Extra Credit
Case Problem 5
I choose Citibank it. You have to have an account with them to use their mobile banking as they ask for your username and password. They support all kind of phone and mobile devices such as iPad and iPods. They use the 128-bit encryption for protection. They say that we should not use a third party application rather use the application created by them from appstore or android market. https://online.citibank.com/US/JRS/pands/detail.do?ID=MobileSecurity * Check the balances in your linked accounts—checking, savings, credit card, home equity or personal lines and loans, and mortgages * Pay virtually any person or business in the U.S and track payments * See recent activity * Transfer money between your Citi accounts

Second bank is bank of America Mobile Banking Features | * Pay your bills whenever you want with optional online Bill Pay * Check your balances on checking accounts, savings accounts and credit cardsFootnote2 * Transfer funds immediately to any other Bank of America account * Locate banking centers or ATMs, along with maps and directions | | Security | * Secure Online Banking protection against unauthorized activity with our $0 Liability Online Banking Guarantee. * SiteKey® for verification of your identity and an extra layer of security * Advanced encryption technology to prevent unauthorized access * Privacy protection of your financial information. See the Learn about the Privacy Policy for Consumers. Link opens new window. * Safeguarded account numbers–we always mask them | | Important details | * To use Mobile Banking, your mobile phone must be on the list of supported devices such as iPhone, iPad, iPods and other mobile devices. * Information such as Pay To account names or account numbers may appear truncated on the screen of your phone * Transfer accounts and Pay To accounts in Bill Pay must be set up in Online Banking before making payments or transfers using the Mobile Website | Case problem 3 |
2.
http://email.about.com/cs/pgp/a/public_key_enc.htm http://www.akadia.com/services/email_security.html http://en.wikipedia.org/wiki/Public-key_cryptography
3.
http://office.microsoft.com/en-us/outlook-help/encrypt-e-mail-messages-HP001230536.aspx http://luxsci.com/blog/the-case-for-email-security.html http://its.ucsf.edu/main/171-DSY.html http://www.smallbusinesscomputing.com/testdrive/article.php/3782976/How-To-Secure-Your-Email.htm 4.
Ramona should access e-mail through a Web browser, all you need to do is make sure the connection is secured with Secure Sockets Layer (SSL) encryption, in order to combat the client-server issue. When there is https rather than http that indicate that the browser is encrypted.
Instead of using the typical e-mail ports (110 for POP3 or 143 for IMAP4 and port 25 for SMTP), you should use port 995 for POP3 or 993 for IMAP4 on your incoming server and port 465 for your SMTP outgoing server. Your e-mail provider should be able to provide documentation on exactly how to configure client applications.
As we’ll discuss further, we can use encryption utilities that follow the OpenPGP standard, and digital certificates to encrypt sensitive e-mail we send and decrypt encrypted messages we receive. It is important to remember that both the sending and receiving parties must use e-mail software or a Web-based service that supports encrypted e-mails. |
To use e-mail encryption, you create a public and private key, using a utility or service. You give the public key out to people that want to send you encrypted e-mails, which they load onto their e-mail client. Since the public key can only encrypt messages, you can even publish it on your Web site.
In fact, there are PGP directories out there where you can list your public key, so other people might find it easier. The private key is what you and only you keep, which has the decrypting power. You load it on your e-mail client so you can read messages that come encrypted with your matching private key. If you want to send someone encrypted e-mails, they have to send you their public key.