...The Affordable Care Act (ACA) expands access to coverage to millions of Americans, a goal health plans have long supported, but major provisions will raise costs and disrupt coverage for individuals, families, employers, and Medicare and Medicaid beneficiaries. The broad market reforms outlined in the ACA take effect on January 1, 2014. Individuals and families purchasing insurance in the individual market will be guaranteed coverage for pre-existing conditions, and their premiums cannot vary based on their gender or medical history. There will also be subsidies to help consumers afford the cost of coverage, and new health insurance exchanges will help consumers find the policies that best meet their needs. At the same time, other provisions take effect that will significantly increase the cost of coverage, such as the health insurance tax, minimum essential benefits, and restrictions on age rating. $52 billion in new taxes will be imposed on businesses by mandating that employers provide health insurance. New taxes on drug companies ($27 billion) and medical device makers ($20 billion), as well as new reporting requirements and regulations imposed on physicians, will make access to health care and services more costly and difficult for seniors under Obamacare.The cumulative impact of all of these provisions increases the likelihood that some individuals will choose to purchase insurance only after they become sick or injured, further increasing the cost of coverage for everyone...
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...Affordable Care Act By Ketan Narotam Affordable Care Act On March 23, 2010 with congressional approval President Barrack Obama signed the Affordable Care Act. The Affordable Care Act is in no doubt one of the most important and key legislation signed by the President. The Affordable Care Act reforms our current health care system and holds insurance companies accountable. The Affordable Care Act also improves our health care system by lowering costs, guarantee choice, and improve the quality of our health care for all Americans. Although, The Affordable Care Act is unpopular among most Americans because they view it as Socialized Medicine (Schoen). I feel that majority of Americans who are against the Affordable Care Act, are misinformed by the Republicans, who wants to repeal the law. In this essay I will be discussing why the Affordable Care Act should not be repealed by the Republican Congress, and at the same time give a fair and balance approach to this issue. The Affordable Care Act is very unpopular among Republicans. The two main reasons Republicans give on why they are against the Affordable care act are: cost and the impact and on the debt. I find these claims to be untrue and bias, but I will explain these reasons in a later paragraph. For now let’s look at these untrue claims from Republicans in more detail. The most popular claim by Republicans is the negative effect the Affordable Care Act will have on health insurance. According to David...
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...Obama Care A lot of people have died because they didn’t have health insurance, but the Affordable Healthcare Act ,a.k.a. Obama Care, is lowering that number. How is it doing that? By providing low cost insurance to those making up to 400% of the poverty line. The Affordable Care Act was passed in 2010. It was designed to reform the health care system and reduce deficit spending. It was aimed to help those under the poverty line who couldn’t afford health insurance. It succeeded at helping the poor get the medical help they needed and best of all saved lives. Obama Care is exactly what the healthcare industry needed. My concerns with Obama Care are: Was Obama Care a good economic decision? How did Obama Care affect the health care industry?...
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...Quantitative Research Plan Affordable Health Care: Is It Causing Stress with Hospital Administrators Derrick Mike Walden University Research Theory January 23, 2015 This abbreviated quantitative research plan includes an introduction, a purpose statement, viable research questions, a hypotheses and a research plan. This quantitative study focuses on whether and to what extent did the Affordable Care Act create more stress for hospital administrators. Introduction Stress has become pervasive in the lives of many individuals, and stress has been found to cause adverse actions in the physical, emotional or psychological aspects of a person’s life (Scott, 2015). Also stress has been found to profoundly affect mental health, physical well-being, productivity, performance, and decision making as well as exerts a tremendous burden on biological systems (Hildebrandt, Yehuda, & Olff, 2012). This study focuses on whether and to what extent did the Affordable Care Act created more stress for hospital administrators. To adequately determine the effects of the stressful factors, it is important to understand the experiences of these individuals in stressful situations. A formal survey design will be chosen to obtain a cross-section of the personal experiences of hospital administrators from varying types of hospitals, such as rural and/or metropolitan cities who are in possible stressful situations and whether and to what extent they were affected in more stressful manners as...
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...Lesha Henry Affordable Care Act: Health Reform Fayetteville State University Abstract The Affordable Care Act: Health Reform has taken this country to a level that has made the entire country think long and hard about where it really stands as far as the cost of health care, who should pay for it and how they will pay. The American people have debated about reforming its health care system for years; is this way to go about doing it says some? When did the Affordable Care Act first came into effect, what changes did has taken place since the passing of the act, the key provisions that are in the ACA/health reform, does it protect the patient or hurt, how does it affect the insurance companies, the small business man, and how has it affected the American people. These are some of the question that will be address in this paper. The Affordable Care Act was enacted with the ideal in mind of raising the quality and affordability of health insurance, lowering the rates of by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government (U.S. Department of Health and Human Services, June 28, 2010). Further reforms designed to decrease costs and better healthcare outcomes by changing the structure of the quality above quantity through increased competition, regulation, and incentives to streamline the delivery of healthcare...
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...| Affordable Care Act | What is in store for the future? | Caitlin Dulon 6-14-2015 | According to Medicaid.gov “The Affordable Care Act was passed by Congress and then signed into law by the President on March 23, 2010. On June 28, 2012 the Supreme Court rendered a final decision to uphold the health care law.” (P. 1) the affordable care act brought about a lot of changes to the way American’s were able to get health Insurance. Many American’s could not afford health insurance even though they were working jobs, or their place of employment did not offer insurance benefits. After the Affordable Care Act was put in place American’s had a place to get health coverage no matter what their current situation was. According to Medicaid.gov “The Affordable Care Act actually refers to two separate pieces of legislation — the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of that, together expand Medicaid coverage to millions of low-income Americans and makes numerous improvements to both Medicaid and the Children's Health Insurance Program (CHIP).” (P.1) The Affordable Care Act has given many low-income families the chance to have health insurance and be able to afford this insurance. These families are now able to get the preventative care that they need and be able to try and stay healthy so that they do not burden the United States with more medical bills they are unable to pay. But, even though they have insurance many...
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...The Impact of the Affordable Care Act on Businesses Sadie Boyd Webster University FINC 5000 Abstract This research paper was created to bring a better understanding on how the Patient Protection and Affordable Care Act affect business, government, and average American. Small business owners have historically had a much harder time providing themselves and their employees with insurance due to rising health insurance costs; meanwhile bigger businesses remain largely unaffected due to the leverage buying large group health plans gives them. This problem has only gotten more severe in the past decade. Today, almost half of America's uninsured are small business owners, employees or their dependents. There are around 44 million Americans who currently are unable to get health insurance. The Patient Protection and Affordable Care Act (PPACA,) signed into law by President Barack Obama on March 23, 2010. Several rationales were offered in support of this legislation, including that it would lead to the creation of jobs and the reduction of the federal budget deficit. Everyone is affected by this health care in one way or another. The Patient Protection and Affordable Care Act Consistent with respected economists‟ forecasts, the health care law contains a number of provisions that will eliminate jobs, reduce hours and wages, and limit future job creation. Specifically, the law: * Penalizes employers for failing to offer coverage deemed acceptable by the government; ...
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...Key Components of Affordable Care Act HCS/455 Key Components of Affordable Care Act The Affordable Care Act (ACA) came into federal law in March 2010 and was drafted by the Obama Administration. ACA is often referred to as “Obamacare” and one of the major objectives of the Affordable Care Act is to provide Americans with health care insurance. There are many types of individuals that will be seeking coverage through Obamacare. There are many types of benefits and drawbacks to any new health care policy and ACA has many of both. The Affordable Care Act has made a substantial impact on Medicaid and Medicare programs and well as health care in general. All of these will be discusses in this paper. Who Will Use the ACA? With private health insurance, Medicare, Medicaid, and health insurance through employers there are many Americans still left without healthcare coverage. Many of these people were younger adults that could not afford health care coverage after being dropped from their parents health insurance after age 19. the ACA is expected to provide financing to increase the proportion of legal, nonelderly residents with insurance from about 83 percent to about 94 percent, resulting in a reduction of 32 million nonelderly individuals without insurance by 2019 (Shi, 2014). Young adults without health care coverage are faced with outrageous bills when facing emergency medical treatments. Under the Affordable Care Act, young adults ages 19-25 are able to retain...
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...Research Database YOU SEARCHED : Affordable Care Act research topics 1 2 3 4 5 6 7 8 9 10 [...] Universal Health Care, A Moral Duty This 11 page research paper offers a current overview of the issues associated with the topic of universal healthcare provision and the Affordable Care Act (ACA). Universal health care as a moral and ethical duty is stressed. Bibliography lists 11 sources. Minimum Wage, Healthcare Reform A 3 page research paper that covers two topics. The first half of the paper presents the history of the federally mandated minimum wage, and the second half discusses the Supreme Court's announcement that it will rule on the constitutionality of the Affordable Care Act's required mandate for all Americans to purchase health insurance. Bibliography lists 2 sources. ESRD in NC, Access to Care for Underprivileged A 4 page research paper that examines the Patient Protection and Affordable Care Act (ACA) and how it impacts care for underprivileged patients with end stage renal disease (ESRD). Bibliography lists 2 sources. Health Care Changes Resulting from the PPACA In a paper of ten pages, the author writes about the Patient Protection and Affordable Care Act. The author of this paper considers four changes within health care as a result of the act including changes of private insurance, changes for the state regulations, the individual mandate provision, also age related coverage and preexisting conditions. There are three sources cited...
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...current policy that is affecting occupational therapy, the one that comes to mind is the Affordable Care Act, also known as ObamaCare. Some do not like this policy and think that they should be able to make their own decision about their health insurance. When it comes to occupational therapy, I think that the Affordable Care Act works in our favor. This law impacts many things such as who receives coverage, what coverage is provided to the patient, and how the services are provided. People who were uninsured before the Affordable Care Act were diagnosed at later stages of diseases, were more likely to get hospitalized, less likely to get diagnostic or therapeutic services, more likely to report being in poor health, more chronic medical issues, and die at a younger age. A lack of insurance restricts the services that are available to...
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...Out of all the bad things occurred recently, what are some positive incidents lately? INTRODUCTION Disasters are often natural or manmade hazards. These hazards result in events of substantial degree causing momentous physical destruction or damage, loss of life, or severe changes to the natural environment (Aragones 124). The disasters are defined as tragic event which stem from occurrences such as floods, earthquakes, catastrophic accidents, explosions or fires. The disasters cause extensive damage to lives, properties and destroy the social, economic and the cultural lives of people. Several events have happened currently around the world. The negative events in the world often cause much attention as compared to the positive events that occur around the world. The terrorists have often struck various cities in the world killing thousands of people and causing mass destruction of property (Vonk 860). The United States has been confronted with international terrorists especially the Al-Qaeda terror group. The September 2001 bombing of the twin towers was an example of the terrorist disaster in the United States. Then the stock and real estate collapse in the US economy. The massive tsunami in Japan was another major disaster that got a lot of public address by all the media channels. The earthquake also triggered the nuclear disasters in Japan. The most recent disaster in the U.S is the hurricane Sandy. Hurricane Sandy has caused unprecedented loss of lives and destruction...
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...Grade Recieved - "A" The U.S. health care system has undergone many changes in its history. Complete the following for this Discussion Board: What do you feel is the greatest achievement that the health care industry has made from both the patient and provider perspectives? Why? Be sure to provide a properly referenced rationale for both of your choices. To get an idea on what to discuss, while on break at work, I asked 11 random individuals what they believed the greatest achievement in the healthcare industry is. I received answers such as stem cell research, to vaccinations, to X-Rays. The most consistent reply that was delivered was the Affordable Care Act. Although the individuals that I communicated with receive medical benefits from the government due to their prior service to the military, it was in regards to their family members that did not receive medical benefits from their employers. The Affordable Health Care Act has to be one of the most noteworthy renovations to guidelines concerning the healthcare system within the United States for some time now. The purpose of this legislation is to not only significantly diminish the amount of American who is uninsured but also lower the cost of healthcare as a whole. The Affordable Health Care Act compels insurers to present similar premiums to all hopefuls within the same region and age group whether or not their medical condition is pre-existing or not. Now those individuals who have been rejected...
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...The Affordable Care Act In today’s day in age, there are many health care payment systems that are offered to the people. One of the most well known systems is called the Affordable Care Act, which is also known as Obamacare. President Barack Obama created this health care payment system, hence the name “Obamacare”. The Affordable Care Act (ACA) is also one of the more new care systems in our country. Enacted in March of 2010, it will expand health coverage to over 25 million Americans. The Affordable Care Act is broken down into three sections: coverage, costs, and care. It offers people more guarantees than other health care systems do. There are many American citizens that do not like the idea of this new care act, while others believe it helps greatly. The purpose of this care act is mainly to offer more Americans with access to health care insurance as well as improve the quality of the care and insurance. Along with these goals, it looks to reduce the spending on health care in the United States. This history of the Affordable Care Act is not a long one, due to its recent birth. “The Patient Protection and Affordable Care Act (the ACA, for short) became law with President Obama’s signature on March 23,2010,” (Manchikanti, E35). It is one of the most remarkable transformations since Medicare and Medicaid in 1965. Obamacare argues that it changes every aspect of health care. This ranges from not only the insurance itself but to the delivery of the care. “Health care reform...
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...Affordable Care Act Obamacare The Affordable Care Act also known as Obama Care is the most significant health care legislation enacted since the beginning of Medicare and Medicaid forty five years ago. The Affordable Care is one that is very confusing and least understood. I think most Americans understand that all Americans will need to get health insurance in some way, but Americans don’t really know much else about this law. This act will not benefit everyone, however those who were previously uninsured or underinsured will benefit the most from the act. Also, those previously denied health coverage because of a pre-existing health condition may now be insured. While the Affordable Care Act is a federal law, the details of how it’s implemented are much left up to the local state government. Many Americans will not benefit from the Affordable Care Act because they fall under a coverage gap meaning that they live in states that do not have expanded Medicaid coverage, they make too much money to qualify for federally sponsored insurance, or they not old enough to qualify for Medicare yet. Nationwide about three million uninsured adult Americans fall into the coverage gap, because local state government decisions not to expand Medicaid, meaning their income is above current Medicaid eligibility but below the lower limit for Marketplace premium tax credits. These individuals would have been newly eligible for Medicaid had the local state government chosen to expand the Medicaid...
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...Running head: THE AFFORDABLE CARE ACT The Affordable Care Act, Is it Really Working? Saint Leo University THE AFFORDABLE CARE ACT 2 Abstract On the 23rd of March 2010, President Barack Obama signed a monumental bill into law. That bill was the Affordable Care Act, better known as Obamacare by those who opposed the law. The purpose of this law is to make health insurance affordable for those who have little or no health insurance coverage. In 2012 nearly 15% of the U.S. population had no health insurance during most of the calendar year (www.aier.org). So if the purpose of this law is to better ourselves by providing health insurance why are there so many people opposing it? You would think in the land of milk and honey you would want people to be healthier and long living. Or is the reason because the big health insurance companies feel they are having food taking out of their mouths and the mouths of their supporters. THE AFFORDABLE CARE ACT 3 The Affordable Care Act was signed into law to reform the health care industry on the March 23rd 2010 by President Obama. The Affordable Care Act was a major topic during the 2008 Presidential primaries. The goal for the Affordable Care Act was to give more American access to affordable health insurance which in turn...
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