Skill One
In an ideal world, a child's parent or guardian would teach them about personal finances. Unfortunately, the amount of credit card debt in America, along with the number of adults who cannot balance a check book, makes it clear that many adults do not have the knowledge needed to teach children about finances. It is the opinion of many that schools need to teach kids about personal finance, but piling this requirement to the current curriculum would mean that schools would need more teachers, which is unaffordable for many districts. Adding this requirement would also create an increase in the number of credits required for graduation.

Skill Two 1. When students start college, they have to begin by getting themselves enrolled. It's kind of a hassle because there are all these rules that they have to follow even way ahead of when they actually find themselves sitting there in class.

2. After students have been on the job for eight hours, they are gonna feel dog tired. Their get up and go has got up and went. They are moving kind of slow, so it's super hard to hit the books and prepare for a college class.

Skill Three
Cornish, Edward. Futuring: The Exploration of the Future. Bethesda:
World Future Society, 2004. Print.
Bloch, Immanuel, Tilman Esslinger, Markus Greiner, Theodor W. Hänsch, and Olaf Mandel. “Quantum Phase Transition from a Superfluid to a Mott Insulator in a Gas of Ultracold Atoms.” Nature 415.6867 (2002): 39-44. Academic Search Premiere. Web. 26 Aug.2013.

Skill Four 1. What is plagiarism?
Plagiarism is when you use another author’s intellectual property – language, visuals or ideas - your own ways without giving proper credit.

2. When must you include in text citations in your writing?
When a writer either quotes a specific source or refers to information from a specific source,
Writers give credit to that source either by directly naming the author or book.

3. What are signal phrases?
A signal phrase usually names the author source and often provides some context. It commonly appears before the source and often provides some context. 4. Besides providing an in text citation what is another way to avoid plagiarism when trying to paraphrase or summarize a passage?
Introduce the summaries and paraphrases with a signal phrase that names the author and place the material in the context of your argument. Readers will understand that everything between the signal phrase and the parenthetical citation summarizes or paraphrase the cited source.

5. Direct quotes should be used on a limited basis in academic writing. What types of information should be given in a direct quote?
The language of a source is the topic of your discussion. Exact wording is needed for technical accuracy

6. What margins should be used in MLA format?
MLA format calls for margins to be one inch on all sides of the page.

7. Write down three rules, facts, and/or information contained in the above Writers Reference book that you found useful, interesting, and/or new.
1. The different ways to cite each source’s. (I only thought there was one way)
2. Learned ways to avoid plagiarism.
3. Learning more on integrating sources.