...At Cornerstone Chiropractic & Wellness Center we believe in the value of providing total health and wellness care for you and your family. We have created a pricing structure that is flexible enough to allow you to get the wellness care you need, no matter what your budget. While our office participates in most insurance carrier plans, but please call us if you have any questions about whether your insurance plan will pay for your wellness care. Insurance We accept most major insurance plans, including personal injury, workers compensation, auto accident, and Medicare. Because chiropractic care varies widely with so many insurance plans, please call us to find out if your plan covers care in our office. Our staff will be happy to verify and explain your benefits before treatment. No Insurance...
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...Employer Wellness Programs Employers have been dealing with rising health care costs for a while now, and they are beginning to penalize employees to try to motivate them to get in shape which means that employees will have to begin to pay more attention to their health than they use too. “The number of employers using penalties as part of wellness programs more than doubled from 8% in 2009 to 19% in 2010, according to a survey by human resources consulting firm Towers Watson. The survey respondents included human resources managers and benefits managers from 248 U.S. companies with at least 1,000 employees.” 38% of organizations reported that they planned on penalizing employees for their health conditions when they were asked about the health penalizations by the Towers Watson consulting firm for 2012. This information shows that the outlook will be that most, if not all employers will be adopting the health penalization idea. There are several local companies that already have various wellness programs in place that affect employees financially. Some of these are incentive based and others are penalty based. Tennessee Valley Authority has a program that is named Health Check, and it is a point system that offers a $50 incentive for the first health screening an employee completes, and up to $200 discount on the yearly cost of medical insurance fees which is paid out on an employee’s paycheck in approximately $5 installments depending on the amount of points an employee...
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...| Wellness in the Workplace | 11-24-2013 | Table of Contents Executive Summary 4 DEFINING WELLNESS 5 Employee wellness 5 WELLNESS IN THE WORKPLACE 6 How wellness impacts employees and employers 6 Organizations with wellness plans 7 Implementation of a wellness plan 8 Recommendations for a Marketing Agency 8 CONCLUSION 10 Works Cited 11 Executive Summary In this report you will learn about wellness in the workplace. The Government of Canada says that Canadians are becoming less well each year, this has resulted in more missed time at work and more money being spent by employers. This report will inform employers on the current wellness programs within other organizations, and how to implement their own wellness plan using some beginner strategies. If implemented correctly, these changes could impact the lives of their employees greatly. The health of Canadians is deteriorating at an alarming rate. 52.5% of Canadians are considered overweight or obese, only 53.9% of Canadians consider themselves physically active. Nova Scotia is the only province that reports a higher percentage of residents with diabetes than the national average, at 8.6% (The Government of Canada, 2013). Health related diseases are on the rise, as are insurance rates to compensate. It’s not just the physical health of Canadians that is deteriorating, it’s also our mental health. The number of Canadians suffering from depression, anxiety, and post-traumatic stress disorder...
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...WELLNESS PROGRAMS SLOWED THE GROWTH OF HEALTH CARE COSTS Managing the cost of healthcare and retirement has been a main focus of HR professionals for quite some time. Preventive health and wellness benefits are designed to help maintain or change employees’ behavior in order to achieve better health and decrease health risks. By preventing or lessening the incidence of adverse health conditions, employers hope to save on long-term health costs. (Miller, 10) According to a study published in the March/April 2011edition of the American Journal of Health Promotion, when employers consistently offered a wellness program to their employees, findings of health care costs rose at a 15 percent slower rate among wellness program participants than a comparison group. The study, which focused on Highmark employer wellness group wellness programs, showed a savings of $332 per participant. This indicates that substantial savings may result for group customers once a worksite wellness program is established. Highmark is a health benefits provider which serves 4.7 million members in Pennsylvania and West Virginia, and is one of the largest Blue Cross/Blue Shield independent licensees in the U.S. The results prove that keeping employees healthy is not only good for the business, but also for a company’s bottom line. The study also indicates that even small interventions, like online programs, can help have an impact on healthcare costs for those that participate. Highmark’s...
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...Health is both demanded and produced by individuals. Health is demanded because it affects the total time available for the production of income and wealth and because it is a source of utility itself. Ill health reduces both our happiness and our ability to earn (Dewar 2010).The medical and wellness models of health and healthcare in general have some similarities, but they also have some differences. The Medical model of health focuses on the eradication of illness through diagnosis and effective treatment. In contrast, the social model of health places emphasis on changes that can be made in society and in people's own lifestyles to make the population healthier. It defines illness from the point of view of the individual's functioning within their society rather than by monitoring for changes in biological or physiological signs. The main disadvantage of the medical model of health is that it ignores the soul spirit, so if a sinner keeps on sinning, the medical model of health will ignore his soul spirit, not realizing it's affecting his or her physical health, especially after a long time of being wrong on purpose, often hidden. The Wellness model of health is more of a concept that includes taking responsibility for your own health, creating a full and balanced lifestyle and being the best person you can be. In my choice of model I’m kind of stuck in between the two. If I had to definitely choose, I would go with the wellness model. As I stated earlier the concept of the...
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...With the rising cost of health benefits and compensations many, companies are turning to a more feasible way to take care of health and wellness issues. It is becoming more practical and cost efficient to incorporate a health and wellness program into the company practice. The extent of how much a program is applied depends greatly on how much a company can and is willing to spend, and how committed they are to help the individual employee have a healthy lifestyle. With a program properly put into practice, both the employee and the employer will see immense benefits. Implementing a Health and Wellness program can be simple for employers who are wishing to reduce health care costs and decrease absenteeism. This can be done by encouraging everyone one involved to show support and commitment to the new services being offered. The best way for companies to introduce such programs is to offer options such as workshops for employees to experience specific ways to live healthier quick meetings during office or lunch hours to learn new tactics and be reminded of previous ones special staff to assist in everyday office lifestyle The different ways to efficiently introduce the advantages of healthy living will have to be determined by each company depending on the cost of implementing it. Putting a health and wellness program will benefit any company by Lowering insurance costs with a simple plan introduction Providing feedback to employees about all aspects...
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...Affordable Care Act & Workplace Wellness Programs 2014 Melanie L. Milner Texas A&M Corpus Christi The Affordable Care Act & Workplace Wellness Programs 2014 The Affordable Care Act was passed into law by the United States Congress and President Barack Obama on March 23, 2010. The overarching purpose of the Act was to allow individuals, families, and small business owners the ability to be in control of their own health care (PPACA, 2010). The Act permitted the establishment of the National Prevention, Health Promotion and Public Health Council, with a focus on prevention and wellness within the public health spectrum (PPACA, 2010). The Council developed a health promotion strategy that prevented group health plans from discriminating on premiums and eligibility, and defined specific criteria, including financial incentives and wellness programs, which must be met in the effort to embrace wellness and improve employee health (Moran, 2013). The rules and strategies set forth by the Affordable Care Act that apply to wellness programs were revisited and reorganized, and became effective for insurance and benefit plans beginning on or after January 1, 2014 (Moran, 2013). The current regulations specify wellness programs into categories, require nondiscriminatory rules that offer alternative programs and waivers annually for those with health conditions, and increase the amount of monetary rewards permissible to those who meet a health related standard (Livingston &...
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...Corporate Health & Wellness Programs By Kerrie Ann Frey High insurance claims rates, rising healthcare premiums, increased absenteeism. One way corporations are tackling these issues is through wellness programs that encourage healthy habits and preventative care in its employees. “We were doing online assessments, giving an incentive to do that assessment, but we knew that we needed to get the employees more engaged,” explained Franck Labiche, Human Resources Director at Laitram. Headquartered in Harahan, Laitram is global manufacturing company with four operating divisions. With nearly 2000 employees worldwide, Laitram offers its employees a corporate wellness program designed to complement the company’s already existing health plan....
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...1) Introduction 2) Need for a Wellness Program 3) Procedure 4) Benefits of a Wellness Program 5) Plan for Feasibility Report 6) Report Audience 7) Costs 8) My Qualification RE: Employees Wellness Program The following is a proposal to conduct a feasibility study for the personnel section on the need for, and the benefits to be expected from, instituting an employee wellness program for the Merchants LTD. The following proposal contains background on the need for and benefits from a wellness program, an outline of the work I plan to do, my qualifications, and a schedule. This study may have to be expanded to include the entire department. I understand that the our company cannot arbitrarily effect such a drastic policy change. I look forward to hearing your ideas on the scope of this report. Need for a Wellness Program Current work and home schedules prevent employees from exercising enough. Current health insurance policies focus on curing illnesses rather than prventing them. Medical research has proven that healthy choices can prevent many diseases. The current system has resulted in steeply increasing group health insurance costs. Also, current budget restrictions force us to think of new ways to increase employee productivity. Procedure First I am thinking of employing a dietation who will provide the employers with a diet chart. Then we can make a fitness centre in our office premesis where there will be an instructor who will show...
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...elements of a good Health, Safety, and Wellness Program might relate to workforce productivity. Are there any studies relating to this topic, and what do they show? Be sure to cite where appropriate (APA). Health, safety and wellness programs are essential to any workplace regardless of the organization type. These health and wellness programs should be integrated into the overall strategic plan of the organization. In addition, these programs baseline should be based on health and safety legislation as well as other workplace policies. When designing a health and wellness program at work there are key elements that need to be decided in order to make the program effective. The first is to have a clear objective of what results you are hoping to achieve from the implementation of this program. Once the objective is determined the organization should decide if all employees are eligible to participate or only a segmented population. Lastly, all organizations should decide what the tone of the program should be before rolling it out (i.e. fun, informative etc…). There are many examples of health, safety and wellness programs and these programs are all designed to support traditional health programs. These programs will often initiatives such as eating better, exercising, managing risk factors and treating diseases. Insurance companies will back these programs because in some cases it can lead to reduced medicals claims that in turn will reduce the cost of insurance for companies (Ozer...
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...Wellness Programs Student’s Name Institutional Affiliation Wellness Program The research conducted by Aon Hewitt on the best employers in Canada helped identify the best 50. The research was done by surveying employees and measuring their opinions the company’s leadership and management, career development, and recognition as well as productivity. Another research conducted by McLean Company proceed to interview the 50 listed companies top management to establish what they think made their employees gave the companies higher marks. The outcome of the research indicated that best perks, initiatives and other opportunities on offer such as wellness programs were considered important by employees. Two companies that owe part of their ratings to their wellness programs include the Co-operators insurance company and the ATB Financial services. This essay aims at looking at their wellness programs (macleans.ca, 2014, n.d) Wellness programs help both the employees and employers to be more productive and in turn increase the company’s human resource potential. Well and fit employees are known to establish a good rapport with their employers and thus enjoy their job which in turn means that their work morale is always at the peak. The program further helps reduce the costs of health care and tax benefits. The wellness programs can be offered on the employer's places or off-the-site. However, some companies are now offering both on-site and off-site wellness programs. These programs...
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...Workplace wellness programs have gained an increasing spotlight in recent years with the introduction and eventual rollout of the Patient Protection and Affordable Care Act (PPACA), also known as Obamacare. These types of programs are organized, managed or sponsored by employers with a focus on enriching the lives and wellbeing of employees by improving their physical, mental, emotional and occupational health through education and awareness. The design of these incentive-based programs encourage and reward health conscious behavior such as healthy dietary habits, physical activity, stress management and smoking cessation as well as other disease prevention measures by providing financial incentive or other type of rewards for changing health-related behavior or improving measurable outcomes. Providing or endorsing these types of programs and absorbing the costs associated with the products and services, there must be an incentive for the company as well. It has been touted that these programs have long-term, positive implications for companies such as reducing healthcare costs associated with workplace injuries and occupational complications, increasing productivity, reducing absenteeism, improving employee morale and enhancing the general culture and environment within the workplace. The American Heart Association has reported that by 2030, 40% of Americans will have a diagnosed cardiovascular disease and direct medical costs to society will rise from $278 billion to...
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...Discussion Questions How have demographic changes and cultural values influenced the evolution of health care delivery systems in the United States? As stated by the Brookings web site, the U.S. health care system faces significant challenges that clearly indicate the urgent need for reform. Attention has rightly focused on the approximately 46 million Americans who are uninsured, and on the many insured Americans who face rapid increases in premiums and out-of-pocket costs. As Congress and the Obama administration consider ways to invest new funds to reduce the number of Americans without insurance coverage, we must simultaneously address shortfalls in the quality and efficiency of care that lead to higher costs and to poor health outcomes. To do otherwise casts doubt on the feasibility and sustainability of coverage expansions and also ensures that our current health care system will continue to have large gaps — even for those with access to insurance coverage. Does the United States currently use a medical model or a wellness model or both? Briefly explain your position. What factors have led to using these models? The United States use both medical model and a wellness model. The medical model addresses the care between the patient-doctor interaction. The wellness model is more about the patient because it considers Six Dimensions of wellness: Emotional Dimension, Occupational Dimension, Physical Dimension, Social Dimension, Intellectual Dimension...
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...Wellness Programs Student’s Name Institutional Affiliation Wellness Program The research conducted by Aon Hewitt on the best employers in Canada helped identify the best 50. The research was done by surveying employees and measuring their opinions the company’s leadership and management, career development, and recognition as well as productivity. Another research conducted by McLean Company proceed to interview the 50 listed companies top management to establish what they think made their employees gave the companies higher marks. The outcome of the research indicated that best perks, initiatives and other opportunities on offer such as wellness programs were considered important by employees. Two companies that owe part of their ratings to their wellness programs include the Co-operators insurance company and the ATB Financial services. This essay aims at looking at their wellness programs (macleans.ca, 2014, n.d) Wellness programs help both the employees and employers to be more productive and in turn increase the company’s human resource potential. Well and fit employees are known to establish a good rapport with their employers and thus enjoy their job which in turn means that their work morale is always at the peak. The program further helps reduce the costs of health care and tax benefits. The wellness programs can be offered on the employer's places or off-the-site. However, some companies are now offering both on-site and off-site wellness programs. These programs...
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...Proposal for a New Health Care System XXXXX HCA/210 Proposal for a New Health Care System The government or insurance companies are not entirely responsible of reducing the expenditures on health care. Health care is the responsibility of the entire nation, in which everybody should contribute to change the system, and the quality of their lives making changes for their own benefit. People should have a better education, alimentation, and access to the basic health care, if these could be possible the country could have a better life status. Parents, relatives, teachers, nurses, doctors, insurance companies, government and many more institutions could contribute to this change providing valuable information to the people helping them to obtain a better quality of life. With this object in mind, the entire society will make a difference in the health care system, as well as improve the quality of life for everybody. My proposal includes four changes needed to restructure the system and offer a better quality of life to everybody. These changes are standardize the salaries of specialist, physicians, and medical personnel; cut some funds in some areas of the system; implement educational programs in schools, jobs, and medical facilities; and the implementation of a system in which every individual is covered by some form of health insurance. Health care needs a better structure in its system, standardizing the payment of the specialist and medical...
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