A vulnerable population is a group of individuals who have a high risk of exposure to harm, injury or, disease. Predictors used to determine a person’s vulnerability are race, age, education, and economic status. The population most vulnerable is the uninsured adult. The elderly and children is another group that is at a high risk of not having adequate health coverage as well. However, federally funded programs such as Medicare, Medicaid and, the Children’s Health Insurance Program insure the majority of the elderly and children. The age of the uninsured expands across the age spectrum. The ethnicity, age and gender of the average uninsured adult are the Hispanic male, 19 to 25 years of age. Minorities tend to make up the vast majority of the uninsured. Hispanics account for 32% of the uninsured in America. American Indians 30%, African Americans 22%, and Caucasians 14%, make up the remainder of the uninsured population (Kaiser Family Foundation, 2011). The average educational level is high school diploma or GED. The lack of higher education puts this group at risk for not being able to qualify for higher paying jobs that would give them the opportunity to afford health care coverage. The average income of the uninsured population is approximately $30,000 to $35,000 per year (Kaiser Family Foundation, 2011). In the uninsured population there are two additional groups. This group is the uninsured young adult who is not eligible for continued health coverage on their parents’ health plan and the older working adult who cannot afford health care premiums. This adult population usually does not qualify for federally funded health care programs such as Medicare and Medicaid. These risk factors identify the uninsured population as vulnerable with many challenges to overcome in their health care. The uninsured population can have a costly impact upon the