Strength. Momentum. Connectivity. 2011 ANNUAL REPORT BUILDING A BANK OF GLOBAL QUALITY WITH A REGIONAL FOCUS WHO WE ARE AND WHERE WE OPERATE OUR PROGRESS ANZ‘s ANZ‘s history of expansion and growth stretches over 175 years. We have a strong franchise in Retail, Commercial and Institutional banking in our home markets of Australia and New Zealand and we have been operating in Asia Pacific for more than 30 years. ANZ ANZ is the only Australian bank with a clearly articulated
Words: 135636 - Pages: 543
In accounting approach, this repost will choose quick ratio, asset turnover ratio, D/E ratio, D/A ratio, ROA and ROE. In stock market approach, abnormal return and cumulative abnormal return are used to the bank performance in pre-merger and post-merger. Firstly, Quick ratio is used by this report, because the quick ratio is used to measure the ability of the firm to pay back its short-term liability with its liquid assets (Linda, 2008). If quick ratio is higher, the better condition of the company
Words: 3169 - Pages: 13
your questions and comments. We sincerely hope you will be able to join us at the Annual Meeting. The fine attendance of our stockholders at annual meetings over the years has been very helpful in maintaining good communication. For information on how to attend the Annual Meeting, or listen to the live webcast, please read ‘‘Annual Meeting Admission’’ on page 1 of the accompanying Proxy Statement. Your vote is important. Whether or not you plan to attend the Annual Meeting, please vote as soon
Words: 39073 - Pages: 157
Introduction Salesforce.com is the world’s leading CRM software vendor with 14% market share in 2012 ($2.5B in sales), surpassing Oracle (11.1%, 2.01B in sales), Microsoft (6.3%, $1.1B in sales), IBM (3.6%, $649M in sales) and all others. The top ten vendors worldwide generated $10.9B in sales alone in 2012. Marc Benioff (current president and CEO) founded the company in San Francisco in 1999 with a vision to create an on-demand customer relationship management (CRM) solution that would completely
Words: 2900 - Pages: 12
2011 Employee Selection, Employee Retention, Employee Motivation, Human Resource Management, Länsförsäkringar Bergslagen. How can a firm such as Länsförsäkringar Bergslagen utilize selection and retention methods to find and keep employees that add value to the organisation? The purpose of this thesis is to describe and analyse the process of selection and retention and how it can affect organisations’ ability to select and retain staff that perform
Words: 18863 - Pages: 76
Management (T2) by Richard L. Daft Chapter 9+10+14+15+16 everything to pass your second MNO exam by Roibin The Marketplace to Buy and Sell your Study Material Buy and sell all your summaries, notes, theses, essays, papers, cases, manuals, researches, and many more.. www.stuvia.com Stuvia.com - The Marketplace to Buy and Sell your Study Material Management and Organization Chapter 9 – Managerial Decision-Making Managers are often referred to as decision-makers, and every organization
Words: 7984 - Pages: 32
Internship Report on Functions oF credit risk management in non Banking Financial institutions (nBFi) in Bangladesh A study on IDLC Finance Limited Internship Report on Functions oF credit risk management in non Banking Financial institutions (nBFi) in Bangladesh A study on IDLC Finance Limited Submitted to: Sharmin Shabnam Rahman Dewan Mostafizur Rahman Internship supervisor of the submitter BRAC Business School (BBS) BRAC University Submitted By: Chowdhury Tasmiah Jabeen ID-06104024
Words: 14614 - Pages: 59
effect of group cohesiveness and performance norms on group productivity? Choose one answer. | a. When both cohesiveness and performance norms are high, productivity will be high. | Studies consistently show that the relationship between cohesiveness and productivity depends on the group's performance-related norms. If performance-related norms are high, a cohesive group will be more productive than will a less cohesive group. If cohesiveness is high and performance norms are low, productivity
Words: 9674 - Pages: 39
(Incorporated in the Cayman Islands with limited liability) (Stock Code: 2331) Mission Through sports, we inspire people the desire and power to make breakthroughs Corporate Profile Li Ning Company Limited is one of the leading sports brand enterprises in the PRC, possessing brand marketing, research and development, design, manufacturing, distribution and retail capabilities. The Group’s products mainly include footwear, apparel, accessories and equipment for sport and leisure uses under
Words: 63224 - Pages: 253
ACKNOWLEDGEMENTffffff I would like to express my sincere gratitude to the Almighty God for being with me and taking me throughout the research period and for his guidance and strength that he gave me to overcome all the difficulties. I would also wish to greatly thank my supervisor Mrs Yunia Miyayo for the dedication and commitment she has demonstrated as I sought her assistance on my research work. I am also thankful to Mr. Omondi Richard for his time and relentless dedication in order to
Words: 7637 - Pages: 31
