Free Essay

The Short Term Paper

In: Social Issues

Submitted By filenet
Words 455
Pages 2
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc tincidunt tortor neque, vitae egestas est placerat venenatis. Cras auctor ultricies diam. Vestibulum a neque libero. Pellentesque leo neque, molestie quis dui fermentum, ullamcorper auctor eros. Curabitur sed enim velit. Proin ut velit nibh. Suspendisse vitae faucibus augue. Nullam eget justo nulla. Aliquam auctor at leo sit amet mattis. Proin a eleifend dui, vel pretium turpis. Morbi venenatis ultricies efficitur. Nullam ac erat id enim mollis accumsan. Donec laoreet nibh metus, nec consequat sapien luctus non. Maecenas eget sapien fringilla, posuere ex nec, finibus risus. Curabitur porttitor ipsum justo, sit amet scelerisque augue auctor in. Etiam maximus, odio sed pharetra aliquam, mauris orci finibus felis, eu semper quam dui a elit.

Praesent faucibus mauris augue, sit amet vehicula mi tincidunt sed. Quisque sit amet arcu enim. Sed venenatis a lacus tempor vestibulum. Ut vitae sem posuere, ornare diam eu, scelerisque est. Curabitur hendrerit vel felis id elementum. Quisque vitae blandit mi. In lobortis tempor egestas. Pellentesque lacinia, turpis nec finibus commodo, mi purus imperdiet turpis, consectetur blandit odio sapien vel purus. Cras vitae molestie purus. Pellentesque gravida eleifend pretium. Donec aliquet est ut nibh posuere, aliquam ultricies urna tincidunt. Phasellus blandit risus neque, nec porttitor augue eleifend sed.

Nam scelerisque sit amet tellus sit amet dignissim. Nulla porttitor turpis velit, a efficitur metus dictum ut. Aliquam eget velit est. Maecenas nec augue eu nunc sodales cursus ac vel orci. Ut sapien augue, elementum sit amet sem a, finibus finibus nisi. Aenean imperdiet eros et bibendum sodales. Quisque sagittis egestas faucibus. Quisque vitae pulvinar tortor. Donec vel mattis libero, non eleifend diam. Cras dictum metus eget purus scelerisque placerat.

Nam orci tortor, consequat vel hendrerit mattis, placerat at tellus. Maecenas interdum dictum lorem. Nullam accumsan neque nisi, eu fringilla lectus iaculis sit amet. Nulla auctor leo ut arcu vestibulum eleifend. Pellentesque lacinia sem vitae posuere auctor. Praesent sed faucibus ante. Donec rhoncus, orci non facilisis convallis, enim urna porttitor leo, ut sodales libero mi a ante. Proin posuere commodo risus, quis auctor erat tincidunt sit amet. Vivamus quis velit quam. Aliquam sagittis rutrum faucibus. Suspendisse varius pellentesque sodales. Quisque euismod maximus quam eu dapibus. Maecenas sed mattis felis, id maximus massa. Aenean quis felis turpis. Quisque sollicitudin, urna at elementum mattis, diam orci dignissim nulla, nec egestas diam lectus vel odio.

Curabitur rhoncus, velit non tincidunt semper, purus sapien eleifend velit, a ullamcorper dui sem et diam. Quisque ullamcorper turpis rutrum ex porttitor, eu viverra arcu pharetra. Sed pretium ante eu porttitor mattis. Mauris quis scelerisque justo, eget bibendum dolor. Donec eget cursus magna, eu scelerisque nisl. Quisque vitae est lorem. Sed magna lorem, tincidunt eu porttitor sagittis, bibendum a neque. Phasellus interdum quis dui eget bibendum

Similar Documents

Premium Essay

Iphone Depts

...buy and sell various forms of short-term securities. There is no physical "money market." Instead it is an informal network of banks and traders linked by telephones, fax machines, and computers. Money markets exist both in the United States and abroad. The short-term debts and securities sold on the money markets—which are known as money market instruments—have maturities ranging from one day to one year and are extremely liquid. Treasury bills, federal agency notes, certificates of deposit (CDs), eurodollar deposits, commercial paper, bankers' acceptances, and repurchase agreements are examples of instruments. The suppliers of funds for money market instruments are institutions and individuals with a preference for the highest liquidity and the lowest risk. The money market is important for businesses because it allows companies with a temporary cash surplus to invest in short-term securities; conversely, companies with a temporary cash shortfall can sell securities or borrow funds on a short-term basis. In essence the market acts as a repository for short-term funds. Large corporations generally handle their own short-term financial transactions; they participate in the market through dealers. Small businesses, on the other hand, often choose to invest in money-market funds, which are professionally managed mutual funds consisting only of short-term securities. Although securities purchased on the money market carry less risk than long-term debt, they are still......

Words: 1312 - Pages: 6

Free Essay

Money Market

...MONEY MARKET As money became a commodity, the money market became a component of the financial markets for assets involved in short-term borrowing, lending, buying and selling with original maturities of one year or less. Trading in the money markets is done over the counter, is wholesale. Various instruments exist, such as Treasury bills, commercial paper, bankers' acceptances, deposits, certificates of deposit, bills of exchange, repurchase agreements, federal funds, and short-lived mortgage-, and asset-backed securities. It provides liquidity funding for the global financial system. Money markets and capital markets are parts of financial markets. The instruments bear differing maturities, currencies, credit risks, and structure. Therefore they may be used to distribute the exposure. The money market developed because parties had surplus funds, while others needed cash. Today it comprises cash instruments as well. Functions of the money market * transfer of large sums of money * transfer from parties with surplus funds to parties with a deficit * allow governments to raise funds * help to implement monetary policy * determine short-term interest rates Money market organizations * Trading companies often purchase banker’s acceptance to be tendered for payment to overseas suppliers. * Retail and institutional money market funds * Banks * Central banks * Cash management programs * Merchant Banks Common money market......

Words: 1247 - Pages: 5

Premium Essay

Finance

...Money Market Products | | | | | Money market products (T-bills, Commercial Paper and Banker’s Acceptances) are short-term fixed-income products that are sold at a discount and then mature at face value. The difference between your purchase price and par value is your return.Learn more about: * T-Bills * Banker’s Acceptances (BAs) * Commercial Paper * Crown Corporate PaperT-Bills * What are they? Treasury Bills (T-bills) are short-term debt instruments issued by both the US and Canadian governments. Similar to Federal T-bills, Provincial T-bills and promissory notes are backed in full by the issuing province. Their many attractive features make T-bills popular investment vehicles for individual, institutional, and corporate investors. T-bills offer the highest possible level of financial security. * Term/Liquidity T-bills have a maturity of one year or less and are issued in maturity terms of 30 days, 60 days, 90 days, 6 months, or one year. T-bills are highly liquid and many investors choose to hold them instead of holding cash. They may be sold at any time. * Risk/Return T-bills are considered very safe because they are fully guaranteed by the issuing government, however; they offer considerably lower returns than most other securities. * Minimum Investment Amount The minimum Par Value for purchasing a T-Bill is $10,000.00, trading in increments of $1,000.00. * Income The difference between your purchase price and par value is your return, and......

Words: 742 - Pages: 3

Premium Essay

Personal Goals Paper

...Personal Goals Paper Success begins with goal-setting. Without goals, there is a lack of focus and direction. Many people will often avoid setting goals because it seems too hard. Goal setting is about more than just thinking about them, it is about putting thoughts down on paper to see them. This makes goal setting much easier, especially when writing the goals down is what motivates each individual person. Goal writing must be in time frames, and must be measurable, and at the very least, doable. Setting unrealistic goals can result in the abandonment of all goals; therefore, a good plan needs to be laid-out on paper. This leads to successful goals. Hence, successful goal setting begins with good time management, identifying early potential barriers, and acquiring the needed skills to accomplish each goal. Good time management is the key to successful goal setting and achievement. Taking the time to create, tweak, add, delete or reconstitute goals is the biggest deterrent, and also the largest component for success in goal setting. According to O’Neill (2000), goals need to be set. Writing goals down on a piece of paper can go a long way. Goals should be specific. This means knowing who is involved, what to accomplish, and where it would take place. Next, goals should be measurable. When time frames are met, milestones should be measured and celebrated or reconstructed with a new time frame in mind. Goals should also be timely. A time frame of when a goal should be......

Words: 1035 - Pages: 5

Premium Essay

Management

...Cash Management Paper INTRODUCTION Cash management techniques provide a framework for companies to follow that will enable it to maintain cash that is needed to operate the business. The primary goal of cash management is to maintain low balances of cash on hand but at the same time striking a balance so that necessary cash is available to pay for planned transactions, unexpected transactions, and compensating balances to banks for services provided (Block & Hirt, 2005). As part of the cash management strategy, a company may also look to short term financing to maintain its cash reserve. This paper will compare and contrast the various cash management techniques and the various methods of short-term financing that are available to companies to manage cash flow. CASH MANAGEMENT TECHNIQUES One cash management technique involves the study the company’s daily, weekly, and yearly cash flow cycle and cash balances (Block & Hirt, 2005). “Cash flow relies on the payment pattern of customers, the speed at which suppliers and creditors process checks, and the efficiency of the banking system.” (Block & Hirt, 2005, p. 175). Once a sale is completed, the company either receives an immediate cash payment or an account receivable which will be collected at a future time to assist in purchasing or manufacturing additional inventory (Block & Hirt, 2005). The rise of ecommerce has also provided a cash flow benefit to companies in that all sales require a credit card (Block & Hirt...

Words: 1077 - Pages: 5

Premium Essay

Managing Liquidity

...Simulation: Managing Liquidity Lawrence Sports Simulation: Managing Liquidity This paper will discuss the three alternative working capital policies that manage working capital. Team D will identify the policy in which the team believes that Lawrence uses and will then make a recommendation on what policy Lawrence Sports should continue to use. This paper will then go on to include an evaluation of the risks that are associated with each of the policies as well as discuss the contingencies for the policy in which is recommended. This paper will also discuss the performance measures that could be used to evaluate the team’s recommendation. Finally, this paper will discuss an implementation plan for the team’s recommendation. Alternate Capital Policies Current Policy (Conservative Approach) The current policy in place at Lawrence is one that can be considered a conservative approach. The Conservative Approach uses long-term financing for the company’s long term assets, a few of the company’s temporary current assets, and all of the company’s permanent current assets (Emery et al., 2008). This has resulted in high costs of financing for Lawrence Sports with little risk; causing the company’s profitability to be low. Simply put; Lawrence has predominantly financed all of its current assets using long-term sources of financing where only a small portion of its assets sing short-term financing. This presents the risk of Lawrence developing a liquidity issue as a result...

Words: 1680 - Pages: 7

Premium Essay

Quiz 10

...A firm’s excess cash balance during a particular month could be best deployed if it wereAnswer | Selected Answer: |    financed with short term investments | Correct Answer: |    invested in short term investments | | Question 2 2 out of 2 points | | | If a firm purchases materials on credit and thus has accounts payable, its cash conversion cycle will be:Answer | | | | | Selected Answer: |    shorter than its operating cycle | Correct Answer: |    shorter than its operating cycle | | | | | Question 3 2 out of 2 points | | | Deposits placed in foreign banks that remain denominated in U.S. dollars are called:Answer | | | | | Selected Answer: |    Eurodollars | Correct Answer: |    Eurodollars | | | | | Question 4 2 out of 2 points | | | Calculation of a firm’s average collection period is the same as calculating the:Answer | | | | | Selected Answer: |    accounts receivable cycle | Correct Answer: |    accounts receivable cycle | | | | | Question 5 0 out of 2 points | | | ___________ are short-term money market investments that are extremely safe and liquid; they can be quickly converted into cash at values very close to their intrinsic values.Answer | | | | | Selected Answer: |    preferred stocks. | Correct Answer: |    marketable securities. | | | | | Question 6 0 out of 2 points | | | A negative cash conversion cycle indicates that theAnswer | | | | ......

Words: 775 - Pages: 4

Premium Essay

Money Market

...the investments made by firms by purchasing debt securities or equity securities issued by those firms. In this assignment, functioning of Financial Markets would be explained with details of Capital and Money Markets’ Instruments.. Financial Markets; Types and Functions A financial market is a place for buying and selling of financial securities such as stocks and bonds. The financial markets can be divided into different subtypes; * Capital Markets  * Stock Markets, that deal in issuance and subsequent trading of shares or common stock. * Bond Markets, that deal in issuance and subsequent trading of bonds. * Commodity Markets, that facilitate the trading of commodities. * Money Markets, that provide short term debt financing and investment. * Derivatives Markets, that provide instruments for the management of financial risk. * Futures Markets, that provide standardized forward contracts for trading products at some future date. * Insurance Markets, that facilitate the redistribution of various risks. * Foreign Exchange Markets, that facilitate the trading of foreign exchange. The capital and money markets are also classified into primary markets and secondary markets. * Primary market deals with the issuance of new...

Words: 1575 - Pages: 7

Premium Essay

Adhd

...The Long Term and Short Term Effects Of A.D.H.D Medication. James Sullivan Palomar College CHDV 100 T, TH 9:00-10:50am Abstract This research paper is looking at two articles I looked up online about the long and short term effects of Attention Deficit Hyperactive Disorder (A.D.H.D). Both articles have the same data and results. Robinson, Smith and Segal (2011) give good detail and outline various side-effects of several medications as well as many long and short term health Effects. Weathers (2012) also gives various details about side effects and more on long and short term effects. The Long Term and Short Term Effects Of A.D.H.D Medication. There is a lot of controversy about ADHD medications about the possible health risks with using certain stimulants such as Ritalin, Adderall and Dexedrine. Robinson, Smith and Segal (2011) research shows that these medications can have negative effects on brain development, heart problems, psychiatric problems, and a potential for abuse. In this paper I will be discussing these issues in depth. Weathers (2012) also states in their research that certain medications can lead to unhealthy heart problems, height problems, facial tics and high blood pressure. This paper will discus the research of Robinson et al.’s on the health effects as well as the research of Weathers. So the questions that are going to be discussed are, What are the long term......

Words: 1368 - Pages: 6

Premium Essay

Hca 270 Week 8 Assignment 1

...represent short-term loans extended, in the normal course of business, by vendors and employees” (¶3, pg. 325). Meaning that accounts payable are monies owed to vendors and/or employees for inventories and/or services that were purchased on credit. Trade credit, on the other hand, is an extension of time in which money for purchases is owed (Axia, 2010). When dealing with accounts payable monies owed for products and/or services such as utilities and other services or, goods may be expected to be paid within as little as 2 to 30 days depending on the billing terms and agreement. Were as when dealing with trade credit, payments may extend over a greater period and a discount may be offered if the amount is paid in full within a certain period (Axia, 2010). Opportunity costs associated with trade credit are that of other arrangements that may be foregone by using trade credit. If a company or business is unable to pay its debts within the allotted discount period, the annual interest rate of using this type of credit can be expected to be high (Axia, 2010). If unable to pay back debts within the allotted period bank financing may be a preferable alternative to that of trade credit due to the fixed or, variable rate offered by a bank being lower than that of the trade credit interest rate if money is not paid on time. Other options that can be used in place of trade credit include that of bartering, using general accounts payable, and producing needed resources internally.......

Words: 575 - Pages: 3

Premium Essay

The Memory Paper

...Memory Process Paper Kim Duncan Psychology 550 February 11, 2012 Susan Leonard, PhD Memory Process Memory is the capacity to encode, store and recall information. Memory consists of the procedures that are used to obtain, keep, recall and retrieve information. Encoding, storage, and retrieval are the three major processes involved in memory. In this paper, the author will address short term memory, long term memory, and working memory, as well as encoding and retrieval in the memory process. The author will also describe the selected test and analyze the result of the memory test and evaluate variables associated with encoding information and ease of retrieval. Working memory, short-term memory, and long-term memory Working memory is the capacity to actively store information in the mind required to do difficult tasks such as comprehension, learning, and reasoning. According to Terry (2009) working memory can be defined as memory that is operational and can be recall at any given time. There are two distinct phases of storage, short-term memory and long-term memory. Short-term memory is the capability to recall information over a short period. Information is stored for a limited time in short-term memory before transferring to long-term memory. In other others, when information is processed in short-term memory, it then moves the information to long-term memory. Forgetting usually occurs with short-term memory, if information is not moved to long-term memory. ......

Words: 1229 - Pages: 5

Premium Essay

Academic Success

...learn as individuals and exposing ourselves to all of the services the university has to offer we may not be as successful as we can be. Beginning my educational journey at the University of Phoenix and taking GEN200 has helped me refresh my learning abilities, learn some new critical thinking skills and has helped me in taking the beginning steps to achieve success in my education and eventually in my career. Setting long and short term goals is the key to academic success. Creating realistic long term goals such as graduating college gives us something to work towards and creates the ultimate goal. Setting short term goals such as finishing a paper early, getting all of the reading for a class done or getting an A in a class brings us one step closer to achieving the ultimate goal. Short term goals will always help bring us to our long term goal without it becoming overwhelming and working toward that goal one step at a time. One way to help achieve a short term goal of succeeding academically is the writing process. Getting your thoughts on paper, completing research, working on a thesis and outline is a great way to get organized and have a solid foundation for an assignment. Working on some free writing and creating a solid introduction and conclusion will help the rest all fall into place. Eventually this will also apply in your career. Being able to express your ideas and being able to research a topic or idea you need supporting information...

Words: 1477 - Pages: 6

Premium Essay

Graduate Study Challenges

...in Eccles et al., 1983) Eccles et al. stated, the expectancy motivation value and self-efficiency are the determinants of career choices in college (Plunkett, Iwasiw, & Kerr, 2010). Expectancy motivation value is driven by the utility value, which is long-term usefulness of the task and intrinsic value, which is short-term value, whereas self-Efficiency stem from mastery of tasks and social persuasion (Plunkett, Iwasiw, & Kerr, 2010). The utility value, as displayed by my ambition to climb the clinical ladder will combat my career fatigue and burnout I have suffered in last few years. Lack of career advancement and development does not only affect the quality of nursing care but also patient satisfaction (Lorber and Skela, 2012). This goal will improve the quality of care I deliver to patients and self-esteem. My second long-term goal is acquisition of skills and knowledge needed for my field of study. Health care transformation to digital age, government mandated transition to paperless, and electronic medical record has opened a new market for nurse informatics specialists. Obtaining this degree will enhance my marketability and job opportunities. The financial incentive component inspired my third long-term goal, which is a reward for the sacrifice, time, and costs involved. Monetary value is a direct measure of quality and affordability; therefore...

Words: 1435 - Pages: 6

Premium Essay

Current and Noncurrent Assets

...Current and Noncurrent Assets Paper Elizabeth Webb ACC/400 August 18, 2011 Frank Gutierrez Abstract The purpose of this paper is to address the meanings of current and noncurrent assets while stating their differences. The paper will also include what the order of liquidity is and how it applies to the balance sheet. Current and Noncurrent Assets Paper Current Assets Current assets, also known as short-term, “are cash and other resources that are reasonably expected to be realized in cash or sold or consumed within one year of the balance sheet date or the company's operating cycle, whichever is longer” (simplestudies.com). Current assets is also a balance sheet item that will equal the total of cash and cash equivalents, accounts receivable, inventory, marketable securities, prepaid expenses, and other assets that can be converted to cash in less than one year. A company's creditors will often be interested in how much that company has in current assets, since these assets can be easily liquidated in case the company goes bankrupt. In addition, current assets are important to most companies as a source of funds for day-to-day operations. Noncurrent Assets Noncurrent assets, also known as long-term, are assets that are not easily converted into cash or that are not expected to turn into cash within the following year. Examples of noncurrent assets include fixed assets, leasehold improvements, and intangible assets. Noncurrent assets are the......

Words: 552 - Pages: 3

Premium Essay

Arousal, Behavior, Stress, and the Affect

...Arousal, Behavior, Stress, and the Affect Arousal, Behavior, Stress, and the Affect * This paper will discuss arousal, behavior, stress and the affects. I will first review the difference between physiological and psychological needs, also providing examples. Secondly this paper will discuss the relationship between arousal and behavior. It will also review if there is an affect or impact on performance. Finally this paper will review and access the long-term and short-term effects of stress on the body, brain and behavior. * Physiological needs refer to deficits that exist in the material body or brain. Physiological needs refer to deficits that exist in the material body or brain. Psychological needs, however, do not have any material existence and are mental or psychological in nature (Deckers, 2010). The body has specific needs and if those needs are not met than a physiological need is created. However a psychological drive results when an organism does not receive a needed substance per Decker, 2010 Drives, Needs, and Awareness 8th chapter. A physiological need is responsible for pushing an organism into action. Abraham Maslow examined needs and put them in to tiers from the lowest to the highest. Maslow’s hierarchy of needs is physiological, safety, belongingness, esteem, and self-actualization (Deckers, 2010). Physiological needs would be considered the most important and fulfilled first, however self-actualization needs are taken care of......

Words: 941 - Pages: 4