Premium Essay

Universal Healthcare in America

In: Other Topics

Submitted By carolinachick
Words 720
Pages 3
The United States having universal healthcare
Michelle Garbarino
Eng 122
James Meetze
February. 25, 2013

Should the United States have Universal Healthcare?
The question of Universal Healthcare in the United States has valid and non valid arguments with supporters on both sides of the issue. Millions of Americans do not have affordable health care insurance. The main question is who is responsible to provide this? Is it feasible for government to pay for the lack of health care by taxpayer’s dollars? Should you be responsible for yourselves or should you be compensated by the government? Unemployment is at record high making health insurance less attainable or affordable than ever. In most cases, additional restrictions or taxes will be placed on goods and services to pay for the Universal Health Care plan. By addressing each side of the argument and discussing the benefits, risks, and effects of Universal Health Care in the United States a fair conclusion can be made. The Arguments for Universal Healthcare in the United States, Rising health care cost has made it difficult to maintain adequate health care and eventually has driven many Americans into bankruptcy (Frosch, Dan, 2005). More than 62% of the individuals who filed bankruptcy filed because of medical expenses and 78% who filed had medical insurance. The high cost of medical expenses today often drives many families into bankruptcy because they cannot afford the high expense of medical costs," (Himmelstein, Thorne, Warren, & Woolhandler, 2007).
Medical problems were the contributing factors why bankruptcy rose by 50% during the years 2001 through 2007. With the rising costs of health care in the United States, it is a defining factor on how many new bankruptcies have occurred in the twenty-first century.

In today’s economy there are about 45 million Americans who are uninsured,...

Similar Documents

Premium Essay


...Mahimda 1 Abdlillah Mahimda Eng-112-26 Professor Dubson 4/21/10 Universal Healthcare For America The healthcare system in America has been an ongoing debate for many years. President Obama has just passed a bill to Americans that will provide healthcare for many that are uninsured but it is still not the single payer they have in Canada, and many other European countries. The Current system of healthcare companies has deprived many Americans of important medical needs for profit. Pre-existing conditions and outrageous monthly premiums are just some of the measures they input for ongoing profit. Universal Healthcare in America should be mandated because it will eliminate health insurance companies that only look for profit and it will also show the world that Americans consider healthcare not as a privilege but as a right. Health insurance companies have benefited tremendously from the current system of healthcare from record profits and hefty bonuses to their chairmen. To give you a few examples , Ronald A. Williams from Athena received 23,045,835 in compensation, H. Edward Hanway Mahimda 2 Cigna 25,839,777, and Dale B. Wolf from Covernity received 14,869,823(Ricciardelli). These hefty salaries were all made possible because these companies denied medical care to their members because of a pre-existing condition.” A pre –existing condition can be something as common or as serious as heart disease,......

Words: 669 - Pages: 3

Free Essay

Universal Health Plan

...Running head: UNIVERSAL HEALTHCARE PLAN Universal Healthcare in America Name NUR 109 Fundamentals in Nursing Front Range Community College Universal healthcare is a controversial, yet important topic facing our country today. According to the author, Marleise Rashford there are approximately 300 million people living in the United States and one sixth of them are uninsured.(2007,p.5) That is approximately 50 million without insurance in our country today. Is this number so large because people are unable to afford it, is healthcare not important to them, or are they not using the government’s current medical systems that are put in place for them to use? These are all valid concerns that need to be addressed. The controversy at hand is putting together plan that will be effective, low cost to Americans and a fair reimbursement for working physicians. One huge advantage of universal healthcare program is that each individual no matter their income or pre-existing condition would be covered. That means everyone in the United States would be able to receive affordable benefits including preventative, surgical, specialists visits, rehabilitative services, hospitalizations, long term care and prescription medications. (Rashford, 2007, p.4) The universal healthcare system works through the primary care physician. The physician would be the patient’s overseer and they help plan routine health screens, early interventions, or......

Words: 1015 - Pages: 5

Premium Essay

Universal Healthcare in the United States

...Universal Healthcare in the United States Larrissa McBride HCS 235 Monday January 23, 2012 Margaret Meador Universal Healthcare in the United States Healthcare is on the minds of every American in today’s society. Everyone worries about what they will do to afford healthcare and even if they will receive healthcare. America has some of the greatest technological advances and in trained professionals. However, American only ranks 20th in life expectancy and we rank almost the lowest in healthcare availability to its citizens. This causes me to believe that American needs to adopt some type of universal healthcare reform. According to the department of Health and Human Services the United States is one of the only industrialized countries to not give every individual healthcare coverage and access. The United States currently has a system of government sponsored and private insurance companies. The “poor” Americans fall under the care of government based programs. Those who are poor but are considered too wealthy for government sponsored programs are forced to turn to for-profit insurance companies. These for profit companies have strict guidelines and or co-payments and are likely to turn down medical care for any reason they see fit without explanation. I feel that some kind of universal health care system would regulate and control these organizations and could potentially save billions. Currently in the United States a large majority of citizens are uninsured.......

Words: 1312 - Pages: 6

Premium Essay

Healthcare: a Right or a Privilege

...Healthcare: A Right or a Privilege An Argument over National Healthcare in the United States Bobbi Pippins Soc 120 Instructor: Sheila Fry March 23, 2012 Healthcare: A Right or a Privilege An Argument over National Healthcare in the United States There will always be a debate over what is considered fair healthcare in America. As long as there is no national healthcare system that is equal for everyone, there will be arguments over whether it is a right or a privilege. Research will show that healthcare is a basic right for every human being in the world, and that by having a national healthcare system in America, this right can be enforced. America has, for many years, had the view of an ethical egoist, where something is good or right only if it helps to achieve the desired goal of the politicians. While using the utilitarianism view, or that which produces the best results for the greatest number, may well be the view that this nation should embrace. Healthcare should be a basic human right for everybody in the world. While national healthcare for everyone might be complicated to get started, if everyone had equal access to healthcare there would be more preventative care and therefore less costs due to chronic illnesses, diseases such as cancer, would be caught in the early stages of progression which would, in turn, allow for more treatment options and more chances of...

Words: 2241 - Pages: 9

Premium Essay

Universal Healthcare

...Universal Health Coverage: A Possibility for the United States Brittannie DePew Eng 122 David Moskowitz 9/21/2013 Medical costs are getting too expensive. Ever fought with your insurance providers because they refused to pay for care, or struggle to find an “in-network” provider? I know a woman whose name I will change for her privacy and the struggles she is going through are a perfect example of an issue many people face when dealing with insurance; Nancy’s (name changed for privacy) story is a perfect example of how our healthcare system is no longer working for the people. Nancy is this woman whose husband recently passed away. Nancy used to work for county and county workers cannot receive social security; and Nancy is too young for Medicaid by six years. Unfortunately, when Nancy’s husband passed away her healthcare began to go with him. Unless Nancy can find a way to pay the provider over a thousand dollars a month Nancy will lose her health care, because it was healthcare provided through her husband. She has tried searching for other providers but she cannot get the same coverage for any less money, when she found a couple that were close to the same coverage they did not accept pre-existing medical conditions. As a matter in fact many companies do not accept pre-existing medical providers. There are no options for Nancy; and that is wrong. There are many reasons why the United States should seriously consider Universal healthcare. Universal healthcare should...

Words: 1965 - Pages: 8

Premium Essay

Persuasive Essay Healthcare

...Do you believe in Universal Healthcare? COMM 215 Carolina Gasca Universal Healthcare? Healthcare Reform? The United States is considered by most to be the greatest country to ever grace the face of the planet. It has the largest military, the largest economy, freedom of speech and religion, and one of the first “successful” democracies and of course, the American dream. Yet, what is the one thing that most people seem to forget? That the United States of America, the most dominant force in the world, is also the only westernized industrial nation without a Universal Healthcare system. At an astonishing $2.6 billion spent on health care in 2010, or 18% of the United States’ Gross Domestic Product, the United States also spends more than any other country in the world on a failing health care system, only half of which actually goes towards hospital visits and physician care. Clearly, something has to be done, especially as 48.6 million Americans remain uninsured. The question then begs, what can be done to solve the financial woes of America as well as to ensure that no American has to worry about a lack of medical insurance? The most obvious, and actually in many ways simplest, solution is to develop a universal, comprehensive, organized and public healthcare system that covers all Americans for medical necessities, including doctor, hospital, long-term, dental, drug and preventive care costs. As soon as the term “Universal healthcare” is brought to light, the far...

Words: 819 - Pages: 4

Premium Essay

Team of Two

...Barack Obama was elected as president of the United States of America making him the first non-Caucasian president in United States history. Barack Obama ended an era that spanned over 200 years taking what has been called the largest step on the road to true equality in the United States of America but what it also started was the most heated topic in recent memory by proposing universal healthcare. This issue has affected practicing doctors nationwide as well as the students working to become a doctor. Doctor K. N. is an AMA (American Medical Association) board certified urologist that graduated from the University of Texas Medical School in Houston. He opened his practice in 1989 and continues to practice in the Greater Houston Area with four separate practices that employ the nation’s leading healthcare professionals in every medical specialty. With “Obamacare” on the horizon, Dr. N. explains the impact it would have on practicing physicians (which includes himself), those who own or run any type of medical facility, and the positive and negative aspects when it came to how it would affect the general population. This past year over 50 % of doctors are employed by the government. As healthcare becomes a regulated industry, most doctors that are currently self-employed will no longer be able to effectively run a practice. Large insurance companies will be able to assert even more control of the nation’s healthcare industry. The confusing issue is if the government......

Words: 1185 - Pages: 5

Premium Essay

Do You Think It Would Be Better If the Usa Had a Universal Health Care System?

...Name: Sonya Moon Course title: Human Communication Do you think it would be better if the USA had a universal health care system? I hope you all are doing fine. I would like to give my stance on the current issues as well as my rationales for adopting this stance. It has to be understood that a universal health care system normally apprehends and captures details concerning systems that focus on offering health care services as well as financial protection to the citizens. Universal healthcare is an important part of a plan for health care reform that seeks to make care more affordable and provide coverage to all Americans, but instead causes rising healthcare costs, inadequate services and longer wait times. It is also referred to as the universal health coverage (Vance, 56). I do not think USA should have a universal health care system. In the United States of America, health care has always remained distinct and in comparison with other countries. This speech highlights the reasons as to why the USA does not need to have a universal health care system. Firstly, a universal health care system imposes a larger financial strain mainly on small scale businesses and also individuals who are self-employed (Williams, 45). Those people who get greater pay also complain and criticize that their wages are used to cater for needs of others rather than their own. These are probably some of the chief rationales why the system is strongly opposed by most of the leaders and elites...

Words: 839 - Pages: 4

Premium Essay

Universal Healthcare System in the United States

...I will argue for a universal healthcare system in the United States through a comparison of feminist ethics and traditional ethics. I find that the following considerations from Virginia Held’s Ethics of Care, and Kant’s view on autonomy provide a convincing argument for universal healthcare coverage. Held In Virginia Held’s Ethics of Care, she makes six distinct statements on care ethics through a feminist point of view. 1.) “Moralities built on the image of the independent, autonomous, rational individual largely overlook the reality of human dependence and the morality for which it calls.” (Camp, 2011:48) Held is describing how interdependence is primary and one is not in control of caretaking relationships. The majority of caretaking relationships are not chosen (parents and siblings) and we have a responsibility of care to these unchosen relations. We are all interdependent on each other, not autonomous. An argument relating to health care according to the view presented by Held on feminine ethics directly confirms the point that we are not autonomous beings: “Children in particular are harmed by familial stress and developmental delays from not receiving health care, both of which can lead to behavioral problems and loss of potential. When one member is uninsured or becomes ill, there is a financial burden put on the rest of the family” ( Universal health care coverage would allow for this family burden of stress and finances to be......

Words: 2444 - Pages: 10

Premium Essay

Universial Health Care

...“Why Universal Health Care Should Be a Go in America” Why Universal Health Care Should be A Go in America Americans should be eligible and, offered Universal Health Care as economically less developed and more under privileged countries have access to this benefit. Why? Because, I think our government should be more concerned and is more than financially capable of being involved with the well being of this countries health and people. I choose this topic about health care because this is a more personal topic for me. Recently, working in the health care field I have had the chance to see what less privileged families and individuals who are seeking proper health care but unable to receive it due to financial hardships have to suffer. I just believe our country of most should be able to assist our countries people and health benefits better based on American economy today. I believe some of the energy that is put into the economy and environment around us should be just as important as the lives of those who keep the entire environment thriving. Our entire economy is based on the lives and each of us getting to work and school and keeping the economy fit and going, without us there is no economy there is no country. Growing up and being able and privileged enough to live in other countries where Universal Health Care does exist and seeing how it puts much less stress on the people in the country, and the country’s economy. I don’t believe the fear of raised taxes......

Words: 2073 - Pages: 9

Premium Essay

Obama Care

...candidates such as potential incumbent Obama support a policy for Universal Healthcare, more conservative and Republican candidates such as Mitt Romney opt for the privatization of healthcare, and letting the capitalistic market naturally dictate the healthcare industry. This essay will comprise of several parts. I will initially discuss what opponents of universal healthcare are concerned about. Subsequently, I will then analyze the reasons we should support a universal healthcare policy, explaining that universal healthcare provides multiple benefits ranging from protecting the poverty-stricken and insured to being a more efficient financial plan for the government. I will finally address the two most important presidential candidates and determine how their ideologies support or challenge this viewpoint. Ultimately, I will conclude that with although there are several controversies regarding universal healthcare, overall it is a sound policy that will improve the United States government in multiple ways. Conservatives argue that universal healthcare will place a larger financial burden upon the federal government. Tennessee, which although has a whopping ninety-three percent of its citizens insured, is going practically bankrupt in doing so, as most needy citizens receive care under the nation’s Medicaid programs (Clemmit 7). As a result, many politicians employ Tennessee’s predicament to illustrate how universal health care is potentially a fiscal disaster.......

Words: 1577 - Pages: 7

Premium Essay

United States Health Care Issues and Trends

...continues to spend significantly more on health care than any country in the world; however, even though with this statistic the United States has a lot of uninsured and does not have the healthiest citizens. The lack of universal healthcare coverage in the United States has been a forefront issue. With the overwhelming amount of uninsured Americans and the past unsuccessful efforts of health care reform, the possibility of universal health care seemed to be very unlikely. The new healthcare reform bill that was recently passed under Obama’s administration anticipates covering 30 more million of the uninsured (Riegelman, 2010). However, this bill does not offer universal healthcare. While excellent medical care is available in the United States, the rising cost and the U.S. health care delivery system present many challenges for the consumer and lawmakers. This paper addresses four dimensions that are pivotal to the successes and failures of the system: cost, efficiency, quality. The cost of the U.S. health care system is higher than any country in the world. Its efficiency is also under heavy scrutiny. If it were not an emergency most physicians would require insurance verification. Therefore, patients would be delayed of treatment. Moreover, The healthcare system in the U.S. should be redesigned in terms of prevention rather than treatment when people are already sick. Insurance should not go higher for people that have pre-existing conditions or with more health risks.......

Words: 3090 - Pages: 13

Premium Essay

Healthcare in the United States

...people who are without health insurance. The United States Government actuaries states that the healthcare spending in the U.S. will double by 2015-to-more than 12,300 per person and account for 20 percent of the nations GDP. U.S. healthcare costs have made health insurance too expensive for many employers to offer health insurance. Health coverage alone is taking away more than a quarter of worker’s earnings. Fewer employers are offering health insurance in America. Under President Obama, the current administration firmly believes that comprehensive reform should reduce long-term growth of health care costs for businesses and government, protect families from bankruptcy or debt because of health care costs, guarantee choice of doctors and wellness, improve patient safety and quality of care, assure affordable, quality health coverage for all Americans, maintain coverage when you change or lose your job and end barriers to coverage for people with pre-existing medical conditions. Not everyone agrees with the Obama administration. However, there has been major controversy with a new President (Obama), regarding how to fix the health insurance crisis in America. Major health care reform proposals have been the following: (1) single payer plans that call for the federal government to impose health insurance taxes and directly administer health benefits for everyone; (2) universal health insurance plans that require employers to pay all or most of the cost of their......

Words: 1865 - Pages: 8

Premium Essay

Defunding the Aca

...Healthcare REFORM, Essay Component 1 Essay on Healthcare Reform: In Defense of Obamacare by Ultius in Sample Work Without a doubt, universal healthcare is one of the numerous issues that was discussed intensely in the 2012 elections that will continue to be debated into the future. While President Obama passed his compelling piece of legislation in 2010, the Affordable Care Act, there was an undeniable polarization within the American people which ensued. Regardless, even with all of the potential economic ramifications that may arise from new health care policies, it is formidable legislation the United States should continue to uphold and support. This sample essay written before the 2012 presidential election, touches on the sociopolitical background of Obamacare, outlining the differences between Republican and Democratic ideologies on the matter. If you are interested in learning more about this topic, or would like to buy an essay from our awesome site, give us a call or simply check out our pricing today! Universal Health Care and the 2012 Elections: What is Washington Saying? The new health care policy provides more coverage to a larger percentage of Americans, is more cost-effective for the United States’ budget especially during these dire economic conditions, and is a moral cause and sign of community that all Americans should strive for. Furthermore, it is important to note that while democratic presidential candidates such as potential......

Words: 1765 - Pages: 8

Free Essay

Universal Healthcare

...“Universal Healthcare” Synopsis: The essay, “A Universal Healthcare System: Is It Right for The United States?” by Marleise Rashford describes the positive effect of universal healthcare. In the essay she explains how a universal healthcare system will help this country. The United States is the only industrialize nation that does not provide healthcare for its citizens. She criticizes the American healthcare system. “The current American system cost too much, cover too little and excludes too many” according to Rashford. Marleise Rashford emphasizes that money is not the issue why America has not reform its health system. Corruption, lobbyist, and private insurances are the ones responsible for this. The essay mentions that 45 million Americans are uninsured. This essay will analyze and critique Rashford’s essay. I support the universal healthcare system. The United States is the only industrialized nation without universal healthcare. The United States ranks poorly compare to other industrialized nations on healthcare. Universal healthcare will cover all the American citizens. It will benefit the underprivileged citizens of this country. American citizens will have a longer life expectancy. Infant mortality rates will decrease. The United States is the only industrialized nation without......

Words: 788 - Pages: 4