Premium Essay

Cost Of Higher Education Essay

Submitted By
Words 464
Pages 2
Most people dream of attending college, earning a degree, having a successful career, and a excellent lifestyle; however, for most Americans, this dream seems almost impossible. Because Americans have not received enlightened education about financial responsibility, students are taking out large loans to pay for their education, unaware of what is ahead of them. The cost of higher education is driving Americans into debt. Financial classes should be available in all high schools, in order to best assist and guide all students in upcoming situations. Taking a better look into this idea, there are no financial advice classes in high school to help students; in fact most students have to way until they make it to college, to have access to those classes, that is if they even take it at all. Expert argues that “high school students should be required to take courses in economics and personal finance” (Young people in debt). When it comes to paying for college, not everyone is ready or is eligible for financial aid. According to FAFSA to be eligible to receive federal student aid, students or their guardian must be a U.S citizen, have a high school diploma or GED, maintain …show more content…
Expert Draut Strapped told USA Today, “This debt-for-diploma system is strangling our young people right when they're starting out in life.... It's creating a sense of futility that no matter what they do, they're not going to be able to get ahead." (Young People in Debt). The job market keeps getting tighter every day, students are not able to find jobs in their career field, some are not able to find jobs at all, with the high cost of living and having numerous bills to pay for they end up maxing out credit cards, which is only leading them into deeper debt. As a result of the post college debt many Americans delay on buying cars, homes, or even starting

Similar Documents

Premium Essay

Should a Computer Grade Your Essays?

...Case Study 11: Should a Computer Grade Your Essays? The case study discusses the April 2013 launch of Harvard/MIT’s joint venture MOOC (massively open online course) essay scoring program, utilizing AI (artificial intelligence) technology to grade educational essays and short answers, with immediate feedback and ability to revise, resubmit, and improve grades. In 2012, a group of colleagues, Les Perleman, Mark Shermis, and Ben Hamner, introduced over 16,000, K7-12 standardized school tests to the AES (automated essay scoring software) to compare results of hand-scored essays; the results appeared to produce a more accurate grade, however, no official statistical studies were performed to accurately maintain the claim. Essay Raters (e-Rater), developed by the Educational Testing Service (ETS), allowed Perelman to access, and analyze the technology. ETS uses vocabulary and content to score criteria, such as essay length, conjunctive adverb usage, and large word usage, in combination with paper and word length, words per sentence, and word complexity. The downside is the programs’ inability to differentiate factual from nonfactual information, intent, or meaning. Some educators banned to form the group, Professionals Against Machine Scoring of Student Essays in High-Stakes Assessment; they are concerned educators will reduce writing standards to conform to software constraints. Laudon & Laudon further discuss the probability of lost jobs due to computers taking the...

Words: 1500 - Pages: 6

Premium Essay

Is a College Education Worth the Money

...Munro English 102-1EC September 1, 2015 Is A College Education Worth The Money? Whether or not a college education is worth the money is a controversial topic. Some people believe that a college education gives them a sense of accomplishment, more job opportunities, and the opportunity for a better paying job. While others challenge this position, claiming that even with a college education they are not guaranteed a good paying job, will be stuck with debt, and in reality people do not need a college education in order to be successful. It seems clear that a college education is a worthwhile investment because depending on someone’s career path it can give them many opportunities and open up a lot more doors in their future. A college education will help others get a better paying job. In an essay posted in USA Today states “the average weekly income for those who have jobs” as follows: “people with a high school degree makes $444, which is less than a person with an associate degree that makes $767. A person with a bachelor’s degree makes $1,038, which is less than a person that has a doctoral degree that makes $1,550.” (Smith) It is a chain that can go on. The less educated a person is the less they will get paid. Before I came to college, I worked for a private practice doctor for about four years. When I started I was getting paid $8.00 an hour, and when I left four years later I was making $9.00. A college education will open more doors for me and give me more opportunities...

Words: 643 - Pages: 3

Premium Essay

Higher Education. a Split Decison

...October 2014 Higher Education. A Split Decision Universities extend back centuries and have played a huge role in expanding the minds of its attendants. Universities like Oxford or Cambridge were established near to as early as the 1100s, but they were not sanctioned until deemed by a Pope or King soon after. While this great honor of recognition brought a good rep with it, it also came with a price to the masters and their apprentices. Although the system today is quite modernized and is commonly available to all, scholars of the highest degree were the only participants, save it be the masters, of such study in the early days of college. This is also due to the fact that the general population was illiterate. Time passed on and shortly thereafter, universities were beginning to spread like wildfire throughout the nations and the ability to attend such institutions passed down to those who were wealthy or intelligent enough to be accepted. Masters with their students were the leaders of such centers, and they were free to delve into any subject they wished until the desire to become recognized grew. Recognition esteemed them to be great but at such a cost that they studied theology more intently than the liberal arts in order for them to catch the Pope’s eye. Fortunate for education, it progressed far passed theology to explore into the depths of science, reasoning, and technology which came much later in time. Fast forward a few centuries and a higher education became a more...

Words: 2254 - Pages: 10

Free Essay

Controlling Management

...Writing conclusions The conclusion is the final paragraph in an essay. It has three purposes. 1. It signals the end of the essay. To do so, begin your conclusion with a clear signal, such as To sum up, In conclusion, To conclude. 2. It reminds your reader of your main points, which you can do in one of two ways: You can . • summarize your main ideas. • rewrite your thesis statement in other words. 3. It leaves your reader with your final thoughts on the topic. This is your opportunity to give a strong, effective message that your reader will remember. How to write a strong conclusion Thesis: The cost of higher education is increasing and financial support for students is decreasing. 1. Make a prediction In summary, the costs of attending college have been rising while, at the same time, sources of financial aid for students have been disappearing. If this trend continues, fewer and fewer families will be able to send their children through four years of college. This will seriously affect the future of many young people’s lives. 2. Suggest results or consequences To sum up, the costs of attending college are up and financial aid for students is down. Fewer and fewer future members of the workforce are able to educate themselves beyond high school. As a result, the nation will waste the intelligence, imagination, and energy of a large segment of the present college-age generation. 3. Suggest a solution, make a recommendation, or call for action ...

Words: 590 - Pages: 3

Premium Essay

Huh Wtf

...had cut and pasted text from another source, but each of these searches turned up nothing. So she decided to confront the student. She asked him point blank, "Did you write this, or did someone else write it for you?" The student immediately confessed. He had purchased the custom-written paper from an online essay-writing service. The teacher believed this conduct represented a serious breach of academic ethics. The student had submitted an essay written by someone else as his own. He had not indicated that he hadn't written it. He hadn't given any credit to the essay's true author, whose name he did not know. And he was prepared to accept credit for both the essay and the course, despite the fact that he had not done the required work. The instructor severely admonished the student and gave him an F for the assignment. But the roots of this problem go far deeper than an isolated case of ghostwriting. Essay writing has become a cottage industry premised on systematic flaunting of the most basic aims of higher education. The very fact that such services exist reflects a deep and widespread misunderstanding of why colleges and universities ask students to write essays in the first place. These services have names such as WriteMyEssay.com, College-paper.org, and...

Words: 1223 - Pages: 5

Premium Essay

Reasons to Go to Wgu

...Informative and Persuasive Essay Western Governors University LAE1 Informative and Persuasive Essay “What sculpture is to a block of marble, education is to the human soul” (Addison, 1839, p. 76). The pull to become a masterpiece was both exhilarating and unnerving. I knew it was time to continue furthering my education, but the fact that I had a full time job and a busy schedule gave me an excuse to keep putting it off. Year after year, I churned out more and more excuses; the truth was, the factors to consider when choosing an online university were many and overwhelming, and I was afraid to start. I finally launched into research mode and began searching in earnest for “the perfect fit.” After much courting and wooing by several universities offering online programs, three major factors influenced my decision to become a Western Governors University (WGU) student. These are an excellent online support system, a unique competence based approach to learning, and affordability. I urge you to carefully consider these factors; you too will be convinced that WGU is the choice to make. WGU offers an excellent and unique support system to students. The availability of online education promises the ease and flexibility of independent learning. In addition, this is coupled with the availability of qualified human resources to help you stay on track. Truthfully, not many of us are disciplined enough to...

Words: 1233 - Pages: 5

Free Essay

Rhetorical Analysis of Charles Murray

...increased cost of college throughout the years has caused the question to become even more relevant. Charles Murray, an author from the American Enterprise Institute, wrote the essay entitled “Are Too Many People Going to College?” Murray’s essay sought ought to explain that universities are being filled with students who are either not prepared for higher education or who are compelled into attending college and are unable to succeed because the lack of inherent abilities. While Murray makes many pertinent points about America’s infatuation with the B.A as a standard into a class of intellectual elite the essay does not take into consideration the individual influences that may lead to a student’s success. This essay will analyze and critique Murray’s view of why the pursuit of a B.A can lead to more harm than good. Murray’s main argument throughout his essay is that the perceived reward of a college degree disseminates to those seeking higher education and inevitably does more harm than good. He argues that many students do not have the ability to enjoy and finish a four year degree. This leads the student to being stigmatized and in debt due to his or her failure. Murray further establishes his argument by saying that more people continue to go to college because they are programmed into believing, regardless of their abilities, to pursue college as an essential development into becoming a beneficial U.S citizen. Murray claims that he is not against higher education but that...

Words: 1299 - Pages: 6

Premium Essay

Online vs. Traditional Education

...Online Vs. Traditional Education | James JohnsonCOM/155December 15, 2013 | Online Vs. Traditional Education Thesis statement Is online education equal to traditional education? Research shows that online learning is equal or better than traditional classroom experience. There has been a strong debate about online education and traditional on campus education, this essay will point out the facts about both online and traditional, on campus, teaching’s. Traditional Education A. The traditional education system relies on a style of learning intended to allow students to gain individual meaning and learning to the subject matter. Traditional education focuses on individual student’s needs and self-expression. Traditional education has a more hands-on approach that utilizes both the teacher’s intellectual values and skills as well as the students. B. Traditional schools have a more one-on-one intercourse between professor and student. 1. In a traditional school you can interact with students easier than if you were online. Living on campus lets you have a space to call your own. Online Education A. Students are given the opportunity to choose from various schools, programs and courses which are not available in the area where they live in. 1. Offers flexibility to students. Allows a more student-centered teaching approach. B. Getting an online education may help in ensuring that each lesson or material is completely understood before moving...

Words: 1522 - Pages: 7

Premium Essay

Why I Want To Go To College

...There are things you need to qualify for, such as your ACT, and SAT scores have to be at a certain level. The SAT scores for Pennsylvania State University have to be no less than 1750, and the ACT score has to be at least 26. The GPA that is required is 3.55 or higher. At the moment I’m involved in FBLA (Future Business Leaders of America), this is going to help prepare me for a job in business, and teach me what business is all about. My admissions essay was about a quality I admire about myself. I plan on pursuing an education in business,that is why I have chosen this program for high school. The person who is in charge of my program is Ms. Compton, and my counselor is Mr. Martin. My favorite core class teacher is Mrs. Williams , in English. Applying for college is just my first step in getting into college, although this will take a lot of effort and work i’m ready to prepare for my...

Words: 748 - Pages: 3

Premium Essay

The University in Chains

...political fundamentalism” (1) is taking its place. The author gives many possible directions for hope but still his writings lack possible more in depth directions to stop this growing trend. The author defends this with discussing how this type of logic is exactly what he is fighting against. Pre-written instructions that society has become so used to that it doesn’t know what direction to go when faced with difficulty and if it wasn’t taught that way then don’t do it that way. Democracy is something we hear more and more since the beginning of the Iraq war up to the next presidential election. But one question this book asks and as scholars we must ask ourselves, “Is our society, in all aspects, really democratic?” In the first essay of the book Giroux discusses how universities have become bedfellows with the American war machine. Giving the reader a raw look at how far universities have become militarized. The beginnings can be traced back to the post-WWII years. Giroux argues that even though it has been at least 50 years since this invasion of militarism into universities, since 911 this militarism has spread beyond the walls of the university into mainstream society. The concept of militarism is the dominance of the military over the state or the broader culture, militarization is more fundamental and pervasive part of a basic military philosophy and its underlying assumptions. The author contends that the two meanings are becoming one and is now used as solutions...

Words: 1165 - Pages: 5

Free Essay

How to Write Report

...Government Website) • State the problem that the report will address, ie. There are high rates of VC in Manchester and something has to be done to address this. • Introduce the 2 options – Education and Providing Job Opportunities • Purpose Statement - This report will analyse the feasibility of Education and Providing Job Opportunities in terms of cost and effectiveness and will make a recommendation as to which option is most viable / feasible / suitable to reduce violent crime in Manchester. 2.0 Background: Give more detailed information about – • Manchester – population, location, local economy – ie. What budget is available? What is the employment/unemployment rate? Plus any other information that you think is important. • Violent Crime in Manchester – what types of violent crime are there in Manchester (see the FBI definition – 4 main types)? What are the rates of violent crime in Manchester? Are they higher or lower than the national average? Are they increasing, decreasing or staying the same? 3.0 Presentation of Options: Define your options 3.1 Education 3.2 Providing Job Opportunities 4.0 Requirements The feasibility of implementing the above options to reduce high rate sof violent crime in Manchester will be analysed using the following requirements: 4.1 Cost Refer to data in the background section regarding the budget for implementing options to reduce high rates of violent crime in Manchester. Ie. Since the budget available to Manchester...

Words: 508 - Pages: 3

Premium Essay

Business Report

...StudyMode - Premium and Free Essays, Term Papers & Book Notes • Essays • Resource Center I'm Researching... • danielynn31 d… • • • ◦ Back danielynn31 Saved Recents Uploads My Answers ◦ Back ◦ Ask a Question ◦ My Questions ◦ My Answers ◦ Preferences • Account ◦ Back ◦ Account Settings ◦ Profile ◦ Sign Out • • • • • I'm Researching... Products • • • • • Home Research Drive Answers Texty • • • • • Company Legal Site Map Contact Advertise About • • • ©2016 StudyMode.com 1. Home > 2. Debt > 3. Student Loan Crisis... < Back to Debt Student Loan Crisis Research Paper Debt, Education finance, Higher education • • • • By sympathys Jun 11, 2013 1348 Words 220 Views PAGE 1 OF 5 �PAGE � How to Make College More Affordable Many of the protesters occupying Wall Street and other places say they are upset about the rising price of going to college. There is little dispute today that the number of students who have debt has increased, and that the amount of money they have borrowed has gone up (Billitteri). Many students incur large amounts of debt that will never pay dividends in higher wages or greater job satisfaction, and they graduate into a world with weak employment prospects. It's a betrayal of the American social contract that says if you work hard and invest in yourself through education, you'll be able to build a better life. The current system is badly in need of an overhaul...

Words: 1243 - Pages: 5

Free Essay

Kena

...6/27/13 Free Analysis Essay Sample: Replacing School Textbooks With Laptops | Academic Help. Online Academic Writing Help A CA DEMIC HELP. ONLINE A CA DEMIC WRITING HELP > SA MPLE ESSA YS, RESEA RCH PA PERS, REVIEWS, A PPLICA TION A ND BUSINESS PA PERS > FREE SA MPLE ESSA YS A ND ESSA Y EXA MPLES > A NA LYSIS ESSA Y SA MPLES > A NA LYSIS ESSA Y SA MPLE Analysis Essay Sample Replacing School Textbooks With Laptops The question of replacing students’ textbooks with individual laptops, or other similar gadgets, in an increasingly popular conception. Still, this is connected to a myriad of issues and peculiarities to be considered, and some scientists believe that technological advancement makes such conundrums inevitable (Cavanaugh, 2006). As modern lifestyles become more efficient and more complicated, people seek ways to apply technology to mundane activities in order to simplify these tasks. According to Professor Brian Nejmeh (2012), the acquisition of knowledge needs to be in tandem with current technological trends. One of the spheres having the rifest debates about implementing technologies is education. Among several radical proposals concerning this question was a blanket ban on textbooks in favor of laptops, which resulted in controversy reaching its peak. The general cost of buying a laptop and maintaining it is higher as compared to school textbooks. The digital text combination, inherent in laptops, is still a relatively new and expensive technology (Cavanaugh...

Words: 787 - Pages: 4

Premium Essay

Globalization

...labour markets to open markets. This is due to the new economic reforms and political changes within the countries. Changes in the regulations of cross country trade and a reduction in restricted capital flows have allowed greater world wide integration in labour markets. The technological innovation combined with these factors has allowed production processes to be set up in other countries thus creating more jobs. This has also lead firms to be more cost efficient, although the exploitation of these resources have also lead to controversial and ethical problems. The opening up of the Chinese, Central European and Indian markets have lead to a large surge of labour supply for economies around the world. The global labour supply has increased four times from 1980 to 2005. Moreover, majority of this increase is come from the East Asian markets as the population of the working age is increasing. Furthermore, the majority of the increase was from people without higher education. Whereas the supply of labour with higher education increased by fifty percent later as the economies in China and India developed further. Trade is a critical channel to access global labour markets. Immigration has increased in many countries worldwide but still is restricted in many countries. Immigration has increased in countries such as Germany, United Kingdom and the United States. Immigration greatly affects labour markets in economies such as the United States labour force consists of 15 percent...

Words: 781 - Pages: 4

Free Essay

Early School Leavers

...Essay on Early School Leavers This essay will examine the issue of Early School Leaving. The legal definition of early school leaving in the Republic of Ireland is “non participation in school before a young person reaches the age of sixteen or before completing three years post primary education, or whichever is later”. Another useful definition is “leaving the education system without a minimum of five passes in the Leaving Certificate or equivalent qualification”. In Ireland up to nine thousand young people leave school early every year before taking the Leaving Certificate. The Leaving Certificate is the final state exam in the Irish secondary school education system. The essay will examine the factors that influence a young person’s decision to leave education early and the possible societal impacts that their decision will have for them in the future. Educational standards shape an individual’s role in society. Without a good standard of education, opportunities in society can be limited. Education can open many doors and without a good standard of education many doors will remain closed. Aristotle wrote “Education is the creation of a sound mind in a sound body. It develops man’s faculty, especially his mind, so that he may be able to enjoy the contemplation of supreme truth, goodness and beauty of which perfect happiness essentially consists”. Education is one of the most important aspects of society. It gives us knowledge of the world around us. It develops in us...

Words: 2121 - Pages: 9