Debt Equity Ratio 26 Table 4 Comparison of Depth and Breadth of MFIs for the year 2012 with 2010 27 Table 5 Comparison of Depth and Breadth of MFIs for the year 2011 with 2010 27 Table 6 Operating Expense / Loan Portfolio 28 Table 7 Industry Standard for Operating Expense / Loan Portfolio 29 Table 8 Productivity of MFI’s for the year 2010 29 Table 9 Productivity of MFI’s for the year 2011 30 Table 10 Industry standards for year 2010 30 Table 11 Quality of portfolio for the year 2010
Words: 9019 - Pages: 37
FINANCING SMALL SCALE BUSINESSES IN TAMALE TERMINOLOGIES 1. CAPITAL: Wealth owned by a Company in the form of money, stock or funds which is to be used for the creation of additional wealth. 2. DISCOUNT: A reduction made in the cost of buying items in bulk or for prompt payment. 3. EMPLOYEE: A person or someone who is paid regularly to work for a person or Organization 4. ENTERPRENEUR: A person who on his own account and initiative, makes the policy of a business and
Words: 10778 - Pages: 44
Money versus capital markets: Money markets are markets where money is borrowed for short time periods, usually less than a year. Here the loans are used mainly to manage cash in a corporation. If a firm has excess cash, it will lend it to a firm who need cash for a short time period. Money markets are known for their low risk participants. The loans in the money market are low risk, low interest, and short-term. Capital markets are long-term financial markets. Here companies raise funds
Words: 1716 - Pages: 7
expand her dog-breeding business. She is preparing a set of financial statements to take to the local bank with her loan application. She currently has an outstanding loan from her uncle for $50,000. Lucy’s uncle is allowing her to borrow the money at a very low interest rate, and she does not have to make any principal payments for 5 years. Due to the favorable terms of her loan from her uncle, Lucy has
Words: 843 - Pages: 4
Applying John Kotter’s 8 step change model on the recent change management success at SBI Yogesh Kamath Assistant Professor – Marketing & HR, Rustomjee Business School, Mumbai Freelance Journalist – Point-of-Purchase magazine, V J Media Works Publications ------------------------------------------------- E-mail: yogesh.rbs2010@gmail.com ------------------------------------------------- For Conference: Peter. F. Drucker Memorial 4th National Seminar on “Opportunities & Challenges
Words: 418 - Pages: 2
firm or other equity investor, your Business Plan should emphasize their return on investment when the business performs well. On the other hand, if your audience is a bank lender or other debt investor, your Business Plan should emphasize how the loan is protected in the event the business performs only moderately or fails. Lenders often require collateral and want to see forecasts of stable cash flows needed
Words: 398 - Pages: 2
TASK 1 The recession has left many people without jobs. Assuming that you have been laid off by your company and you have personal savings of £50,000. You have been contemplating what to do next and your friend has advised you to start your own business and be your own boss. You decide to carry out research on which business to engage in and how to raise the required finance. You are required to start a new business as a sole trader, or partnership or company with start-up capital of at least
Words: 1476 - Pages: 6
mk-to $250,000 in 2006. The maximum loan that Metropolitan would makl' to any onc borrower was $250,000, and Jones had been able to stay within thc Iimit only by relying very heavily on trade credit from the manufacturers from whom Jones purchased the ek'Ctrìcal products it sold to its customers. Nelson Jones, sole owncr and president of the company, was thcrcfore looking clsewhere for a new banking relationship that would allow him to negotiate a larger loan. Jim lyons, a homebuilder who was a friend
Words: 296 - Pages: 2
questions. We can do that by having our financial statements and our analysis notes on hand to present. We want to show how all of our payments have been paid in a timely manner. We want to explain why additional loans were taken out and what the terms of the loan is such are; the length of the loan and the interest rate. We want to show how the company is generating money by comparing this year’s cash activities with last year’s. We will also want to show how solvent the company is and that the company
Words: 407 - Pages: 2
commercial mortgages scheduled to mature in the relatively short term, when credit conditions could make it difficult, if not impossible, for borrowers to cover balloon principal payments by refinancing. If a CMBS loan can't be refinanced, a special servicer could step in and extend the life of the loan, in turn delaying the return of principal to
Words: 631 - Pages: 3
