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Work Related Injuries

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Understanding Work Related Injuries
HCR 230
ShaNedra Beasley When you are filing a workers' compensation claim there is a process that it must go through. According to Medical Insurance: Workers' Compensation and Disability, when an employee is injured on the job, the injury must be reported to the employer within a certain time period. Most states require notification in writing. Once notified, the employer must notify the State Workers' Compensation Office and the insurance carrier, also within a certain period of time (pg 408 Valerius, Bayes, Newby, Blockwiak). Employers pay for the insurance which supplies medical care coverage and cash compensation to those injured and unable to perform the job task due to a work related injury. With the workers' compensation laws all workers are covered and each individual that is connected has their own liability to guarantee the progression functions effortlessly and also proficiently.
Responsibilities of the employers
The employer is the first to receive the injury report and it has to be completed by the employer or by the physician in a timely manner which is considered under the state law. The time frame to complete a claim form does vary from state to state but it is normally between twenty-four hours up until about ten days. On the claim forms you have to provide the patients general information about them, information about the employer, and the injury to the employer or illness. Claim forms can be filled electronically or mailed directly to the insurance carriers. Being able to file the claim electronically depends on the actual carrier.
Responsibilities of the carrier
When a claim reaches the insurance carrier it is assigned a claim number for the particular case, then they determine whether the claim is actually eligible for workers' compensation, and then the employer is notified. "This…...

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