...(Vice President – Institutional Banking Group, Development Bank of Singapore (DBS), Bangalore) Presented by Aditya Shetty Roll No. 258 MBA-Core Div C NMIMS 03-June-2011 Preface This project report has been prepared as part of the Summer Internship Program of the MBA-Core course curriculum at Narsee Monjee Institute of Management Studies (NMIMS), Mumbai. This is in partial fulfilment of the requirements of the MBA programme. The report focuses on the Small and Medium Enterprises (SME) segment of borrowers. SME market is the growing and upcoming sector in the banking industry. This encourages entrepreneurs to develop their company from small sized to the future big corporate. The basic aim of the project is an understanding of the SME market in Bangalore and designing a strategy for Development Bank of Singapore (DBS) to enter this segment. This subject was chosen since the subject is a new& developing field for the foreign banks and private banks. SME products help in understanding the various funding & non funding based lending mechanisms. This project will help me understand various means of understanding the various lending mechanisms used by banks. This understanding of SME business will help in the future to know more about the banking industry. Bangalore Aditya Shetty 03-June-2011 Acknowledgement I am thankful to Development Bank of Singapore (DBS) Bank to give me an opportunity to carry out my summer internship project here...
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...- |NAME OF STUDENT | | |REGISTRATION NO | | |UNIT TITLE |Unit 10: Financial Reporting | |ASSIGNMENT TITLE |Group Assignment | |ASSIGNMENT NO |2 of 2 | |NAME OF ASSESSOR |Nguyen Phuong Hoa | |SUBMISSION DEADLINE |June 18, 2010 | We hereby confirm that this assignment is our own work and not copied or plagiarized from any source. We have referenced the sources from which information is obtained by us for this assignment. |NAME OF THE STUDENT |REGISTRATION NUMBER |SIGNATURE | | Chu Trong Hiep | 4083 | | | Bui Tuan Minh | ...
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...and skills in wound identification, management, treatment and prevention. This, along with other factors, creates poor patient care and vast costs to the pertinent facilities. The solution is to have interprofessional collaboration. The utilization of current advanced practice nursing staff as a resource for floor nurses and other involved healthcare workers is a must. This would obtain certification in wound care and be responsible for the ongoing continued education for wound prevention, monitoring and maintenance. The staff will be educated and trained at quarterly intervals on wound identification, staging, prevention, maintenance and monitoring. Key words: wound care, evaluation, pressure ulcers, multidisciplinary, specialist, evidence The Significance of Having a Multidisciplinary Team 4 Problem Identified The Centers for Medicare & Medicaid Services (CMS) declared in October of 2008 that it will no longer provide reimbursement for hospital acquired pressure ulcers (HAPUs) because it is a preventable occurrence (CMS, 2014). Even though the percentages of occurrences have declined since then, HAPUs continue to cause financial strain on institutions (estimated $9.1- $11.6 billion dollars loss annually) (Leaf Healthcare Inc., 2014). Nurses are in a position to decrease these numbers but barriers remain. Staff nurses in acute care settings, as well as hospital based transitional units provide care for patients with multiple...
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...Executive Summary In 2005, Bank for International Settlements (BIS) came up with 7 high-level principles on business continuity and was issued to various financial industry participants as guidelines. The 7 principles provide a comprehensive overview of the necessary steps for business continuity planning. Financial industry participants are required to develop respective business continuity planning in accordance to the 7 high-level principles. There are various incidents within the last decade that has resulted in major operational disruption to financial industry. However, with the guidance of the 7 high-level principles, most of the participants were able to cope with crisis well and survive through the crisis. In this report, several case studies were researched and commented on their business continuity planning. Subprime crisis which caused the collapse of Lehman Brothers has caused a significant stir in the financial industry. Many counterparties ended up with huge exposure and default due to the fall of Lehman Brothers. However, Euroclear was able to manage the crisis well after it activated its crisis management plan which has been developed before the crisis. Similarly, terrorist’s attack on New York World Trade Center has not only caused major security issues but has also significantly affecting the financial industry. Bank of America and Deutsche Bank were the direct victims of the terrorist attack. Both banks remained sound operation and survived through the...
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...Mr Tan Ngiap Joo, Deputy President of OCBC, is a member of the Strategic Management Team of a bank based in Singapore, the Oversea-Chinese Banking Corporation (OCBC). Mr Tan Ngiap Joo is writing a memorandum to his task force, relating to the strengths and weaknesses of one of OCBC’s strategies at present and a report containing internal and environmental audits of OCBC. From these audits, he will develop a strategy to counter the strong competition OCBC is facing, both locally and regionally. The report will be discussed at an SMT meeting. Table of Contents Contents Page Memorandum……………………………………………….. 4 Appendix to Memorandum…………………………………. 9 Report……………………………………………………….. 12 References…………………………………………………... 22 Oversea-Chinese Banking Corporation Limited Memorandum To: Team members of task force From: Tan Ngiap Joo, Deputy President, member of Strategic Management Team Date: 13 June 2007 Subject: Objectives in the planning process Introduction You will assist in the planning process of OCBC as members of the new task force. In order to this well, I will outline the role objectives play in the planning process and how to set them. The Role of Objectives in the Planning Process Objectives tend to evaluate the behavior of OCBC’S employees. Its management uses these objectives to help focus on employees efforts. This is crucial because OCBC...
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...PART 3 – DBS CONSULTING SERVICES REPORT The purpose of this report is to present a comparison of the profits of E-Commerce consulting and Information Systems consulting lines of DBS Consulting Services, using the Activity-Based Costing system (ABC) and the conventional costing system based on computing hours. ABC provides more detailed and accurate information than the conventional costing system because ABC is based on consumption of resources by production of a product or service line and focuses on the activities that drive costs, recognising that activities consume resources. The conventional method allocates overhead costs based on hours consumed (in this case computing hours), which may not represent the actual consumption of indirect resources expended by the service. A costing system should provide information to help minimise waste, but should not be wasteful in it-self . The resources required to design, implement and maintain a costing system should be less than the benefit derived from the use of the system. This report is to compare the conventional costing system against an ABC System for DBS Consulting Services and will discuss the following: 1. ABC improving costing accuracy 2. Profitability of DBS Consulting Service using conventional costing procedures and ABC 3. Recommendation of the adoption of ABC based the results conventional costing and ABC 4. Aggressive expansion? 5. Factors to be taken into account when implementing ABC 6. How to encourage...
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...OpenLGU - Software Requirements Specification for ASSESSMENT REPORT Version 1.4 Prepared by Group Name: 204 Maria Kristina Dina Hazel Gatmaitan 2008-34358 2009-61185 mkristinadina@gmail.com hazelgatmaitan4science@gmail.com Lab Section: Lab Instructor: Date: AB-5L Andrel Del Rosario January 11, 2012, Wednesday Software Requirements Specification for Assessment Page ii Contents IN THIS TEMPLATE YOU WILL FIND TEXT BOUNDED BY THE “” SYMBOLS. THIS TEXT APPEARS IN ITALICS AND IS INTENDED TO GUIDE YOU THROUGH THE TEMPLATE AND PROVIDE EXPLANATIONS REGARDING THE DIFFERENT SECTIONS IN THIS DOCUMENT. THERE ARE TWO TYPES OF COMMENTS IN THIS DOCUMENT. THESE COMMENTS THAT ARE IN BLACK ARE INTENDED SPECIFICALLY FOR CMSC128. THESE COMMENTS THAT ARE IN BLUE ARE MORE GENERAL AND APPLY TO ANY SRS. PLEASE, MAKE SURE TO DELETE ALL OF THE COMMENTS BEFORE SUBMITTING THE DOCUMENT. .................................................................................................................................III THE EXPLANATIONS PROVIDED BELOW, DO NOT COVER ALL OF THE MATERIAL, BUT MERELY, THE GENERAL NATURE OF THE INFORMATION YOU WOULD USUALLY FIND IN SRS DOCUMENTS. IT IS BASED ON THE IEEE REQUIREMENTS AND WAS ADAPTED SPECIFICALLY FOR THE NEEDS OF SOFTWARE ENGINEERING COURSES. MOST OF THE SECTIONS IN THIS TEMPLATE ARE REQUIRED SECTIONS, I.E. YOU MUST INCLUDE THEM IN YOUR VERSION OF THE DOCUMENT. FAILURE TO DO SO WILL RESULT IN MARKS DEDUCTIONS. OPTIONAL SECTIONS WILL BE EXPLICITLY...
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...|189-398-96959 | |Applied Position | | |Education |2002/09 -- 2006/07 East China University of Science and Technology Bachelor | | |20011/12 -- now East China University of Science and Technology Master | Self Assessment: ← Master in Project Management & Bachelor in computer science or related major with good command. ← At least 6+ years’ solid experience in software, 3+ years’ experiences of people management and project management. ← In-depth business knowledge in software project management related business processes. ← Experience in evaluating and selecting suppliers and creating and managing service level agreements.. ← Proven ability to concurrently manage a complex range of tasks and projects, where achievement is dependent on other’s efforts. ← An innate ability to foresee problems, identify risk and develop plausible solutions. Ability to think strategically ← Familiar with control the scope, the progress,...
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...Unit 4 - Assignment 1 | Assignment Type: | Individual Project | Deliverable Length: | 3 to 4 Pages | Points Possible: | 150 | Due Date: | 10/28/2012 11:59:59 PM | For this assignment you are to read three case studies as they appear in your text. The case studies you will be reading are as follows: * Chapter 11, pg. 429: Reality Gets Better (50 points) * Chapter 11, pg. 439: The Flash Crash: Machines Gone Wild? (40 points) * Chapter 12, pg. 476: Piloting Valero With Real-Time Management (60 points) For each of these, only answer the case study questions associated with them found at the end of the discussion. You do not need to answer the "MIS in Action" questions.Please submit your assignment.For assistance with your assignment, please use your text, Web resources, and all course materials.Unit Materials | | Unit 4 - Assignment 2 | Assignment Type: | Discussion Board | Deliverable Length: | 3 to 4 paragraphs | Points Possible: | 50 | Due Date: | 10/28/2012 11:59:59 PM | The Discussion Board (DB) is part of the core of online learning. Classroom discussion in an online environment requires the active participation of students and the instructor to create robust interaction and dialogue. Every student is expected to create an original response to the open-ended DB question as well as engage in dialogue by responding to posts created by others throughout the week. At the end of each unit, DB participation will be assessed based on...
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...had a $130 million in tax loss carry forwards, in which the two brothers used to shelter their manufacturing earnings (BHARAT ANAND, COLLIS , & HOOD , 2011). In 1984, they adopted the name Danaher (Danaher Corporation). Operating Segments and Performance Danaher operates in segments that involve the designing, manufacturing and marketing of professional, medical, industrial and commercial products and services (Danaher Corporation). The company has a global presence in the US, China, Germany and Japan. Its headquarters are located in Washington, DC, and employed about 66,000 people as of December 31, 2013 (MarketLine, 2014). According to a company profile report by MarketLine, Danaher recorded revenues of $19,118 million during the financial year ended December 2013 (FY2013), an increase of 4.7% over FY2012 (MarketLine, 2014). Additionally, the report stated that the operating profit of the company was $3,274.9 million in FY2013, an increase of 3.5% over FY2012 (MarketLine, 2014). The net profit of the company was $2,695 million in FY2013, an increase of...
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...Literature Review - Business Intelligence Timothy Sheahan Liberty University Business 600 Dr. Jonathan D. Schultz December 19, 2013 Abstract Business intelligence (BI) is a popular and growing field that helps managers and decision-makers in deciding important decisions. Over the past two decades advancements in technology have elevated the importance of BI systems and software to an organized corporate strategy and overall success. Reliable and accurate BI systems are used by many large corporations; they can be custom-built by a service provider or by people working for the corporation. This is because they are very expensive, cutting edge software systems. Past research has shown that BI is one of the fastest-growing methods of intelligence gathering in the field. With all of the attention of advances in information technology (IT) and how helpful they are it is easy to overlook some of their repercussions. This paper highlights the importance of BI in decision-making areas and the techniques used to make them. Advantages and benefits are then discussed and one major problem is described in detail. Computer hacking is becoming more popular as the future comes closer and it is a larger problem than most think outside of the business world. The conclusion offers an insight into the future of BI and identifies the problem of hacking as its major threat. 1. Introduction ...
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...There has been no shortage of news regarding banking scandals and crises over the past three decades both globally and in the United States. This increased awareness has led to the focus upon legislation to stem this trend in addition to creating guidelines for how financial reporting should regulated in order to stabilize the banking industry. Part of this effort has been led by the Basel Committee in its creation of its Core Principles for Effective Banking Supervision consultative document that was released in December 2011. The committee consisting bankers and regulators from its 27 member countries provides a framework for establishing bank governance. The United States, even though a member of the Basel Committee, had previously resisted implementing this framework, instead favoring its own legislation. However, the Federal Reserve agreed to adopt the Basel rules as means of governing the nation's banks against the objections of large financial institutions who argued that these guidelines are too strict. As of May 2012, the proposal of this agreement has not yet been released by the Federal Reserve. It is hoped that the endorsement from the United States of the new requirements under Basel III will work to encourage the European Union to follow suit. Banking Supervision Unlike many of the other countries that follow the Basel framework and have only one bank regulator, the United States banking system is governed by the Federal Reserve. The Federal Reserve consists of...
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...Regional Morning Pack DBS Group Research . Equity 01 October 2009 Spotlight On (SP) Hiap Seng: Undervalued oil and gas play (Initiate Coverage) BUY; S$0.69; HSE SP; Price Target: 12-Month S$0.90 • • • • Huge 40-60% discount to peers is unwarranted. Expect high dividends of 4.0-4.5 Scents per share. Margins improvement to support earnings growth. Initiate coverage with a BUY rating. 30% upside to our target price of S$0.90. Ideas & Updates REGIONAL US Fed: Two collision courses SINGAPORE Banking: Positive uptick in loans Hiap Seng (Initiate Coverage) – See Spotlight MALAYSIA Tanjong PLC: Attractive yield play BUY; RM15.00; TJN MK; Price Target: 12-month RM19.25 HONG KONG PUBLIC HOLIDAY THAILAND Charoen Pokphand Foods – See Spotlight (TB) Charoen Pokphand Foods: Earnings surge, costs remain low BUY; Bt7.95; CPF TB; Price Target: 12-Month Bt9.60 (Prev Bt7.50) • • • 3Q09F will beat record high 2Q09 earnings Promising outlook with firm product prices, low raw material costs, and improving margins Raised earnings, and TP to Bt9.60. Undemanding valuation, 21% upside, maintain BUY. Singapore Research Team – 6533 9688 research@dbsvickers.com www.dbsvickers.com “In Singapore, this research report or research analyses may only be distributed to Institutional Investors, Expert Investors or Accredited Investors as defined in the Securities and Futures Act, Chapter 289 of Singapore.” “Recipients of this report, received from DBS Vickers Research (Singapore) Pte Ltd (“DBSVR”)...
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...Course Number: INSE-6230 Course Title: INSE 6230 Total Quality Project Management Winter 2015 Project Title Improving the Online Reservation System of Indian Railways Submitted to: Dr. Ayda Basyouni Student Name Ali Al-Dulaimi Yang Liu Pavithra Keshavamurthy Raghu Gaddam Dileep Vanga Akhilesh Masna The Assignment Group Student I.D. Student E-mail 7733097 aliknf@gmail.com 7657633 formatu87@gmail.com 6827527 pavithrak2006@gmail.com 7633017 Raghu448@gmail.com 6784380 Dileepv526@gmail.com 7158815 akhileshmasna056@gmail.com 1 Table of Contents 1. INTRODUCTION ......................................................................................................................................... 6 2. INITIATION PHASE ..................................................................................................................................... 6 2.1 Analysis of different options and recommendations ......................................................................... 6 2.2 Weight Decision Matrix....................................................................................................................... 6 2.3 SWOT analysis ..................................................................................................................................... 7 2.4 Business case....................................................................................................................................... 8 2.4.1 Introduction/Background...
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...COMPANY PROFILE Augere Wireless Broadband Bangladesh Limited, also known as QUBEE, is Bangladesh's largest telecommunication company in international long distance, enterprise data and internet services. Part of the QUBEE along with its global subsidiaries is a leading global provider of the new world of communications. With a reported target of 6 cities and 40 towns, QUBEE has major plans for the expansion of its WIMAX services in Bangladesh. We conduct sales-support strategy for WiMAX. WiMAX WiMAX (Worldwide Interoperability for Microwave Access) is designed to deliver next-generation, high-speed mobile voice and data services and wireless “last-mile” backhaul connections that could potentially displace a great deal of existing radio air network (RAN) infrastructure. For network providers, this will enable an expansive array of multimedia and real-time subscriber services that go well beyond current 2.5/3G applications, including mobile streaming media services, mobile TV, Unified Communications, and Voice over IP (VoIP), which, for the first time, becomes practical and viable on a metro-wide scale through WiMAX. Network service providers can’t take full advantage of mobile voice and multimedia over IP unless there is the potential to manage Quality of Service (QoS). With this in mind, five distinct classes of service quality have been built into WiMAX, allowing a more robust and resilient connection for users who require time-sensitive applications and service level...
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