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Stock Markcet

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STOCK MARKET A stock market or equity market or share market is the aggregation of buyers and sellers (a loose network of economic transactions, not a physical facility or discrete entity) of stocks (also called shares) these may include securities listed on a stock exchange as well as those only traded privately. The term 'the stock market' is a somewhat abstract concept for the mechanism that enables the trading of company stocks. It is also used to describe the totality of all stocks and sometimes other securities, with the exception of bonds, commodities, and derivatives. The term is used especially to apply within one country as, for example, in the phrase "the stock market was up today", or in the term "stock market bubble". Bonds are still traditionally traded in an informal, over-the-counter market known as the bond market.

MUTUAL FUNDS A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. While there is no legal definition of the term "mutual fund", it is most commonly applied only to those collective investment vehicles that are regulated and sold to the general public. They are sometimes referred to as "investment companies" or "registered investment companies". Many Filipinos are already investing without knowing it. Pag-IBIG Fund – a mandatory benefit for employees – is actually a type of mutual fund. The fund guarantees the refund of member's total accumulated savings, which consists of the member's accumulated contributions, the employer counterpart contributions, if any, and the dividend earnings credited to the member's account upon membership maturity, disability, or retirement. In a typical mutual fund, the refund of investment is not guaranteed. Over time, however, the interest or share price can even exceed the investor’s capital amount. For example, a capital of P50,000

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