...Spanish for the Future Specific Purpose Statement: To persuade my classmates to further their knowledge of the Spanish Language and Culture by enrolling in their first Spanish class or another one. Central Idea: To make my classmates realize all the benefits of enrolling in Spanish classes. INTRODUCTION 1. Gain the attention and interest of the listener/s: (“Attention” of Monroe’s Sequence) When I was in seventh grade, I enrolled in my first Spanish class. All I thought was, “Wow this class is a pain in my butt, it is so hard, and what is the point?” After nine years of studying this language and culture, my feelings have not changed, but I have discovered “the point” of learning Spanish. 2. Reveal the topic: I understand the negative feelings that you may feel about taking a Spanish class, but being a college student is all about pushing your limits, reaching your greatest potential, and...
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...Gifted Education International 1993 Vol. 9, pp. 68-77 © 1993 A B Academic Publishers C. June Maker, The University of Arizona, USA creativity, intelligence, and problem solving: a defmition and design for cross-cultural research and measurement related to giftedness Abstract A new definition of giftedness is proposed based on a review of the constructs of intelligence, creativity, and problem solving. A research design employed in a series of studi~s of giftedness in children and adults is presented, along w1th a summary of important results. Finally, implications of the design for both research and practice are outlined. Intelligence A central concept in many theories and definitions of intelligence is solving problems or adaptation to one's environment. Although the phrase "problem solving" is not always found, the concept of "adaptation" or "ability to adapt", a central concept in many definitions (Binet & Simon, 1909 (cited in Terman, 1916); Boynton, 1933; Colvin, 1921; French, 1962; Piaget, 1981; Pintner, 1921; Stern, 1914; Wechsler, 1941 ), implies that individuals encounter situations (problems) to which they must devise ways of reacting. Thus, they are solving problems. Later theorists and researchers revised these general concepts of "adaptation" by adding the idea of adapting to the cultural as well as the biological environment (Laboratory of Comparative Human Cognition, 1982_; Goodnow, 1976; Charlesworth, 1976; Olson, 1976; Ne1sser...
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...AdaptionInnovation Inventory (KAI) to readers not familiar with this subject. It will explain the origins of both, the theory and the psychometric instrument and give an overview of the core concepts of the theory. It will also discuss the contributions of A-I and KAI to management practice and explore its current use in organizations for improving team’s problem solving. Introduction In a world of complex and diverse problems, where change is constant, which is better: Adaption or Innovation? Following the current trend we probably should choose innovation betting it will solve most of the problems. However, accordingly to Kirton (2003), which is better depends on the problem-solving context. The current trend underplays adaption and ignores all creative solutions that come from “doing things better” (Kirton, 2003 p.55). Adaption-Innovation theory (A-I from now on) proposes that a diversity of problem solvers (“more adaptive” to “more innovative”) is required to solve a diversity of problems. Not only innovators are creative and capable of bring about change. This approach is a different view, or a “complete reformation” (Foxall, in Kirton, 2003, bookcover) of how creativity has been conceived. In our view, part of this “reformation” comes from the restoration of terms such as creativity and innovation, as Kirton’s work offered conceptual clarity to the field. For example, in the creativity literature, as well as in the current management...
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...5 Reading, Writing, and Speaking in Mathematics As teachers of mathematics, we sometimes forget that the words and phrases that are familiar to us are foreign to our students. Students need to master this language if they are to read, under stand, and discuss mathematical ideas. -Thompson & Rubenstein Thompson and Rubenstein were referring to the issue of language and mathematics learning in mainstream classrooms. They state vocabulary or the fluent use of terminology is a necessary condition for overall mathematics achievement. If the learning of mathematics is highly dependent on its language and the teaching of math vocabulary is crucial, it is doubly so for ELLs. English language learners in secondary schools should have many opportunities to communicate their mathematical ideas and questions. Talking and writing about their mathematical thinking helps ELLs build word knowledge and oral expression and clarify their thinking. Discussions with the teacher or peers are also useful monitoring tools for teachers. Through listening and recording student conversations and peer problem solving, teachers can monitor individual student progress. Mathematics is no longer viewed as isolated, individualistic, or competitive. Mathematics problems are ideally suited to cooperative group discussions because they have solutions that can be objectively demonstrated. Students can persuade one another by the logic of their arguments. Mathematics problems can often be solved by several...
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...Banks∗ Estelle Brack†and Ramona Jimborean‡ First Draft: September 2008 This Version: April 2009 Abstract The paper addresses the issue of French banks efficiency, compared to their homologous from Europe and the United States. The analysis is realized on a sample formed by the ten biggest banks from France, Germany, Italy, Spain, the United Kingdom and the United States, over the period 1994-2006. The Data Envelopment Analysis (DEA) method is employed. The results show an improvement in cost-efficiency of French and Spanish banks, while in the other countries a decline in cost-efficiency is noted. We proceed to several tests of convergence, showing that inefficient banks have reduced the gap during the period 1994-2006. In a second step analysis, we focus on the factors standing behind the efficiency scores obtained through DEA methodology. These are bank-specific variables, the macro environment, the regulatory regime and the non-bank financial sector development. We use a standard censured Tobit model and show that capitalized, newly established banks, with tighter ratios of Tier 1 capital and operating in a country with a lower GDP per capita record the highest cost-efficiency scores. JEL Classification: C14, C6, D24, G21, L25 Keywords: Cost-efficiency; Banking systems; Data envelopment analysis The authors gratefully acknowledge Serge Oppenchaim, C´line Choulet, Guillaume Guidoni and Julien e Geffroy for their contribution to this work. The views expressed in this paper are those...
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...Philosophical Perspectives in Education Educational Philosophies Within the epistemological frame that focuses on the nature of knowledge and how we come to know, there are four major educational philosophies, each related to one or more of the general or world philosophies just discussed. These educational philosophical approaches are currently used in classrooms the world over. They are Perennialism, Essentialism, Progressivism, and Reconstructionism. These educational philosophies focus heavily on WHAT we should teach the curriculum aspect. Perennialism For Perennialists, the aim of education is to ensure that students acquire understandings about the great ideas of Western civilization. These ideas have the potential for solving problems in any era. The focus is to teach ideas that are everlasting, to seek enduring truths which are constant, not changing, as the natural and human worlds at their most essential level, do not change. Teaching these unchanging principles is critical. Humans are rational beings, and their minds need to be developed. Thus, cultivation of the intellect is the highest priority in a worthwhile education. The demanding curriculum focuses on attaining cultural literacy, stressing students' growth in enduring disciplines. The loftiest accomplishments of humankind are emphasized– the great works of literature and art, the laws or principles of science. Advocates of this educational philosophy are Robert Maynard Hutchins who developed a Great Books...
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...A Stochastic Approach to Indian Banking Sector : Technical Analysis of Private Sector Banks Dr. Rahul Rajan Abhilasha Srivastava Abstract The objective of this paper is to present a method for estimating the cost efficiency of Indian banks in order to study the degree of technical and cost performance of the Indian banking sector and to analyze how the banking sector has been affected by technical efficiency and cost efficiency. Initially, the evolution in the technical front in the banks between 2005 to 2012 is measured. For this analysis purpose a sample of 101 Indian banks including 28 public ,29 private and 44 foreign banks operating in India is taken for the period 2005-2012. For analysis purpose both the parametric method of productive efficiency frontier (Stochastic Frontier Analysis ) and nonparametric method (Data Envelopment Analysis) are taken. Introduction The financial system is the lifeline of the economy. The changes in the economy get mirrored in the performance of the financial system, more so of the banking industry. The banking system in India is significantly different from that of other Asian nations because of the country’s unique geographic, social, and economic characteristics. India has a large population and land size, a diverse culture, and extreme disparities in income, which are marked among its regions. There are high levels of illiteracy among a large percentage of its population but, at the same time, the country has a large reservoir...
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...Artifical Intellegence Charles Perry INF103 Computer Literacy June 18th, 2012 Christopher Powell Artificial Intelligence AI is defined as the ability of a computer or machine to think for itself, and mimicking the thought processes a human might have only smarter. The idea that a computer has the ability to react more intelligently than a human being has fascinated us for several centuries. There are thoughts of robotic red blood cells to create a scientifically generated longer life span or the ability to conquer certain disease.[1] Although there have been major advancements in AI and technology in this century that we never dreamed possible, we have yet to prove that science and engineering have the ability to become smarter than the human brain. Evidence of A.I. is said to be traced back to ancient Egypt but the ability to create machine intelligence was not developed until 1941 with the first electronic computer in 1955, Newell and Simon developed The Logic Theorist.[2] The Logic Theorist was a program that demonstrated problems as a tree and would attempt to solve them by choosing the best possible solution, based on each branch of the tree. It was in 1956 when the term “Artificial Intelligence” was first coined at the Dartmouth conference, where the proposed 2 month, 10-man study of AI would be carried out. The conference, in which John McCarthy called upon the leading researchers to discuss topics which were such a new topic to the imagination...
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...using computers to understand human intelligence, but Artificial Intelligence does not have to confine itself to methods that are biologically observable. Intelligence is basically the computation part of the ability to achieve goals in the world varying kinds and degrees of intelligence occur in people, many animals and some machines. There is no solid definition of intelligence relating it to human intelligence. The problem is that it cannot yet be characterize in general what kinds of computational procedures can be called intelligent. We understand some of the mechanisms of intelligence and not others. Sometimes Artificial Intelligence is about simulating human intelligence but not always. On the one hand, we can learn something about how to make machines solve problems by observing other people or just by observing our own methods. On the other hand most work in Artificial Intelligence involves studying the problems the world presents to intelligence rather than studying people or animals. Artificial Intelligence textbooks define the field as “the study and design of intelligent agents” where an intelligent agent is a system that perceives its environment and takes actions that maximize its chances of success. Artificial Intelligence is defined as the ability of a computer or machine to think for itself, and mimicking the thought processes a human might have only smarter. The idea that a computer has the...
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...How to Write a Term Paper or Thesis Michael A. Covington Artificial Intelligence Center The University of Georgia Athens, Georgia 30602 http://www.ai.uga.edu/mc Revised May 11, 2011 Abstract This is a basic style guide for writing scientific papers under my direction. It was written for internal use in the Artificial Intelligence Center. However, other science departments may find it helpful. You are encouraged to share it with colleagues. 1 What is a term paper or thesis? In the Middle Ages, in order to be admitted to a trade guild, a craftsman had to demonstrate his ability by producing a piece of work, called his masterpiece, for examination by the officers of the guild. He was then granted the title of Master of his trade. When universities were founded, they immediately emulated this practice and began to grant the degrees of Master and Doctor to people who had proved their ability to do scholarly work. A thesis or dissertation today serves the same purpose as a medieval craftsman’s masterpiece. It is proof of ability to do a certain kind of work. Specifically: • To get a doctor’s degree, you must become familiar with current scientific knowledge of your subject, add to this knowledge by making an original discovery, and then report the results in a dissertation. 1 • To get a master’s degree, it is sufficient to make a new synthesis or application of knowledge already available, and report the results in a thesis. • To pass certain courses, you must write a term paper...
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...How to Write a Term Paper or Thesis Michael A. Covington Artificial Intelligence Center The University of Georgia Athens, Georgia 30602 http://www.ai.uga.edu/mc Revised May 11, 2011 Abstract This is a basic style guide for writing scientific papers under my direction. It was written for internal use in the Artificial Intelligence Center. However, other science departments may find it helpful. You are encouraged to share it with colleagues. 1 What is a term paper or thesis? In the Middle Ages, in order to be admitted to a trade guild, a craftsman had to demonstrate his ability by producing a piece of work, called his masterpiece, for examination by the officers of the guild. He was then granted the title of Master of his trade. When universities were founded, they immediately emulated this practice and began to grant the degrees of Master and Doctor to people who had proved their ability to do scholarly work. A thesis or dissertation today serves the same purpose as a medieval craftsman’s masterpiece. It is proof of ability to do a certain kind of work. Specifically: • To get a doctor’s degree, you must become familiar with current scientific knowledge of your subject, add to this knowledge by making an original discovery, and then report the results in a dissertation. 1 • To get a master’s degree, it is sufficient to make a new synthesis or application of knowledge already available, and report the results in a thesis. • To pass certain courses, you must write a term paper...
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...To Whom It May Concern: I am writing in regards to a high school position at your school I believe that my enthusiasm for Social Studies, students and learning would make me an excellent candidate for this position. I believe as educators we are ourselves are constantly learning what works and what doesn’t work by our diverse students and it is essential as teachers to keep in mind the needs of each and every one of our students. I am confident that my lesson plans and curriculum are designed to fit the requirements of the New York State Standards and the Common Core, which also reflects my contribution as a teacher to the classroom. I have a strong understanding of student development and have been consistently recognized by my cooperating teacher and her administrators for the relationships I create with my students in conjunction to the functionality of the classroom. My purpose in the classroom is to create a free space where students can engage in critical thinking, making inferences and supporting their ideas and opinions with primary and secondary sources. I believe it is important to utilize up to date pieces of information to engross the student’s attention and participation in the classroom. Being that our students are technologically savvy I also believe it is important to incorporate technology into lesson planning. I am also fluent in Greek and am to communicate with students and parents from Greek-speaking households in hopes to promote their parents...
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...Michigan Columbus Credit Union Lisa Flanigan Courtney Johnson Mary Smith-Biles Todd Buchanan Madonna University MKT 6210 Table of Contents Introduction Page 3 Brand Building Page 8 The Numbers Page 11 Conclusion and Marketing Ideas Page 22 Bibliography Page 24 Introduction by Lisa Flanigan Credit Unions are not-for-profit financial institutions that are owned by all of its members. The focus of the credit union is to help its members save, borrow, and receive affordable financial services. One way is by offering higher interest rates on savings accounts which can be important to people in general but also to the young population who are just starting to save for college or some other long term item such as a car. Typically, credit unions charge lower fees compared to banks and provide credit at competitive rates. Like any other business, Credit Unions must have enough income/ assets to cover expenses related to running a business or risk the possibility of becoming insolvent. Lending money to members is a source of income for credit unions. When borrowers default on this lent money, this puts a credit union at risk and causes tougher rules on responsible lending. They are also known for providing service at the personal level by helping their members plan for the future. The first credit union was founded in southern Germany in the year 1864 by...
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...College are informed by the laws of the Republic of Trinidad and Tobago. iii Table of Contents PG 9 PG 9 PG 10 PG 11 PG 11 PG 12 PG 12 PG 13 PG 14 PG 14 PG 14 PG 14 PG 15 PG 17 PG 18 PG 20 PG 20 PG 20 PG 21 PG 22 PG 22 PG 22 PG 23 PG 23 PG 23 PG 23 PG 24 PG 24 PG 24 PG 24 PG 25 PG 25 PG 25 PG 26 PG 26 PG 26 PG 26 PG 26 PG 26 PG 27 PG 27 PG 27 PG 27 PG 27 PG 27 PG 28 PG 28 PG 28 PG 28 PG 28 PG 33 PG 37 Vision Mission President’s Welcome Institutional Profile Management Structure Registered Status and Accreditation Candidacy Commitment to Quality and Continuous Improvement Core Values General Information Equal Opportunity Disability Right to Privacy Campus Safety and Security How to Use this Catalogue List of Programmes Admissions Four-tiered Admissions Process Prior Learning and Assessment (PLA) How to Apply...
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...cultural patterns of the Native American groups prior to European colonization. Even though Christopher Columbus claimed to have discovered the Americas in 1492, it was already inhabited some fifteen to twenty thousand years prior. The glaciers were reduced because of global warming and this gave the nomadic hunters access to the core of the North American continent. Amazingly, this contributed to their food supply abundantly and this produced a swift population growth. More changes became evident in the environment which included a new food source such as fish, nuts and berries. These Native Americans, known as Paleo-Indians, adjusted and propelled forward. Because they were exposed to a new food source they discovered how to cultivate certain plants. At this stage, the Agriculture Revolution was born and this significantly altered the Native American culture. With a more stable food source these Indians became docile and established. This also helped in establishing stable villages and eventually led to some type of government which included elders and leaders. The Eastern Woodland Cultures did not practice agriculture first and foremost but supplemented their food chain with hunting and fishing. They had settled in the northern region along the Atlantic coast. The Algonquian-speaking Natives resided from North Carolina to Main and spoke many different dialects depending on the region they were associated with. Furthermore, most Native American...
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