...Careers in Finance There are many different types of jobs for people to pursuit in the field of finance. They can look for jobs in the areas of an investment bank, a commercial bank, a manufacturing company, or even a financial consulting company. All of these places have jobs to offer those with finance or even business degrees. Some of them pay very well, and even more to the people who rise up to the higher tiers of the company ranks. If someone was looking to get a job in an investment bank, they might consider becoming a ratings analyst. Ratings analysts are people who evaluate the credit risk of debt securities issued by corporations and government agencies. After a thorough evaluation of a company or agency, these analysts will then make their investment recommendations. These recommendations can include buy, hold, or sell recommendations on financial elements such as equity or debt investments such as stocks or bonds. Ratings analysts also provide a prediction of a company’s future securities price. Chief financial officers and other important members of a company’s management often create and maintain a good relationship with the ratings analysts who are following their company. The analysts need to know about everything the company is doing in order to make a good and more accurate recommendation or prediction. Many people, including mutual fund managers and other investors rely on the ratings from these analysts to make investment decisions on what...
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...EDDA MPHANDE OKAFOR JHPIEGO P.O. Box 1091 Lilongwe 0884616008/0999 448880 eddamphande.okafor@jhpiego.org eddam2@yahoo.com Date of Birth : 19th July Marital Status : Married Profile: A professionally qualified Administrator/HR Officer with 13 years experience in all administrative and personnel issues. I have worked with busy and reputable organizations in areas relating to procurement of assorted office accessories, planning meetings with donors, Fleet management, coordinate stock supplies for the whole country office, supervision of junior staff, recruitment, managing personnel and production of documents among others Work History July 2002 – Present JHPIEGO/MALAWI HR Officer January 2012 to date Terms of Reference 1. Implement HR policies as outlined in the Jhpiego Malawi Employment Policy and ensure staff compliance; 2. Develop Jhpiego Malawi HR procedures and systems in collaboration with the Country Director and Jhpiego Global Human Resources (GHR) office in Baltimore; 3. Ensure that staff are aware of these policies and interpret them accordingly 4. Coordinate and facilitate the planning, recruitment and selection of qualified staff as directed by the relevant hiring manager. This includes posting job advertisements on relevant web sites/ newspapers and doing initial short listing under guidance of the hiring manager and providing feedback to the interviewees 5. Develop and coordinate orientation schedules for all new staff 6. Ensure...
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...Search Browse Saved Papers Home Page » Business and Management Consultant and Client Communication In: Business and Management Consultant and Client Communication Consultant and Client Communication MGT 527 January 28, 2013 Sarah Nelson Consultant and Client Communication Within an organization effective commination requires clear objectives along with sound strategies. In each business communication is crucial. Whether big or small the most effective instrument in organizations pertains to communication. Misunderstanding and challenges emerge with one-on-one interactions. Nevertheless, businesses influence effective communication strategies through persistent communication. However, a conductive environment on every level opens the door to communication whereby enabling the organizational members freely to express their ideas, criticisms, and feedback. When managers engage in conversation with employees “specially,” about their ideas, viewpoints on the emerging issues in customer and service production as well as the business environment develops an inclusive culture that demonstrate significant results. In the economy of business financial organizations explicate their vision for success in developing a long relationship. However, the vision of a company is to interact effectively with future as well as existing customers. In addition, advisors in finance serve as team members who assist in developing the mission as a reality. Organizations...
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...When I was younger I worked as a manager at a fast food restaurant. When preparing fast food, team work and great communication were a must. Without effective team work it’s easy to fall behind. All persons on the shift had a job to do, be it cashier, cook, or filler bagger. These jobs working together insured a productive day. My experiences working with teams have been positive because I was able to learn from them. I learned how to talk to people with respect. On my present job I am a car sales consultant. In the auto sales business you have sales consultants, sales managers, and credit/finance specialist. There is also advertising to bring in customers. We all work as a team to move from one step to the next. The customer comes in looks around with a sales consultant. Once the customer picks out a car the sales consultant or sales manger completes the initial paper work. The finance specialist reviews how the car will be purchase and what type of credit or finance may be needed. Teams are used in the work place because some jobs cannot be completed individually, but can be completed as a team Teams are used in education, athletics, or the arts. In education teams are used in presentations or in doing research. Teams are a big part of most athletic events, such as football and basketball. In the arts a choir or a dance groups both work as a team. There are several the...
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...Canada Trust provides a full range of financial products and services through its retail branch network, telephone, Internet banking, and ‘TD Green Machine’ automated banking machines. TD Bank Group Headquartered in Toronto, Canada, with more than 85,000 employees in offices around the world, The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group (TD). TD offers a full range of financial products and services to approximately 20.5 million customers worldwide through four key business lines: Canadian Personal and Commercial Banking including TD Canada Trust, TD Insurance and TD Auto Finance Canada. Wealth Management including TD Waterhouse and an investment in TD Ameritrade Wholesale Banking including TD Securities U.S. Personal and Commercial Banking including TD Bank, America’s Most Convenient Bank and TD Auto Finance U.S. Market...
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...geographically disperse student population. Student Central is the one-stop shop for student service. Student Central provides a variety of services all focused on ensuring student success. Every student is assigned a Student Success Team, whose main purpose is to support their student’s educational objectives, ultimately resulting in graduation. Success Teams are comprised of two members a Student Success Coach and a Student Finance Consultant. • The Student Success Coach provides students with proactive assistance including academic advising, developing plans of study, registration, and follow-up on degree completion progress. • The Student Finance Consultant assists students with developing a personalized plan to finance their education and ensures the plan is periodically updated to meet the student’s needs. Types of Industries DeVry University is an education and training services industry. Their competitors are Apollo Group Inc., Education Management Corporation, and IIT Educational Services Group. Best Practices • Student Finance Consultants and Student Success Coaches assures successful and efficient processes and outcomes for DeVry University in areas of persistence, start rates, customer satisfaction, accounts...
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...had a change of name in June 2007. The ownership of the company changed in April 2005. The company is headquartered at Tarzan House, Kantamanto-Accra, and currently has a network of 10 branches and one agency located at Kantamanto, Kaneshie, Apenkwa, Ashaiman, Dome, Makola, Adabraka, Kejetia and Suame in Kumasi and the newest branch in Takoradi The primary focus of uniCredit is to provide financial services that are specifically tailored to the needs of personal customers and micro, small and medium scale enterprises. The company currently has nine(9) department which comprises of the Human Resource, Business Development, Internal control, Risk and Compliance, Marketing and Service quality, Credit department, Information Technology, Finance and Administration, Operations, Legal, Small and Medium Enterprises(credit) department performance There had been mixed up in the jobs descriptions of four departments that is Marketing and Service quality, Business Development, SME’s and the credit departments. Mostly both managers at Marketing and Business development ends up taken each other’s role. There has also not been clearly defined role or job description for both Head of SME’s and Credit manager. Again Relationship officers at various branches currently reports to these four departments. They are seen as credit officers who does clients loans appraisal and recoveries and reports to both the head of SME’s and the credit manager, as marketing officers thus sell products of...
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...As an outside consultant; one has the opportunity to see an organization for what it is without any personal feelings towards the company. The consultant provides expert help in different areas such as marketing, finance or management. This consultant has the opportunity to spend time with a car dealership to help the company with its training needs. CURRENT FOCUS AND GOALS The dealership is moving to a brand new state of the art building and needs to increase its income to meet the high demands that the building brings with it. Overarching goals are to sell more cars and increase service appointments from the average of 25 per day to 50-60 per day. In order to do so, it needs to increase its customer base. TRAINING NEEDS The first thing that the organization needs to do it hire additional employees to staff the new building as it is more than three times larger than the current building. After these employees are hired for the different areas, (mainly sales, business call center, and service) each individual will need to be trained on how to successfully perform his or her job. Training these individuals on the particular job they hold will give them the tools needed to increase sales, increase service appointments and increase services offered. EFFECTS ON TRAINING The focus of the company and goals has a large effect on prioritizing the type and amount of training. It is imperative that the training take place immediately on the new hires as well as the current...
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...modules-student, financial aid, human resources, finance and advancement, Source- http://www.ellucian.com/ , http://www.ellucian.com/Solutions/ Student module-current students, 24x7 online access to information, prospect students can apply for admission, faculty manage course information, rosters and grading Financial aid module-regular admissions, financial aid services provided to students Human Resources module-administrative and self-service solution to manage personnel information across the institution, payrolls, payroll information, personnel information, policies, procedures, workforce management Finance module-have data available 24 hrs 7 days a week to stakeholders, procurement and account payable to research programs and endowment management, prepare and control budgets Advancement module-facilitates relationships with alumni, donors, friends, parents, community members, corporations, foundations and other organizations, fundraising support from campaign management, event management, annual giving programs, foundation programs. 2) Business processes would be most like be affected by the modules like student, financial aid, human resources, finance and advancement 3) Benefits-integration of data across the modules for information sharing, stakeholders can access information online, enable better communication across user groups, enable better customer service Typical costs-cost of software package, consultants help implement the ERP, BPR projects, potential...
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...Consultant and Client Communication MGT 527 January 28, 2013 Sarah Nelson Consultant and Client Communication Within an organization effective commination requires clear objectives along with sound strategies. In each business communication is crucial. Whether big or small the most effective instrument in organizations pertains to communication. Misunderstanding and challenges emerge with one-on-one interactions. Nevertheless, businesses influence effective communication strategies through persistent communication. However, a conductive environment on every level opens the door to communication whereby enabling the organizational members freely to express their ideas, criticisms, and feedback. When managers engage in conversation with employees “specially,” about their ideas, viewpoints on the emerging issues in customer and service production as well as the business environment develops an inclusive culture that demonstrate significant results. In the economy of business financial organizations explicate their vision for success in developing a long relationship. However, the vision of a company is to interact effectively with future as well as existing customers. In addition, advisors in finance serve as team members who assist in developing the mission as a reality. Organizations run effectively because of the complementary aspects of both organizational finance and advisors. Nevertheless, this paper pertains to the unit of business that involves a consultant solving...
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...324 March 7, 2015 Dr. John Elmer Week 2 Assignment- Consulting “A consultant is who claims expertise in a particular arena, and advises on increased efficiency, decision making, and other aspects of management (Consultant, 2012).” Throughout my career path consulting has played an important role in my everyday work experience. Being in the healthcare field we face dramatic changes when it comes to customer conduct, market dynamic forces, and regulatory demands. As a Junior Executive for Scripps Hospitals one of my focuses is to ensure value care for patients and also reduce cost and increase revenues. Also, play the role of consultant with situations that the day might bring towards our hospital. One consulting incident that I recall from not too long ago was to develop a faster process of opening and renewing contracts with insurance companies and accelerate the process of payment for services. “Most typically, the provider and payor begin negotiating contract renewals nine months before the contract is up. Most contracts are one to three years in duration, so these negotiations happen quite frequently (Weiss, 2012).” It was currently taking very long for us to serve our contract payors and that made our customer service skills below average. Insurance companies doubted on whether to renew contracts with us due to this issue. To make matters worse, it also delayed payments which affected our finances. I was responsible to find ways to better serve the hospital and our...
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...Fatou Ceesay Senior Consultant Deloitte Consulting LLP Dallas Mobile: +1 918 809 7378 Tel: +1 214 840 1066 Summary of Experience and Qualifications Over one year of Consulting experiece Primarily in the Financial Services Industry in the area of Mortgage Banking, and in the Retail Industry in the are of Finance Transformation – Close Consolidation for one of the largest retailer in the world. Prior to which, I have had nine years of combined industry and public accounting experience. Prior industry experience includes six years in Financial Services in areas of Consumer Banking and Wealth Management. Public accounting experience in audit in variety of industries, including Financial Services, Health Care and Not-For-Profit. Excellent work ethic detailed oriented, positive attitude, client service oriented, quick learner and self-motivated. Deloitte Experience Industry: Financial Services – Banking: Consulting Service Line: Finance Senior Consultant; October 2012 to Current. 2,652 Billion (Assets) Global Financial Services Corporation. Deloitte was hired to help one of the world’s largest banking and financial services organizations divest and outsource the servicing of a $50 billion loan portfolio. Deloitte help identify and create all relevant documents and contract content required and necessary for the transaction. Role: Responsible for: Gethering information, creating data and developing content for key contract exhibits. Organized and...
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...Salesman vs. Sales Consultant Tyler Ringquist English Competition Professor Katherine Cooper November 16, 2008 Car salesman, shoe salesman, or maybe the ever so dreadful time-share salesman can turn a potential buyer away in minutes by their “shove it down your throat” sales approach. I have yet to meet a person that has enjoyed the high pressure sales pitch. If consumers do not respond positively to this approach, consider the challenges faced by quality sales consultants. Not all sales people are trying to line their pockets and send every customer out the door with the most expensive item their business has to offer. Quality sales consultants genuinely believe in the product or service they are attempting to sell. Unlike the high pressure salesman approach, a quality sales consultant’s objective is not to sell the client the most expensive item but rather determine the customer’s needs and offer a product or service that best suits each particular situation. I work as an inbound telesales consultant for new clients at Intuit, Inc. Many of my new clients have a preconceived notion that I am trying to get as much money out of them as possible due to bad experiences in the past. Small business owners call in to purchase financial software to manage their business finances as well as their payroll services. My primary clients are new businesses owners and businesses that are simply looking for better ways to manage their finances. My clients continually confuse...
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...An ERP Story Group – 5 Sec – B Abhishek Sethi 1011049 Ankit Sachdeva 1011119 Ankit Surana 1011027 Sneha Manan 1011005 S Sreyas 1011089 Nipun Sharma 1011072 1. What are the main characteristics and challenges identified by Jean Roberge? Ans: As Jean Roberge was appointed the vice president of Information Technologies Management after the merger of ABS with the acquisition of two major insurance companies i.e. General Maritime Protection of eastern region and Western General Insurance of the west region to make ABS as a major pan Canadian insurer. As the merger took place there was a lot of inefficiency in field of operation, finance, HR and marketing & sales. Jean Roberge decided to provide an integrated management system which could be used for financial, HR, operations and marketing & sales will bring out the efficiency as Roberge see a high potential in this. As of now all the three companies are operating with their own systems, own work policies so they feel the need of reengineering with the help of an integrated system. For the restricting the work system a great deal of manual work is required from all the three companies to prepare a consolidated report so that Roberge could exactly know the condition of financial & human resource of ABS. Moreover, in case of marketing & sales collecting the data and consolidating was a big challenge for them as the information of all the three companies was high and diversified. The major challenges for Jean Roberge were: ...
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...N AN C IAL A DV IS O R Y S EC R E TA RI AL S ER VIC ES L EG AL A DVIS O RY ENTHUSIASM EXPERIENCE EXPERTISE ENERGY Merryland Consultants Group is a diversified group that works with the best in the industry to transform strategy into reality. We offer our clients high impact advisory services throughout the business life cycle from ideation & inception to growth, maturity and transition. We make change happen. The group consists of two companies Merryland Real Estate and Consultants Pvt. Ltd. and Merryland Solicitors and Legal Consultants Pvt. Ltd. which cover the following service lines: 1. Energy Advisory Services 2. Real Estate Advisory Services 3. Business and Financial Advisory Services 4. Corporate Secretarial Services 5. Legal Advisory Services Headquartered in Jaipur, Rajasthan (India), we also have representative offices in Bahrain, Dubai, Delhi and Mumbai. Our founders are all senior professionals having advanced degree in law, electrical engineering, computer science, management, finance and political science. Our consultants and affiliates include retired senior government officers and bureaucrats, seasoned finance professionals, lawyers of High Court and Supreme Court and experienced industry leaders. Delivering Service Excellence Merryland Real Estate and Consultants Pvt. Ltd. and Merryland Solicitors and Legal Consultants Pvt. Ltd. F-68, Vinay Path, Kantichandra Road, Banipark, Jaipur, Rajasthan, India, Pin – 302016 Tel: +91 141-2201515, 141-4019333 Fax...
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