...INTRODUCTION As a financial advisor, I have got an opportunity to prepare a session called financial investment. This session is for the people who are very much interested in knowing the risk and awareness about the investment for long or short term. It is for all people such as NRIs, self-employed, professionals, etc. Number of observers has focused on the objectivity of individual assets portfolios between risky and riskless assets. Awareness about the risk involved in portfolio has major implications for accumulating wealth. While making investment professionals have long been aware of the risk importance to growth of long-term investment but individuals or ordinary investors may not sound aware. Earlier in India, people are more conscious about the future so they are not wish to take more risk hence they are risk-averse individuals. Risk averse individuals are more likely to limit their investments to relatively safe assets portfolios like savings accounts, government bonds. However now-a-days people earning a lot and their awareness about the risk involved in investment portfolios has increased hence they are taking calculative risk while making investment. Individuals’ attitude about financial risk taking in response to changes in general economic condition has changing apart from innate demographic, economic and behavioural factors. The employed personnel especially information technology (IT) professionals have a greater propensity to save and invest because of their...
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...Oppurtunity is a set of circumstances that makes it possible to do something. In the Outliners Chapter two “ The 10,000 Hour Rule” is all about oppurtunities that have led some of the most iconic people in history to success. They say to truly master your craft you must have 10,000 hours of practice under your belt. Which made me think, do you really need 10,000 hours of practice to be great? Or can you be purely be talented at something without having the 10,000 hours of practice? How Gladwell explains this method is that first all the children start off in the same playing field. Overtime you are able to distingush who is talented , who is good and who is just getting by. The way you are able to tell is that the most talented have the time to practice which increases is over time. They’re able to reach the 10,000 hours rule of mastery because they have one people around them that support them and want them to be great. Two their parents are most likely able to afford to put them in extra tutoring, are extra music classes etc. So they don’t have to work to support themseleves, they have time to practice. As opposed to the child who is good and the the other that is...
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...RONIE BOTONA RESEARCH AND METHODOLOGY I Professor: Fr. Dave Capucao “A CRITICAL ASSESMENT OF RELIGION TODAY IN THE PHILIPPINES: REALITY AND CHALLENGES; WEAKNESSES AND OPPURTUNITIES” Religion is humanity’s way to be in connection with the divine. It can be traced centuries ago. In the Philippines, religion existed already during pre-colonialization. However it was only during the colonialization period that religion becomes a power to reckon and established its significance to the Filipino people regularly. Today our country has been open to any religious practices. In a recent statistics Roman Catholic is the most numbered among other religious practices. More than eighty percent of the population are Catholics, this is because it is the religion brought by the Spanish colonialists who stays in the country for over three hundred years. Aside from other Christian denominations other religions also were able to establish their presence in the country. There are Muslims, Buddhist, Jews and many others to mention, and this is because of the freedom given with regards to religious practices. Looking upon the past and even until now, religion has always been the subject of many criticisms. The Muslims in the south were considered subversive due to their demands that were not meet by the government, resulting to war and bloodshed. This has been a perennial problem for many years. Although this was more on the political aspect but religion plays a vital part. Muslims are very...
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...business managment chapter 6 difference between job description and job specifaction selection process key selection critea you need to know the diference between external and internal starts when the future employee applies for the job 1. written application (C.V + COVER LETTER) 2. interview/test 3.referee check - bacground check 4 negotiation on terms + condition of the contract tasks 1. it shows how u interact with other people/ or if you are approapiate for the job. 10 interviw questions 2.1. Tell me about yourself. (No idea how to answer this? See these suggestions.) 2. What interests you about this opening? (Or why do you want to work for us?) [See: The 100 Best Jobs] 3. What do you know about our company so far? 4. Why did you leave your last job? (Or why are you thinking about leaving your current job?) 5. Tell me about your experience at ___. (Fill in past job.) 6. What experience do you have doing ____? (Fill in each of the major responsibilities of the job.) 7. Tell me about your strengths. 8. Tell me about a time when… (Fill in with situations relevant to the position. For instance: Tell me about when you had to take initiative … you had to deal with a difficult customer … you had to respond to a crisis … you had to give difficult feedback to an employee … You get the idea.) 9. What salary range are you looking for? (See these suggestions for answering questions about salary.) 10. What questions do you have for...
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...psychology, many books like 99 Steps or Tips for Accomplishment are written about how people achieve success. Even though numerous people pay attention to the value of success especially in this Era of Knowledge, saying “failure is a good thing” astonishes me. In Jon Carroll’s article, “Failure is a Good Thing”, he asserts that failure is a beginning, not the end of the world. Failure is how we learn, that is, failure is a natural part of our learning process and a proof that we are trying. Carroll also contends that success is boring since it becomes tedious after a while because of not feeding the soul and keeping us from risking and trying new things. Most of us fear failure, but failure and believing in the possibility of it offer some oppurtunities: It encourages creativity, provides us with new beginnings, and reminds us of being human. First of all, fault is an important teacher that promotes innovation as Jon Carroll connotated. Some of our most memorable lessons come from the stories of our biggest mistakes. The history books are full of those who failed repeatedly before reaching the zenith of success in their fields: Abraham Lincoln, Thomas Edison and Henry Ford. For example, if Edison had not taken lessons from his mistakes, maybe he could not have discovered the light bulb. His failures became didactic for him and made him one step closer to success. In addition, an atmosphere in which the possibility of fault is believed prepares the groundwork for creativity. To illustrate...
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...Examining Government Regulations The American Disabilities Act (ADA) was passed by Congress and signed into law by President George H. Bush on July 26, 1990 to protect the civil rights of disabled individuals in regards to their employment, public transportation, and access to public establishments (National Institute on Disability and Rehabilitation Research, 2012). In regards to employment for individuals living with disabilities, the ADA outlines regulations and laws that are to be followed by potential employers. One of the regulations states that potential employers may not discriminate against an applicant based on a disability of a potential employee. This regulation is enforced by the U.S. Equal Employment Oppurtunity Commision. These regulations have significant impact on persons living with a disability. Until the Amercian Disabilities Act took affect, persons with disabilities had no recourse for discrimination. Employers could refuse to hire a qualified individual based on the presence of a disability or the employer perceiving the applicant of having a disability. Potential employers could also deny a disabled applicant a position based on not being able to accomadate their disbabilty. With the ADA, employers are responsible for providing reasonable accomadations to a qualified applicant in order for them to properly perform their job responsibilities (The ADA: Your Employment Rights as an Individual With a Disability, 2005). These accomadations include...
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...term has been extended to include social and political forms of enterpreneur activities. when enterpreneurship is describing activities witin a firm or a large organization, it is refered to as intra preneurship and may include corporate venture. what leads to a person to get his or her business is a proactive response to a negative situation. perhaps a person has been laid off once or twice. sometimes a person is furstrated with his or her current job and doesnt see any better carrer prospects on the horizon, sometimes a person realizes that his or her job is in trouble. a firm may be contemplating cutbacks that could end a job or limit carrer prospect. perhaps a person already has been passed over for promotion, or a person sees no oppurtunity in existing business for someone with his or her interest and skills. Some people are actually repulsed by the idea of working for someone else. they object to a system where rewards are often based than acomplishment. other people decide to become enterpreneurs because they are disillusioned by the politics involved in getting ahead in an established profession, some are tired of trying to promote a product, service or way of doing business that is outside the main operations of a large company. in contrast, some people are attracted to enterprenuership simply for the sake of advantages of starting a business, these include: · enterpreneur are their own...
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...The Tows Matrix Analysis Apple Inc. Internalities Strengths Weaknesses Innovation Top Management - Steve Jobs Dependency on Steve Jobs Loosing Innvoative Edge Vs Competition Externalities Strong Marketing High Price Points Oppurtunities S O Stratergies W O Stratergies Further Globalization Partnerships / Joint Ventures New Consumer Markets 1 Strong Foreign Marketing will foster growth in new markets reducing dependency on local markets. 1 Identify successful managers across the world through globalization and add more responsibilties to reduce dependency of Steve Jobs in foreign operations. 2 Innovation in technology would create further oppurtunities for joint ventures / Ppartnerships. 3. Using Steve Jobs Persona and Brand Value in new consumer markets to leverage more brand confidence and push innovations Threats Cheaper Substitutions Declining Economy Failure to Maintain Agreements S T Stratergies 1. Use marketing stratergies and constant innovation to differentiate product line from competitors and change consumer assumptions on cheaper substitutes 2 Concentrate on creating more partenrships that fuel constant innovation. 3 Show design and R&D as factors differentiating its products from others in global & new consumer markets to sustain high price points. W T Stratergies 1. Work on a more diverse product line and faster upgrades to increase demand, reduce price & combat cheaper substitutes ...
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...Cosmopolitanism, Neo-liberalism, and Global Corporate Social Responsibility Introduction With the rise of globalization come several opportunities as well as threats. On one hand there is the opportunity to overcome problems such as world hunger, poverty, and abuse of human rights. However, on the other hand, globalization could pose as a threat against cultural diversity, as well as allow large corporations and rich governments to exploit human and natural resources in less developed countries. There has been much discussion and debate over how to approach globalization in a way that maximizes opportunities and minimizes threats, but of course it is not always clear which approach will do this. Two approaches in particular, which have been come to known as cosmopolitanism and neoliberalism, have developed and made lasting impacts on ideologies as well as policies. There are avid supporters as well as opponents of both, but in this paper, rather than compare the pros and cons of the two and argue for which one is superior, I would like to discuss if these approaches oppose each other or if in fact they compliment each other as an approach to globalization. As well, I will discuss the issue of social responsibility of multinational corporations in a globalized environment. Cosmopolitanism In order to evaluate the relationship of cosmopolitanism and neoliberalism as approaches to globalization, it is important to first have a clear understanding of the basic tenants and...
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...one way or another , Pew research surveyed that 73% of online adults now use social networking sites of some kind . Facebook being the sominate social platform in the number of users . what way to advertise for a business ? advertise where it will be noticed right ? Facebook allows business's to advertise free of charge, for as long as they want in any possible way . It also gives them oppurtunity to build better relationships with customers by engageing continusly to figure out what the business is doing, rght or wrong what areas need improvment and so fourth. How is social media helping marketing ? cutting prospect research time down to a few minutes by gettining a account -researcher heloing you find missing emails and phone numvers of prospects , quickly qualify a company and build a list of key decision makers that includes name ,title , email , phone ,and social ,media footprint . get talking pointsn from the news patents ,blogs press release and other sources for pre call prospect research . linkedin is antother social networking site that gives the marketers a powerful oppurtunity to stay connected , the seceret isnt about selling your stuff it is about staying connected , building a relationship , establishing trust developing that feeling of likeing and trusting . And then you can take it to the next level and move on to the next step in the game...
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...in – depth study of literature source on the entrepreneurial universities, its functions and development stages of universitie. As well as to understand classical institutions of higher education and entrepreneurial universities transformation oppurtunities. As part of the job was researched 2 universities – University of Twente (entrepreneurial university) and Ventspils University, as well as carried out interviews with 3 experts. In the research has been conscious the university development history, entrepreneurial model of universities, functions and viewed transformation opportunities form classical university to entrepreneurial university. The research paper ir valuable and useful for the both the authoress and Ventspils University, as well as other Latvias higher education institutions, because this topic in Latvia is little studied, as evidenced by the lack of literary sources. The study results indicate that Ventspils institution of higher education has the potential to become entrepreneurial university, but the most important factor in this process is inserting the entrepreneuship in to the staff and students minds. Each universities ecosystem is important, that creates a entrepreneurial environment and provides oppurtunities to build your own business. The authoress has concluded that the entrepreneurial universities promotes regional and also all economic development, because the universities have centres, of which new knowledge gets into companies, as well as new...
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...Picture Through discriminations of class and gender This photo displays physical activity inequity and is supported through the incorporation of class and gender discrimination. This photo is an example of physical activity Class discrimination Shoe Inequity in Opportunity? Ahead inequality of condition; (ii) inequality of opportunity Gender discrimintaition Symbolize inequity in power – holding all sports Ahead start why? – inequality of capability. Write a four-page essay based on the photo. In the body of your essay, begin by explaining how the image symbolizes inequity. Next, argue for what you believe to be the ultimate cause/causes of the inequity. Finish off the body of the essay with a brief account of what you think should be done to help resolve the inequity. The body of your essay should make up about three and a half pages. Finally, write a short introductory paragraph in which you briefly describe the circumstances under which you took the photo and state your thesis (in a sentence or two) about the ultimate cause/causes of the inequity, and a short conclusion paragraph in which you emphasize what you believe to be the most important points in the essay. Intro Over time the types of physical activity inequities in sports have become better understood and recognized by our changing society. I took this photo because it captures inequity of ‘condition’ and ‘opportunity’ on a basketball court in the west end of Toronto...
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...PGC | Philippine Government & Constitution Prelims Reviewer THE CONCEPT OF STATE State o o Community of persons more or less numerous in number occupying the definite territory with government free of external control Elements: People A state can’t be a state without rational beings World is governed by laws of men People determines the law that can be applied Laws in this context: Laws of men ; not laws of nature Law: Law is ordinance of reason promulgated by the authority for the common good o 4 elements Reason Rule of action Anything that governs us is of reason Promulgated/Promulgation o Act of making o Informing others of the law o Congress is mandated/required to publish laws By the authority Congress makes the law Everything that we do is provided by the congress National in scope Local scope: mini-congress o Ordinance: available only to the place where official is elected Ordinance For the common good Majority: 50%+1 Territory Not limited to the land Pertains to the land, water, sea and air Countr has exclusive power and right If you’ll go to the other country, you’ll pay You have to know your territory o As a sovereign people, you are free to go to your territory without asking permission Government Agent of state ; not the actual state Forms of government o Monarchial Run by royalties Saudi, Brunei, Bahrain, UAE The King and Queen has actual powers Note: England is not a monarchial country ; the establishment...
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...The company provides one of the document industry’s broadest portfolio of offerings. Digital systems include: colour as well as black- and - white printing and publishing systems, digital presses and book factories. Multifunctional devices, laser and solid ink network printers, copiers and fax machines. Xerox also offers associated software, support and supplies such as toner, paper and ink. The company primarily operates in the U.S. It is headquartered in Stamford. Connecticut and employs about 54,000 people. XEROX CORPORATION STRENGHT’S, WEAKNESSES, OPPURTUNITIES AND THREATS (SWOT) LOCATION OF FACTOR INTERNAL STRENGHTS: ( favourable factor) 1. STRONG BRAND IMAGE 2. STRONG R & D CAPABILITY 3. WIDE PRODUCT PORTFOLIO WEAKNESSES: ( unfavourable factor) 1. Weak financial performance. 2. High dependence upon mature markets. 3. High dependence on third parties. 4. Litigations. EXTERNAL:- OPPURTUNITIES: (favourable factor) 1. Acquisitions of rAmici and XMPie. 2....
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...being that no one wants to experience. Studies show that 17.9 percent families nation wide suffers in poverty. In addition to that,The United States Of America 2014 census bureau gave an census estimating, 14.6 million families suffering in poverty. There has not been a difference in the foregoing year. Thus meaning that the poverty level is only staying stagnant. This means that a majority of families are lacking jobs and is relying on government resource. This is a serious issue for the U.S. Economy because it can cause higher taxes,low government spending and more spending on government welfare. In 1964 the “Economic oppurtunity act” which placed the “ War of poverty “ in effect was signed and passed by President Lyndon B Johnson, in his state of the union message.The EOA act was cultivated to give free educational oppurtunities, provide job training and, loans to small business to create jobs for the unemployed.There was endless amounts of programs and coummunity action angies avaliable for assistance.In the light of terminating not only the cause of poverty but the consequances....
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