...Tyra Lynne Banks (born December 4, 1973) is an American model, television personality, talk show host, producer, author, actress, singer and business woman. She began her career as a model at age 15 and rose to fame, becoming the first African American woman on the covers of GQ and the Sports Illustrated Swimsuit Issue, on which she appeared twice. She is one of the original Victoria's Secret Angels. By the early 2000s, Banks was one of the top-earning models in the world. Subsequently she moved onto television and film, known for her roles as Eve in Disney channel's Life-Size and Zoe in the box office hit Coyote Ugly. Banks first appeared on television on the show The Fresh Prince of Bel-Air and has since been featured in small roles in romantic film Love & Basketball and horror film Halloween: Resurrection and has appeared in numerous television shows, including Gossip Girl and Glee. In 2003, Banks created and became the host of the UPN/The CW long-running reality television show America's Next Top Model (2003 - 2015) Banks was also the co-creator of True Beauty, and was the host of her own talk show, The Tyra Banks Show, which aired on The CW for five seasons and won two Daytime Emmy award for Outstanding Talk Show Informative. She co-hosted the talk show FABLife. In 2010, she published a young adult novel titled Modelland, based on her life as a model which topped The New York Times Best Seller list in 2011. Banks is one of four African Americans and seven women to...
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...Early Years Tyra Lynn Banks was born December 4, 1973 in Inglewood, California. She is the daughter of Caroline a medical photographer, and her father Donald Banks, a computer consultant. Tyra’s grew up with her parents being divorced. This happened when she was only 6 years old, but she says that she was too young for the divorce to even have much impact on her childhood. She also has a brother named Devin, who is five years older than her. When it came to who Tyra was going to live with, it didn’t come to much complication. She lived with her mother on weekdays and her father on weekends. She saw this as the good life she not only always had two birthday parties but also two Christmases, which meant double the presents, and double the love. Growing up, Tyra was often displayed around her family’s home in Inglewood living in her mother’s duplex and walking around her mother’s heels. She always role played with her mother as being a model. She was inspired to become a model from watching the weekly CNN program called “Style with Elsa Klensch” and “House of Style.” Although she first wanted to become a veterinarian and wanted to attend veterinarian school she was wined over by the modeling world. Tyra attended John Burroughs Middle School and graduated in 1991 from Immaculate Heart High School , a Catholic all girls school in the Los Feliz section of Los Angeles. During her Middle School days she was somewhat of a mean girl in middle school. She was popular and always in...
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...Tyra Banks is a retired fashion model, America’s Next Top Model host, Victoria Secret model, and her own tv show host. Tyra is very strong minded about body positivity and the wrongness of body shaming yourself or others. Most people will know Tyra because of her accomplishments in the fashion modeling industry, but there is a variety to learn from and about her. My advocate is extremely passionate about helping people get a different outlook about themselves and others for the reason that she is relentless. Tyra banks is a influential advocate of body positivity through her actions of speaking out, changing the modeling industry, and her self acceptance. Tyra is a very influential advocate of body positivity through speaking her mind on how she feels about the topic no matter what people may say to her. Tyra speaks out about body positivity when she accepts interviews on different tv shows and even on her social media accounts. “I don’t want to use the term plus-size, it just doesn't have a positive connotation to it” (Dailymail 1). This quote shows the way that Tyra truly feels...
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...Tyra Banks is a supermodel who has moved from posing in front of the camera to calling the shots behind it. Her TV show, 'America’s Next Top Model', is a huge international hit and has been syndicated worldwide. Tyra Banks was born on 4 December 1973, in Inglewood, California. Her father, Don Banks, was a computer consultant and her mother, Carolyn, was a medical photographer. Banks' parents divorced when she was only six-years-old, but she says that she was too young for the divorce to have much impact on her: "As far as I could see I had it made," Banks remembers. "I stayed with Mommy on the weekdays and Daddy on the weekends. I had two birthday parties, two Christmases. Double the presents, double the love." Banks says that she developed a love for food, and not always healthy food, from a very young age, devouring fried chicken, candied yams and pork chops at family gatherings. "I was taught to enjoy food, not to fear it," Banks recalls. She developed healthier habits, too, and began working out with her mother's exercise group at the age of six. After her grandmother passed away from lung cancer, Banks also vowed never to smoke. Banks confesses that she was somewhat of a "mean girl" in school. "I was popular, gossipy," she recalls, "and if I didn't want one of the other girls to be in the clique anymore, for whatever tiny little reason, I voted her out." When she attended Immaculate Heart High School in Los Angeles, however, she found herself on the other end...
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...believe that is what a woman should look like. As a young woman who grew up with images like these as inspiration for beauty, I know what it is like to compare body images. It is a harsh reality knowing just how much editing goes into making the people we know as celebrities even more perfect and desirable. Photo shop is giving a false perception on what is actually considered beautiful in today’s society. No woman can say they have never looked at an edited picture and felt less of themselves immediately afterward. Using before and after pictures is a perfect way to show exactly how much editing is made to a photo. The editing done can be as simple as erasing acne to dramatically changing the models hair or eye color, for example, Tyra Banks. Tyra’s eye color is changed from dark brown to light green, this tiny adjustment makes the whole image appear lighter and more enhanced. When editing is taken to an extreme, they can cut off thigh fat, stomach fat, or extra skin in an unrealistic fashion, as shown in the images of Kim Kardashian, a naturally full-figured woman. Thus, making models look...
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...Victoria secret utilizes a mixture of value added pricing and prestige pricing strategies. Victoria Secrets pricing strategy includes value added pricing by producing high quality clothing while offering additional features such as catalogues, brand recognition through its fashion shows, and aesthetically pleasing outlet stores to its customers [3]. Prestige pricing is also integrated into Victoria Secrets pricing strategy as the business is extremely recognizable as an exclusive and up-scale clothing distributor. Victoria secret uses prestige pricing to increase its sales price and put the perception of exclusive quality into the minds of its customers. This exclusive and high quality nature is enforced by the value adding features discussed above such as fashion shows. Lululemon: Lululemon utilizes a mixture of value added pricing and prestige pricing strategies. Lululemons pricing strategy includes value added pricing because the business attempts to create additional value for customers by adding additional features on their apparel rather than trying to cut costs by reducing features and the quality of materials used to produce their clothing. The existence of unique features such as clothing made of natural substances like seaweed adds value in the product perceptions of its customers and helps to justify Lululemons higher pricing [1]. Prestige pricing is an additional component of Lululemons pricing strategy. Lululemon produces high quality, unique, fashionable clothing...
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...The reading that I will respond for this week is “Tyra Banks is Fat” by Ralina L Joseph. This reading focuses on feminism, where a TV show host by Tyra bank shows post identity every women. The article racialized and gendered media coverage, where it mostly focus more on “Black female body”, which it shows if the person fail to maintain ‘model’ body, then she would fail to discipline herself, which will be marked on her body. Since I don’t really watch American TV shows very much, this article really shocked me on how American TV shows are manipulating it audience. In my opinion, after reading the article, it gave me a huge shock on how they could focus on race, and feminism. I didn’t have any thought when watching American TV shows that...
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...Opening Your Mind and Formulating New Opinions Many people are strong headed and do not display their full feelings towards something; when they do, it’s usually an opinion of theirs that cannot be altered or even thought about changing. I too was once someone who was very close minded about a lot of things and only described my thoughts about a subject or issue to be quite once sided and would listen to other’s opinions about the same topic but never regarded to be meaningful. My experience with LSD has honestly opened my mind more in one way or another; mainly with accepting things for what they are and how they are presented to me. You can’t change how your brain interprets one concept to another you can only describe how you feel towards the issue or thought at hand. Only people who have seen goals and relationships between each other in a different light; can fully accept everything the way it is presented to them and appreciate the things we have that make us who we are today. Those are the people who create bonds with others and simply act as one when the time is right. I believe that relationships can be enhanced when two or more people share the little box theory, this is something that cannot be passed down to future generations. Now I’m not saying that this experience with LSD has made me open to just about everything because I’m not. I’m only stating that it has shifted the way I feel towards many different concepts and ideas such as social issues. How can people...
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...serious and long-lasting, like the one in Japan from 1991 to 2002. The most recent is the financial crisis that started in the US in July 2007 and is playing out in front of us today. It is also the most serious, systemic, and global since the Great Depression of 1932. A banking or financial crisis can be defined as a dislocation of the banking system where a significant number of banks and other financial institutions become illiquid and insolvent due to massive defaults on bank loans and other assets. An escalation of non-performing assets of banks will result in heavy losses depleting banks' capital. Banks become insolvent when their debt obligations (liabilities) exceed the value of their assets, i.e., the sale proceeds from their assets are inadequate to pay for their debts. Conditions preceding a banking crisis - financial deregulation Unbridled deregulation of the financial industry is at the heart of financial instability and crises. What began as a trickle became a wave and today it has broken loose as a financial tsunami engulfing the whole world. Prior to the 1970s, commercial banks and savings and loans associations (S&Ls) in the US were tightly regulated to protect depositors' money. They could not engage in risky lending, interest was not paid on checking accounts, and there were ceilings on interest paid by these institutions. These were progressively loosened beginning in the early 1970s. In 1982,...
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...1. DEFINITION: FOREIGN EXCHANGE One of the largest businesses carried out by the commercial bank is foreign trading. The trade among various countries falls for close link between the parties dealing in trade. The situation calls for expertise in the field of foreign operations. The bank, which provides such operation, is referred to as rending international banking operation. Mainly transactions with overseas countries are respects of import; export and foreign remittance come under the preview of foreign exchange transactions. International trade demands a flow of goods from seller to buyer and of payment from buyer to seller. In this case the bank plays a vital role to bridge between the buyer and seller. H.E. Evitt defined “Foreign Exchange” as the means and methods by which rights to wealth expressed in terms of the currency of one country are converted into rights to wealth in terms of the currency of another country. Foreign Exchange Department is an international department of the bank. It deals with globally and facilitates international trade through its various modes of services. It bridges between importers and exporters. Bangladesh Bank issues license to scheduled banks to deal with foreign exchange. These banks are known as Authorized Dealers. If the branch is authorized dealer in foreign exchange market, it can remit foreign exchange from local country to foreign country. This department mainly deals with foreign currency. This is why this department is...
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...dollars from bank costumers, and caused high unemployment rates. This has been going on for a long time and is only getting worse. Some say the government needs to stay out of the crisis and some say the government needs more regulation. In order to save our economy from the financial crisis, the government needs to enact proper regulations. The aim of those regulations must be to release the harms of corrupt business practices, keep bank customers from loosing money, and keep borrowers from being victimized by the fine print of their contracts. The first and most immediate problem of the financial crisis is continually increasing unemployment. The problem is best demonstrated by the threat is poses to the financial well-being of many people. “If there's no money flow, it's pretty hard to make more money and companies start to lay off workers” (Wikihow n.pag.). The whole crisis is like a cycle. Businesses make bad investments, consumers stop buying their product, and it hurts both the businesses and the customers. When the people stop buying, the businesses loose money and cannot pay workers. Therefore, unemployment rates go up. “Historical experience suggests that youth, immigrants, low-skilled and older workers are more likely to bear the brunt of rising unemployment“ (Scarpetta n.pag.). Another problem is, “job losses are spreading to sectors that they were not directly supposed to be” (Scarpetta n.pag.). Construction is among the most affected sector. “Many banks and other...
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...Cyclermate Ltd. Part 1 Historical background In 1988, Lewis Llewellyn and Dai Armstrong were made redundant as a result of the closure of their town’s steel works in south Wales. Both had been employed by the firm for more than 20 years. Lewis had worked his way up from apprentice to be chief mill engineer, and Dai had progressed from “office boy” to a senior marketing post. The men belonged to the local cycle touring club, and through this had become close friends. As the prospects for continued local employment were poor, they decided to use their savings to set up a bicycle manufacturing business – an obvious choice, given their shared interest, and combined expertise. The product they selected was a “traditional” upright cycle, following a design typical of the 1940’s and 1950’s. They believed that there would be a strong “niche” market for such a product, given the upsurge in interest in cycling, and increasing consumer interest in “retro” styles. Working in Lewis’s garage, they built their first prototype. Dai persuaded a local cycle shop to put this on show. Within week they had two orders, and the business was launched. By the end of 1990, the business had grown to such an extent that they were unable to meet demand. Taking advantage of the relatively low prices of commercial and industrial property, they purchased a disused 15,000 square feet warehouse with an included 2,000 square feet of office accommodation for £240,000. The buildings were big for their...
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...loan case, now being dubbed as Hallmark Scam because of its huge size and indifference, deliberate or otherwise, on the part of the management of the country’s largest public sector bank, has come as a real shocker. As the details of the scam are coming out gradually, the people concerned are suspecting that something has gone seriously wrong inside the state-owned banks. The Hallmark corruption with Sonali bank is one of the biggest scam of Bangladesh. The finance minister's initial comment on Bangladesh Bank's authority to recommend the change is not justified. The managerial system errors was the lack of audit teams; special audit teams, investigation team and supervision teams of all the government, non-government and specialized banks and they should be trained to be better adapted. The faulty system of our country led this thing to take place. The people working under the Sonali bank were not fully ethical and loyal and that is one of the reasons for such corruption taking place. The minister, however, did not comment on how strong the presence of political appointments could be on the boards of the state-owned commercial banks (SOCBs). A central bank official alleged that some board members were also involved in the Hall-Mark scam, adding that the Bangladesh Bank informed the finance ministry about it but they were silent where they should have taken necessary steps to get rid of such fraudulent activity. People who have experiences in finance...
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...Introduction: Bangladesh is one of the largest Muslim countries in the world. The people of this country are deeply committed to Islamic way of life as enshrined in the Holy Qur'an and the Sunnah. Naturally, it remains a deep cry in their hearts to fashion and design their economic lives in accordance with the precepts of Islam. One of the nation’s leading banking specialists of uncompromising quality in several world class banking. The leading banking company of Bangladesh has been making every effort to ensure the effectiveness and safety of the financing which it makes sure. Islami bank provides the highest quality financing at comfortable facilities to fulfill the needs of the millions of people of the country. The establishment of Islami Bank Bangladesh Limited on March 13, 1983, is the true reflection of this inner urge of its people, which started functioning with effect from March 30, 1983. This Bank is the first of its kind in Southeast Asia. It is committed to conduct all banking and investment activities on the basis of interest-free profit-loss sharing system. In doing so, it has unveiled a new horizon and us hared in a new silver lining of hope towards materializing a long cherished dream of the people of Bangladesh for doing their banking transactions in line with what is prescribed by Islam. With the...
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...Coursework 1 - Microeconomic concepts Every organization has to analyze its business environment before making policies and strategies for its day to day operations, marketing and promotional efforts, and competing with the industry rivals (Loudon, Stevens, & Wrenn 2004). The key factors of the business environment that affect the business operations of a company include political, economic, technological, environmental, cultural, and demographical factors. This essay will explain various markets structures which are monopoly, oligopoly, perfect competition and monopolistic competition. The purpose of this paper is to discuss the impacts of different environmental factors on the business operations of Barclays. The discussion has been made in the light of international accepted microeconomics concepts and practices. Market structures Monopoly is a market structure, where only a single seller producing a product having no close substitutes. This single seller may be in the form of an individual owner or a single partnership or a Joint Stock Company. Such a single firm in market is called monopolist. Monopolist is price maker and has a control over the market supply of goods. On the other hand, Perfect competition a market structure characterized by a large number of firms so small relative to the overall size of the market, such that no single firm can affect the market price or quantity exchanged. Perfectly competitive firms are price takers. Moving on, in an oligopoly...
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