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Speech to Persuade

In: English and Literature

Submitted By patrese
Words 630
Pages 3
Speech 1A Speech to Inform 1. Introduction A. Opening Device: Good Evening ladies and Gentlemen I want to talk to you about one of the fastest growing crimes in America that has affected millions of Americans. Please raise your hand if you carry a wallet or a purse. Now raise your hand if you have a credit card or a social security number, everyone here today is at risk for identity theft. B. Thesis Statement: Today I will inform you about Identity Theft C. Preview of Main Points: In doing so, I will talk to you about 1) reducing your risk, 2) early detection, 3) How to act quickly.
II. Body A. Identity theft is defined as an illegal use of someone’s information in order to obtain money or credit in the Webster’s Dictionary. The Federal Trade Commission estimates that as many as 10 million Americans have their Identities stolen each year. 1. Shred your financial documents and paperwork with personal information before you discard them, don’t carry your social security card in your wallet. 2. When using the internet never click on links sent in unsolicited emails instead, type in a Web address you know. Use firewalls, anti-spyware, and anti-virus software to protect your home computer, Visit OnGuardOnline.gov for more information. 3. Don’t use obvious passwords like your date of birth or mother maiden name or the last four digits of your social security number. Keep your personal information in secure place at home, especially if you have roommates, or having work done in your home.
(I have told you about reducing the risk, now let me tell you about early detection. Detect suspicious activity by routinely monitoring your financial accounts and billing statements. B. www.AnnualCreditReport.com is a central website, where you get a yearly free credit report. 1. Read credit card statements and financial accounts carefully looking for any charges you did not make. In doing so it could help you catch a potential problem before it gets out of hand. 2. Check your credit report regularly. For those who are not familiar your credit report has information about you, including accounts you have and how you pay your bills, 3. Experian, TransUnion, and Equifax are the three major consumer reporting companies.
(I have talked about early detection, but what if it is too late? What if you are already a victim?) C. The answer is you will have to act very quickly. 1. Contact the fraud department at any of the three nationwide credit reporting companies and ask them to place a fraud alert on your credit report. A fraud alert tells creditors to follow certain procedures to protect you before they open new accounts or make certain changes to an existing account. 2. Each of the three credit reporting companies has toll-free numbers to place a fraud alert, you just need to call one, because the company you call is required by law to notify the other two. 3. Now get a copy of your credit report and review it carefully, and close all accounts that were fraudulently opened or used. File a police report. Finally file a complaint with the Federal Trade Commission. You can go to ftc.gov or call 1-877-ID-THEFT follow up in writing and send copies of the documents that support your claim.
III. Conclusion A. Summary: Now that you are armed with more knowledge of how to protect yourself, and take action, you can make identity thieves’ jobs more difficult. B. Closing Device: So, the next time you use your credit card or atm card be a little more careful and make sure the website or business uses safe business practices to deter identity theft from occurring.

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