...Structured Case Samples and Answers Below are several examples of the kinds of cases we use in interviews. (You are not likely to come across these in real interviews, but if you do, you should tell your interviewer.) The first two cases are designed to help you walk through the issues raised in each problem and get a sense of how you should be thinking about a problem; the third and fourth cases are ones that you should work through on your own before consulting the model answers. Reasonable answers to the cases are included in italics. Case I: Car Insurance Until recently, most car insurance was sold to car owners by insurance brokers. A car owner would call or visit a broker who would suggest a range of different policies sold by different insurance companies. Insurance companies would pay a commission to a broker for each policy sold. More recently, car owners have started buying insurance directly from an insurance company over the phone. We were asked to work with a leading car insurance company that had been very successful in selling policies through brokers to help them figure out whether they should start selling their policies “direct” to customers over the phone. If you were a car owner what might be the advantages of buying insurance direct from an insurance company over the phone versus buying from an insurance broker? For example, an insurance broker may be able to provide a service in comparing different policies from different insurance...
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...it passively. Cigarettes are responsible for around 4.9 million deaths each year. Quitting smoking is not impossible. Smoking tobacco is both a physical addiction and a psychological habit. The nicotine from cigarettes provides a temporary and addictive high. Eliminating that regular fix of nicotine will cause your body to experience physical withdrawal symptoms and cravings. Managing unpleasant feelings such as stress, depression, loneliness, fear, and anxiety are some of the most common reasons why people smoke. When you have a bad day, it can seem like cigarettes are your only friend. As much comfort as cigarettes provide, it's important to remember that there are healthier, more effective ways to keep unpleasant feelings in check. These may include exercising, meditating, using sensory relaxation strategies, and practicing simple breathing exercises. At the same time, the act of smoking is ingrained as a daily ritual. It may be an automatic response for you to smoke a cigarette with your morning coffee, while taking a break from work or school or during your commute home at the end of a long day. Perhaps friends, family members, and colleagues smoke and it has become part of the way you relate with them. To successfully quit smoking, you’ll need to address both the addiction and the habits and routines that go along with it. Quitting will most likely not be easy, but anyone can do it. Quitting takes practice. You can’t get discouraged if you do not quit for good the first time...
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... “Quitters Inc.” by Stephen King NOTE to TEACHER: This short story is appropriate for high school students (grades 10-12). It contains strong language that may not be appropriate for all students, so please use your own discretion. I use the movie “Cat’s Eye” as a companion to this story because the first story in the movie is based on “Quitters Inc.” Two differences: Dick Morrison’s son is a daughter in the movie (played by Drew Barrymore) and a cat is used for the “rabbit room.” We also read “The Contents of the Dead Man’s Pocket” by Jack Finney. If you choose to show the entire movie “Cat’s Eye,” the second story is called “The Ledge.” It is not similar in theme, but you could talk about the similarities as characters from both must go out on a ledge of a tall building. “The Ledge” story (from King’s Night Shift collection) does contain profanity/ language. This document includes: • Vocabulary crossword for Quitters Inc. • Additional vocabulary exercises (can be used before, after, or during reading) • Vocabulary definitions organizer • Pre-reading anticipatory questions • Content comprehension questions • Post-reading follow-up questions • Figurative language exercise • The text (with visuals) of Quitters Inc. (I did the layout, images, and formatting, but the story itself is provided by www.en8848.com.cn/fiction/Fiction/Horror/735.html) • Extended activities: research (both large & small) projects that can be used to collaborate with other departments (such as physical education/health...
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...Cigarette Tax in Ireland After reading both articles from The Irish Times written by Eugene Regan and Chris Macey on the issue, should cigarettes be taxed so highly by the government with over 80% of the price of cigarettes is from the taxes that the government set. This issue has caused a lot of discussion amongst us Economists. The argument is whether or not you think cigarettes are price inelastic or price elastic. If you think cigarettes are price inelastic which means that the change in price of cigarettes is disproportionate to the demand for cigarettes then you believe in Mr. Regan opinion. The price elastic view is taken up by Mr. Macey where he believes that the demand for cigarettes is very much dependent on the price. Both articles but forward two very good arguments with very clear reasons why they think the government should try and stop this high growth of criminal activity in the area of smuggling cigarettes into the country. As we found out from the articles that there is a very high percentage of contraband cigarettes in existents in Ireland today due to the very high price set by our government. Over a quarter of all cigarettes smoked in Ireland are illegal. Irish criminal gangs our making huge profits by selling smuggled cigarettes into the Irish black market (worth over €526 million to these criminal gangs) and the government need to do something about. Both articles try to solve this problem with very different views. Reading both articles I do think...
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...Keep simple and polite! Good morning teachers and friends, I, Ahmad Khairi Hafiz as the President of the Environment Club would like to talk about”How to Protect the Environment” First of all, each one of us can start by not littering. We should throw our rubbish into the rubbish bin instead of anywhere we like. Once I went strolling at a park nearby my house but was dissapointed at the sight of rubbish.I saw many empty cans and plastic wrappers lying around.They do not only spoil the beautiful park but they are the best breeding place for aedes mosquitoes. Another way of protecting our environment is by keeping our rivers clean. We can play our role by not throwing rubbish into the rivers. Meanwhile the factories can stop dumping their toxic waste into them. Plastic wrappers which made up 80 percent of the rubbish can endanger the fish and other aquatic lives while toxic waste can kill them. We, human will consequently suffer as we rely on the rivers for food and water. Moreover, farmers should avoid open burning in their farming practice because it polutes the air.Open burning can lead to haze which contains poisonous gases such as carbon dioxide and sulphur dioxide. These gases can cause many serious diseases. Children who breathe the polluted air may suffer from asthma and some people may even suffer from rashes and eye-diseases. Finally, we can practice the 3R; Reuse, Reduce and Recycle. Every household should aim at reducing the amount of rubbish thrown.To...
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...how to smoke cigarettes. However, observation learning is a “convincing” force; rather it is good or bad behavior or habit which was learned by an individual. In-spite-of, the individual has the right to act-upon certain behavior. There are several theories that can explain the behavior and the habits that I have learned. Analyze on of your habits. The habit that I will be analyzing is “smoking cigarettes.” How did you develop this habit? I developed this smoking habit by watching other people smoking cigarettes, and I thought that it is an expressive and popular habit to be learned. Were there role models for this habit? Yes, there were role models for the habit or behavior that I learned. Which people influenced the adoption of this habit? The people who influenced me for the smoking cigarettes, is my parents, friends, and coworkers. Why do I continue it? I continue this habit (smoking cigarettes) because smoking cigarettes calms my nerves, whenever I am in deep thoughts about something, hanging out with families or friends, and going to nightclubs. Has there been a time when you have attempted to break this habit? Yes, there has been a time that I tried to quit smoking cigarettes. In 2000, I did quit smoking cigarettes, but in 2003, I have pick up this habit or behavior again, and I have been smoking cigarettes ever since. Use the behavioral personality theory to explain why you have this...
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...flaunted appeals of cigarette advertisers, such as superior taste and mildness, induces us to become smokers or to choose one brand in preference to another. Despite the emphasis put on such qualities by advertisers, they are minor considerations. This is one of the first facts we discovered when we asked several hundred people, from all walks of life, why they liked to smoke cigarettes. Smoking is as much a psychological pleasure as it is a physiological satisfaction. As one of our respondents explained: "It is not the taste that counts. It's that sense of satisfaction you get from a cigarette that you can't get from anything else." Smoking is Fun What is the nature of this psychological pleasure? It can be traced to the universal desire for self-expression. None of us ever completely outgrows his childhood. We are constantly hunting for the carefree enjoyment we knew as children. As we grew older, we had to subordinate our pleasures to work and to the necessity for unceasing effort. Smoking, for many of us, then, became a substitute for our early habit of following the whims of the moment; it becomes a legitimate excuse for interrupting work and snatching a moment of pleasure. "You sometimes get tired of working intensely," said an accountant whom we interviewed, "and if you sit back for the length of a cigarette, you feel much fresher afterwards. It's a peculiar thing, but I wouldn't think of just sitting back without a cigarette. I guess a cigarette somehow gives me...
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...post- doctoral research at the National Cancer Institute. She states that form nearly fifty years now we have learned many new things about tobacco. The effects and problems that it brings us such as birth defects, heart disease, stroke, and rheumatoid arthritis to name a few. In this article she explores all the reasons why people shouldn't smoke and the evolution of cigarettes. Dr. Mazzucco has supported claim on the problems and health risks that smoking causes. Smoking or tobacco use has been part of history for centuries, and in the last fifty years we have become exceptionally savvy on the topic. Dr. Mazzucco uses rhetoric and develops a sense of urgency by stating that it's the...
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...figure bringing money into the home. After considering all of the different factors, then I believe that’s when one should decide how much welfare a family should receive. In the reading it states that a common family on welfare will spend an average of 213 dollars for housing, 262 dollars for food, 336 dollars for other things, and 64 dollars for non-essential items. This all adds up when there’s only one small income coming in from month to month. A single mother would have quite a hard time paying for all of these things right out of her pocket, so that’s why the state and government came up with welfare benefit plans. These plans consist of AFDC, food stamps, SSI, and ELTC. These plans help those families less fortunate to put food on their table, and to help buy necessities. Food is a big issue for those mothers that only have one single income. The thought that they might not be able to provide for there children is a scary one for many. This is why the state came up with a plan called WIC. WIC stands for woman, infants, and children. It is a program that gives you a certain...
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...advertising in India and the arguments that oppose the ban. In addition, I will discuss the conflict of interest issue pertaining to Indian government as well as I will describe my opinion on what governments should do in regards to tobacco advertising. 1. Summarize the arguments in favor of the ban on tobacco advertising in India To begin with, the advocates of the ban argued that this action of government was nothing unconstitutional. The government, in fact, has the right to interfere since their main concern was their citizen well-being. They gave this example. We know that guns are bad, so every nation has banned the public advertisement against guns so why tobacco should has a special privilege? Secondly, they used statistic from World Health Organization (WHO). They pointed out that over 3 million were killed by consuming tobacco products in 1990 and the death rate increased to 4.023 million by 1998. A figure of 8.4 million deaths was expected to reach in 2020 and 10 million in 2030. Their third argument was their accusation toward tobacco industry. They mentioned that these tobacco industries were aiming to increase their consumer market growth by luring the children and adolescent to smoke. They supported their argument by using the case of Camel cigarettes. RJ Reynolds...
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...are bad for you,” time and time again. Now as a kid, you don’t really understand the reasoning behind it, but you listen to your elders regardless. When I was little, I remember being told this my entire life and even to this very day I am still being told that “drugs are bad for you.” But growing up, I realized that people would still use these drugs even though it’s illegal. Though its not something anyone could ever understand, why do these people go against the law and jeopardize their life just to use drugs? The drug that I am talking in this essay about is marijuana, and it may be surprising to some but it is all around us. Marijuana is even being referred to in today’s media. The way that they are doing this is through the mainstream media sources that people prefer; like music, movies, and TV shows. Now being a 20 year old adult and having my own personal experience with Marijuana and knowing its effects on others, and myself. I always ask why it’s not legal. Why is it that this drug has become illegal all over the world, but they allow cigarettes, alcohol, and prescription medication. The war to legalize marijuana in the United States of America has been and is now being fought nonstop since the existence of the drug itself. Marijuana has been tested and proven to have a very positive impact on the American society for multiple reasons. Some of these reasons are for America’s economy, the health of certain people, and even crime. These reasons could very well help America...
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...products and promoting new services. Advertising for various products help consumers save money. It also puts money into companies bank accounts. Advertising new store openings provide employment opportunities for consumers out of work. Advertising also helps the environmental conservation. Advertisement is information. It relays opinion, and it inspires a reaction and it influences emotion. Advertising reaches the consumer in various ways through T.V., radio, newspaper, billboards, mobile advertising, magazines, and on the internet. However, many people argue that its successes have brainwashed consumers into spending money on items that they do not need. Many people also believe that advertising does not effectively sell products, it simply persuades the population to buy, buy, buy. I will discuss three areas of advertising to show advertising and consumerism is good and bad. The world of advertising shows many products that are displayed by companies to try and get consumers to purchase it. Lutz, William. “The World of Advertising” Dialogues. Ed Gary Goshgarian. Boston: Massachusetts, 2003. 319. Print. When sales or coupons are advertised, it helps consumers save money. Advertising has no boundaries. It ranges from clothing, vehicles, food restaurants, health, medicines, groceries, utility services, electronics, furniture, cigarettes, alcohol, books, and the list go on. We are given choices on different brand names of products. They...
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...Introduction Have you ever done something out of peer pressure from a friend or family member? My friend Joe has. In his case, that something was cigarettes. “According to the American Lung Association, as of 2007 20% of high school students and over forty-six million adults (18+) were current smokers” (Lung). Joe started smoking when he was 14 years old because all of his friends were doing it. He has battled with this addiction for most of his adult life. So, why is he a hero? For starters I am a current smoker and have been smoking for the better part of eight years. Most importantly, he is an inspiration because he is the only I person I know who has successfully quit smoking. Even though we've been friends for a long time, I had never thought to ask him about why he started and how he was finally able to free himself from his nicotine addiction. Body (Preview): It started the summer of 1999, the summer before our freshman year of high school. Joe began smoking cigarettes when he was fourteen years old. A) He was peer pressured into smoking his first cigarette by our mutual friends. 1) He felt that if he turned down the cigarette, he would be ostracized from that group of friends and forced to go through his high school years as a loser. 2) He figured that if had to resort to smoking to survive high school then so be it. B) Through the first couple years of high school, he could get by smoking one or two cigarettes a day. 1) By senior year, smoking...
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...Why Quit Smoking? You can reduce your risks. Smoking is the most important preventable cause of premature death in the United States. Smokers have a higher risk of developing many chronic disorders, including atherosclerosis — the buildup of fatty substances in the arteries — which can lead to coronary heart disease, heart attack (myocardial infarction) and stroke. Controlling or reversing atherosclerosis is an important part of preventing future heart attack or stroke You can modify or control six major independent risk factors for coronary heart disease: • • • • • • Cigarette and tobacco smoke High blood cholesterol High blood pressure Physical inactivity Overweight or obesity Diabetes Smoking by itself increases the risk of coronary heart disease. When it acts with the other factors, it greatly increases your risk from those factors, too. Smoking decreases your tolerance for physical activity and increases the tendency for blood to clot. It decreases HDL (good) cholesterol. Your risks increase greatly if you smoke and have a family history of heart disease. Smoking also creates a higher risk for peripheral artery disease and aortic aneurysm. It increases the risk of recurrent coronary heart disease after bypass surgery, too. Smoking is also an important risk factor for stroke. Inhaling cigarette smoke produces several effects that damage the cerebrovascular system. Women who take oral contraceptives and smoke increase their risk of stroke many times. Cigars and pipes aren't...
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...Running Head: PARENT-TEEN RELATIONSHIPS Parent-Teen Relationships: The Impact these relationships have on teens Henna Banwait HHS-4MO-A November 11, 2011 Introduction “There's no point in talking to you; you'll never understand; you don't even know who I am; I'm never good enough for you” are all phrases spit at the parent, who in most cases is hurt or outrages at their child's behavior. But sometimes parents don't realize that their “child” is not a “child” anymore. That their 16 or 17 or even 18 year old needs to be treated like a young adult. This doesn't mean that the teenager should be given unlimited freedom; it just means that the teenager's point of view, opinion and idea should be accounted for. Teenager's also need to see through the eyes of their parents and why they tell them to do thing a certain way. Such as Irene Lebedies who is a family coach and states, “Although teenagers will make their own choices, a good home life can increase the odds that kids will avoid many of the pitfalls of adolescence. Particularly, a kind, warm, solid relationship with parents who demonstrate respect for their children, an interest in their children's activities, and set firm boundaries for those activities may directly or indirectly deter criminal activity, illegal drugs and alcohol use, negative peer pressure, delinquency, sexual promiscuity, and low self-esteem.” (Parenting Teens, 2008) Many parents...
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