...expected with the economic conditions of the time. In just one year BOKF managed to increase their net income back to pre-2008 levels, up from $153K in 20008 to over $200K in 2009. Earnings per share also increased from 2005 through 2007 with a drop in 2008. The economic conditions in 2008 can make it difficult to rely on financial ratios and analysis from the time period before and after but further review will show that although the bank suffered a bad year, they still experienced a large profit during a year when many larger banks would have failed without government assistance. By examining common financial ratios for BOKF both by themselves and against Bank of America, the investor can see the stability of BOKF. The first ratio, Return on Equity, measures the overall profitability of the bank per dollar of equity (Saunders, A., Cornett, M., 2009). In 2005 the ROE for BOKF was 13% whereas Bank of America had an ROE of almost 22%. Bank of America was almost twice as profitable as Bank of Oklahoma. However, during the collapse Bank of America required assistance from the government to keep from closing and during 2009 the ROE for Bank of America dropped to 3% versus BOKF who’s ROE remained...
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...Table of Contents INTRODUCTION 3 BACKGROUND INFORMATION 2 MARKET AND ADVERTISING 4 SWOT ANALYSIS 5 MARKETING 3 STRATEGIES 2 SALES FORCASTING 3 COCA-COLA SWOT ANALYSIS 4 PEPSICO SWOT ANALYSIS 4 CONCLUSION 4 EXECUTIVE SUMMARY Purpose Recently our company has been interested in the comparison of other companies so that we may learn from the successes and mistakes of others. With an analytical view, companies that have failed can be broken down and show the decaying process that lead to their demise. On the other hand, we can also break down a successful company and adopt a similar business approach in hopes that we can understand and be even more successful than our predecessors. The nature of our business led me to compare Pepsico and Coca-Cola. Both of these companies have had major ups and downs, and on the contrast they have also been very successful companies. This report will analyze the company history, mission statements, business strategy and financial history. Results in Brief Once upon a time, in a simpler more innocent world, one could order a cola without being asked “Which one?” That world is no more. Over the years, companies like Pepsi and Coca-Cola have spent a great deal of time and energy encouraging people to choose soft drinks more than any other beverage because soft drinks have become part of American life. Coca-Cola is a 100-year old soft drink that started out as anything but soft. It was, first and foremost, a...
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...In William Dean Howells “Editha”, Howells uses the characters of Editha Balcom and George Gearson to express his distaste for the Spanish-American War. The allegory is expanded when the complexity of the characters, along with the complexity of their motives, is revealed. “Editha” is not simply a tale about a woman losing her fiancé in war, but more so a reflection of the nature of America as a whole during the time period. Editha Balcom equips her femininity in order to enhance her manipulative nature, George Gearson is representative of America as a whole during the Spanish-American War, and Editha’s selfishness is ultimately her demise. The character if Editha Balcom is often misinterpreted and not analyzed deep enough to truly understand...
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...Factors That Culminated In the Eventual Collapse of Communism and the Demise of the Soviet Union Purnea Gillani Author Note This report was prepared for International Relations Practice, BS (Hons) Major in Political Science and Minor in Management, taught by Professor Sajaad Naseer ABSTRACT The collapse of the soviet empire is often heralded in the West as a triumph of capitalism and democracy, as though this event was a direct result of the policies of the Reagan and Thatcher governments. This analysis has little relation to measurable facts, circumstances and internal political dynamics that were the real historical causes of the deterioration of the Soviet empire. The key to understanding the reasons for the demise of the Soviet Union and communism in Eastern Europe is to be found not in the speeches or policies of Western politicians, but in internal Soviet history. Through our report we have attempted to discern the various complex factors that came together and led to the unraveling of the Soviet Union and the end of communism in Europe. This report contains an analysis of how social, political and economic factors culminated in the sudden and unprecedented collapse of the Soviet Union at the perceived height of its power. ACKNOWLEDGMENT We would like to thank … Contents ABSTRACT 2 ACKNOWLEDGMENT 3 INTRODUCTION 5 LITERATURE REVIEW 8 ROLE...
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...Huri Tursan, Democratisation in Turkey: The Role of Political Parties, Brussels: P.I.E.-Peter Lang, 2004. Comparative studies on regime changes in Southern Europe and Latin America have shown the central role that stable and strong party systems play in the consolidation of democracy. Although Turkish political parties and the party system have received considerable scholarly attention, their impact on the country’s democratization process has not been systematically examined. Huri Tursan’s book seeks to fill this gap in the literature on contemporary Turkish politics. A modified version of the author’s doctoral dissertation written at the European University Institute in Florence, the study describes the historical evolution of political parties, with particular focus on developments concerning party politics since Turkey’s transition from an authoritarian one-party regime to a multi-party system in the late 1940s. The bulk of the book analyzes the changing electoral fortunes of the individual parties over the past five decades, the impact of the breakdowns of democracy through military interventions in 1960, 1971, and 1980 on party competition, and trends in the party system over the years. The analysis of the changes in the party system concerning volatility, fragmentation, and polarization constitute the book’s main empirical contribution. The picture that emerges from Hursan’s study is that of a party system which lacks strong and cohesive parties and which has experienced...
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...the formal corporate planning process. Its two main aims being to firstly try and foresee any potential risks that are faced within the course of a projects life, and secondly it sets out guidelines to be followed in the event of any such event actually take place. Large businesses take these precautions generally as standard as in the process of projects, in the short run contingency planning may be costly to the businesses but in the long run it can save the business a lot of money in the event of such crisis. Small businesses often lack the resources and capital to undertake such thorough planning, often this leads to negative consequences for these businesses. When undertaking contingency planning businesses will use ‘SWOT matrix’ analysis, weighing up the strengths, weaknesses, opportunities and threats to carrying out a venture. By doing so businesses will firstly decide whether or not the plan is viable enough to carry on, after this it allows them to delve into what potential problems or threats and the likelihood of them occurring during the course of business. For these threats to be identified it calls for input from all departments involved in the progression of the project, for example construction through to maintenance and running. For this reason the act of contingency planning calls for a fairly meritocratic environment where there is consultation with departments and everyone is able to...
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...Running head: PROFESSIONAL VALUES AND ETHICS Professional Values and Ethics University of Phoenix Professional Values and Ethics What is the difference between values and ethics? Values are rules by which people make decisions about what is right versus wrong; good versus bad and what one should or should not do. The definition of values according to Dictionary.com is “the ideals, customs, institutions, etc., of a society toward which the people of the group have an affective regard. These values may be positive, as cleanliness, freedom, or education, or negative, as cruelty, crime, or blasphemy” (The American Heritage® Dictionary of the English Language, 2009). Examples of values include: respect, empowerment, commitment and teamwork. Ethics on the other hand, are generally a formal set of rules which are openly adopted by a group of people; such as a company’s code of conduct or a code of ethics handbook. The definition of ethics according to Dictionary.com states “a theory or system or moral values; the rules or standards governing the conduct of a person or the member of a profession” (The American Heritage® Dictionary of the English Language, 2009). Examples of ethics might include: bribery is not acceptable or treatment of customers. Many people question the values and ethics of professional establishments, especially those in the financial industries. American’s today are going through...
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...Historically, many insular civilizations have collapsed due to their rejection towards pluralistic values. Their demise is often met with the lack of trading partners or hostility with neighboring cultures. Today, many nations in the world are in the transition from mono-cultural to becoming multicultural societies. The social boundaries that differentiate us become increasingly apparent during this transition. There’s a need for these nations to rearrange their inter-governmental relationships in order to better serve its diverse population. Modern federalism emerged in 1787 United States of America as a response to confederacy(Feeley 99). Federalism serves as a type of government arrangement that divides the concentration of power into two or more internal divisions, a central...
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...Islam which he believed was a “black people religion.” He practiced this religion until his demise and “for the conjunction of history and the compelling irresistibility of Malcolm's analysis, created Malcolm disciples everywhere” (Strickland, 1997). Most African Americans agreed with Dr. King’s views and because of his work it became illegal to segregate public facilities and Black people now had the right to vote and because of this “he came out of his struggle integrated only slightly in the external society but powerfully integrated within” (Large, 1991). After 1970, assimilation of Black people really took place and in 1984 Jesse Jackson became the first African-American to run for President although he did not win. In 2001, Colin Powell became the Secretary of State and then in 2005 Condoleezza Rice took over that office. Three years later in 2008, another African American ran for President and this time he won. In 2009, Barack Obama became the 44th President of the United States of America. Ethnic and racial diversity in the United States is constantly changing. “Until recently race was rarely mentioned publically and still it is illegal for the government to collect data about race” (Schaefer, 2015). References Schaefer, R. T. (2015). Racial and Ethnic Groups (Fourteenth ed.). Boston: Pearson. Strickland, B. (1997). How Malcolm and Stokely and the Movement Redefined America. Black Scholar, 27(3/4), 41. Large, R. (1991). Martin Luther King, Jr.: Ethics, Nonviolence...
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...are interpreted differently by society, leading to predictions that are more popular than others. Social critic Neil Postman expresses his opinions on both George Orwell and Aldous Huxley’s visions of the future, believing that Huxley’s less popular vision in Brave New World is more realistic and relevant to current society than Orwell’s vision in 1984. Postman’s assertion was correct, and Brave New World is more accurate than 1984 in its predictions of the future, as it provides a better understanding of contemporary society. Huxley’s novel, Brave New World, provides a better prediction of the future because of its assumptions on implosion of society. Rather than portraying the idea of an outside force such as the government taking over America and destroying society, Huxley proclaims that, “no Big Brother is required to deprive the people of their autonomy, maturity, and history.” An external force is not required to destroy...
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...Development Analysis Two Mini Cases 1 21 June 2012 Final Project: Development Analysis Two Mini Case Studies DeVry University Professor Mozinski, BUS412 Business Policy Development Analysis Two Mini Cases 2 Mini Case 1: Bikes for the World (BfW) Challenge or Problem: The Bikes for the World organization was formed to offer valid solutions to the transportation problems facing the poor around the world. Lack of affordable and eco-friendly transportation system led founder Keith Oberg to create BfW. Oberg states he did so in order to solve two problems: to help address the developing world’s lack of affordable, eco-friendly transportation, and to help find a better use for the glut of unwanted bikes in the United States (Thompson, 2010). (Pictured above a young boy from Nyariga, Ghana receives a Bikes for the World bicycle. Photo courtesy of the Shape Lives Foundation) Oberg’s mission was simply to “assist poor people overseas to become more productive through providing affordable bicycles for personal transport to work, school, and health services. Secondarily, provide satisfying community service opportunities to Americans—collecting bikes and spare parts--towards realizing this primary goal of helping others overseas” (BfW, 2012). Through a goal to achieve a sustained impact both here and abroad BfW has partnered with over 600 volunteers, donors, and agencies worldwide who all share a common concern for reducing waste and helping the poor earn, learn,...
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...The purpose of this analysis is to obtain an improved understanding of “The Great Moderation”, its causes and effects as well as the end of an economic cycle. Additionally, the information gathered can be used to better understand how and why “The Great Moderation” is no longer a valid method of the business cycle. The global economy as well as international markets stand to surge or fall according to the ebb and flow in the market or the business or economic cycles. According to Diego Comin, (2012), the Great Moderation can be defined as “a decline in aggregate volatility”. If a business cycle or quickly engineered spending policies are implemented revolving around political motives we can realize an increase in the margin of error (Hammond, J.D., 2011). The volatility of today’s global markets is growing at an alarming rate, even more so than during the great depression suffered by America in the later 1920’s and early 1930s. Beginning in 2007 the United States began seeing the effects of the end of a business cycle or “The Great Moderation coming to a close. For years, Americans have seen prominent growth cycles with limited down turns or troughs which culminated into a very strong world market. Todd Clark, (2011) explains that, “most recently, the severity of the recession that started in late 2007 has led some observers to conclude the Great Moderation is over.” There were many contributing factors revolving around the 2007 recession in America. For example, the...
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...and hatred to one another, but also divide people socially and economically. Being that this is the Con-side discussion our team made great points and really made war look the way it should, evil, miserable, and disgusting. In our pro-side discussion we mentioned that war brought certain things to a country such as money, power, and freedom. When a war is started certain things need to fall in place to maintain economic stability, the first being that the overall population stands behind you. This not only generates enough financial and political prowesses, but establishes the strength of the overall country. We have compared a few countries to one another and America is by far the greatest at achieving this goal of “Country Support”. On the other hand in this week’s discussion war can also be the demise of a country. For example when Nazi Germany seemed to expand across Europe they spread propaganda and fear in their own country. This caused their money to only go to military purposes and not for their people who were hungry and miserable. This is often a costly mistake of war and can be the root to all financial and economic issues. When you need to maintain economic stability in your country, the evidence points that going to war, not only boosts your value but also provides you with power and respect. For example, if a country respects you, they may want...
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...Word Count 942 Introduction The purpose of this paper is to do a case analysis of Satyam computer Services present the key facts of the paper, identify the main issue that management had and theorize a solution to the main issue. Key Facts Satyam Computer Services Limited was an indispensable part of Indian IT Industry. The company was the fourth biggest software company in India, which was founded by Mr. B. Ramalinga Raju. Raju started his career as an entrepreneur after obtain degrees in commerce and a Master of Business Administration in Ohio University America and he later became the Founder-Chairman of Satyam Computer Services. Listed on both the Indian stock exchange and the New York Stock Exchange. The company had major global US and Australia companies as clients. Over 20 years, Satyam was stating employing 53,000 people with operations in 66 locations world wide. Satyam Computers lost its brand image on January 8, 2009 when Mr Raju who had resigned earlier as CEO announced to the Indian stock exchange that financial fraud had been committed to the tune of over US$1 billion dollars over a number of years. He said that he was trying to cover up losses that the company had. In latter court proceedings prosecutors alleged that Satyam had 13,000 fictionist employees and these salaries were being siphoned off to front companies and two family owned companies to fund land purchases. Mr Raju brother was a managing director. Management Problem. Corporate geed was at the...
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...Business Research Ethics Javier Res 351 December, 2013 Business Research Ethics Unethical behaviors and practices in corporate America cause many faces to frown. This only causes the public to question why a number of people run their business with true honestly. Whereas, the other half run an entire business to the ground by attempting to fraud their customers and lie to the public about certain issues regarding the way they practice business. Another example of unethical practices would be insider trading, security fraud, and manipulation of the financial market. In some cases, unethical practice occurs because of greed, a sense of disconnection, and a sheer sense of ignorance. In this analysis, we will discover why, how and what business has ventured in this path of dishonesty. A prime example of this would be the Enron Corporation, which existed through the means of accounting and security fraud. Some brief information on the Enron Corporation is that it was “A U.S. energy-trading and Utilities Company that housed one of the biggest accounting frauds in history. Enron's executives employed accounting practices that falsely inflated the company's revenues, which, at the height of the scandal, made Enron become the seventh largest corporation in the United States. Once the fraud came to light, the company quickly unraveled and filed for Chapter 11 bankruptcy on Dec. 2, 2001.” (“Investopedia: Enron, 2013.) As Enron began to unravel, there were numerous reports...
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