...thought about the kids who benefit from penny drives? If you have then you know how important pennies are. One reason that the penny should stay in use is that the help charities. Also, they keep prices low. But, a lot of people think they’re useless. These reasons prove that the U.S. should keep the penny. One reason that the penny should stay in use in the because they keep prices low. One example is the supporters of the penny point out that if the U.S. stops using the penny cash transactions will have to be rounded up to the nearest nickel. This would make people pay more than what they would have if we have the penny. Also, prices show that if cash sales get rounded up to the nearest nickel, that would cost consumers more than $600,000 a year. According to the “Federal Reserve Bank,” low-income Americans are more likely to pay with cash. They would be hit hard if prices were rounded up to the nearest nickel. This reason is why pennies keep prices low. But, there are other reasons that the U.S. should keep the penny....
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...The penny is no longer economically viable The penny is not worth the metal it is made out of. It is a coin that cost more to make than it is worth. The crux problem with the penny, in the modern economy, is that it will buy you nothing. Since nobody has the time to do a sales tax calculation in their head while waiting in line to buy their products, and even if you did the time would not be worth digging through your pockets, or purse, for exact change. No state will accept pennies in bulk and very few machines still take pennies. The only reasonable thing to do with pennies is store them in a giant glass jar and then dump them in a Coinstar, a machine that charges you 10% to spend money that you already have. The penny, at this point in time, manages to be both extremely useless and impractical, it is a Congressional gaffe that the penny is still being made. Making the penny is not cost effective, and pennies do not get used anyway. The penny is currently an out of date, economical blunder. As you probably know the penny is worth exactly a hundredth of a US dollar. This is all well and good, except the fact that it takes one and one half a cent more to make a penny. This means every time the U.S. Mint produces one penny it wastes one and a half cents. This may seem insignificant, however, according to the U.S. Mint almost 5 billion pennies were produced in 2011 alone. That is 50 million dollars in pennies, at a cost of 7.5 billion dollars, so in just 2011 taxpayers...
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...to pick up some snacks. You get up to the register and your total comes up to be $9.44 you take out your money and count it up. You end up having $9.43 but you don’t have the extra Penny to buy all of your items so you have to put back an item to purchase the rest of your food. If only the penny didn’t exist so your total could be rounded down to $9.40 so you could purchase all of your snacks. The United States should ban the use of the Penny because of its high cost to produce, its large space it takes up, and the little amount that it's worth. The first piece of evidence that supports the topic of the U.S. banning the penny comes from source one. “Pennies cost more to make than they are worth, it costs $2.41 to produce the Penny in the U.S.” Pennies are a waste of money to produce and they should be banned from the United States currency. Another reason is that overall the U.S. lost over $60.2 Million dollars in 2011 from producing the Penny, it takes way more money to produce it then it is worth and it needs to stop, and the amount of money being wasted producing the Penny and it is adding up to this day. Therefore,...
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...The penny should definitely continue to be used in the United States. Eliminating the penny would be a bad choice because pennies can easily be given to charity, when people have too many to carry. Also, if we eliminate the penny there would be inflation, many Americans are attached to the penny and wouldn't want our currencies to change because the history we have with the penny in the United States. If we stop using the penny there will be inflation. Money wise, it is a bad idea to stop making the penny. Eliminating the coin could cost consumers up to 600 million dollars a year. Without the penny, prices would have to be raised or lowered to the nearest five cents, rounding could never be done fairly. Either the business is losing money,...
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...cent coin, the penny. A small value coin almost worthless to the world of goods, but rings up a price when producing one. It costs twice as much as itself to make, and four billion of them are created a year. The US government dances around this problem and should have eliminate them back in 2006 when people were melting the copper and selling it for profit. This paper states several topics of why the penny only causes harm to US citizens and the economy. The obvious solution to fix a problem like this, simply abolish the penny as US currency, and round all cash transactions to the nearest fifth cent. Death of the Penny: The Elimination of America’s One Cent Coin and its Impact on The United States Economy “I will seriously consider eliminating the penny as long as we find another place for Lincoln to land,” the support of abolishing the penny from the most powerful man in America; President, Barack Obama. For over a hundred years people have paid for everyday goods with change, or coins. As inflation in the America rises, the value of coins diminishes. (Inflation Figures). Take the penny for example; commonly known as the copper coin has hardly any copper to it. Created with ninety-seven percent zinc and only two and a half percent copper, the penny doesn’t truly stand up to its expectations. Based on the 2011 Annual Report for US Mints, the cost to make a single penny runs around 2.41 cents. Studies have shown if the penny may be dropped...
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...ignorance. "A Gollywhopper is a rare sort of eating bird, like a gigantic chicken, found only on a tiny island in the West Indies called TheresOneBornEveryMinute," she explained. "Fortunately, Peddler Johnson saved the life of the chief of the island and was awarded with one full setting of eggs from this priceless bird. Everyone in town is buying eggs as fast as Johnson can sell them. I came to see if you wanted me to buy some for you. Of course, Peddler Johnson could not guarantee that my eggs will hatch out to be a breeding pair of Gollywhoppers, but I am hopeful." I snorted irritable. "Sounds like a hoax to me." "Now Anna, you think everything is a hoax," Mistress Smith laughed easily. "I am keeping the eggs warm by the fire. They should hatch out in a month." After a few more kindly words, Mistress Smith left. After pondering the situation for another hour, I hauled myself out of my chair, reached for...
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...your WiiWare and Virtual Console games are gone, because Nintendo stupidly ties your purchases to your console rather than to you. If I buy a game, Nintendo, give me an account and let me re-download it when I get a new machine. Ads 18+ Game topfreebrowsergames.com once you're inside the game, your friend won't see much of you! Nenas Inocentes wap.tribik.com Ellas Te Esperan Encuéntralas Aquí! 2 . Play DVDs and MP3s Nintendo has said that, as with the Wii, the Wii U will not play DVDs. They apparently don’t want to pay the necessary licensing fees. Nintendo’s president says most people already have DVD players. It’s true, I do have a DVD player; It’s called the Xbox 360. The fact is, DVD players are becoming an expected part of a game console, and leaving out that capability is the equivalent of Apple putting out their iPhone without MP3 capabilities and saying, “everyone already owns an MP3 player anyway.” Don’t be penny wise and pound foolish guys; pay the license fees and give me a console that does what every other console does. 3 . Get Rid of the Constant Music at the Main Menu You know one thing I like about having a homebrewed Wii? I can turn off that tingly little music that plays incessantly while the main menu is up. On the Xbox 360 and PS3 you get a little music to announce you’ve turned on your console, and then blessed silence, but Nintendo wants you to never forget that you’re Wii is on. Learn from your competitors, Nintendo; no one needs their TV to...
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...that different people have. This essay will show you some steps to help get rid of one. Breaking a Bad Habit Are you trying to break a bad habit? Do you need some help or advice on some ways to break it? Best believe that after reading this essay, you will be able to break that bad habit in no time. There are many habits that are considered to be bad. There are those like: rolling your hair with your fingers; picking skin off your lip; or smacking when you eat. How about we go with the most famous bad habit that so many people do, and that is biting their fingernails. Many people engage in nail-biting, but there are several steps that a person can use to overcome this bad habit. The first step to breaking the bad habit of nail biting is to set a goal. Most people who set goals for their bad habits have something to look forward to when they finally stop. It is one of the best ways to help gain that little push that is needed. Some people feel that if there is nothing to gain from breaking a bad habit, then why try to break it at all. They need something to work up to so they can get that good feeling and earn something for all their hard work. When the habit is finally broken, they will have a great feeling of accomplishment for completing their goal. The next step is something I like to call mad cash. Mad cash is where you get a jar and sit it on a...
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...A man murders an older man for his eye. The murderer of this story has a sense of self-reliance in a cynical way. The man knew that murdering was wrong but his conscious was telling him to do it because he couldn’t stand the look of the eye. According to Poe, the man was very serious and confident when it came to getting rid of the man with eye, when he stated “I made up my mind to take the life of the old man, and thus rid myself of the eye forever” (Poe 199). The murderer was consumed by guilt towards the end, when he started hearing the old man’s heart beat erratically even though he was dead. The heart beating was just a figment of his imagination. He told the cops that he killed the old man, he almost seemed a bit proud that he did. I really do think that this man is self-reliant even though if it’s in a sinister type of way, he didn’t seem to care about the consequences and just went on with the task of killing the old man. The moment where I felt the most guilt in my life was when I broke up with my boyfriend. The reason why I felt so much guilt is because I realized that I led him on for almost 9 months after I broke up with him. I think that is the worst thing you can do to a person. I would consider ending things with my boyfriend an act of self-reliance because I believed it was the right thing to do. I used to also be afraid of what his friends and family would think and or say about me, but when I knew...
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...how much gas I need, and I prefer to pump my gas and go about my day with a minimum of human interaction. This is a phenomena getting more and more common throughout a world where currency and coinage are quickly becoming items that people no longer carry as their primary instrument of payment and businesses would rather not accept. We all want a quantifiable measurement for what our wealth is but don’t really care if it is in actually hard currency or just expressed in the zeros and ones in the digital world. Call the money a Dollar, Euro, Pound, Deutschmark or any other name you want as long as we know, on paper, we have an amount of them is all we care about. Why have currency and checks become less and less important as a form of payment when they were once responsible for 100 percent of all payments? The answer is the rise of the credit/debit card and the advancement of technology. Some countries are more ahead in adoption of cashless options. Examples are Sweden, where physical currency makes up just 3 percent of the nation’s total supply (Newman) and our neighbor to the north, Canada, which is experimenting with ways to get rid of currency...
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...way out? Americans carry cash less and less, often due partly to new technology and a desire for convenience. The way we pay for things has changed immensely over the past century, we now use cards, computers, and even mobile phones to pay for everything from our morning coffee to a taxi cab. Yes, technology is changing drastically, but what does it have to do with "the death of cash?" In this research paper I will define what is meant by "the death of cash," how studies show this may take place, and reasons why it may or may not be a good idea. Cash has been on the decline for a while. Bills, health insurance, rent and most day to day necessities are most likely not being paid by cash, ever since the making of credit/debit cards and the invention of e-payments.The way we bank is changing everyday thanks to online technology and smartphones. Most banks now allow you to transfer money and pay bills online. Some have systems that allow you to deposit funds with just a picture. And some allow you to swipe your phone over a reader in order to pay a cashier.As people become more comfortable paying with credit cards and electronic payment options, cash will become less important, hints the quote, "the death of cash." The Death of Cash article talks about an up and coming Company by the name of Square. Square is, as it says on their website, the easiest way to get paid, and to pay. Some of Square's products are the Square Card Reader, Square Register and the Pay with Square app....
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...SCRIPT WRITING FOR SHORT FILMS: A Practical Guide In 8 Steps Stuart Hepburn Lecturer in Screenwriting and Performance University of the West of Scotland This Screenwriting guide has been written as a Practical Step By Step account of how you can go from being an unproduced filmmaker to a winner, in a few basic steps. We want you to able to write the best five minute screenplay possible. We want you to play with the form, experiment, and most importantly, find your own voice. Introduction: FilmG – The Gaelic Shorts Competition The FilmG Shorts competition is a fantastic opportunity for anyone wishing to take their first steps in making a short film. However, to succeed in the competition, you have to ensure that your film is as good as it possibly can be. Why? Because five minutes is a short time, and any deficiencies in the script will be exposed sooner rather than later. You only have one chance with your script, and if you miss it, you have lost your audience. N.B. These are NOT a set of rules, but simply a suggested strategy for writing your film. THE 8 STEPS 1. Find a small idea 2. Explore the structure 3. Define your world, character and problem 4. Beat it out 5. Write the first draft 6. Find a critical friend 7. Write the second draft 8. Write the third draft STEP 1: Find a small idea It may be stating the obvious, but every short film needs, at its core, an “idea.” This idea can be as ...
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...J.C. Penney’s Real Problem: The Shrinking Middle Class * Rita McGrath April 12, 2013 Ron Johnson’s office seat has barely cooled off following his departure as business observers everywhere dissect what went so dreadfully wrong at J.C. Penney. The former Apple executive was too Silicon Valley for the Plano, Texas, retailer. He was arrogant. He didn’t test his ideas, maintaining the Apple mantra that customers don’t know what they want until you show it to them. He approved marketing campaigns that told loyal Penney’s shoppers that “you deserve to look better,” basically telling them that they looked less than glamorous wearing the brand they had trusted and been comfortable with for years. He hoarded information so that individual store merchandisers didn’t know how various lines were performing. He mocked J.C. Penney’s ways of doing things. He abandoned the discounting customers had come to expect from retailers. And he, and most of the team he recruited, were commuter leaders, jetting back to California after cramming in marathon work sessions at headquarters. These factors certainly couldn’t have helped. I think, however, there’s one major reason behind J.C. Penney’s sudden swoon that not enough commentators are picking up on. There’s one big reason JCP would never be “Bloomingdale’s for the mass market,” as Johnson wanted it to be, and that’s because the mass market is gone. Because the middle class is gone, or at least rapidly going. This reflects a troubling development...
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... and value addition. The Indian gold industry, which has a vast potential of being a kingpin of the financial system of India, is currently facing potential stagnation, with difficulties at multiple fronts. It is hence essential for its various stakeholders, like the government, Reserve Bank of India, and the gold industry, to initiate large-scale transformation so as to ensure a sustainable and well modulated industry. In this article we try to develop a clear policy framework to address key structural and regulatory challenges. The various institutional mechanisms required to bring the entire gold industry under standard and uniform governance to pilot long term direction setting on gold are formulated and numerous suggestions on reducing the supply constraints in gold without perturbing CAD have been proposed. The aim of the article is to suggest what kind of infrastructure and policies are required to enhance industry efficiency (including but not limited to uniform standardization and price uniformity) and to ensure that gold gets embedded into the financial system of Indian Economy. 1. INTRODUCTION Currently the Indian Gold Industry is facing multiple challenges. Not only this industry is being blamed for high...
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...short stories has been hotly contested for centuries. As humans we naturally desire firm conclusions that tie up the story’s various loose threads and leave us with a sense of satisfaction. Many writers, in modern times, have tried to challenge this convention, preferring to leave endings open for interpretation and development of thought. This is connected with the developing idea that a short story is, in essence, a brief glimpse into a character’s life. In this sense, there is a future outside of the ending, which negates the requirement for an effective conclusion. Flannery O’Connor is an example of a modern writer who sought to challenge the conventions of a story’s ending. Her tale, ‘Everything That Rises Must Converge,’ is told from the perspective of Julian, a college graduate who is being supported by his mother while he seeks employment. The plot revolves around a ride on an integrated bus, and the crisis point comes in the form of a confrontation between Julian’s mother and a black woman wearing the same hat. Julian repeatedly conveys his wish to be rid of his mother, going so far as to dream about her being seriously ill. Despite this, his reaction upon her stroke shows exactly how dependant he is on her: ‘His voice was thin, scarcely a thread of sound. (p23)’ We find ourselves empathising with Julian’s mother, despite her apparent racism. Her desire to offer the black woman’s child a penny is kind, and we find ourselves questioning the black woman’s resentment towards...
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