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The Impact of Rural Banking on Rural Farmers in Uganda

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Submitted By namara
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THE IMPACT OF RURAL BANKING ON RURAL FARMERS IN UGANDA.

CASE STUDY OF KABALE DISTRICT.

BY

NAMARA MARTHA
10/U/15158/EVE
210006079

A RESEARCH PROPOSAL SUBMITTED TO THE SCHOOL OF STATISTICS AND APPLIED ECONOMICS FOR THE PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE AWARD OF BACHELOR OF
ACTUARIAL SCIENCE DEGREE OF
MAKERERE UNIVERSITY.

TABLE OF CONTENTS
Contents
CHAPTER ONE 4
INTRODUCTION 4
1.0 INTRODUCTION 4
1.1 BACKGROUND TO THE STUDY 4
1.2 STATEMENT OF THE PROBLEM 4
1.3 THE AIM OF THE STUDY. 5
1.4 OBJECTIVES OF THE STUDY 5
1.5 RESEARCH HYPOTHESIS 5
1.6 RESEARCH QUESTIONS 5
1.7 LIMITATION OF THE STUDY 6
1.8 ORGANIZATION OF STUDY 6
1.9 SIGNIFICANCE OF THE STUDY 6
CHAPTER TWO 7
2.0 LITERATURE REVIEW 7
2.1 STRUCTURE AND PERFORMANCE OF RURAL AND MICRO FINANCE INDUSTRY 7
2.2.0 RURAL AND COMMUNITY BANKS (RCBS) 9
2.2.1 SAVINGS & LOANS COMPANIES 10
2.3 NON-GOVERNMENTAL AND COMMUNITY-BASED ORGANIZATIONS 10
2.4 INFORMAL FINANCE 11
2.4.1 MONEYLENDERS 11
2.4.2 TRADERS 12
2.5 GOVERNMENT CREDIT PROGRAMS 12
2.5.1 INTEREST RATES 13
2.5.2 SECURITY 13
2.5.3 THE NEED FOR THE RURAL CREDIT 14
2.5.4 RURAL BANK OPERATIONS 16
3.0 METHODOLOGY 18
3.1 THE RESEARCH DESIGN 18
3.2 POPULATION 18
3.3 SAMPLE AND SAMPLING TECHNIQUE 18
3.4 INSTRUMENT 19
3.5 DATA COLLECTION PROCEDURE 19
3.6 DATA ANALYSIS 19

CHAPTER ONE
INTRODUCTION

1.0 INTRODUCTION 1.1 BACKGROUND TO THE STUDY
If current agricultural trends continue, by the year 2020 sub-Saharan Africa’s food shortage will…...

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