Social Security Administration History In the late 1920’s when elders reached an age where they were no longer or able to work, families would take on the responsibilities of taking care of the elders or sending them to a poor house. In August 1935 the Social Security Act was sign by Franklin D. Roosevelt, which originally started as a retirement program, which only paid benefits to the primary worker of the family at the age of 65 (SSA. 2015). The Social Security Administration was originally named the Social Security Board and changed its name in 1946 to Social Security Administration which it is still presently called. When the program initially started lump sum payments were paid out to the retirees and monthly payments did not start until 1940. Ernest Ackerman is claimed to be the first recipient of the lump sum in which he paid 5 cents into the Social Security program, and he ended up receiving a 17 cent lump sum payment upon retirement. In January month Social Security benefits were now approved not only for the primary worker, but also wives, widows, and children under 18.1940 Ida May Fuller was the first recipient to receive the first monthly retirement check, and collected benefits for 35 years dying at the age of 100 years old (SSA. 2015).

Structure The current Social Security Administration has a structure that is broken up into regional offices, and multiple processing centers, to include numerous field offices. There is roughly 60,000 Social Security Administration employees in the organization that is headed by the Commissioner Nancy A. Berryhill. With 10 regional offices, in: Boston, New York, Philadelphia, Atlanta, Chicago, Dallas, Kansas City, Denver, San Francisco, and Seattle. With so many individuals in our society the Social Security Administration that are eligible for benefits they have 6 processing centers that handle all the claims, with the aid of 1,230 field offices scattered throughout the country (SSA.Gov, 2015)
Calculations
When considering retirement, the Social Security Administration take your 35 year highest years of income and averages them out. If you only work 30 the other 5 years will be filled in with zeros in those place, this will give you’re your AIME (Average Indexed Monthly Earings). Now taking the AIME you will apply that to the Bend Point Formula, which will then give you the PIA ) Primary Insurance Amount. The PIA is the actually payment a retiree will received at retirement age. Individuals are currently able to retire between 62-70 years of age. Currently full retirement benefits are paid out at age 66, which will change to 67 very soon. When retiring before the age of 66 the benefits are reduced more each year, which at age 62 is 25% of full retirement. Every year past full retirement of 66 you are given an 8% increase each year up to 32%.
Other Programs Social security not only takes care of retirement for elders, but offers more programs for individuals that need assistants. Disability Insurance, which pays you and possibly family members that qualify that depend on your income, if any medical condition prevents you from working for at least 12 months. Temporary Assistance for Needy Families (TANF) consist of helping low income families with food stamps, adult-assistance, and general assistance. Medicare and Medicaid, Medicare is health insurance or older or disabled citizens. Medicaid give health insurance for low income individuals and their families. SCHIP provides health insurance for low income family with children.

References:
Social Security Administration. Organizational History. Retrieved from: https://www.ssa.gov/history/orghist.html
My Retirement Paycheck. Three step to calculate social security benefits. Retrieved from: http://www.myretirementpaycheck.org/social-security/how-are-benefits-calculated.aspx
Social Security. Disability Benefits. Retrieved from: dhttps://www.socialsecurity.gov/disabilityssi/