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Inaccurate Information Accuracy Case Study

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The question is whether data mined from IoT devices, then analyzed and sold, makes an IoT data seller a CRA under the FCRA. If so, then consumers have a number of rights under the act to gain access to their reports and dispute the accuracy of the info provided. As CRA’s, IoT providers would also have additional duties under the Act to take reasonable steps to ensure accuracy, limit reporting of negative information, provide consumer assistance, provide customers with notice, and provide consumer reports only to entities that have a permissible purpose under the FCRA. (15 U.S.C. 1681i(a)(1)(A)) If they are not CRAs, but are just “furnishers” of info to CRAs, then they are forbidden by the FCRA from knowingly reporting inaccurate information. 15 U.S.C. 1681s-2(1)(A-B). Note, concept on Peppet p. 36 plus cipp. The classification of data is important …show more content…
v. Robins [Spokeo Inc. v. Robins, U.S., No. 13-1339; Robins v. Spokeo, Inc., 742 F.3d 409 (9th Cir. 2014)], a putative class case under the FCRA 15 U.S.C. § 1681 based on inaccurate personal information being placed in a credit report. The most obvious hurdle in Spokeo is that the misinformation described Robins as wealthier and better-educated that he actually is. Nevertheless, he brought the claim for the statutory damages against a reporting agency that failed “to follow reasonable procedures to assure maximum possible accuracy” of consumer data. Robins claims that he suffered an “injury in fact” based on the knowledge that false information about him caused him emotional distress. It is up to the Justices to decide whether false data in a report must be false, actually published and/or have caused verifiable injury. The result may impact the protection that IoT providers need to extend to their consumers, and could heighten or lessen their burden for ensuring accurate reporting of the data collected by consumer use of

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