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To Check or Not to Check?

In: Business and Management

Submitted By swoods719
Words 1592
Pages 7
Suzanne Woods
Harshaw
HRM 1121
Tuesday, December 04, 2012

TERM PAPER

To Check or Not to Check?
Should employers be allowed to make a credit check a mandatory requirement before being hired? This is an issue that is up for debate up to the national level. Those who support employers that engage in this practice argue that if you can’t handle your finances you might not be able to handle the job, that you pose the possible threat of internal theft or embezzlement and that one’s credit history demonstrates reliability and responsibility. On the other hand, there are those that feel this practice is inappropriate; to say the least it is an invasion of privacy that your personal credit may have been adversely affected by situations beyond your control and that previous experience and work ethic make an applicant qualified for a position, not personal credit. I think engaging is this practice is a ridiculous stipulation to be considered for employment. In this uncertain economy and sky rocketing unemployment rates in recent years, it unfairly penalizes people whose credit was damaged by layoffs, medical bills or other factors beyond their control.
In recent years the United States has been hit with a number of economic crises. Millions of American’s are out of work and for lengthy periods of time. In addition to the foreclosures this crisis has caused; medical bills are mounting for those who are out of work and cannot afford private health insurance. These are just a few of the things that could cause a detrimental decrease in one’s credit score. Job seekers are not only have to deal with the anxiety of the interview process, they are now forced to potentially be declined a position. Not because they weren’t qualified but because of situations beyond their control that have adversely affected their personal credit.
In a recent interview with...

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