Free Essay

Assignment 3 a Problem Exists

In: English and Literature

Submitted By chunkky
Words 1247
Pages 5
Running head: A PROBLEM EXISTS

Should the U.S. require all S.S. recipients to have their checks delivered to a bank account rather than by mail?
Ada L. Smith
Professor McCurdy ENG215 November 11, 2013

The United States government should all require Social Security recipients to receive their checks electronically through a bank account rather than through mail delivery. Approximately 93 percent of S.S. recipients receive their Social Security benefit payments electronically (, 2013). One reason Social Security checks should be delivered electronically to a bank account rather than using mail is it will be beneficial for the government and citizens of the United States financially.
According to U.S. Treasurer Rosie Rios, the cost to print a paper check is approximately 92 cents more than by direct deposit (U.S. Treasury, 2013). Eliminating the printing and postage costs of paper checks is estimated to save the federal government and the Social Security trust fund $125 million per year (U.S. Treasury, 2013).
Retiring the paper check form of receiving Social Security funds will be the right thing to do for American taxpayers and benefit recipient. This would also be beneficial in increasing security of the United States citizens through the reduction of identity theft and fraud. While starting the process of direct deposit may be a bit of a hassle, it will decrease government cost and spending, reduce risk, increase efficiency, improve transparency and streamline administration work. It will also increase convenience by means of providing easier and quicker cash access.
The Social Security Act was signed into law by President Roosevelt on August 14, 1935 ( In addition to several provisions for general welfare, the new Act created a social insurance program designed to pay retired workers age 65 or older a continuing income after retirement. The U.S. Treasury has been responsible for printing Social Security paper checks since the early 1940s ( At the beginning stage of this process the Treasury Department was able to print 7,000 checks per hour, according to the Social Security website (, 2012). The first Social Security check was printed on January 1940 to a recipient named Ida Mae Fuller in the amount of $22.55 (, 2013). Computer systems and printers are now used by the Treasury Department to fulfill the requirements of the Social Security Administration for benefit checks. This form of payment is more familiar to Social Security recipients.
The federal government spends an estimated $4.6 million per month processing paper checks. Over the next 10 years, the overall cost to taxpayers would add up to $1 billion (Hicken, 2013). According to the Treasury, 5 million paper checks are delivered through mail each month. About 93 percent of recipients currently receive their Social Security payments electronically (Hicken, 2013). About nine million still receive paper checks in a yellow envelope by mail. Most use direct deposit or some other electronic form. As the government continues to retire the paper check, more will opt for direct deposit over paper.
More resources are required to send payment to the beneficiary from the government. Those resources include the cost of paper, ink, postage and envelopes, payroll for government workers to print and mail the checks and the machinery to print checks. It costs the Treasury department $1.25 to issue a payment by paper check than by direct deposit or electronic form (, 2013). Furthermore, the federal government spends excess money to a large number of civil employers who deals with lost, forged or stolen checks. Additionally, cost rises when claims have to be processed and followed up from people who did not receive the expected government check.

Identity Theft and Fraud
The second problem is identity theft and fraud. Even though only a small percentage of checks are stolen, forged or lost, a lengthy follow up each month would be required to that low 5 percent rate applied to millions of payments made for thousands of transactions each month. When those checks have not arrived on time, the Treasury department receives about two thousand calls per work day, about half a million calls a year, from beneficiaries who have had a problem with a Social Security or government check (U.S. Treasury, 2013). Just last year, more than 670,000 Social Security and SSI paper checks were reported lost or stolen. Estimated $93 million Treasury-issued checks were fraudulently signed and had to be reissued (U.S. Treasury, 2013). Each year, beneficiaries are waiting for lost, stolen or fraudulently endorsed checks to be reissued for new ones. Some 70,000 Social Security checks for $64 million in benefit payments had to be reissued. Things that happen to paper checks cannot happen with direct deposit. When looking at the numbers and all the money lost due to reprocessing those paper checks, direct deposit is the safest option available.
Environmental Impact
And lastly, the third problem with paper checks is the environmental impact. Paper checks have a huge environmental impact that goes further than the natural resource used up in producing the paper and printing the checks. Just about all paper checks are circulated through the U.S. Postal Service or other carriers that depend on airplanes and trucks for transportation. According to the Electronic Payments Association, producing and delivering paper checks uses over 674 million gallons of fuel each year, and burning that fuel produces more than 3.6 million tons of greenhouse gases each year (FirstData, 2010) Distributing physical paper checks also produces a large amount of paper waste including the mailing envelope, related receipts and deposit slips, and accompanying inserts to go along with the check. The printing of paper checks increases deforestation using approximately 542 million pounds of wood every year (FirstData, 2010). Garbage bags, garbage trucks and landfills also suffer from all of this paper waste. Therefore, the federal government should require S.S. recipients to move toward having benefits electronically received through a bank account via direct deposit or other electronic form rather through the mail. Phasing out paper checks will not only help the government and American taxpayers save money, but will lessen the environmental impact that is created when the trucks and airplane pollute the air with all of those greenhouse gases emitted in the air. S.S. recipients will feel more secure with monies delivered electronically. Direct deposit is a win-win situation all the way around: government saves money, safe and secure for S.S. recipients and the environmental impact of producing paper checks will be lessened. Direct deposit is the new way of thinking in the 21st century.


Hillis, 2013 social security says today is the last day to get paper check benefit

Hicken, Melanie, 2013 No more paper Social Security checks come March FirstData, 2010, prepaid_government_wp_031210.pdf Using Payment Cards to Achieve Lower Cost and More Secure Government Funds Disbursement, 2013 The First Social Security Beneficiary 2013, 2013 Pre Social Security Period Traditional Sources of Economic Security 2013
U.S. Treasury, 2013 U.S. Treasury to "Retire" Paper Check for New Recipients of Social Security and Other Federal Benefits, Saving Taxpayers $1 Billion

Similar Documents

Premium Essay


...Econometrics Assignment 3 FB11001  Test the Multicollinearity problem with a suitable method. Solve the problem of Multicollinearity if so, by any one of the method which you thing suitable for your example? Answer: We have referred to the following data base1, in order to illustrate the multiple linear regression models. This database is the same as used for Assignment 2. X1 = annual net sales/$1000 X2 = number sq. ft./1000 X3 = inventory/$1000 X4 = amount spent on advertising/$1000 X5 = size of sales district/1000 families X6 = number of competing stores in district So here we wish to establish a relationship between the Annual Net Sales (Dependent) of a Franchise store to the area of the franchise store, the inventory levels, the amount spent on advertising, the size of the district and the intensity of the competition (Independent Variables). Theory: We propose that the Annual net sales be positively related to the size of the store, the inventory, amount spent on advertising, the size of the sales district and negatively related to the number of competing stores in the district. The Regression Equation estimated is:Regressand, (Denoted here, X1) Net Annual Sales = Regressors, Area (X2) +Inventory (X3) + Advertising (X4) + Size of District (X5) + Competition (X6) Multicollinearity is a term used to describe the presence of linear relationships among the independent variables. A Multicollinearity problem occurs when the relationship is very strong. It is called a......

Words: 1039 - Pages: 5

Premium Essay

Crj 105 Wk 8 Assignment 4 Research Project

...CRJ 105 WK 8 ASSIGNMENT 4 RESEARCH PROJECT To purchase this visit here: Contact us at: SUPPORT@ACTIVITYMODE.COM CRJ 105 WK 8 ASSIGNMENT 4 RESEARCH PROJECT CRJ 105 WK 8 Assignment 4 - Research Project In Week 2, you submitted your Topic Selection and Proposal. Throughout the length of the course, you have read about your topic, increased your knowledge about your topic, and gathered credible information while conducting research on your topic. Now, you get to consolidate all of your research and assignments into one (1) deliverable final Research Project. The Basics of APA Style Tutorial is helpful in writing your paper. Write a five to seven (5-7) page paper in which you: 1. Give a brief explanation of your chosen topical area. 2. Based on your chosen topic, define the problems and challenges that exist in crime and criminology. Explain the historical issues that have contributed to the problems and challenges. 3. Address the internal and external stakeholders and how they contribute to both the problems and the solutions in crime and criminology. 4. Discuss the data and information that you have collected while conducting research on your topic. Discuss how the data relates to the problems and challenges in crime and criminology. More Details hidden... Activity mode aims to provide quality study notes and tutorials to the students of CRJ 105 WK 8 Assignment 4 Research......

Words: 1001 - Pages: 5

Premium Essay


...Assignment 1–Advanced Operations Research - MATH 3010 Posted 23 August 2014 Due date: 19 September 2014, by 5pm In all the statements below, the notation, as well as references to page numbers, equations, etc, are as in the textbook Primal-dual interior-point methods, by Wright, Stephen, which is available online for UniSA staff and students. All relevant chapters of the textbook are also available in the webpage of the course. For solving this assignment, you need to read the handwritten Lecture Notes posted in the web and the material in the book up to Chapter 4, page 70. Question 1 (2+2+3+3+3+3=16 points) Fix A ∈ Rm×n , b ∈ Rm , and c ∈ Rn . (a) Write down the KKT conditions for the following problem, on the variable x ∈ Rn : min cT x Ax = b ; x ≥ 0. (1) (b) Write down the KKT conditions for the following problem, on the variable (λ, s) ∈ Rm+n AT λ max λT b + s = c; s ≥ 0, (2) Show that both the KKT conditions associated with both problems are identical. (c) Given x, s ∈ Rn , define the matrices X = diag(x1 , . . . , xn ), S = diag(s1 , . . . , sn ), and the vector e = (1, . . . , 1)T ∈ Rn . Let F : R2n+m → R2n+m be defined as  T  A λ+s−c . Ax − b F (x, λ, s) =  XS e Show that a solution of F (x, λ, s) = 0 does not necessarily satisfy the KKT conditions of part (a) (or part (b)). Prove that, on the other hand, every vector (x, λ, s) that satisfies the KKT conditions must satisty F (x, λ, s) = 0. (d) Recall that the search direction (∆x, ∆λ, ∆s) generated by a......

Words: 1247 - Pages: 5

Premium Essay

Hlt 314v Complete Course Latest

...314V Week 1 Discussion 2 Select and describe one of the key factors that influenced the evolution of the U.S. health care delivery system to what it is today. What challenges and opportunities are still relevant? How is the selected key factor affecting health care delivery today? How might it affect future health care delivery? HLT 314V Week 1 Assignment Health Care Timeline Details: Review the Topic Material, “Timeline for the History of Public Health and Epidemiology” to complete this assignment. Using this resource as an example, create your own timeline in a Word document with significant dates that influenced and changed the health care delivery systems. 1. Your timeline should begin where the timeline in the topic material above ends (1988). 2. Your timeline should end with the most current and significant information that you can find. You are required to add a minimum of 10 significant dates to this timeline in order to receive a passing grade. 3. Provide a detailed description for each significant date and event you add to the timeline. Use appropriate and scholarly sources in order to complete this assignment successfully, such as peer-reviewed literature and web sources that have .edu, .gov, and .org domain addresses. Wikipedia, and most .com sources...

Words: 2149 - Pages: 9

Premium Essay

Assignment 5

...Write an eight to ten (8-10) page paper in which you: Provide Part I: Revision of A Problem Exists (3-4 pages) 1. Revise your Persuasive Paper Part 1: A Problem Exists, using feedback from the professor and classmates.  Provide Part 2: Revision of Part 2: Solution to Problem and Advantages (3-4 pages) 2. Revise your Persuasive Paper Part 2: Solution to Problem and Advantages, using feedback from the professor and classmates. Develop Part 3: Possible Disadvantages, Answers, with Visuals (1-2 pages, for 7-9 total pages) 1. Included a defensible, relevant thesis statement in the first paragraph.  2. State, explain, and support the first disadvantage (economic, social, political, environmental, social, equitable, ethical/moral, etc.) to your solution and provide a logical answer. This should be one (1) paragraph.  3. State, explain, and support the second (and third if desired) disadvantage (economic, social, political, environmental, social, equitable, ethical/moral, etc.) to your solution and provide a logical answer. This should be one or two (1-2) paragraphs. 4. Include one or two (1-2) relevant visuals that help illustrate an advantage.   5. Use effective transitional words, phrases, and sentences. 6. Provide a concluding paragraph to summarize the proposed solution, its advantages, possible disadvantages, and answers to the disadvantages. Repeat or paraphrase your thesis statement.   7. Develop a coherently structured paper with an......

Words: 519 - Pages: 3

Free Essay

Rajat Gupta

...Module 3 Written Assignment: Part 3 General Expectations: (i). For full credit, your written assignments must be accompanied by a narrative explanation/rationale for the process that you used to solve each problem. How did you choose the steps? What is the logic behind the choices that you made? Explain why the problems were solved the way they were solved. Use complete sentences, good English, and proper mathematical notation. (ii). For full credit, your written assignments must include the statement of each problem so the reader knows what you are trying to demonstrate. In cases where the assignment refers you to a book problem, you must also copy the statement of the appropriate problem in the book. Note: Be sure to do the practice exercises in this assignment. They have been carefully chosen to help you understand the material needed to do the assigned exercises that immediately follow. Section 3.1: Practice: Do # 1a and 1c from Section 3.1. Check your answers in the back of the book. 1. Let f = {(Mindy, Subaru), (Jasmine, Toyota), (Sharon, VW), (Roger, Kia), (Jose, VW)}. (a.) What is the domain of this relation? (b.) What is the range? (c.) Is this a function? Why or why not? (d.) Is this relation one-to-one? Why or why not? (d.) Define g as {(Mindy, Subaru), (Jasmine, Toyota), (Sharon, VW), (Roger, Kia), (Jose, Oldsmobile)}. Is g a one-to-one function? Why or why not? 2. Prove that the function f : R → R given by f (x) = 4x − 3 is surjective. [You may use the Proof...

Words: 772 - Pages: 4

Free Essay

Mat222 Week 1 Assignment.

...Solving Proportions MAT222 Week 1 Assignment September 22, 2014 Solving Proportions Solving for a proportion can be used within numerous real-world problems, such as finding the population of an area. Conservationists are able to predict the population of bear’s in their area by comparing information collected from two experiments. In this problem, 50 bears in Keweenaw Peninsula were tagged and released so conservationists could estimate the bear population. One year later, the conservationist took random samples of 100 bears from the same area, proportions are able to be used in order to determine Keweenaw Peninsula’s bear population. “To estimate the size of the bear population on the Keweenaw Peninsula, conservationists captured, tagged, and released 50 bears. One year later, a random sample of 100 bears included only 2 tagged bears. What is the conservationist’s estimate of the size of the bear population (Dugolpolski, 2012)?” In order to figure the estimated population, some variables need to first be defined and explain the rules for solving proportions. The ratio of originally tagged bears to the entire population is (50/x). The ratio of recaptured tagged bears to the sample size is (2/100). 50x=2100 is how the proportion is set up and is now ready to be solved. Cross multiplication is necessary for this problem. The extremes are (100) and (50). The means are (x) and (2). 100(50)=2x New equation, and now solve for (x). 50002=2x2 Divide......

Words: 608 - Pages: 3

Free Essay

Cri Assignment Questions

...Learning Outcomes Upon completion of this assignment, students should be able to: 1. Explore the different types of creativity and creative processes usually found in the workplace 2. Explore and understand the many different facets of individual creativity 3. Identify, practice, and increase one’s individual creativity skills 4. Understand how team creativity differs from individual creativity 5. Understand how creativity and innovation differ and how they are related 6. Understand the leader’s role in fostering creativity and innovation in individuals and teams 7. Understand the leader’s role in designing systems for fostering creativity and innovation in an organization Objectives of the Assignment ▪ To show ability in finding facts and defining the problems for the purpose of establishing the framework for idea generation. ▪ To display the competencies of using the creative tools and techniques for idea generation. ▪ To exhibit the competencies in evaluating ideas and making comparison against available alternatives. QUESTION You are Product Development Manager of an existing company that manufactures consumer products. The company plans to introduce a new product and sustain their competitive position in the market. As such, you are assigned by the company’s CEO to come up with a new product offering and present a proposal of the new product concept that appeal to the market. Your proposed product concept needs to......

Words: 1937 - Pages: 8

Premium Essay


...Assignment 2: Persuasive Paper Part 1: A Problem Exists Due Week 5 (5/6/13) and worth 100 points Using your thesis statement and research, present the problem that needs to be addressed with your proposed solution. Note: Your solution, advantages, and challenges, will be in Parts 2 and 3. Write a three to four (3-4) page paper in which you: 1. Provide an appropriate title and an interesting opening paragraph to appeal to your stated audience (appeal with logic, ethics, or emotion). 2. Include a defensible, relevant thesis statement in the first paragraph. (Revised from Assignment 2) 3. Describe the history and status of the issue and provide an overview of the problem(s) that need to be addressed. This should be one or two (1or 2) paragraphs. 4. Explain the first problem (economic, social, political, environmental, complexity, inequity, ethical/moral, etc.) and provide support for your claims. This should be one or two (1 or 2) paragraphs. 5. Explain the second problem (economic, social, political, environmental, complexity, inequity, ethical/moral, etc.). and provide support for your claims. This should be one or two (1 or 2) paragraphs. 6. Explain the third problem (economic, social, political, environmental, complexity, inequity, ethical/moral, etc.) and provide support for your claims. This should be one or two (1 or 2) paragraphs. 7. Provide a concluding paragraph that summarizes the stated problems and promises a solution. 8....

Words: 1586 - Pages: 7

Premium Essay

Grand Canyon Bio550 All Weeks Assignments

...Bio550 All weeks Assignments IF You Want To Purchase A+ Work then Click The Link Below For Instant Down Load IF You Face Any Problem Then E Mail Us At JOHNMATE1122@GMAIL.COM Grand Canyon Bio550 All weeks Assignments (week 1,2,6,7,8) Questionweek 1 week 1 Details: You are an epidemiologist, and have been asked to speak at Career Day for Myers College, a community college in your area. The theme of this year's Career Day is "Little Known Health Science Fields." Epidemiology has been identified as one such field, and you have been tasked with introducing the science to the students. In 500-750 words, address the following: 1. Define epidemiology. 2. Identify five objectives of epidemiology. 3. Identify and explain three subspecialties within epidemiology. Refer to the "Areas of Epidemiology" resource. You are required to use a minimum of two scholarly resources. Prepare this assignment according to the APA guidelines found in the APA Style Guide, located in the Student Success Center. An abstract is not required. This assignment uses a grading rubric. Instructors will be using the rubric to grade the assignment; therefore, students should review the rubric prior to beginning the assignment to become familiar with the assignment criteria and expectations for successful completion of the assignment. You are required to submit this assignment to Turnitin.......

Words: 1716 - Pages: 7

Free Essay

Psc 495 Business Proposal Project Summary The purpose of this assignment is to begin drafting an internal business proposal that outlines how you will implement the solution to the problem you have identified in your organization. There are several parts to this assignment, and each part has been explained and briefly outlined in the "Business Proposal Project Summary" document in the Course Materials. That document should be used as a guide to assist you with constructing key elements of the proposal. Word count guidelines are provided for each section of the business proposal. For this assignment, you will complete the Purpose Statement, Problem Statement, Data and Research Findings, Proposed Solution, Stakeholder Analysis and Benefits, and Implementation Methods sections of the Business Proposal. Much of this content has been generated in the Topic 1-4 assignments, as noted below. 1. Purpose Statement (100-250 words) provides clear statement of why the business proposal is being made. 2. Problem Statement(revised as needed from Topic 1 assignment feedback) including specific data (statistics and numbers) related to how the problem impacts the business. This part of the proposal should include the graph/chart/data you collected in Part 1 of the Topic 2 assignment. 3. Data and Research Findings(250-500 words) should include a summary of what you learned from conducting research related to what has already been done to address the organizational problem. This......

Words: 551 - Pages: 3

Premium Essay

Case Study

...Phillips University of Wyoming Ross Hall 124 COURSE SYLLABUS FOR INTERMEDIATE MICROECONOMICS 4020 Course Description and Prerequisites Economics is broadly defined as a way of thinking about problems of allocation. This course entails the use of intermediate microeconomic theory in the analysis of problems facing decision-makers, not only in business, but also in government and other nonprofit organizations. Intermediate microeconomic theory can be described as the theory of choice. It has application to all decision problems. Specific theoretic tools are developed and applied to real world settings in order to illustrate optimal decision guidelines. The prerequisites for this course are a beginning economics class in microeconomics and a basic understanding of algebra and geometry. Required Textbook Required: Pindyck, Robert S. and Rubinfeld, Daniel L., Microeconomics, Third Edition, Prentice-Hall, 1995, ISBN 0-02-395900-2. Determining Your Grade During the course there are two “midterm” examinations. At the end of the course there is a comprehensive final examination; in the final exam there is some emphasis on the material following the second examination. All of the exams consist of multiple choice questions. Questions will be of a problem-solving nature much like those assigned in the homework. The homework questions are excellent preparation for the examinations. Answers to many of these questions are worked in the lectures, and......

Words: 3518 - Pages: 15

Premium Essay

Mba 5140 Assignment -Your Primary Care Physician Operates a Sound

...MBA 5140 Assignment -Your primary care physician operates a sound Click Link Below To Buy: Your primary care physician operates a sound business practice that, at times, seems to suffer from several forms of waste. In your role as a dedicated patient engaged in the study of operations management, you are in a unique position to offer an analysis of your doctor’s business operation to provide recommendations for improvement. Consider the common interpretation of service processes in use at many organizations, which is used to identify four variants of a service process: 1. The process that is formally defined and recorded in a business document. 2. The process that everyone generally believes exists. 3. The process as it actually exists. 4. The process that should exist to deliver what the customer really wants. Using your arrival at the doctor’s office as a starting point in the process, create a document that focuses on the process of visiting your doctor for a flu shot. Be sure your document incorporates the following: • Introduction – describe what you intend to do and how you will approach the task. • A simple flow chart that maps the sequence of operations for variant #1 and/or #2 above. While you may need to make certain assumptions in your description of variants #1 and #2, your process map should include, at a minimum, all components of the process that are visible...

Words: 466 - Pages: 2

Free Essay

Undemanding Services

...Calculus 2 (BT) Homework Assignment #1 Spring 2015 Deadline: 8:00 AM on Thursday, March 26, 2015 Remarks: -Students hand in the solutions to the first 25 problems listed below: 20 problems of Chapter 1 and problems 1-5 of Chapter 2. -Students should show the solutions in A4 paper size. The solutions must be in the order as listed. Chapter 1: (20 problems) Section 9.1: 45. Section 9.2: 18, 27, 33, 53, 55. Section 9.3: 4, 5, 39, 42. Section 9.5: 4, 11, 21, 22. Section 9.6: 11, 22, 30, 37, 40, 53. Chapter 2: 1. Write down the augmented matrix, and then solve the following systems of linear equations. Comment on each case (e.g. the number of equations and unknowns, whether there is inconsistency, whether the solutions are unique, many, trivial, etc.). (a) x − 2y − z − w = −4 3x + y + z − 2w = 11 x + 12y + 7z + w = 31. (b) 2x + y + 5z = 1 x − 3y + 6z = 2 3x + 5y + 4z = 0 (c) 2x + 5y − z = 15 x − y + 3z = 4 3x + 3y − 5z = 2. (d) x1 + 2x2 + 2x3 = 4 x1 + 3x2 + 3x3 = 5 2x1 + 6x2 + 5x3 = 6 (e) −7x1 − 6x2 − 12x3 = −33 5x1 + 5x2 + 7x3 = 24 x1 + 4x3 = 5 1 Calculus 2 (BT) Homework Assignment #1 Spring 2015 2. It is known that three brands of fertilizer (Fertifun, Big Grow and Soakem) are available that provide Nitrogen, Phosphoric Acid and Soluble Potash to the soil. One bag of each brand provides the following units of each nutrient: F ertif un BigGrow Soakem   N itrogen 1 2 3  3 1 2  P hosphoric Acid P otash 2 0 1 Suppose the soil of Dong Nai farm needs 18......

Words: 780 - Pages: 4

Free Essay

Human Resources

...HRMD 620 1Overview Spring 2012   Agenda * Orientation * Definition * Relevance * Framework for HRMD 620 * Model for labor relations * Evaluating labor relations * Assignments Orientation Hello.  This is our first stop on the semester long tour of Employee and Labor Relations.  By now, you should have reviewed the Read Me First document, Read Me Second document, Syllabus and Course Schedule. You should have completed the Getting Started tasks in the Read Me Second document, which includes your introduction in the “Student Introductions” conference. I wouldn’t be surprised if some of you have already started reading ahead, too.  (That isn’t a bad idea since this course includes lots of material—both in the textbooks and through assignments.) Finally, if you haven’t already, please be sure to read the Research Paper Instructions in the Course Content area. You will need to do that in order to complete the Week 1 assignment. Today, we need to orient ourselves by looking at several basic questions: ·        What is labor relations and what does it strive to accomplish? ·        Why do we care? ·        How did labor unions come into being? ·        Are labor unions effective? What is the first thing you think of when you hear the term “labor relations?” I would venture to bet that some of the plausible responses would be: * labor unions * strikes * collective bargaining * protesters * conflict The......

Words: 2607 - Pages: 11