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Truth and Validity Exercise

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Truth and Validity Exercise
David Nieto
PHL/458
July 21, 2015
Deborah Moore

Truth and Validity Exercise

Does the credit card habit create or promote carless spending or particularly among you adults? The question remains should credit card companies issue credit cards to young adults under twenty-one years of age .Do young adults see this as free money or as a chance to establish good credit that can help them in future investments .If carless spending takes place this can hurt young adults for years to come were many don’t recover for years. What can be done to help young adults from falling down the wrong path and make the correct decision?
I once was a young adult with tons of credit card offers. Yes I saw it as free money I was never brought up the importance of credit and many of today young Americans. This argument could be considered as valid when viewed in the context of being a deductive argument. A deductive argument is said to be valid. We know that the credit card habit promotes careless spending because research indicates that credit cards have an unconscious confusing characteristic. The idea is to stay within a budget using a credit card, which , in order to do you have to remember the prices for each item you buy and keep track of how those prices relate to your overall budget. (White, Sept) A mature person is self-directing, so parents who make all their children’s decisions for them usually show the kids of not having responsibility. The pros and cons of owning a credit card can be good and bad .It can either set you up in the future for success and promise or either set you back seven to ten years back on your credit report. Almost two-thirds of young adults today don’t have a credit card, but maybe that’s for the best, given their sweeping lack of know-how about this common financial tool (White, Sept).
The world live in today most times does not give us the luxury of living without credit card help. We live in a world where we need the latest and best inventions in technology. If at the age 18, our legal system considers us an adult we need to see having a credit card a privilege and learn to accept the rules of credit and what harm it can cause. My argument for young adults having credit cards is mixed. I really believe that credit card companies should not just give credit cards to all adults. I really believe that all young adults that receive credit cards need to be working and show some sort of income so they can have a way to pay the monthly bill. By enforcing this it would prevent kids from falling down the path of bad credit.
A mature person is self directing so parents who make all their children’s decisions are doing their kids a disservice. When parents decide to bring a child into this world, a parent takes responsibility for this child. They have the responsibility or bringing up the child and showing them the ways of the world and what the world has to offer. If the parent is making all the decisions for the child as they grows up the child will always rely on some being there for them when a decision in life needs to be made .Is that bad or good for an individual when making life changing decisions it’s always good to go over the pros and cons with some just in case you don’t make the wrong decision. When making a decision on the spot at work or school it always important to have self confidence in what we do and not rely on help. By having those skills to make a quick decision you become successful at your workplace. Management will see you as someone that can think quickly when a problem arises at your place of employment. We as parents try to give our children everything that we believe our children should not live without. We try to give our children everything that we as children lacked in or childhood. What we do not realize is that by giving our children so much without rules and guidelines we hurt our child in the real world. By teaching our children how to be independent responsible young adults only limits our children’s abilities to differentiate between wants and needs. Parents never want their children to become hurt, sad, or cut off from the world. Therefore, the parent will try to help the child in every way and in most cases do everything for the child. This sometimes makes the child self-centered. In conclusion it’s always important to teach and let your child fail as a child by not always getting what they want .This prepares an individual for the real world when they don’t get what they want. (Reece, Nove) Power must be evil because it can corrupt people in the business world and the everyday world. There is that famous saying "Power corrupts, and absolute power corrupts absolutely," (Emerich Edward Dalberg Acton, 2015).It doesn't take long for the corrupted to enter and begin making it difficult to remain true to your principles. When people get power at the work place it tends to get to peoples head and they tend to change and feel untouchable .This usually happens when a person does not have any power growing up as a child. When they are handed power they feel the power of having a say against other employees and are usually the final word. When it comes to power I am a perfect example I received a promotion at my past employers .I was usually just one the employees at the bottom of the chain in the command. When I received power my attitude changed at work and home because it felt good to tell people what to do than people tell me what to do .So my attitude changes completely and almost caused me to lose my family and marriage. So I do believe that power makes people evil. Some people enjoy forcing others into situations where there is no choice but to compromise your values and some will also do anything to take any power you have and claim it for themselves. I do feel my argument is legit because I have lived it

References
Emerich Edward Dalberg Acton, J. (2015). The Phrase Finder. Retrieved from http://www.phrases.org.uk/
Reece, T. (November 2012). Teaching Your Kid to Make Good Decisions. Retrieved from http://parents.com
White, M. (Sept. 11, 2014). Young Adults Have Basically No Clue How Credit Cards Work. Retrieved from http://http://time.com/…...

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