Premium Essay

Money Analysis


Submitted By Pcastillo14
Words 3645
Pages 15
Mystic Monk Coffee is a business that was started by a group of 13 monks led by Father Daniel Mary recognized as the Carmelite Order of monks in Clark, Wyoming. Mystic Monk Coffee averages about $56,000 per month in revenues for the sale off spiritual specialized coffee. The portion of 56,000 is not just revenues but also some overhead about 30 percent is revenues, shipping costs account for 19 percent of revenues, and broker fees were three percent of revenues for a total cost of goods sold of 52 percent. Operating expenses such as utilities, supplies, telephone, and website maintenance averaged 37 percent of revenues. Thus, Mystic Monk Coffee’s net profit margin averaged 11 percent of revenues. Father Daniel Mary had formed a vision of acquiring some land in a 500 acre ranch for $8.9 million and building a monastery with accommodations for thirty monks, a retreat center for visitors, a Gothic church, a convent for Carmelite nuns. Mystic Monk Coffee also known as MMC has the present situation that it wants to acquire a new set of land but there are some obstacles preventing it from doing so. First obstacles are that the method in which you use to create revenues is limited because of the supply that it produces. Their roaster is small and is only able to produce a limited capacity. Production is not just limited because of the size of their roaster but because of the time that they had to devote to prayer. They have minimal knowledge of the Internet business and their ads are limited. This is one of there big key problems that they have a less then satisfactory business model. They are unable to promote their product in the largest marketplace of the world, which is the World Wide Web. There current business strategy does not fit the company’s internal situation. They are operating in a business, which is highly competitive with a lot of customers who have

Similar Documents

Premium Essay

Traders Guns and Money Analysis

...linked bonds, etc. However it still got commoditized whene triple currency bonds became the pool of asset in the structured products. The game continued till 2007-08 when major blow-ups happened and not structured product vehicle is synonymous with junk products. Chapter 8 This chapter mainly discuss about what we deal with today I.e. most of us trade the most : Equities. In 1990s equity derivatives were hot it discussed about the equity derivatives i.e. how is it traded what was to be looked for in those days the best paragraph quoted was I came from a bond background where you put up your money, you know what interest you get, and at the end, you get your money back. With shares, the only similarity to this is that you put up the money. You have no guarantee that the company will pay dividends or how much, if any; You don't get your [same] money back, ever. If you want your money back you need to find another punter to buy the stock from you. The company...

Words: 588 - Pages: 3

Premium Essay

How Would You Justify Spending Time and Money on a Business Analysis of Your Company? Can Such an Exercise Really Pay Off in Ways That Make It Worth the Effort?

...Module: Business Analysis and Assessment Week: 06 Discussion Question Name: Sahr Dauda Date: 18 July 2012 Question: How would you justify spending time and money on a business analysis of your company? Can such an exercise really pay off in ways that make it worth the effort? Analysis, as summed up from my readings, can be regarded as a clinical and structured decomposition of a subject into its constituent parts with the aim of acquiring salient information and deeper understanding of the said subject and to offer robust solutions for improvements. It is thus a process that is inherently iterative and involves, as proffered by Williamson et al., (2004), lots of research to gain deeper insight into the business which encompasses all aspects of the business and its environment. In short, it is a holistic process that unearths the secrets of the business and identifies areas needing attention. It thus seeks to find answers to questions like where is the business now, what does it do and how does it do it, where does it want to go and how can this be achieved (Williamson et al., 2004). Yes, it consumes time and money but insights so garnered from the analytical process leading to formation of strategies will give the business a favourable competitive position and superior profitability. To reduce time and money spent, analytical tools are used to aid in the process, besides bringing structure to it. Note here that only the right necessary tools are used, as a few too...

Words: 784 - Pages: 4

Premium Essay

On The Want Of Money Rhetorical Analysis

...Rhetorical Analysis of “On the Want of Money” by William Hazlitt Nineteenth-century author William Hazlitt argues in his essay “On the Want of Money” that money is not the root of all evil but an imperative aspect to a content life. To substantiate his beliefs, he uses prompt rhetorical devices and strenuous vocabulary to develop his ethical appeal in addition to a distinct structure to create the sense of a fast-paced situation which helps engage the reader and add a sense of legitimacy to the continuous examples in the essay. Hazlitt’s purpose is to convince readers money will not corrupt your soul, but bring leisure and happiness into your life. Hazlitt engages individuals who believe money is an amoral object by connecting readers to endless examples, questioning reader’s views, and by intertwining money and the real world. Hazlitt’s entire essay is brimming with rhetorical strategies.To present the paragraph he demonstrates the literary device anaphora. Hazlitt states that, “To be in want of it, is to pass through life with little credit or pleasure; it is to live out of the world,” (Hazlitt, 1-4). The use of this rhetorical strategy gives a sense of credibility to the author in a literary standpoint. Not only does Hazlitt’s swift use of strategies portray his intelligence, but also, his use of diction and advanced vocabulary. For...

Words: 493 - Pages: 2

Premium Essay

On The Want Of Money Rhetorical Analysis

...The discourse on whether or not money can buy happiness has been perpetuating itself for centuries. William Hazlitt, author of “On the want of Money” is among those who believe that money has the power to grant happiness. In the excerpt, Hazlitt utilizes a variety of rhetorical devices to express his position on money, and he makes his argument, that money can buy happiness, through the usage of pathos, diction, and tone. In his writing, Hazlitt potently makes use of pathos to strengthen his argument: money can buy happiness. Throughout the passage, examples of life without the comfort of financial stability and opulence are given. For example, Hazlitt argues that without money one would be, “scrutinized by strangers, and neglected by...

Words: 571 - Pages: 3

Premium Essay

Slept Analysis of Banking Industry

...SLEPT Analysis of Banking Industry  Social Analysis Social environment of an organization plays an important role in the performance of an organization. The analysis which we have done also reveals the vital role of the culture and society in the success or failure of an organization. An organization must carefully observe the cultural and societal forces while performing its operations in that particular area. In our analysis of banking industry of Pakistan we analyzed the following facts : • Banks are open for every one and a person from any social class can utilize their facilities by completing their legal requirements. But majority of banks ( RBS, Samba, Bank Alfalah & UBL ) aretargeting the middle class and upper class. While some banks ( HSBC &Citi bank ) target the business class people and other big parties. • The Pakistani society is becoming more knowledgeable and educated about the latest trends in the world due to which they are readily adapting new technologies . They feel free and comfortable andsecure to use banking services. Most of the people think that the bank is the safest and most secure place for them to keep their money. • In the banking industry of Pakistan most of the players areforeign banks. People are not worried about the nationality of the bank ,they do not like or dislike a bank because of its country of origin. Butwhat people expect is that the foreign banks would provide them more better service as compared to the local banks...

Words: 1513 - Pages: 7

Free Essay

Quiz 1`

...quantities of goods and services are determined in a free-market economic system.Answer | | | | | Selected Answer: |    supply-and-demand | Correct Answer: |    supply-and-demand | | | | | Question 3 0 out of 2 points | | | The goal of the financial manager in a profit-seeking organization is to maximize:Answer | | | | | Selected Answer: |    the value of perquisites. | Correct Answer: |    the owners’ wealth. | | | | | Question 4 0 out of 2 points | | | ________________ involves the sale or marketing of securities, the analysis of securities, and the management of risk through portfolio diversification.Answer | | | | | Selected Answer: |    financial management | Correct Answer: |    investments | | | | | Question 5 2 out of 2 points | | | Maximizing _____________________ is accomplished through effective financial planning and analysis, asset management, and the acquisition of financial capital.Answer | | | | | Selected Answer: |    the owners’ wealth. | Correct Answer: |    the owners’ wealth. | | | | | Question 6 2 out of 2 points | | | An area of finance that involves the study of organizations or intermediaries that help the financial system operate efficiently and transfer funds from savers and investors to individuals, businesses, and governments that seek to spend or invest the funds in physical assets (inventories, buildings, and equipment) is called:Answer | | | |...

Words: 789 - Pages: 4

Premium Essay


...current year. This is causing them troubles with the bank. Problem Statement and Objectives The Confederation bank is requesting an assessment of financial needs to maintain the bank’s support. Some critical issues that the company is facing are that the company is deviating from its core competencies. They are experiencing Cash flow problems. They are in a high debt right now. They are having a hard time collecting what is owed to them due to the market. The Confederation bank is asking the Palmer brothers to create a financial statement for the year of 1999, which will be the deciding factor for the bank weather to support Palmer Limited or not. They also want to see if Palmer Limited will be able to pay the debt or not. Situation Analysis Porters Five Forces The rivalry amongst existing firms is medium low. The number of competitors is equal and the business is balanced in comparison to all the employees. There is low growth rate, with high exit barriers and relatively low switching costs. The Bargaining power of suppliers is low. There are not many suppliers present in the market, which offer the supplies that P.L needs. The supplies are very important to the buyer’s business. They are very low in differentiation The bargaining power is pretty important to P.L. The bargaining power of the buyers is very high. This is because the buyers have more power when buying the supplies. They get to decide the price. They also have the statutory holdback of 10 percent on...

Words: 1078 - Pages: 5

Premium Essay


...margins from 25%; 2) defibrillators are easier and faster to manufacture compared to sensors: 8 –10 weeks vs. approx. 3 months for sensors; 3) Ajax must take advantage of the void that is left by PhysioControl. Ajax Electronics is a manufacturing company owned and operated by Mr. Bob Roberts. The company manufactures industrial grade sensors, and defibrillators used by hospitals and emergency vehicles. The company's sales have been growing steadily. However, because of a tight working capital, the manufacturing plant has only been running at 60% capacity. Mr. Roberts is looking to change his banking relationship from Webster Bank to SaveMe Bank. This case analysis will discuss why SaveMe Bank should seriously consider taking Mr. Roberts as a client, followed by business recommendations. CASE TO LEND MONEY Ajax is a slow payer, but pays eventually per references - If the company is provided with enough working capital, then more likely than not to pay on-time. Improved inventory management - Purchases have fallen to $10,000 per month from $20,000. This decision will improve the company's working capital...

Words: 2900 - Pages: 12

Premium Essay

Financial Management

... Financial controls are the written rules and procedures for financial control and management that all organizations should have. Financial controls should cover, for example, who can sign cheques, who maintains the cash books, and how petty cash is administered. Some of these rules will be laid down by the constitution (or, in the case of registered companies, memoranda and articles of association) and others may simply be unwritten understandings, or ways of working traditionally adopted by the management committee or staff of the organization. Accounts can be simple or complex it's usually best to keep them simple. Simple accounts are sometimes called ‘cash accounts’ or ‘receipts and payments accounts’. This system only recognizes money received or paid out when it takes place. The basic rule is: if it happened, write it down. More complex accounts are sometimes called 'accrual accounts' or 'income and expenditure...

Words: 1713 - Pages: 7

Premium Essay

Credit Instrument

...instruments that are brought by the latest technology. Technology has touched everything even the process in which the people are obtaining something for payment, the purchasing process. In today’s perspective, purchasing has been an easy way to acquire something because of the innovative instruments that aids the process. The most basic and most used instrument is the cash, which is provided by the government of every country. Derived from this is the credit card, which is one of the most innovative instruments of purchasing since it can easily be used and is very convenient. There are other instruments for purchasing, but these two instruments are somewhat competing in many ways with no particular reason. In this study, a careful analysis between cash and credit card will be provided to give its readers wider range of knowledge about these instruments. Personal experiences from real people will also be provided to support the study. This will be a good reference for all the interested readers who do not have enough knowledge regarding the...

Words: 6665 - Pages: 27

Premium Essay


...similar but not identical. – BTC may have a location advantage. MSB: Managerial Economics 2 Market Description • • Market remained quite stable around 225,000 yards. There is evidence that consumers switch suppliers to favor lower price. MSB: Managerial Economics 3 Cost Analysis • What are the relevant cost items to consider in pricing T-30? MSB: Managerial Economics 4 Cost Analysis • Variable costs: – – – – Direct Labor. Material. Material Spoilage. Direct Department Expense. • Exclude expenses not related to the scale of production of T-30, or that have been allocated following arbitrary accounting rules to cover costs that are common to the production of other items: – General Overhead • Plant accounting, insurance, security, plant manager’s salary. – Selling and Administration. • Finnacial accounting, personnel, officer’s compensation, as well as wages of sales people. – Indirect Department Expense. • Depreciation, supervision. MSB: Managerial Economics 5 Demand Analysis • This is the present pricing arrangement where BTC charges $4.00 and CPI charges $3.00 per yard of T-30, respectively. MSB: Managerial Economics 6 Demand Analysis • What would happen if BTC drops her price to $3.00 to match CPI? – Is pricing at $3.00 sustainable in the long run when total cost per yard amount to...

Words: 444 - Pages: 2

Premium Essay

Week 2 Irac Brief

...Exchange Commissions University of Phoenix IRAC Brief – Stryker Corporation and The Securities Exchange Commissions Introduction / Purpose Business managers are faced with challenges of legal risks by conducting domestic and international business transactions. To avoid misleading of accounting principles and fraudulent business practices an organization must retain strong internal controls within their international operations. Stryker Corporation had been recently confronted by Securities and Exchange Commissions and got a direct experience. In the following reflection, Team B applies the IRAC method of case analysis to observe Stryker’s treatment and conduct of violations connected to the Foreign Corrupt Practices Act (FCPA). We will summarize four factors regarding IRAC: 1) issue 2) rule 3) analysis and conclusion. Thorough analysis of the IRAC results will help Team B’s interpretation of the significance of internal controls in handling legal risk in international business transactions. Issue Did “Stryker violated the Foreign Corrupt Practices Act by making $2.2 million in unlawful payments to foreign government officials while describing the payments as legitimate expenses in the company’s books and records?” Did Stryker Corporation demonstrates intentional misrepresentation by failing to plan and preserve an acceptable system of internal accounting controls? Is intentional misrepresentation being displayed in this case (fraud or deceit)? ...

Words: 790 - Pages: 4

Premium Essay


...Differential effects of incentive motivators on work performanceAlexander D Stajkovic, Fred Luthans. Academy of Management Journal. Briarcliff Manor: Jun 2001. Vol. 44, Iss. 3; pg. 580, 11 pgs | Abstract (Summary) In this field experiment, first compared is the performance effects of money systematically administered through the organizational behavior (O.B Mod.) modification model and routine pay for performance. This was compared with the effects of O.B Mod.-administered money, social recognition, and performance feedback. The money intervention based on the O.B. Mod. outperformed routine pay for performance and also had stronger effects on performance than social recognition and performance feedback. Full Text (7144  words) Copyright Academy of Management Jun 2001 [Headnote] | In this field experiment, we first compared the performance effects of money systematically administered through the organizational behavior modification (O.B. Mod.) model and routine pay for performance and then compared the effects of O.B. Mod.administered money, social recognition, and performance feedback. The money intervention based on the O.B. Mod. outperformed routine pay for performance (performance increase = 37% vs. 11%) and also had stronger effects on performance than social recognition (24%) and performance feedback (20%). | | Although behavioral management, as a systematic approach to increasing employee effectiveness, was formulated about 25 years ago (e.g., Luthans...

Words: 6534 - Pages: 27

Premium Essay

Forex and Exchange Rates

...balance, inflation and the national product. Fundamental analysis is based on the observation and evaluation of these economic data, as has been proved in the past, has influenced exchange rates. Taking into account these correlations optimal analysis can be done to give an indication of the long-term trend of exchange rates; * technical factors. historical rate fluctuations and volumes are examined and analyzed. Some models, which are expected to repeat themselves over time, can be used as a predictive criterion for short-term trends (technical analysis); * expectations. activities of financial operators are not the only based on known economic data, but also on their expectations of future trends; * political events / psychological factors, such as elections, political tensions, etc. Fundamental analysis is based on the study of the economy. It is based on the assumption that the supply and demand of currencies is the result of economic processes that can be observed in practice and can be predictable. Fundamental analysis studies the relationship between the evolution of exchange rates and economic indicators, a relationship that exists and is used to make predictions. Up to this point, none of the theories views ahead serves all the exchange rate forecast requirements. This is why there are many factors of parallel evaluation, valid for part of the study area, but can also be mutually exclusive. Analysis of the balance of payments This...

Words: 764 - Pages: 4

Premium Essay

Victoria Chemicals Plc (a)

...Victoria chemicals PLC (A): the Merseyside Project   As a world wide major competitor in the chemical industry, Victoria Chemicals is a leading producer of polypropylene, a polymer that is used in a variety of products around the globe. Polypropylene is known for its strength and malleability and was priced as a commodity. The company operates two plants that produce polypropylene, one at Merseyside, England and the other at Rotterdam, Holland. Both plants were identical in scale, design, and age. However, Morris Greystock, the manager for the Merseyside plant saw a decline in the company’s stock, and decided to improve the position of the company. To do that, she came up with a project to increase production efficiency, rationalize the Polypropylene production line and renovate the Merseyside plant since the Merseyside production process was old and therefore higher in labor than competitors. The project Greystock wanted to propose to senior management consisted of GBP 12 million expenditure. Grestock was faced with some issues and decisions related to the project that she had to address. Those issues includes, issues with the transport division, the ICG and marketing department, the assistant plant manager, the treasury staff, and evaluating the capital expenditure. Issues: Concerns of the Transport division: Greystock’s argument is that the purchase of tank cars shouldn’t be included in the initial outlay because the company will use the transport division’s excess capacity...

Words: 1205 - Pages: 5