...The state of Louisiana ran by Bobby Jindal administration decided to change the insurance of Louisiana state employees and retirees to help build the reserve back up that dwindled due to miss management. Louisiana’s Office of Group Benefits, which provides health care coverage to 230,000 state employees, retirees and teachers, had $500 million in reserves in 2011. By lowering health premiums for employees and retirees, state agencies also paid less for benefits—and used the money on other budget needs instead, according to analysis by the public Affairs Research Council. But with reserves dwindling rapidly, premiums were increased in July, prescription drug benefits were cut in August and the Jindal administration announced dramatic changes for 2015. All of Louisiana state employees now have to suffer because of mismanagement by state officials. Is it the fault of all 230,000 people covered that the reserves are dwindling? Why do the people have to pay for some narcissist individual that cannot manage money? As a state employee for the past 10 years I have seen my health care coverage decrease. In 2008 the state employees were insured by Humana, which was a great insurance company. Humana had low premiums, great prescription coverage, and good out of pocket cost. Then around 2011 we had to switch to Blue Cross Blue Shield and some huge changes were made in the prescription coverage. Deductibles went up and prescription medicines are no longer covered if there is a generic brand...
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...Measuring the Impact of Social Programs: A Review of Best Practices Lesley Sept, Sandra Naylor, Randy Weston February 9, 2011 Introduction The question of how to measure the impact of a global corporation’s social efforts can seem almost unmanageable. The facets of influence seem to multiply the harder you look at the question. Who is being impacted? (Individuals, communities, an industry sector, a nation, the world?) What’s the nature of the impact? (Something we can easily measure, like greater income, or something more nebulous like empowerment?) Finally, how efficiently is that impact delivered? (In terms of management, operations, return on investment? How do our efforts leverage the firm’s core competencies or unique resources? How did we do against some measure of what impact we might have achieved had we invested our resources differently?) Evaluation can range from collecting a few ...
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...Final Paper Proposal James Collier BUS311: Business Law I Instructor: Daniel Malvin 9-1-2014 A sole proprietorship is a one-person business that is not registered with the state as a corporation or a limited liability company (LLC). The owner of the Acme Firework is a sole proprietor that has never changed his business entity. A sole proprietor can be held personally liable for any business-related obligation. This means that if your business doesn't pay a supplier, defaults on a debt, or loses a lawsuit, the creditor can legally come after your house or other possessions. Product liability laws cover consumer goods and goods used at a workplace. If someone is injured by a defective product or suffers loss or damage to private property, they can sue for damages. Both producers and distributors can also face prosecution if they offer unsafe products for sale. When a defective product causes injury, the manufacturer of the product, the distributor, the wholesaler and the retailer who sold the product may all be liable to the plaintiff. Several large retailers have sent inquires about the company’s ability to fill large orders on a regular basis, but the owner is anticipating he will need new employees and is worried that he will not be able to pay the employees if the large orders do not continue. The owner will have to consider a business entity because the company is going to grow with more employees and workloads. To get the most out of a small business, a company...
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...Principles of Marketing Exploring Marketing Practices in the Publishing Houses in Bangladesh Special Study on Afsar Brothers & Sheba Prokashoni 2012 Sec-07 Esprit De Corps 1/4/2012 Term Paper on “Exploring Marketing Practices in the Publishing Houses in Bangladesh” Submitted To: Mashruha Zabeen Lecturer Department of Business Administration East West University Submitted By: Group Name # Esprit De Corps Section: 07 1. Md. Rahat Shakil ID: 2010-2-10-139 2. Md. Zahidul Islam ID: 2011-1-14-014 3. A.F.M. Naimul Islam ID: 2011-2-10-255 Akanda East West University Submission Date: 1st April 2012 1st April 2012 Mashruha Zabeen Course Instructor Department of Business Administration East West University Dhaka Sub: Submission of term paper titled “Exploring Marketing Practices in the Publishing Houses in Bangladesh” Dear Madam, We have the honor to submit the term paper “Exploring Marketing Practices in the Publishing Houses in Bangladesh” as a requirement of the course Marketing. While preparing the report we have had the opportunity to work in real life situation from where we have learned how theories are applied practically. We hope our effort and endeavor will achieve your satisfaction. If you need any further clarification, please let us know, we will always be available. Sincerely yours, ________________________ Md. Rahat Shakil On behalf of the group “Esprit...
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...Student Academic Resource Center We teach the tools that are indispensable to learning Study Skills for Nursing Students These suggestions for study skills for nursing students came from nursing faculty and students. Use what you can and if you would like one-to-one guidance to refine your learning skills for nursing courses, call the Student Academic Resource Center at 8235130 and make an appointment with the learning skills counselor. From Sue Wickham, Academic Achievement Center Instructor at Des Moines Area Community College: “Although I haven't designed study skills workshops specifically for nursing students, I have worked extensively on an individual basis with students in our nursing program. What's helped me most in giving study skills advice has been reviewing tests with students to identify the sources of their errors. Based on those interactions, here are a few topics you should emphasize: 1. 2. Time management is a HUGE issue for nursing students. Many of them are parents (often single parents) holding down jobs with odd hours (they're likely to be CNAs). Study groups are an absolute necessity in this program. Students need to rehearse the material actively, honing their teamwork skills, and combine a little social life with academics. The standard suggestions for taking multiple choice tests (e.g. watch out for absolutes) don't go very far. Students need to be made aware of the importance of applying concepts to particular cases, not just memorizing definitions...
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...Joel Fernando 11-11-08 HIST-281 WI Research Paper Rough Draft Native Americans in the Civil War The American Civil War was fought between the Unions, from the northern region of America, and the Confederacy, from the southern region of America. A war that was started because of slavery and fought between western europeans and incidentally people who live on the land such as Native American. The battles fought were all over the land in America. So, if a territory was on the land, then the people who lived there would inevitably get involved with the war. Battles were fought on indian territory, and as a result many Native Americans got involved in with the Civil War. The reason why Native Americans got involved in the Civil War was because they were recruited by the Confederate or the Union to fight for their territory. Between 1861 to 1865 Native Americas fought truculently for themselves in each battle in the Civil War. It was their right to fight for territory, which gave them a choice to fight or another choice to move their lifestyle and their culture to another place. The territory that the Native Americans had were so important to them because of the natural resources and knowledge they had from the land. Moving to a different place would be difficult because they would have to start over from nothing. Many Native Americas thought they could try and avoid the war, but it was uneasy to ignore the Civil War. Native American tribes would try to completely avoid confutation...
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...Running Head: THE BOTAX The Botax Andrew K. Keahiolalo Embry-Riddle Aeronautical University Abstract There is a new tax being proposed in some states, ironically not California, to tax plastic surgery and related procedures. Through out the course of this document, we will discuss the effects of the tax. Including the relationship between the industry and demand and price, and who will actually pay the tax in the end. The view of this paper is through the eyes of a brand new economist (my self); which is to say that is lacking any profound breakthroughs in economics. It is, however, the issue as I see it, sprinkled with a little humor. Enjoy. The Botax The primal instinct to procreate is in all forms of life. We project our best attributes forward in the hopes that someone might recognize those attributes as necessary in their offspring. We have created a monster. Today a lie is just as good as the truth. To those that can afford it, they can look like what ever they want. Hell, there is a guy in the mid west that is making him self look like a lizard! Medical science can wipe the acne off your face, give you twenty-twenty vision in twenty minuets, and grant instant confidence to the insecure through a vast variety of surgical procedures. This has caught the eye of various state legislatures, and they want in on the action...
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...Cybercrime: The Real Deal Reginald McInnis SEC 402 Information Warfare and Homeland Security Strayer University Spring 2012 Instructor: Professor Scott McCrea In our society there are many different way of communication around the world. With the rapid usage of the Internet and the access of personal computers, we must be aware of the global threats that await the consumer and business it we are not prepared and educated. One of the fastest crime in the United States and all over the world is cybercrime. What is exactly cybercrime? According to the book Scene of the Cybercrime author Michael Cross defines it as a broad and generic term that refers to crimes committed using computers and the Internet, and can generally be defined as a subcategory of computer crime. It can be also said that cybercrime can lead to criminal offenses committed using the internet or another computer network as a tool of the crime (Cross, 2008). According to the Computer Security Institute's Computer Crime and Security Survey for 2007, 494 computer security professionals in the United States corporations, government agencies, universities, and financial medical institutions reported that computer fraud was the greatest source of financial losses, with losses resulting from virus attacks falling into second place for the first time in seven years. In addition to this, 29 percent of the organizations suffered a computer intrusion that they reported to law enforcement (www.gocsi...
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...Hacktivism, Freedom of Speech or Cyber Terrorism? Josh T. Diehl ITT-Tech Institute Abstract I will be doing my research paper on Hacktivism and looking into the subsector that is known as “Anonymous”. Hacktivism in itself is the use of computers and computer networks to promote political ends. To see this for what it truly can be, you must look at it with the understanding that it can be carried out under the same premise that proper (and skillful) use of technology can produce results similar to these of conventional acts of protest, activism, and civil disobedience. I plan on exploring whether it is freedom of speech or cyber terrorism, keeping an open mind when conducting my research will be the key to the integrity of this paper. I plan on researching online articles and post from credible sources. I will make set times while I am not at work to research and write this. Body First we need to look at what exactly is hacktivism and who practices it. Hacktivism in itself is defined as “The use of computers and computer networks to promote political ends, chiefly free speech, human rights, and information ethics. It is carried out under the premise that proper use of technology can produce results similar to those of conventional acts of protest, activism, and civil disobedience.” Certain groups such as Anonymous use this form (among others) as their way to speak out against what they see as injustice. We need to look closely, past the top layer of information, to...
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...Crime- Online Predators 1 Cyber Crime A Study of Online Predators Amber Ellis Ivy Tech Community College CRIM 101 David De La Cruz December 4, 2012 Running Head: Cyber Crime- Online Predators 2 I have chosen to my term paper on Cyber Crime. I chose this topic because I myself have been a victim of this malicious crime in the past. With knowledge I can warn others. Cybercrime can only be described as illegal activity committed on the Internet. I thought it would be good for me to make myself aware of all the research behind this topic so that I will not be a victim again. Cybercrime is a very serious offense and a lot of people do not even realize they have been a victim of it. Cybercrime is no laughing matter. Criminal activities in cyberspace are on the rise. (National Research Council, (NRC), 1991) Computers today are being misused for illegal activities like e-mail espionage, credit card fraud, spams, and software piracy and so on, which invade our privacy and offend our senses. The internet, along with its advantages, has also exposed us to security risks that come with connecting to a large network. Cybercrimes can basically be divided into three categories: Cybercrimes against persons, cybercrimes against property and cybercrimes...
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...of theoretical development and attempts at practical application. The fervent interest in the LO stems from what Senge (1990; Senge et al., 1994) calls the age of globalisation where one source of competitive advantage is the ability and rate at which an organisation can learn and react more quickly than its competitors. Some writers have used the term LO interchangeably with organisational learning (OL) while others have attempted to draw clear distinctions between the two. There appears to be little consensus about what a LO organisation looks like or what OL means. Furthermore there seems little agreement on the relationship between individual learning and collective learning in organisations and how one translates into the other. This paper initially provides a cursory glimpse at the current literature on the LO in the context of learning and OL and in particular the theoretical tensions and dilemmas existing between these concepts. Management theorists have under-utilised the insights and practices from other disciplines such as sociology, philosophy and anthropology. As Burrell (1994) argues: Sooner or later organisation studies must enter an area where philosophy and social science meet. Organisation studies must also enter intellectual theory where the well-established French and German traditions of social theory meet. The author Deb Stewart is a Lecturer in the School of Management, Victoria University, Melbourne, Victoria, Australia. Keywords Learning organization...
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...colorful and fragrant flower. To be the flower that will rightly represent his identity, he needs someone to call his name. In this poem, identity is not seen as something that is solid and concrete but as something that is situated and constructed by others, a glimpse of poststructuralist view on identity. Recently, language learning has been seen as participation and negotiation of self (see Higgins, forthcoming; Kinginger, 2004; Lam, 2000; Morita, 2004; Ohara, 2001; Pavlenko & Lantolf, 2000; and Solé, 2007 among others). The trend is resonated in the growing interest in language learner identity and the studies in narratives. In this paper, a case of heritage language learner will be investigated upon the theoretical frame of poststructuralism. Narrative inquiry will be used to analyze how she negotiates her learner identity. The purpose of this paper is two-fold: First, by looking at the struggle a language learner makes to acquire her heritage language, I reclaim the centrality of identity in defining heritage language learners. Second, to widen the horizons of narrative studies to the cyber space as it provides an ample source of easily accessible data and it has become one of the commonplace media of daily communication. Heritage Language Learners and Identity To refer to the Heritage Language Learners (HLLs), various terms have been implemented such as ‘native speakers,’ ‘quasi native speakers,’ ‘bilingual speakers,’ or, from the dissatisfaction with the prior terms, ‘home...
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...John.Fahy@ul.ie. Alan Smithee is Senior Lecturer in Marketing, Alloa Metropolitian University, Alloa, Scotland. Please address all correspondence to the first author. EXECUTIVE SUMMARY The resource-based view of the firm (RBV) is one of the latest strategic management concepts to be enthusiastically embraced by marketing scholars. This paper argues that the RBV holds much promise as a framework for understanding strategic marketing issues but cautions that, before it is adopted, it needs to be fully understood. Consequently, the paper charts the development of the RBV from its origins in early economic models of imperfect competition, through the work of evolutionary economists to the contributions of strategy and marketing scholars over the past two decades. This broad literature base has given rise to a great deal of ambiguity, inconsistent use of nomenclature and several overlapping classification schema. The paper seeks to draw together common themes of firm heterogeneity, barriers to duplication, sustainable competitive advantage and Ricardian rents within an overall model of resource-based competitive advantage. The second part of the paper describes three aspects of strategic marketing likely to benefit from adoption of the resourcebased perspective, namely, strategic analysis, positioning and international marketing strategy. In terms of the former, it is argued that the RBV helps to overcome some of the frequently cited problems of the SWOT framework. Similarly, it contends...
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...state and federal governments provide the policy direction. One method to assess education performance and compliance with the centralized policy is the use of accountability measures - i.e., standardized tests. The NCLB, coupled with state policy, is intended to decrease inequality and set an objective measurement in place where school districts, schools, teachers, and even students can be held accountable for their progress or lack thereof. However, there are arguments from opponents of standardized testing claiming that test-driven curricula are harmful to the needs of a democratic society, and that testing discriminates against minorities by widening the education achievement gap (Hursh 612). It is the intention of this research paper to investigate this claim and the claims of proponents of standardized testing by analyzing what role standardized testing should...
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...Why do people buy counterfeit products? 1 Running head: Why do people buy counterfeit products? Why people by counterfeit products? Monica Rodriguez American Intercontinental University Dr. Yamil Guevara Why do people buy counterfeit products? 2 ABSTRACT The elaboration and commercialization of counterfeit products is an issue that has been growing prominently within the last 20 years. There is no place in the world free with this type of products. The modernization and the globalization make the counterfeiting process more difficult to control, affecting not only the countries economy, but also its safety and the citizens’ general integrity. Knowing the importance of this problem, different organizations around the world are making a big effort trying to create a variety of countermeasures in order to stop the development of this sector and of course the negative consequences. In order to create effective measures, it is necessary to completely understand the counterfeiting process and the specific reasons why people acquire counterfeit products. The objective of this study is to describe what are the different variables, and their direct influence on the purchaser’s behavior at the moment of buying counterfeit merchandise. The data collection method is based on focus groups, interviews and questionnaires. The results obtained from this study can help to understand the complete counterfeit process...
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