Free Essay

Workers Compensation

In: Social Issues

Submitted By Surajtambakad
Words 1090
Pages 5
Workers comp assignment 1) What are the goals of workers compensation?
--A. provide prompt adequate definite income and medical benefits to accidents that are related to work.
B. Reduce court delays, cost and workloads which are arising from personal injury and provide a single remedy.
C. Remove private and public problems of money due to uncompensated industrial accidents.
D. Eliminate time consuming trials and appeals in the court. E. Eliminate attorney fees involved.
F. accident caused is promoted by frank study and reducing accidents, human sufferings etc.
G. Employer must abide the compulsory law that accepts and provides the benefits to workers.

2. Explain how you believe Workers Compensation program has helped workers. Though workers compensation insurance is costly for companies, there are some benefits from managing one’s workers compensation program. Explain.

--Workers compensation is the insurance since 1900’s in the United States. From the beginning of 19th century as the growth of industries increased and the workers for the industries also increased, so the injuries’ had become more common in the factories where the workers used to deal with the larger machines and were working in hazardous conditions,. so a system was needed to compensate the workers who had suffered from injuries during working hours,.
1> Workers Compensation program has helped workers in relieving there mental stress.
2> This program has made the workers to claim the financial and medical expenses easy so that they don’t have to wait for years to get their compensation,.
3> In older days employers did not care much about workers injuries that are caused during working,. They used different lawsuits if any worker sue them in case, after introducing the workers compensation the cumbersome job of claiming insurance became easy to workers,.
4>If any worker is injured in the working place or in case of death, the workers compensation removes the costly and cumbersome process of litigation which includes law and court,..
5>If in case workers want to file a complaint on claiming of financial matters on insurance company in the lawsuit ,they don’t have to pay the attorney fee until they get favorable decision..
6> workers who are injured and not recovered fully receive temporary partial disability benefits,.
7>workers with permanent disability or injury receive permanent total disability benefits,.
8>workers who are partially disabled, such as losing one hand or losing one eye receive permanent partial disability benefits,..
Benefits that managing one gets from workers compensation program are:
1. Employers get protection from the lawsuit, As injured worker claim money from insurance provider,.
2. Workers will work efficiently if they are provided with complete benefits,. Including hospital charges, financial assistance ets,.so that company can get into great benefits from workers efficient work,..

3) What is the purpose of tracking hazards by risk?
--1>The main purpose of the tracing hazards is that it helps both the employers and workers benefit from preventing work related accidents,. Many work related accidents have no cure, only cure is prevention of accident,. Work related injuries cause employers to give more money as they have to raise health insurance and workers compensation which may disrupt the business line,.
2>The hospital charges and the economic instability can disrupt the family condition enormously,.
3>If workers are made to know about dangerous area or equipment by warning them can prevent from work related damage to the workers,.
4>There are lot of techniques and procedures used by industries to prevent the risk of hazards ,as we know we cannot completely eliminate the risk of hazards but we can eliminate it to the fullest possible way,.
5>The majority of work related hazards or dangers are identified by workers it self as they work in routine,.

4) Name 3 major areas or factors where hazardous conditions can be eliminated or controlled and give an example for each factor and how the hazardous condition was eliminated or controlled?

The Three major areas where hazardous conditions can be controlled are
A) Ergonomic Hazards
B) Construction Hazards
A) Ergonomic Hazards involve poor lighting, improperly adjusted workstations and chairs, frequent lifting, repetitive or awkward movements while a person is involved in his work. Very frequently a worker develops eye strain or back problem or shoulder problem etc which is all a gradually developed pain due to workplace activity. Basically this occurs when the type of work you do, your body position and/or your working conditions put a strain on your body. They are difficult to identify because you don’t immediately recognize the harm they are doing to your health. These hazards can be eliminated when Everyone in a workplace shares responsibility for ensuring that their work environment is safe and healthy. Some hazards pose an immediate danger and others take a longer time to become apparent. But both types of hazards must be fixed. If you are aware of a hazard in your workplace, you should report it promptly to your supervisor, employer or health and safety representative. Once a hazard has been identified, your employer and/or supervisor has a duty to assess the problem and eliminate any hazard that could injure workers. By this way ergonomic hazard can be eliminated before anyone else gets injured.
B) Construction hazards are exposed to a variety of health hazards everyday. Construction continues to be an accident and injury prone sector due to the nature of work but also due to the difficulty in implementing the safety regulations on scattered places, remote construction sites. Construction workers are exposed to wide variety of health hazards, which includes chemical, physical, biological and social hazards. No reliable and authentic data is available with regard of accidents, however the trend of accidents (causation-wise) are fall from height, fall of material, electrocution, collapse of earth, moving machinery, others. This can be prevented effectively by implementing Safety and loss control management in construction projects/sites is an effort of expanding the scope of activities relating to the basic safety function.In other words and in effect, it seeks to include all the techniques enginnering control measures,strategies,human behavioral modification techniques etc.loss control management provides ideas,tools and inspiration to reduce personal injuries and economic losses to a is an appl,ication of professional management techniques and skills to this programs activities(directed at risk avoidance,loss prevention and loss reduction) specifically intended to minimize losses resulting from the pure (non-speculative) risk at project sites.

Similar Documents

Premium Essay

Workers Compensation

...Workers compensation was implemented shortly after the turn of the century due to the increasing injuries that were occurring while people were at work. The primary goal of workers compensation is to have the employee back to work as soon as possible. Unfortunately there are employees who do not want to return to work and unethically fake, prolong and exaggerate injuries. Fraudulent workers compensations claims pose a huge problem for employers and in turn the employees. Not every employee is ethical and in workers compensation negotiations some employees lie and manipulate employers so they can receive every nickel and dime possible to benefit their own self-interests. Employers must understand why some employees feel the need to lie, and employees can often have physiological biases and unethical behavior (4). Negotiating and preventing a fraudulent workers compensation claim requires many considerations and takes a great deal of effort. Correctly negotiating a fraudulent claim not only benefits the employer but it also helps the employees. Having close communications with, educating, and ensuring your employees very familiar with consequences are all good ways to prevent workers compensation fraud. When prevention fails, employers need to take into account that every employee is unique, employees lie, they considering their own self-interests first, and can have unethical behavior, and bias’s. These thoughts must be taken into close consideration and strongly......

Words: 340 - Pages: 2

Free Essay

The Workers' Compensation Claim Process

...The Workers' Compensation Claim Process University of Phoenix Claims Preparation II HCR/230 August 21, 2011 The Workers' Compensation Claim Process In this paper we will go over a few components of the workers’ compensation claim process. Such as the overall description of the workers compensation claims process, the responsibilities of the employee, employer, physician, and insurance carrier and what are the implications of unrestricted access to a patient’s medical records. When you are injured on the job, you need to apply for workers’ compensation. These settlements are to help provide you with money for medical bills and missed pay. The purpose or design for workers’ compensation is to support you while you can’t work, because of a work related injury. “In most states, workers compensation state laws contain exclusive remedy provisions. This means that your only remedy is to file workmen’s comp settlements. You may not sue your employer for injuries. Therefore, it is essential to understand how to file a workers compensation report to protect your ability to recover for job related injuries (, 2011, p. 1)”. The responsibility of reporting an on work site accident or injury should be reported by the employee within 24 hrs. If the injury does not have a specific start date, such as carpal tunnel then the statute of limitations begins running from the time when you should have reasonably known about the injury. The responsibility of the employer...

Words: 857 - Pages: 4

Free Essay

Worker Compensation

...Characteristics of Workers’ Compensation Plans University of Phoenix FOOTING THE BILL HCR 230 Barbara Hopkins July 12, 2013 Workers’ compensation was developed to benefit both the employer and the employees. It provides employees who are injured on the job with compensation for their injuries, and it protects employers from liability for employees’ injuries (Valerius J., Bayes..L.N., Newby.C., Blochowiak. L. A., 2014,). Work-related illnesses or injuries suffered by civilian employees of federal agencies, Including occupational diseases they acquire are covered under various programs administered by the Office of Workers’ Compensation Programs. OWCP is part of the U.S. Department of Labor (Valerius J., Bayes..L.N., Newby.C., Blochowiak. L. A., 2014,). The four workers’ compensation plans that provide coverage to federal government employees are: 1. The Federal Employees’ Compensation Program 2. The Longshore and Harbor Workers’ Compensation Program 3. The Federal Black Lung Program 4. The Energy Employees Occupational Illness Compensation Program States provide two types of workers’ compensation benefits .One pays the worker’s medical expenses that result from work-related illness or Injury. The other pays for lost wages while the worker is unable to return to work. In some states, state benefits just won't be enough to help an injured or ill worker to......

Words: 332 - Pages: 2

Free Essay

Analysis of Compensation Between Workers and Executives.

...tainted by the widening wage gap between executives and average workers. This has made South Africa one of the most unequal countries in the world. Average Chief Executive Officer (CEO) remuneration increased by 11.5% a year from 2006 to 2009. An average worker would take 8 years to earn what a CEO earns in a 3 month period (Theuissen, 2010). Globalisation, company acquisitions and mergers make businesses more complex and challenging to manage. Companies seek to recruit the best managers who demand higher pay (Templetion, 2007). The involvement of the compensation committee in the setting of the CEOs remuneration may contribute to the higher pay for executives (Reh, 200- ). South Africa has a high level of low skilled labour. Skilled workers are in high demand to drive economic growth. Also, as technology continues to advance, more skilled workers are recruited to operate the high tech machines and they demand higher wages (Sill, 2002). The low wage paid to average workers and the large gap between executive compensation and average workers can have negative emotional effects. It also creates tension between employers and employees which may result in external reactions (Mc Clelland, 2008). Creation of value framework for the remuneration of executives and improved wage structures for the average worker will help narrow the existing wage gap (ASA, 2010). 2. Introduction The widening gap between executive compensation and that of wage earners attract considerable debate in......

Words: 4012 - Pages: 17

Premium Essay

Worker Compensation

...Critical Thinking Essay Introduction Worker compensation disputes occur commonly in all private or government owned companies. Employees in all states and employees under federal government are completely covered by either federal compensation laws or the states’ compensation laws. States have their own policies regarding reimbursement when workers become injured and/or disabled. According to New Jersey’s Department of Labor and Workforce Development (1996), a worker’s compensation is a “no fault insurance program that provides the benefits to employees who suffer job-related injuries or illnesses.” Those benefits include medical benefits, death benefits, temporary total benefits, permanent partial benefits and permanent total benefits. Medical benefits can become imminent when employees become injured while at work. They can sue their company for not maintaining a safe work environment for the workers. The following case is an example of how and why workers should be compensated medically for an injury caused by the company’s poor work conditions. Explanation of Issue or Problem In this assignment’s case, John Schmidt had wounded his hand when using a table saw in the production shop. He then started a dispute with his company regarding who is the one at fault for the accident. The shop manager, David Donald, claimed that the machine is in perfect and safe condition since the shop foreman, Harry Hiller, did not report any issues to David. With written evidence,......

Words: 921 - Pages: 4

Premium Essay

Understanding Work Related Injuries

...Understanding Work related Injuries Vanessa Cleggs HCR/230 11/17/2013 Myrnell Martin Understanding Work related Injuries In the United States workers who become injured while at work was not able to receive any compensation for their loss of wages or help with medical bills. For a worker to receive any kind of assistance or reimbursement the worker would have to peruse legal action against their employer which could take many years they would also have to prove that the employer was negligent which could also prove too hard to do. By the year 1947 all states had to have workers compensation insurance. Workers compensation is a benefit that is designed to protect injured workers and their employers in case a worker is injured while on the job. The way that it protects the employer is because this insurance is paid into by the employer to pay coverage’s for medical bills and also loss wages this means these payments are not paid directly by the company which helps to protect the company. Protection that is provided through workers compensation for an employee is it will cover any medical cost that the employee may have due to the injury and also while the employee is off working it will provide loss wages payments to the employee. OSHA (Occupational Safety and Health Administration) has set laws and regulations in place to make sure that companies under its jurisdiction provide and safe and healthy place for customers and employees. Companies that are governed under......

Words: 998 - Pages: 4

Free Essay

Usa Motors

...compensated for being absent which is not what was intended 10 years ago between the union and USA Motors. That being said it seems that the new incentive plan will be met with great resistance from the emloyees and they will need to roll it out and give employees time to accept the new plan. After all, employees will see this as a “free” week of compensation being taken away. This is a large organization with over 8,000 employees and there will most likely be initial problems with the plan but if you follow the steps of designing a total rewards plan then the program should not go astray. But, it’s a well-known fact that, in any large organization, change takes time. ( Bridgewater Today., 2002). Although it has been labeled high-priority for fall negotiations, it will not happen overnight, organizational culture, changes very slowly. (Schauber, A.C., 2001). How much absenteeism is really under the employee’s control? Unfortunately, there are times when an illness or accident occurs and that is not within the employees control. There could be an on the job accident, and that would fall under worker’s compensation. Workers' compensation laws are designed to ensure that employees who are injured or disabled on the job are provided with fixed monetary awards, eliminating the need for litigation. (Cornell University Law School, 2011) If an employee has a serious illness or a family member has a serious illness that causes chronic absenteeism that would fall under the......

Words: 991 - Pages: 4

Free Essay


...that tend to go away by themselves. Rather, they often continue to grow and fester, further strangulating the business's productivity and profitability. Indeed, substance abuse often ends up being a tremendous drain on a company's fiscal well-being. This drain takes many forms, including decreased productivity, increased absences, rising numbers of accidents, use of sick leave, and jumps in workers' compensation claims. Indeed, HR Focus reported in 1997 that "alcohol and drug abusers are absent from work two-and-a-half times more frequently than nonusers; they use three times the amount of sick leave as nonusers; their worker's compensation claims are five times higher; and they are generally less productive." This latter factor—what HR Focus termed "the less dramatic, day-to-day financial losses that accrue in a company when its workers are impaired and performing below potential"—can be particularly deadly to a business precisely because its impact is so hard to detect and quantify. Finally, substance abusers often compromise the efficiency of other workers within the business. Co-workers are often hampered by the substandard work of the abuser, and...

Words: 329 - Pages: 2

Premium Essay


...CHART OF ACCOUNT THE UNIVERSITY OF NORTH CAROLINA Watung, Fiania Paralel B 100. Instruction 101 Instruction 102 Summer Term Instruction 103 Non-Credit and Receipts-Supported Instruction 104 Division of Health Affairs 105 School of Government 106 Veterinary Medicine 110 Organized Research 120 Agricultural Research Service 121 Administration 122 Research 123 Farms 130 Cooperative Extension Service 131 State Administration 132 State Program Operation 133 County Program Operation 140 Public Service 141 UNC Center for Public Television 142 Community Services 143 North Carolina Center for the Advancement of Teaching 144 MCNC Contract 145 NC Center for School Leadership Development (NCCSLD) 150 Academic Support 151 Libraries 152 General Academic Support 160 Student Services 170 Institutional Support 180 Physical Plant Operations 190 AHEC Program 191 Operations 192 Residency Training 193 Health Sciences Support 200 Student Auxiliaries 201 Auxiliary Administration 202 Campus Center 203 Food Services 204 Health Services 205 Housing Services 206 Laundry Services 207 Recreational Services: (Recreational Service) 208 Student Stores 210 Institutional Auxiliaries 211 Central Motor Pool 212 Central Stores 213 Creamery 214 Printing and Duplicating: (Printing & Dupl) 215 Rental Property 216 Vehicle Registration 217 Utilities Support 219 Other Auxiliaries 220 Independent Operations 227 Utility Services 230 Student Financial Aid 235 SEAA Education Lottery Scholarships...

Words: 1591 - Pages: 7

Premium Essay

Human Resource in Hospitality

...Human Resources Research Paper 4/16/2014 Benefits There are many benefits that employers offer to their employees to attract that to work at their company. Human Resources provides benefits in six core areas, Health which includes (medical, prescription drug, dental, vision, and health care flexible spending accounts), Retirement (university provided retirement contributions and employee retirement savings vehicles), Tuition (for employees and eligible children of employees), Life Insurance (basic and supplemental life and AD&D insurance, and life insurance for dependents), Disability Insurance (short- and long-term disability and workers' compensation), Lifestyle Support (such as child care, EAP, transportation, banking, paid time off, and other benefits). In our research paper we will explore how some of these benefits affect the social, political and ethical areas of Great Britain and Australia. Life Insurance Human resource is a very difficult subject. It has so many different aspects to cover. The manual for human resource is so long but every area is important and has to be covered. Benefits are what every employee looks forward when looking for a job, though I believe many applicants don’t ask the question about life insurance. Life insurance is a touchy subject but I believe that every person should be insured for themselves and their loved ones. Not being covered whether it’s with or without your companies can leave financial hardship on your loved......

Words: 3842 - Pages: 16

Free Essay


...“Recent Blog Posts” in the sidebar of the blog or click on “next” near the bottom of a post in the blog. Library's Human Resources Blog About Personnel Policies Role of Personnel Policies There are numerous laws and regulations which regulate the nature of the relationship between an employee (and volunteer, in the case of nonprofits) and his or her organization. They are intended primarily to ensure that everyone is treated fairly and equitably regardless of their race, creed, color or sexual orientation. They are intended to ensure that the treatment of employees and volunteers is based primarily on their job performance. Common types of activities guided by the laws and regulations are, for example, hiring and firing, benefits and compensation, affirmative action, rights of privacy, discrimination and harassment, and wrongful termination. One of the fastest growing types of lawsuits brought by employees against their organizations is wrongful termination of employment. Other common types of lawsuits are in regard to allegations of discrimination and harassment. It is far better for organizations first to ensure that these types of improper types of behaviors do not occur, than to have to defend themselves in courts of law....

Words: 1151 - Pages: 5

Premium Essay

Assignment 2

...Draft Assignment 2: Ethics and Corporate Responsibility in the Workplace and the World Stakeholders:- The Stakeholders in this case are:- 1. PharmaCARE 2. PAC 3. The People and Government of Colberia 4. Executives of the PharmaCARE 5. PharmaCARE Clients Worldwide 6. FDA 7. OSHA 8. MR Alen Jones 9. CompCARE and Employees 10. Doctors and Hospitals who were dealing with CompCARE 11. Donna, Tom and Ayesha 12. Wellco The Ethics of PharmaCARE in Colberia:- Now days it has become a critical measure for companies (small and Large) to abide by ethical standards, which are designed to protect the well-being of society they are operating in and marketing with. In doing so companies, especially big corporations like PharmaCARE, are expected to have certain type of ethical standards as well as embrace and implement (CSR) corporate social responsibility policies and strategies in every aspect of their operation and beyond. According to David Vogel the definition of CSR is ‘practices that improve the workplace and benefit society in ways that go above and beyond what companies are legally required to do’ (Alexander (Sascha) K. Nussbaum). In light of this we can observe that the operational activities of PharmaCARE in Colberia were in fact completely contrary to the company’s claim of caring about the world. In spite of exploiting the people and the indigenous healers of the country, the fact that they did not have a tiny bit of......

Words: 1098 - Pages: 5

Premium Essay

Should College Athletes Receive Monetary Compensation

...Running head: MANAGEMENT MANAGEMENT: should college athletes receive monetary compensation? Name Course name Instructor’s name Date of submission Introduction The exploits of student-athletes in sports have variously been advanced as generating a lot of dollars in forms of revenues for their respective institutions, which has generally raised the question as to why they shouldn’t be compensated for their sporting prowess. As noted by Kaufmann (2007), student-athletes generate tens of millions of dollars for their respective athletic departments and ideally then should be reimbursed. However, as per the guidelines of the National Collegiate Athletics Associations (NCAA), athletes are not supposed to receive any commercial use of their personas and likenesses and are indeed not expected to gain any monetary compensation for their sporting engagements. This has generally been interpreted to mean that they cannot enter into agreements for endorsements in their sporting activities as has been the case with professional engagements. Instead, students are expected to benefit from the payment for tuition fees from their sporting activities. The borne of contention however has been that the universities they play for can enter into agreements of endorsements or other forms of commercial engagements and contracts by utilizing the players identities (Mueller, n.d). This would posit that students surrender their rights of publicity to the universities, raising both......

Words: 4076 - Pages: 17

Free Essay

Compensation and Benefit for Landslide-Limousine

...Compensation and Benefits Strategies Anthony Montes, Dima Gammoh, Leah Osmena, Umang Mehta, Zachary Hoferitza HRM/531 05/08/2014 Dr. Victoria Wintering University Of Phoenix MEMORANDUM To: Traci Goldeman From: Anthony Montes, Dima Gammoh, Leah Osmena, Umang Mehta, and Zachary Hoferitza Subject: Compensation and Benefits Strategies for Landslide-Limousines Date: May 08, 2014 Thanks for forwarding Mr. Stonefield phone message to us. We understand Mr. Stonefield likes our recommendation for pay and benefits strategies. He likes to have pay and benefits comparable to other limousine services in Austin, TX market. He likes to plan for 25 employees. He is also projecting annual revenue for first year in red (-$50,000) but he is expecting revenue to grow at 5% rate over next couple years. In today market, not just base pay but, complete benefit package is very important to attract new employees and keep them. Managerial attitudes and organization ability to pay have a major impact on wage structure and levels (Cascio, 2013). We have taken following steps in order to come up with our recommendation for compensation and benefits strategies for Landslide-Limousines. Market Evolution of Austin, TX • Position in the market • Total limousines company in Austin – if lots of company then high employee turnover ratio. • Total limousines drives in Austin – Market Base pay and benefit package. • Why and why not limousines service will do well in Austin...

Words: 883 - Pages: 4

Free Essay


...Objective To obtain a position wherein I can use my knowledge and experience and further develop my skills and capabilities, sharing my best practices to my colleagues with the intention of contributing it to the company. WORK EXPERIENCE Accenture Philippine Delivery Center (October 2007 – October 2013) Accenture is a global management consulting, technology services and outsourcing company. Combining unparalleled experience, comprehensive capabilities across all industries and business functions, and extensive research on the world's most successful companies, Accenture collaborates with clients to help them become high-performance businesses and governments Role: Claims Analyst He started off as a normal Claims Analyst, processing healthcare insurances. With determination and hard work he was chosen to be one of the Corrections Analyst in which cater on auditing complicated processes of claims. In this course, he’s auditing the claims and at the same time adjustments on claims that were incorrectly processed and reverse denials through appeals that directly came from the clients. • Acted as one of the Team POCs (point-of-contacts) responsible for cascading system issues, and consolidating audit reports. • Use all tools and applications to the mainframe system to process claims. • Ensure that individual and team quality of work meets or exceeds SLA targets. • Ensure that individual and team productivity meets or exceeds......

Words: 450 - Pages: 2