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Task5

In: Business and Management

Submitted By cutelilnica
Words 3052
Pages 13
5Copy of some guys paper, like I said the numbers might be different and I think his company had a different name.

Financial Analysis
Task 5 Notes:
By careful of changing storyline and excel data. The principles and verbage remains.
Custom Snowboards, Inc.
Presentation to CFO
A1) Summary Introduction Custom Snowboards Inc. is located in Minneapolis, Minnesota, USA. Their current sales are divided as follows:. Currently, 20 percent in the European market, 5 percent in the Canadian market and the majority or 75 percent of sales are in the United States market. Currently there are small warehouse and administrative facilities in both the European and Canadian markets to service respective customers.
Four years ago the company offered shares of the company on the public Midwest Stock exchange. Jim Swartz, the founder retained 51 percent of the available shares. Custom Snowboards Inc. management is evaluating a more aggressive market position in the European market. Among the strategies for an increase in market share is to acquire an already established European manufacturer that desires to be acquired. The European Snowfun, Inc. acquisition would require a loan from a bank, for one million dollars.
A bank is performing due diligence and requires an appropriate presentation before determining a decision. The terms of the one million dollar loan are: 6.75 percent Apr interest, 60 month term and a $300,000 compensating balance fund. This fund is non-interest bearing, the bank is trustee for use at their discretion for other endeavors.
The final approval or denial hinges on this presentation.

Key Points A company’s financial picture has key points that could affect and impact a loan officer’s decision. The primary decision is how the debt would be paid back. A vertical analysis from a submitted financial statement shows the relationship…...

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