Premium Essay

Wealth Mgmt

In: Business and Management

Submitted By smucase
Words 4279
Pages 18
11/4/2011

Mr. Susilo Hatono
4th

Client Meeting November 2011

Excellence

Professionalism

Commitment

Integrity

Partnering and Leading You to Your Success

1

Our Trusted Team and Approach
Our relationship is established on EPIC values – Excellence, Professionalism, Integrity, Commitment
You are the centre of everything we do
We are committed to listening, understanding, and determining your investment needs, objectives, preferences, constraints and risk tolerance; together with a thorough analysis of the economy, we seek to give you the most up-to-date and personalised solutions to achieve your goals and objectives.

Mr. Susilo Hatono
Your Team of Trusted Specialists

Steffi Tedjo
Relationship Manager

Teo Shih Jie
Economist

Benjamin Chong
Portfolio Manager

Lim Chang Tat
Equity Product Specialist

Cheryl Ong
Fixed Income Product Specialist

Natasha Wan
Alternative Product Specialist

2

1

11/4/2011

Agenda for today’s meeting

INTRODUCTION INTRODUCTION + + MACROMACROECONOMIC ECONOMIC OUTLOOK OUTLOOK

REVIEW OF MACROREVIEW OF INVESTMENT ECONOMIC INVESTMENT OBJECTIVES OUTLOOK OBJECTIVES
- Updated investment - Updated objectives investment objectives current - Review of investments - Review of current investments - Overview of Portfolio

PROPOSED PROPOSED ASSET ASSET ALLOCATION ALLOCATION
Equities Equities Fixed Income Fixed Income Alternative Alternative Investments Investments - Recap of Portfolio

POTENTIAL POTENTIAL CONSIDERACONSIDERATIONS TIONS + + CONCLUSION CONCLUSION

3

Macroeconomic Outlook
The Current Investment Environment

4

2

11/4/2011

Global Financial Markets
Will there be another global economic downturn?

Emerging Markets US Economy

Eurozone Debt
5

Euro-zone Crisis – An Introduction
Sources of Debt Tax Evasion Debt from Olympics 2004

Pension Rights...

Similar Documents

Premium Essay

Electives

...Semester | Program | Division | Course # | COURSE NAME | Spring 2016 | Elective | ACC | ACC7500 | Financial Reporting and Statement Analysis | Spring 2016 | Elective | ACC | MBA9520 | WEALTH MANAGEMENT I & II | Spring 2016 | Elective | ECN | ECN7555 | Health Economics | Spring 2016 | Elective | ECN | ECN7550 | Business Strategy and Game Theory | Spring 2016 | Elective | EPS | EPS7500 | NEW VENTURE CREATION | Spring 2016 | Elective | EPS | EPS7510 | ENTREPRNRL FINANCE | Spring 2016 | Elective | EPS | EPS7520 | MANAGING GROW BUS | Spring 2016 | Elective | EPS | EPS7547 | Women’s EPS & Leadership | Spring 2016 | Elective | EPS | EPS7530 | M&A FOR ENTREPRENEUR | Spring 2016 | Elective | EPS | EPS7552 | EPS AND THE GIG ECON | Spring 2016 | Elective | EPS | EPS7574 | MKTG FOR ENTREP | Spring 2016 | Elective | EPS | EPS7575 | VENT GROWTH STRAT | Spring 2016 | Elective | EPS | EPS8573 | ENTREP INTNSTY TRACK | Spring 2016 | Elective | EPS | EPS7520 | Managing Grow Business | Spring 2016 | Elective | FIN | FIN7502 | CAPITAL MARKETS | Spring 2016 | Elective | FIN | FIN7503 | EQUITIES | Spring 2016 | Elective | FIN | FIN7504 | RISK MANAGEMENT | Spring 2016 | Elective | FIN | FIN7511 | CORP FIN I:RASNG CAP | Spring 2016 | Elective | FIN | FIN7513 | FIXED INCOME | Spring 2016 | Elective | FIN | FIN7516 | CORP FIN II:EVAL OPP | Spring 2016 | Elective | FIN | FIN7517 | FIN & VAL SUSTNBLTY | Spring 2016 | Elective | FIN | FIN7518 |......

Words: 422 - Pages: 2

Premium Essay

Goals of Financial Management

...Goals of Financial Mgmt Page 1 Goals of Financial Management Name FIN/200 Introduction to Finance Date Instructor School Goals of Financial Mgmt Page 2 As stated in the Foundations of Financial Management (1) the primary goal of financial managers is to maximize the wealth of the shareholders. A shareholder invests money in a business with the expectation of receiving some type of profit in the future. Earnings are valued by the market price of the company’s common stock and taken into consideration is how the earnings are valued by the investor. The stock price is a direct reflection of the firm’s investment, financing, and dividend decisions. These duties are performed on a day to day basis and include credit management, inventory control, and the receipt and allocation of funds. Other functions can include the sale of stocks and the structuring of budgets and dividend plans. (2) In order to have share prices increase investing money in generating assets such as new production plants, product development, or marketing activities is necessary. Value is only created with the investment returns more of a financial yield than the original output of cash. Maximization of the shareholder’s wealth is achieved by reaching for the highest possible value for the firm. The higher the net income the more the stock prices increase....

Words: 299 - Pages: 2

Premium Essay

Finance

...- other reasons : availability of investment opportunities or need fir cash - if mgmt seeks to maximize wealth of SH : dividend decision depends on who has the better use for the money -- SH or the firm -SH who dont like the dividend policy may sell share and vice versa - if sellers exceed buyers, value of share will fall and mgmt will become aware of the stockholders' preference for the cash dividends instrad of the retention of earnings. CASH DIVIDENDS - Comp that do pay cash dividends usually have a policy that is eithet stated or implicitly known by the investment community. - Payout ratio : ratio if cash dividends to earnings ; cash dividends divided by earnings per share. -if dollar amt of dividend us stable, payout ratio will fluctuate w fluctuation in earnings. -stability un dividends: amt of earnings retained varues each year and that mgmt has decided to maintain a stable dividend at the expense of stable increases in retained earnings. - foreign firms pay cash dividends semi annually/ annually - fluctuations un echange rates imply that the amt of the divident recrived varies w each payment - sometimes pay with extras - appropriate sa cyclical industry bc earnings fluctuate and the firm may be hard pressed to maintain higher level of reg quarterly dividends. -with extras, firm maintains a...

Words: 2359 - Pages: 10

Premium Essay

Ceo & Enterprise

...CEO & Enterprise Internal Pay Equity Multiplier & Optimal Management Structure Analysis Compensation Standards.com October 2007 Steve Hennigan, CPA Board Chair CPS Energy Mark Van Clieaf MVC Associates International Consultants In Organization Design, Leadership & Shareholder Value www.mvcinternational.com Mark@mvcinternational.com Tampa • Houston • Toronto • London Copyright © 2007, MVC Associates International M3202.1 1 Original Internal Pay Equity Research Felt Fair Pay - “FFP” = 2 X • 13 research studies over 15 years with 1000+ managers from CEO to front line in USA, Canada, UK (see MVC Associates International published articles) • Differential Work justifies Differential Pay & data shows a consistent Felt Fair Pay multiplier / differential • Each TRUE differential Level of Work (see Appendix) was identified as worth 2X more in Total Direct Compensation than the level directly below it • MVC Associates has effectively applied 2X to 2.5X differential to its 5 Levels of CEO Work analysis for clients worldwide Copyright © 2004, MVC Associates International – slide 1 M3202.2 2 Jeff Immelt, CEO of GE Validates 2X to 3X CEO Pay Differential as Felt Fair Pay - FFP • Winter Issue of Compensation Standards: “CEO role should be paid within a small range of the top 20+ executive team members” • Immelt points out that his pay is within 2 to 3 times his top executive team members Copyright © 2007, MVC Associates International – slide 2 M3202.3 3...

Words: 1576 - Pages: 7

Premium Essay

Jp Morgan Case

...Keep running funds, Extend them into other countries, Focus as much on behavioral as they are Jp morgan pioneer in behavioral investing Began to focus in us market On investment side, Chris complin, cio for behavioral finance, had all give new products in the top 20% of their lipper categories On business of asset management unit, Richard chambers, head of us and eoropean marketing, had given investor psychology a central in the branding of the new funds By Q3 2006 total assets under management was 20 billion from 100 million in 1Q 2003 Jp mogran broken down to: Private bank, focusing on wealth management for the most affluent clients End of 2006, 1.15 trillion of assets under supervision, and 847 billion under management Private bank built portfolios, asset management delivered individual building blocks Behavioral Finance JP morgans benahviroal finance began in 1992 in london 2/3 of 76 billion in behavioral finance products was in non-us stocks....

Words: 500 - Pages: 2

Free Essay

Market

...Autumn 15-16 Course Schedule Monday/Friday Class Sect OB 372 01 Tuesday/Thursday Class GSBGEN 566 GSBGEN 566 Sect 01 02 Tuesday/Thursday Class Sect STRAMGT 353 01 STRAMGT 353 02 STRAMGT 355 01 STRAMGT 510 01 STRAMGT 510 02 Tuesday/Thursday Class FINANCE 319 FINANCE 329 Sect 01 01 STRAMGT 355 02 Tuesday/Thursday Class Sect STRAMGT 353 03 Tuesday/Thursday Class OB 363 Sect 01 Mid-Morning Class Nbr Units Title HIGH PERFORMANCE 27305 4 LEADERSHIP Instructors Times Location David Bradford 10:00 AM - 11:45 AM Instructors Mark Leslie, Peter Levine Mark Leslie, Peter Levine Times Location 08:00 AM - 09:45 AM* 08:00 AM - 09:45 AM^ Instructors Jim Ellis, Jeffrey Chambers, Michael Child Times Mark Leslie, Kirk Bowman 10:00 AM - 11:45 AM Joel Peterson 10:00 AM - 11:45 AM H. Grousbeck 10:00 AM - 11:45 AM* H. Grousbeck 10:00 AM - 11:45 AM^ Instructors Jack McDonald Jack McDonald Times 01:30 PM - 02:50 PM 01:30 PM - 02:50 PM Peter Kelly 01:30 PM - 02:50 PM Instructors Times Robert Siegel, Scott Brady 04:30 PM - 06:15 PM Morning Class Nbr Units Title 27315 2 REAL-LIFE ETHICS 27316 2 REAL-LIFE ETHICS Mid-Morning Class Nbr Units Title ENTRE: FORMATION NEW 27325 4 VENTURES ENTRE: FORMATION NEW 27326 4 VENTURES MANAGING GROWING 27303 4 ENTERPRISES CONVERSATIONS IN 27296 2 MANAGEMENT CONVERSATIONS......

Words: 1930 - Pages: 8

Free Essay

Uber

...2015 MGMT 5260 – Final Project Project Report Ha Luu Nguyen 213651096 Nidhi Joshi 213678271 Nomita Chennamraju 213862529 Raghvendra Bagla 213678560 Srini Venkatachalam 213678453 MGMT 5260 – Final Project Contents EXECUTIVE SUMMARY ................................................................................................... Error! Bookmark not defined....

Words: 6582 - Pages: 27

Premium Essay

Can Brazil Become a Global Competitor in It Technology

...Mini Case Study p59-60 Wayland Baptist University – San Antonio International Management MGMT 5326-SA01 Dr. W. Chukwuma Achebe Richard D. Stephens Jr. September 6, 2013 Abstract As the world becomes increasing dependent on information technology (IT) products and services, the global IT services outsourcing industry has increased exponentially. Efforts to reduce costs and focus more on their core competencies have corporations outsourcing and offshoring many of their IT services. Offshoring of IT services have been growing at 40 to 50 percent a year. Brazil, like India, has stepped up to the challenge and has begun a campaign to build a strong international competitive position in the IT offshoring business. This researcher was asked to analyze Brazil’s intentions and actions regarding the international information technology sector using theories presented in International Business: The Challenge of Global Competition and provide recommendations to the Brazilian government and its outsourcing industry in order to improve their prospects for success in building a strong international competitive position in the information technology outsourcing business. Although Brazil is currently lagging behind India in IT outsourcing it is the 5th largest country and 11th most powerful economy in the world and with the right government infrastructure investments, Brazil could easily move up in its standings. Case Analysis 1....

Words: 908 - Pages: 4

Premium Essay

Responding to Ethical Challenges

...“The Corporation” (http://informationclearinghouse.info/article12998.htm), is a documentary-style film about the ethical behavior of companies. It mainly focuses on American based multinational corporations. While the film has a clear and pervasive bias against corporate culture and behavior, it does raise many disturbing questions. As the views presented in the film are not necessarily outside of the mainstream, corporate entities should endeavor to understand the basis for the accusations, determine if there is any truth to them, formulate ways to change business behavior (if appropriate), and communicate the truth about intentions and actions in a clear and compelling way in the public forum. Section I: Five Principle Ethical Arguments The film argues that multinational corporations continue to act unethically in the following capacities: Human Rights Violations Corporations systemically use child labor. Conditions in depressed geographic areas constitute unsafe work conditions. Wages are intentionally kept at “poverty level” to increase investment and decrease cost. Corrupt authoritarian regimes are backed by multinationals to maintain control of the population for pure profit with wanton disregard to the acts of that regime. Human capital is regarded is expendable, and once the area is used up or wages rise too high, the corporation simply moves on to a cheaper locale. Intentional Environmental Harm Companies intentionally pollute the......

Words: 2015 - Pages: 9

Premium Essay

How Corporate Social Responsibility Is defiNed

...Mgmt. (in press) Published online in Wiley InterScience (www.interscience.wiley.com) DOI: 10.1002/csr.132 How Corporate Social Responsibility is Defined: an Analysis of 37 Definitions Alexander Dahlsrud* Department of Industrial Economics and Technology Management, Faculty of Social Science and Technology Management, Norwegian University of Science and Technology, Trondheim, Norway ABSTRACT Despite numerous efforts to bring about a clear and unbiased definition of CSR, there is still some confusion as to how CSR should be defined. In this paper five dimensions of CSR are developed through a content analysis of existing CSR definitions. Frequency counts are used to analyse how often these dimensions are invoked. The analysis shows that the existing definitions are to a large degree congruent. Thus it is concluded that the confusion is not so much about how CSR is defined, as about how CSR is socially constructed in a specific context. Copyright © 2006 John Wiley & Sons, Ltd and ERP Environment. Received 24 April 2006; revised 31 August 2006; accepted 18 September 2006 Keywords: analysis; corporate social responsibility; definitions; discourse; social construction Introduction HE CORPORATE WORLD IS FACING THE NOTION OF CORPORATE SOCIAL RESPONSIBILITY (CSR) wherever it turns these days. On a wide range of issues corporations are encouraged to behave socially responsibly (Welford and Frost, 2006; Engle, 2006)....

Words: 6452 - Pages: 26

Free Essay

Devry Mgmt 520 Final Exam-June 2015

...Devry MGMT 520 Final Exam-June 2015 IF You Want To Purchase A+ Work then Click The Link Below For Instant Down Load http://www.hwspeed.com/Devry-MGMT-520-Final-Exam-June-2015-04040444252.htm?categoryId=-1 IF You Face Any Problem Then E Mail Us At JOHNMATE1122@GMAIL.COM Question 1. (TCO A & F) Ownership of property has long been a major benefit of businesses in the U.S. and on the World Stage. Such property varies from Real Property, Tangible Property, and Intangible/Intellectual Property. Define these three types of property in daily business terminology, and give examples of each such property. (Points : 30) Question 2. 2. (TCO I) A group of Oil Traders from Switzerland who partnered with their American counterparts, sought to gain control of Russian Oil Exports from the highly productive areas in West Siberia. Rather than having to bid on a dollar per barrel of oil basis every day for the 2 million barrels per day of oil that was exported from this highly productive area, the traders invited the regional executives of the Russian oil production districts to meet with them in Davos, Switzerland. The oil traders sent a chartered airliner to Moscow to transport the Russian oil executives to Geneva, and then provided rail transport to Davos, for a five-day series of business meetings. Each day involved a skiing trip on the slopes of Davos for the oil executives accompanied by a trained skiing instructor....

Words: 1598 - Pages: 7

Premium Essay

Esrgt

...UNDERGRADUATE REGULATIONS & SYLLABUSES 2014 - 2015 THE FACULTY OF SOCIAL SCIENCES TABLE OF CONTENTS MESSAGE FROM THE DEAN ............................................................. 3 UNDERGRADUATE PROGRAMMES ................................................ 4 ACADEMIC CALENDAR 2014-2015 ................................................ 5 DEFINITIONS ...................................................................................... 13 GENERAL INFORMATION & REGULATIONS .............................. 14 General Regulations for Bachelor of Science Degrees 14 Special Regulations for Degrees in Hospitality and Tourism Management........................................................... 27 Franchise Agreements .......................................................... 27 EVENING UNIVERSITY -GENERAL INFORMATION & REGULATIONS ................................................................................... 28 General Regulations for Bachelor of Science Degrees 28 General Regulations for Diploma Programmes ............ 36 General Regulations for Certificate Programmes ......... 37 STUDENT PRIZES .............................................................................. 38 CODE OF CONDUCT ........................................................................ 39 UNIVERSITY REGULATIONS ON PLAGIARISM .......................... 40 THE ACADEMIC SUPPORT/ DISABILITIES LIAISON UNIT (ASDLU)......

Words: 77086 - Pages: 309

Free Essay

Online Shops

...For Chinese, you are successful if you are well connected with other people (http://www.quickmba.com/mgmt/intl/china/). It makes a lot of difference in society if a person has good “connections” (guanxi in Chinese). Social connections bring a lot of benefits, while its absence makes things difficult. This is the reason why in the ethnic Chinese community, people try to find and establish kinship relations and connections with as many people as possible (Juan, 1996). “Guanxi” is an important element in Chinese businesses that serves as glue for members of their society. It literally means "relationships". In the Chinese business world, however, it is also understood as the network of relationships among different parties that cooperate and support one another. The Chinese businessmen practice the principle of "You scratch my back, I’ll scratch yours." In essence, this points to exchanging favors, which are expected to be done regularly and voluntarily by the parties involved. (http://chineseculture.about.com/gi/dynamic/offsite.htm). According to Go Bon Juan’s Economic Miracle (1996), Clan, ethics, filial piety, and the countless fraternities, family associations and other organizations, hometown associations and other organizations were formed in response to objective necessities. The formation of the Chinese community in the Philippines was a result...

Words: 940 - Pages: 4

Premium Essay

The Travel Expense and False Claim Act

...MGMT. 703 – 101 Ethics & Stakeholder’s Management Individual Assignment # 1 The Travel Expense Billing Controversy and The False Claims Act 1. Why would an independent audit firm, like PwC, that depends upon the maintenance of its reputation for integrity and professionalism, to retain and attract clients, risk the loss of that reputation by engaging in what appears to be unethical behavior (not returning travel expense rebates)? Explain your answer and reasoning. * Pricewaterhouse Coopers (PwC) is a major accounting firm and has a strong foothold in financial markets. The company remarked that their employers were engaged in unethical billing practices through which they are earning millions of dollars. The company was earning huge rebates on airline tickets and other travel expenses that were being charged to different clients associated with the company. The firm’s Global-Travel director replied it as, the negotiations were associated with the travel deals and not with the clients, so in this case any rebates or discounts earned are company’s profit. The company failed to attain integrity and industrial professionalism by committing this unethical practice for their own advantages. The company was greedy in earning profits through unethical practices and overlooked the reputation of the company in front of their clients and the overall financial market....

Words: 944 - Pages: 4

Premium Essay

Business

...Schwartz and Anat Bardi Journal of Cross-Cultural Psychology 2001; 32; 268 DOI: 10.1177/0022022101032003002 The online version of this article can be found at: http://jcc.sagepub.com/cgi/content/abstract/32/3/268 Published by: http://www.sagepublications.com On behalf of: International Association for Cross-Cultural Psychology Additional services and information for Journal of Cross-Cultural Psychology can be found at: Email Alerts: http://jcc.sagepub.com/cgi/alerts Subscriptions: http://jcc.sagepub.com/subscriptions Reprints: http://www.sagepub.com/journalsReprints.nav Permissions: http://www.sagepub.com/journalsPermissions.nav Citations (this article cites 23 articles hosted on the SAGE Journals Online and HighWire Press platforms): http://jcc.sagepub.com/cgi/content/refs/32/3/268 Downloaded from http://jcc.sagepub.com at KAIST GRADUATE SCHOOL OF MGMT on October 22, 2007 © 2001 SAGE Publications. All rights reserved. Not for commercial use or unauthorized distribution. JOURNAL OF CROSS-CULTURAL PSYCHOLOGY Schwartz, Bardi / CROSS-CULTURAL VALUE SIMILARITIES Beyond the striking differences in the value priorities of groups is a surprisingly widespread consensus regarding the hierarchical order of values. Average value hierarchies of representative and near representative samples from 13 nations exhibit a similar pattern that replicates with school teachers in 56 nations and college students in 54 nations....

Words: 13834 - Pages: 56