculty of law of the University of El Salvador, where he attended his law career. However, his true vocation inclined him more into the world of writing, both in its creative side plot that linked it to the extensive field of journalism. Thus, with little more than twenty years of age became part of the literary group Crucible, located in the Salvadoran city of Santa Ana, and shortly after began collaborating regularly in the mainstream media of the small Central American Republic. During almost three decades (specifically, from 1935 until 1948) practiced active journalism, as editor in various newspapers in El Salvador, and finally ended up take the direction of two of the most outstanding Rotary in their country: the journal of the West and the Tribune.
This fertile and incessant activity on the journalistic compositions allowed him to assume important public functions in the service of the Salvadoran administration, where he worked first as a Chief of the Department of press of the Ministry of public health, then as delegate of El Salvador in the assemblies of the United Nations (1949), and later as a representative of his country in the Inter American press (1950). In addition, he served as for some time Secretary staff of the first lady of the

Similar Documents

Premium Essay

Sm Advantage Card Thesis

...EFFECTIVENESS OF SM ADVANTAGE CARD IN CREATING CUSTOMER LOYALTY IN SM MARIKINA A thesis submitted by Agoncillo, Sherylene E. Cadiz, Lailani J. Geronimo, Mirasol A. Lorente, Jennylyn F. Malto, Camille Joy D to Pamantasan ng Lungsod ng Marikina In Partial Fulfillment of the Requirement for the Degree of Bachelor of Science in Business Administration Major in Marketing Management This thesis has been accepted for the faculty of Pamantasan ng Lungsod ng Marikina by: Name of Chair Chair Name of Advisor Advisor Name of External Reader External Reader Abstract Select (highlight) this text and then begin typing your abstract, which should be limited to one paragraph of not more than 120 words Copyright © CONTENTS Abstract ii List of Figures vii List of Tables viii CHAPTER I The Problem and Its Background 1 Introduction 1 Background of the Study 2 Conceptual Framework 4 Research Paradigm 7 Statement of the Problem 8 Significance of the Study 9 Scope and Limitation 10 Definition of Terms 11 CHAPTER II Review of Related Literature and Studies 13 Socio-Demographic Profile: Age 13 Socio-Demographic Profile: Gender 14 Socio-Demographic Profile: Income 15 Customer Retention 15 Interacting with customers 17 Building Loyalty 17 Purchase Intention 19 Purchase Frequency 20 Synthesis of Literature Review 20 CHAPTER III Research Methodology 21 Research Locale 21 Population Sampling or Respondents of the Study 21 Research Method and Design...

Words: 8256 - Pages: 34

Free Essay

E-Banking: ‘a New Era of Customer Satisfaction Through Sms Banking’

...E-Banking: ‘A new era of customer satisfaction through SMS Banking’ Abdullah Hassan, BBA(Hon’s), Fourth Year, Department of Management Studies, University of Chittagong, abdtek@gmail.com Abstract According to the Euronet mobile Banking Guide, there are currently close to 400 mobile operators in over 133 countries who are signing up 4 to 6 new customers every second. That means people are now much more interested in cell phone than before. Users always seek multi-dimensional use of their cell phones. The main purpose of this paper is to find out customer satisfaction through SMS Banking. Mobile phone operators provide various value added services (VAS) to their users including banking service and other utility services with the legal agreement with respective organizations. As mobile operators are trying heart and soul to retain existing customers and enhance new customers by adding VAS, hence a mobile banking solution called SMS Banking that allows people to bank with their mobile phones and its overview are presented in paper. Introduction There are various types of E-banking that are used in the field of IT and Banking. SMS Banking is one of them. SMS stands for ‘Short Message Service’. SMS Banking allows you to check account balance, transfer amount to other account, payment of utility bills like electricity bill, gas bill and water bill etc. Short Message Service is particularly adapted to 2G networks because they require low capabilities for data exchange...

Words: 3779 - Pages: 16

Premium Essay

Electronic School Id System

...Radio Frequency Identification (RFID) with Short Messaging Service (SMS) AUTHORS: Crystal Genna F. Antinero Ma. Josefa T. Pacoli Mark A. Soliva Venus R. Tongohan COURSE: Bachelor of Science in Computer Engineering ACEDEMIC YEAR: 2013-2014 TYPE OF DOCUMENT: Undergraduate Thesis TOTAL OF PAGES: 73 COLLEGE: College of Engineering NAME AND ADDRESS OF INSTITUTION: University of Rizal System Morong, Rizal EXECUTIVE SUMMARY: The study aimed to develop a new Electronic School ID System using Radio Frequency Identification (RFID) with Short Messaging Service (SMS), and to determine its level of acceptability with respect to the selected aspects of evaluation. The researchers used the developmental method of research since the study is focused on developing the Electronic School ID System. Descriptive method was also used to determine the level of acceptability of the system. The researcher was evaluated by means of testing this system but monitored by the researchers and the report was based on the accuracy, applicability, user-friendliness, modifiability, workability, safety and maintenance of the system. The researcher conducted the study to electronic ID system of the students. This mainly focuses on the ability of the RFID components to visibly play the task of the Barcode in the supermarket that check the value of the item being scanned. As with the system, there is an RFID card/tag that is being tapped to the RFID reader and scans the information...

Words: 619 - Pages: 3

Premium Essay

City Cell

...Letter of Transmittal November 28, 2008 Mr. Md. Shibli Shahriar Assistant Professor Department of Business Administration Daffodil International University Subject: Submission of Internship Report Dear Sir, I am very happy to submit my Internship Report assigned to me at the completion of my BBA program. While working on the report, I have tried to follow each and every guideline that you had advised. It has been a very enlightening experience to work on this project and I have thoroughly enjoyed my internship period at CityCell. The authority of Pacific Bangladesh Telecom Limited has also extended their cooperation as and when required. I hope you will accept my report and kindly oblige. Sincerely, Md.Fazlay Elahi Sakib ID:042-11-365, Batch: 8th Bachelor in Business Administration (BBA) Contact:01715909903 Acknowledgement This internship report would not be completed without the help and cooperation of the following people. First of all I would like to thank honorable faculty member and my internship advisor, Mr. Md. Shibli Shahriar, Assistant Professor, BBA program for giving me the permission to work on this topic. My special appreciation and sincere gratitude goes to him for the clear guidelines given, which was very help for me to understand and prepare the structure of the paper. Next, I would like to thank Pacific Bangladesh Telecom Limited authority for their cooperation in doing this project. I would specially like to thank...

Words: 13983 - Pages: 56

Premium Essay

Sms Spam: Indonesia’s Never Ending Story?

...SMS Spam: Indonesia’s Never Ending Story? Hazmi Alfiyatur Rahmah School of Electrical Engineering and Informatics, Institut Teknologi Bandung Bandung phie.hazmi@gmail.com Technological development brings a positive and negative impact on human life as well as the SMS technology. Since the advent of technology and SMS Gateway SMS Broadcast, then SMS Spam began to bloom too. Competition among cellular phone providers become one of the roles in the proliferation of SMS Spam in Indonesia. War fare and bonus SMS makes SMS rates to be very cheap even free. SMS Spam cases ranging from those that are disturbing to the fraudulent acts that cause a material loss has been a lot going on. Keywords-SMS SPAM, etics, law. Introduction SMS (Short Message Service) is a service available on mobile telecommunications in GSM and CDMA networks to send and receive short messages in the form of text. SMS first appeared in Europe in 1991 and in 1992 with an SMS text message was first performed on a Personal Computer (PC) to a mobile phone on Vodafone's GSM network. The technology used is a store and forward where the SMS messages sent are temporarily stored in the Message Center. Basically the SMS message consists of 140 bytes which can be 140 8-bit characters, 160 characters in 7-bit or 70-bit character 16 [1]. The advantages of this service is low cost. Before the advent of smartphone technology and sending chat messages via the internet, SMS is a service that is in demand and is...

Words: 2611 - Pages: 11

Premium Essay

Banking Report

...ABSTRACT This report deals with “internet banking” Its scope, advantages and background ACKNOWLEDGEMENT First of all we owe dear Almighty Allah who gave us strength, knowledge and tenacity to undertake and successfully complete the report. For help in preparation of this report we also extend our gratitude to, Sir Khalid Jamil Ansari who was very cooperative, benevolent and relent throughout. In the absence of his guide lines which were very help full without it we won’t be able to prepare such a report which now is shaped as an ostensible report. Initially this report writing assignment was appeared as an arduous hindrance but the confidence he showed and the way he motivate us develop perk in us and we are finally able to complete this initially abstruse looking assignment. 1. INTRODUCTION Web Banking or Internet Banking is a term used to describe banking transactions that are performed via a secured Internet application.  Web Banking transactions include such things as paying bills, transferring funds, viewing account statements and paying down  loans and mortgages. Although Web Banking has been popular among young Internet-savvy people for many years, its popularity is expected to grow rapidly as Internet usage grows internationally and people discover the many advantages that it provides. Web-Banking.org provides an overview of Internet Banking.  It discusses conventional and virtual banks, e-banking services, Internet security and the cost/benefit considerations...

Words: 6652 - Pages: 27

Premium Essay

Ghcg

...1.0 INTRODUCTION Celcom (Malaysia) Sdn Bhd, a Technology Resources Industries (TRI) Bhd company has been the leading mobile cellular operator in Malaysia for the past 10 years. Celcom's main business activity is to develop and market Mobile Services such as Celcom GSM and ART 900 and Fixed Services such as Direct Connect, Leased Lines, Equal Access and Virtual Private network (VPN). Within Celcom's short history in the telecommunications business, it has ventured into value-added services, the latest being multimedia. Celcom Axiata Berhad provides mobile communication services for customers in Malaysia. It offers voice, mobile broadband and email, roaming, and IDD services, as well as telemetry and fixed wireless desk phone solutions. The company also provides a unified messaging service that allows users to view a fax message via Web; and AirCash services, which provide instant access to money via client’s mobile phone. Celcom Axiata Berhad was formerly known as Celcom (Malaysia) Berhad and changed its name in December 2009. The company was founded in 1988 and is headquartered in Kuala Lumpur, Malaysia. Celcom Axiata Berhad operates as a subsidiary of Axiata Group Berhad. Company Background Celcom started its operation as STM Cellular Communications in 1988 with Fleet Group and Telekom Malaysia as shareholders. Subsequently Telekom Malaysia sold its 51% shareholding to the TRI group which was controlled by Tajuddin Ramli. Fleet Group's share meanwhile was transferred...

Words: 4624 - Pages: 19

Premium Essay

Student

...subscribers who use their phones for mobile banking will exceed 400 million globally by 2013 * Banks are provide SMS, mobile web, and apps to provide additional channel choices for their customers * Banks in Europe, North America and the Far East are good examples of delivering and promoting their mobile services * Over 80% of banks currently offer some form of mobile banking * Far East and China will be the region with the highest number of users in 2015 2nd source: * Bank of America vs. Citibank (Citibank mobile is much more advanced) * Bank America: Set up on PC for online banking and can do the following: * Access their checking, savings, credit card, mortgage, line of credit, loan and other Bank of America accounts * Pay bills anywhere, anytime * Transfer funds from one Bank of America account to another * Locate branches or ATMs * Get maps and directions * Citibank: Application based approach; use cell numbers, model and carrier of phone online. (Banking is connected directly to your phone), download app directly to phone, enter codes every time they sign on. Can do the following: * Account info/activity * Payments * Transfers * Locations * Customer service * Citibank looking to make NFC (near field communications) which can make payments on a user’s credit/debit card, called an m-payment 3rd source: * More than 3 million people used mobile banking last year, up a remarkable...

Words: 929 - Pages: 4

Free Essay

Samsung Mobile

...Introduction: With the success of its electronics business, Samsung has been recognized globally as a industry leader in technology and now ranks as a top 10 global brand. It was first invented and made in 1977 at Seoul, Korea. History: At Samsung Electronics, we see every challenge as an opportunity and believe we are perfectly positioned as one of the world's recognized leaders in the digital technology industry.  Our commitment to being the world's best has won us the No.1 global market share for 13 of our products, including semiconductors, TFT-LCDs, monitors and CDMA mobile phones. Looking forward, we're making historic advances in research and development of our overall semiconductor line, including flash memory and non-memory, custom semiconductors, DRAM and SRAM, as well as producing best-in-class LCDs, mobile phones, digital appliances and more. 2013 * Launched Galaxy S4 in the global markets * Began mass producing the world's first 20 nanometer 4Gb ultra high-speed mobile DRAM 2012 * Took 9th place among global top 100 brands with a brand value of USD 32.9 billion * The LCD business was sent to Samsung Mobile Display 2011 * Began construction of the 7.5G LCD manufacturing plant in Suzhou, China * Signed a patent sharing license agreement with IBM 2010 * Became the #1 global electronics company in sales * Acquired the medical equipment company, Medison * Began mass producing 20nm-class, 64-gigabit 3-bit NAND flash...

Words: 1624 - Pages: 7

Free Essay

Markting Based Smart Phone

...M-COMMERCE: THE ROLE OF SMS TEXT MESSAGES Ruth Rettie, School of Marketing, Kingston University, United Kingdom Matthew Brum, MBA student, Kingston University, United Kingdom Email contact: R.Rettie@Kingston.ac.uk ABSTRACT This paper explores the marketing role of SMS text messages. While Internet based m-commerce has been disappointing, commercial applications for SMS are developing rapidly. The conceptual framework compares SMS to telemarketing and email marketing, and describes the key features of this new medium. Five distinct SMS business models are identified and discussed. We used quantitative research among mobile users to assess attitudes to SMS marketing. Most respondents were concerned about junk messages and wanted to control incoming messages. Initial attitudes to advertising in text messages were negative, but many were prepared to accept advertising in exchange for discounts or promotional offers. INTRODUCTION The development of Internet based m-commerce has been disappointing: restricted sites, slow download, small screens, and the limited number of handsets, currently constrain commercial development. At the same time companies are beginning to recognize the potential of SMS (Short Message Service) text messages, as a low cost, high impact communication medium, that can be received by almost all mobile phone users. Several companies are adopting highly innovative m-commerce strategies using SMS text messaging. 15 billion SMS messages (Cyberatlas...

Words: 3717 - Pages: 15

Premium Essay

Online Banking

...Introduction Background Online Banking or Electronic Banking is a new but emerging technique in Bangladesh. it has not been long time that the banking sector of Bangladesh adopted automation but the positive thing is the speed of transformation that means the change is happening so fast and Bangladesh is adopting the modern method of banking appropriately. Since it has been launched, online banking is getting more and more popular. Online banking pioneers in Bangladesh are the multinational banks but other local banks (both the public and private) followed the trend almost in a paralleled way. A number of private as well as local banks are going online now considering the demand and necessity of fast banking. Online banking not only provides banking facility for 24 hours, moreover it helps countries to get attached with one another and helps to advance in trade and commerce. It actually helps to be interlinked, to go global and to stay updated with the current money and asset management techniques. The online banking is also referred as Electronic banking or Internet banking. As the world is going global so people from different countries are now getting engaged in business and other activities thus they now need very fast and easy access to bank accounts to fulfill the exchange formalities. In Bangladesh many banks have adopted online banking, these banks are HSBC, SCB, Citi Bank NA, Dutch Bangla Bank, City Bank, Bank Asia, Eastern Bank, Jamuna Bank, UCBL, AB Bank etc. All of...

Words: 5635 - Pages: 23

Free Essay

Hip to Be Square

...wireless connectivity. The availability of cheap and readily available cellular and WiFi connectivity gave merchants an option to move from the restrictive and geographically limited wired point of sales. The major contributors to this shift were the four payment services using mobile payments that sprung up, namely, 1. 2. 3. 4. Premium Mobile SMS Based payments Direct Mobile Billing Mobile web payments NFC based payments Premium Mobile SMS Based payments: This service allowed for the payments of a purchase to be made via an SMS based service. The charges from the same were added in the users monthly bill or deducted from the prepaid account balance. Direct Mobile Billing: Similar to SMS based billing, this was an utility used on smartphones. This involved a two step authentication procedure to securely authorize payments from the smart phone.This did not require and credit card or bank accounts and the charges were levied on the customers mobile account again. Mobile web payments: Consumers made payments using internet based application or internet browser. Similar to Paypal this required credit cards/debit cards NFC based payments: This technology relied on RFID enabled chips or NFC enabled smartphones to communicate with the radio frequency enabled receiver. The payment information was wirelessly communicated between the receiver and payers device using RFID and payments were authorized. This was the most popular and easy to use service which many believed...

Words: 1109 - Pages: 5

Premium Essay

Banking Technology In Mobile Banking

...Technology is now moving to a notch higher per day. To take full advantage of such technological advancements, it is important to be in-sync with this change all the times. E-Wallets, e-commerce, and even all the Indian banks are now offering various services through mobile now. What is Mobile Banking? Mobile banking term refers to the use of mobile phone or any other cellular device for financial transactions. With mobile banking, you can pay your credit card bills and transfer money from your account to others. In present scenario, mobile banking is a need. How is Mobile Banking Different from Internet Banking? Banking technology is emerging rapidly. Every bank is making efforts to offer its customers what is essential and required for...

Words: 1882 - Pages: 8

Premium Essay

Mobile Banking in Bangladesh

...collecting the valuable information. Mohammad Kabir Hossain Roll No: 9572525 Regi No: 1612908 Table of content Tropic | Page No | Acknowledgement | 02 | Table of content | 03 | Introduction part | Executive Summary of the Report | 04 | Objective of the report | 05 | Methodology of the Report | 05 | Literature Review | 07 | Introduction of the Report | 08 | Analysis Part | Mobile Banking Background | 11 | Challenges for a Mobile Banking Solution | 14 | History of Mobile Banking in Abroad | 17 | History of Mobile Banking in Bangladesh | 18 | Features/Mobile Banking Services (In General): | 20 | DBBL Mobile Banking products & services | 22 | bKash Mobile Banking products & services | 25 | Advantages of Mobile Banking | 28 | Disadvantages of Mobile Banking | 30 | Findings & Recommendations | Findings of the Report | 31 | 32 | 28 | Conclusion |...

Words: 8904 - Pages: 36

Premium Essay

Brand Management Report

...Customer Service in Robi EXECUTIVE SUMMARY: This report is prepared on the basis of my three-month practical experience at RobiAxiata Limited. This internship program helped me to learn about the practical scenario of a Telecommunication Company. RobiAxiata Limited is a dynamic and leading countrywide GSM communication solution provider. It is a joint venture company between Axiata Group Berhad, Malaysia and NTT DOCOMO INC, Japan. RobiAxiata Limited, formerly known as Telecom Malaysia International (Bangladesh), commenced its operation in 1997 under the brand name Aktel among the pioneer GSM mobile telecommunications service providers in Bangladesh. Later, on 28th March 2010 the company started its new journey with the brand name Robi. This report has been presented based on my observation and experience gathered from the company. The organization has many divisions and departments but he focus is given more on the level of employee satisfaction in Technical Division as I only got the opportunity to work in this division. The report mentions about the facilities and benefits RobiAxiata Limited provides to their employees. A research is conducted to draw a conclusion on the effects of these facilities and benefits. The result that is found is quite considerable. However RobiAxiata Limited should work a lot to convince and sustain their existing employees. The result of the research is described in details in this report in the later chapters...

Words: 10458 - Pages: 42