...KRYSTLE HANSEN BARRY KOTLOVE ESSAY ASSIGNMENT ESSAY #1 DOMESTIC MARKET Health care reform is a political and economic topic that has been debated for years. Most recently in the United States under the president Barack Obama's current term he passed a law that most of us Americans refer to as Obama Care but is also known as the Affordable Care Act. This law requires every American to have some sort of health care coverage. However, is affordable health care really that affordable? There are some countries that have national health insurance systems where government uses tax revenues to provide a basic health care package. However, in America most citizens are enrolled in private health care Insurance usually provided by their employer. Health care provided by employers does come at a cost. It does drive up the cost of labor because it’s another cost incurred by the firm and sometimes the employee. Several companies I have worked for in the past have shared the cost of insurance; by doing this the firm does not incur all the costs of health care; the firm also avoids being fined for not providing health care. If the firm does not provide health care and has more than 50 employees the firm will incur of fine of $5,000. Thus, employers are essentially forced to either incur the costs of health care or pass part or all the costs onto the employee, therefore, decreasing the overall amount the employee actually makes. Some employers could use health care benefits as an enticement...
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...The Benefits Of Using Free Online Essays When there is an essay looming in the near future you can feel overwhelmed and discouraged. There are so many things to do to meet the instructor’s requirements; getting a good grade on an essay is not always an easy accomplishment. A research or persuasion essay requires a particular format, including choosing a topic and a research question. These two steps often elude the inexperienced essay writer. Using a free online essay can help you: Choose a topic – The topic is quite general in nature; there are thousands of topics to choose from. Some examples might be: Pollution of our waterways Second-hand smoke Vending machines in high schools Harmful dieting practices Technology in schools Formulate a question – The research question is more focused and defined within the topic. Some example questions for the topics above might be: Do environmental taxes deter companies from polluting our water supply? Should smokers pay higher insurance to cover rising health care costs due to second-hand smoke? Should all junk-food vending machines be removed from high schools? When does dieting cross the line from safe to harmful? Is the use of technology in schools over-rated? Know the expected format – you can pattern your essay after the format of the free essay. Know what “voice” to write it in – the free essay shows whether it is better to use a friendly or professional...
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...President Bush. This decision may very well depends on the individual as the elected candidate will cause a different impact for each American. This essay will examine the position and programs of each presidential candidate under the four main economic issues in the United States: healthcare, taxation, international trade and environment policy. The first economic issue is Healthcare. As we all know, healthcare cost in the United States is comparatively more expensive than other countries. This is also the reason why many workers in the United States require healthcare benefits. Cost in healthcare is simply too high for an average American to afford if anything happens to them and therefore, many people purchase health insurance. However, having health insurance does not solve the high cost in healthcare because premiums are expensive and not all could afford it. Senator Kerry plans to reduce the cost of health insurance, health care bills and medicine, as well as improving medical efficiency to cut administrative cost. He asserts to cut premium costs by reimbursing business for 75 percent of the cost of catastrophic care since a single catastrophic case can raise the price of health insurance dramatically for a small business. People who are uninsured, or have low income, could receive tax credits to help offset their insurance expenses. Senator Kerry also understands that drugs and medicine in the United States are too expensive and people are forced to import medications...
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...Interview Analysis For this essay I chose to interview Carla, a Registered Nurse, with twenty years of experience, from the Operating Room. She has seen many changes occur in healthcare during his career. This paper will discuss some of the values he finds most important for creating an equal healthcare system. In order to establish an equal healthcare system, coverage needs to be affordable, with equal opportunities for everyone, and American’s need to feel they have the freedom of choice for the type of coverage they want. Healthcare coverage first of all, needs to be affordable. Employers should pay all or most of the healthcare premiums to cover their employees. The coverage should be competitive and at the same time the employee should have the right to choose if they want to be covered or seek private insurance. Mandatory physical exams and blood work should be discussed in detail at employee forums and human resources should not just assume all employees know their coverage rights. Physician’s office staff should be well educated in insurance literacy to let their patients know what their coverage rights are. This will keep the patient from getting a surprisingly high statement in the mail. Those who are eligible for Medicare should not have deductibles. If they are on Medicare then they obviously fall below some standard and therefore do not have the money to pay for medical coverage. Carla states, “Medicare should not be eliminated unless the federal...
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...Essay for Universal Health Care Universal Health Care is something long overdue in America. With this system, every citizen would be able to have health care coverage. This system means that health care can still run independently, so it does not have to be government run like in socialized medicine. Universal Health Care should be put into place so everyone has the chance to stay in good health. A big problem with the health care system we have now is that people with pre-existing health conditions have a hard time getting health coverage. Someone who has had a disease in the past often cannot get affordable health insurance. Some insurance companies will cover everything but the medical conditions they were diagnosed with before because the insurance companies are afraid of having to spend more for the medical bill. This is because a lot of times a person is at a greater risk of having the disease again, like cancer. This could be the one disease a person needs help with, but their insurance won�t help them with that problem at all. The insurance companies save money at their customer�s expense. The patients are left with two options: leave the disease untreated at risk of making the illness even worse and living in discomfort; or pay the expensive costs to get treated, which could leave that person in debt. This scenario would not occur if the United States had Universal Health Care. No citizen could be denied of health care, no matter what their situation is. �����������...
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...Contract Position Essay Monique Stephens September 8, 2013 Instructor: Michael Crandell Course: HCA-255 | Health Policy and Health Economics After reading the old social contract it made me think about how healthcare is today and the obstacles that citizens face today to have coverage for healthcare. I feel that the government is trying to move in the correct direction in creating a new social contract, but before that can be done; everyone needs to review and evaluate the things that went wrong with the regulations previously and either alter them or create new rules. I feel that the Affordable Care Act is one way that things are improving regulations into a new social contract. If I could create a new social contract, I would start by figuring out how all citizens would benefit from a universal form of insurance coverage. Then I will see how each financial class will be able to contribute to the healthcare plans without having an increase in taxes and other things. If states still wanted to have forms of Medicaid and Medicare, I would try to set new regulations, definitely for Medicaid. I feel that individuals that are currently on Medicaid and other form of government assistance, do not fully need it and can be independent in some ways. Some regulations I would make is that recipients have to be working to contribute if they are able to and there will be programs to assist individuals to get on their feet to help them obtain a form of the universal insurance because no one...
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...and issues in addressing this topic? It is always a great thing to help our society to make it a much less controversial place to live. I think that I would actually do anything in my power just to not have those that are struggling having to pay more for health insurance. People need Medicare so they are able to go to the doctors, dentists, and etc. when needed. To make my topic and the articles more interesting, I will use all the strategies. Reason I want to use all the strategies is because I want to add more life to the article and get the viewers to full read through my article. One of the strategies is taken a novel approach, I believe that if I take a novel approach in the article then I will have my readers reading the article as a story so they can get more in depth with the article. Another strategy is devising or modifying a processor system with this I will make sure that I have a plan so I will be free writing through the entire article. 2. How might you use the strategies for promoting curiosity in addressing this topic? Why do you think these strategies might be effective? By promoting curiosity in addressing how health insurance should not raise. I think that promoting what I strongly agree with should not be a problem for the most part. But, I think that with being able to get people on your side to hear where you come from with the information would become a challenge in a sense. I will use these strategies in ways that I can keep my readers serious on...
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...Health Reform, American Style by Hobson Carroll Today’s health care financing mess requires an American fix. We need a rational solution that recognizes where we have come from in paying and providing for health care in this country, as well as our government, history, culture, economic system and all the other things that define us as a nation. The entire world is struggling with health care financing. Solutions need to be locally relevant, and the United States is no exception. My proposal for reforming core elements in the health care system follows. Everyone Is Charged The Same Amount Currently, the same service from the same provider costs different parties different amounts depending on who is paying. This is patently ridiculous for something society has effectively stated is a right, or at least a social utility. We must require all-payer, transparent pricing from providers for their products and services. Each provider is free to set prices as they deem appropriate, but those prices must be the same to all purchasers. I am referring to a price that represents the true, bottom- line net charge that the provider bills and collects. Payers won’t be able to negotiate with providers for special discounts or pricing concessions for any reason. If a provider agrees to a particular schedule of fees or prices with a given payer, fine. But it then applies to every other payer as well. This doesn’t mean that insurance benefits must cover whatever the provider charges. Schedules...
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...in the world, because of the fact it has many influences in government policy that have passed through the years. The Fair Credit Reporting Act of 1970 and the Health Insurance Portability and Accountability Act (HIPAA) of 1996 were just a couple of policies effected by the impact of information technology. The policies were made to protect the American citizens in ways of obtaining free credit reports and the privacy of personal medical records, which individually will be discussed in the essay. "You hear the terminology Fair Credit Reporting Act and you think that's an act that only applies to credit reports," Paul Stephens (Dilworth, 2012). One would think this quote is right, but it is the complete opposite. In 1970, the Fair Credit Reporting Act was established to help citizens from getting ridiculed by massive organizations that wanted to use his or her credit reports against them. The organizations acquired the information that was only available to them and was not intended to be shared. The policy permitted everyone the right to keep track of his or her own credit report. This gives the companies restricted access to credit reports which under F.C.R.A one cannot share information with anyone, cannot affect him or her from getting a job, one needs permission to access information, and one can get a free credit report once a year (Dilworth, 2012) . As a result private and local organizations were starting to keep a tally on credit reports that ultimately created...
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...#1 Access to Health Care: Improving overall health status Equality in Access to health services is one of the forty two topic areas in Healthy People 2020 that caught my view as one of the objectives to have the highest importance in achieving a national goal of healthy Americans in the future. But what does access to health care actually means? According Gulliford et al (2002), facilitating access to health is concerned with helping people to command appropriate health care resources in order to preserve or improve their health status but unfortunately gaining access to healthcare depends on some factors such as financial, organizational and social or cultural barriers that permits or limit the said utilization of services. Therefore having much available health services is not a factor in itself to improve the quality of healthcare but the utilization of such services by all of the people which will depend on affordability and general accessibility of the service. According to Healthy People 2020 (US Department of Health and Human Services, 2012), it is important to have access to quality health care service in order to achieve equity in health and eventually improve the general health status of all Americans. This I think is one of the most important move that the state should make in order to make the vision of having healthy Americans, including all migrants, ethnic and minority groups, by the year 2020. Though free service is not always the key to have access...
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...Act Benefits of the Affordable Care Act In this essay I will be discussing the benefits of the new affordable care act and how it has impacted as well as my local community. Firstly, the affordable care act allows people who did not have access to insurance or be able to afford the insurance through their employer to get insurance coverage at a reasonable cost. Second, the affordable care act does not allow for insurance companies to not pay a claim based on it being a pre-existing condition which was the case prior to the affordable care act being passed. Also the affordable care act gives access to women for preventative health services which is important to me, my wife and my two daughters. In the following paragraphs I will explain the reasons why I support the affordable care act and reasons that everyone should support the new health care law. One of the reasons why I support the affordable care act is that if you would lose your coverage through your employer and need to continue health coverage the cost of the affordable care act insurance is much more reasonable then having to purchase the cobra insurance, which many of the times is about four times as expensive as your insurance through your employer. The affordable card act has directly impacted a state that I used to live in which was Kentucky. It has been reported that nearly four hundred and fifty thousand people now have health insurance in Kentucky that previously did not prior to the affordable...
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...discussion of its drawbacks and limitations of the approach to human medicine. “Modern Genetic Technology and Personalized Medicine” Modern technology is constantly growing in our world, for us to understand how modern genetic technology may lead to personalized medicine and the importance personalized medicine. Personalized medicine is the tailoring of medical treatment for an individual with the unique characteristics for each patient. This approach is a scientific breakthrough for us to understand how a person’s unique molecular and genetic profile makes them susceptible to certain diseases. This same research is increasing our ability to predict and recognize which medical treatments will be safe and effective for each patient (Consumer Health, 2007). The Human Genome project of 2003, enlighten our understanding of the genetic component of disease that...
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...Being the President of the United States Josh Wainwright Sociology 101: Principles of Sociology- Word Count: 2111 Abstract The purpose of this essay is to express how to address current issues in today’s society. The issues that I have to address are poverty, crime, education, health and a 5th problem of your choice. The 5th problem that I chose to address was jobs. I go about addressing these issues as if you were the President of the United States. This essay gives I a chance to express how you feel about these issues and what would you do to fix these problems. As President of the United States, it is my duty to address problems in this American society. The five main problem that I want to address are poverty, crime, education, health and jobs. These are important issues that I am working on fixing immediately. My plan is to dramatically decrease the poverty and crime rate. I am also going to improve education, health insurance and job opportunities. Poverty America’s poverty rate is too high. Let’s look back on 2013 poverty rate. According to the United States Census Bureau, in 2013, there were 45.3 million people in poverty. For the third consecutive year, the number of people...
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...Vulnerable Population Essay Carly Rauch Wheeling Jesuit University MSN 525 April 04, 2013 Vulnerable Population Essay A vulnerable population is the state of a population or individual being vulnerable to a specific event or disease. A vulnerable population is a group of individuals who are in some way disadvantaged particularly having limited resources to healthcare. Vulnerable populations lack equity socially, demographically, geographically, and economically (Shi & Singh, 2013). These populations groups include ethnic and racial minorities, individuals who reside in rural areas, uninsured women and children, the mentally ill individuals, the disabled and chronically ill individuals, those affected by HIV, and the homeless. Vulnerability is determined by a merging of enabling, predisposing, and characteristic needs at both the contextual and ecological levels. These three characteristics of vulnerability not only determine one’s accessibility to health care, but also influences ultimately an individuals’ risk of developing an illness or even recovering from their illness if already sick (Shi & Singh, 2013). Belief systems, demographic characteristics, and social structures are attributes that predispose individuals to vulnerability. Vulnerability statue is greatly influenced by these attributes due to their association with access to resources, health behaviors, social position, and health status variations. Predisposing attributes are difficult to...
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...In the following essay I am going to describe the history and evolution of health care economics and the timeline of health care funding. I will be goining back to the 1900s though the current day. And I will explain what historic events have shaped our current health care economy. During the early 1900s healthcare was focused on finding a cure on infectious disease and poor hygiene. Then there are the diseases caused by poor nutrition, there is the case of poor infant and maternal care. And being able to deal with all these diseases, with sub-par medical equipment. The early 1900s was a learning decade to really find out what actually works on certain diseases. By the mid 1900s healthcare made huge leaps and bounds. Starting with high tech equipment, to utilize for treatment. Better and stronger medication. And better trained doctors and staff to be able to deal with and major on minor medical emergency. In 1946 the public schools created a school health initiative to keep a healthier school environment. By trying to lower the amount of disease in children, by giving all children proper vaccinations. And also by giving kids health foods to avoid a high obesity rate among children. This is where a greater amount of funding was issued by the government to help bring healthcare to the top. The government had started to realize by the mid 1950s the importance of health care on the future of the world. We all must stay healthy and disease free to prosper, so this...
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