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In: Business and Management

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CHAPTER ONE
The Organization

1.0 Introduction
United Commercial Bank Limited (UCBL) is a Bangladesh based private commercial bank that provides banking services. The services include corporate and retail banking, loans, credit cards, online banking and money transfer services. The bank operates in Bangladesh having its headquarter in Gulshan, Dhaka. UCBL has its firm commitment towards the society for the economic development of the country. Their position is 6th among the 52 banks which include 10 specialized banks, 9 foreign banks and 30 private banks. So the bank has already become a significant part of our economy by serving its clients through their personalized service, innovative practices, dynamic approach and efficient Management. At present, UCBL is aiming to play a leading role in the economic activities of the country, planning to establish more sustainable business relations with large corporate groups and overcome all its deficiencies and give their competitors an edge.

1.1 History
United Commercial Bank Limited (UCBL) is considered as one of the first generation bank of
Bangladesh. It was incorporated on 26th June 1983 as a public company with limited liability under the Companies Act 1993. It obtained permission to start business from 26 June 1983 and started banking operations on 29th June 1983 with an authorized capital of Tk. 100 million divided into 1 million ordinary shares of Tk. 100 each.

1.2 Vision of the UCBL
To hold the position of best private commercial Bank in Bangladesh with adherence to meticulous compliances of rules and regulations and strong commitment to corporate social responsibility. 1.3 Mission of the UCBL
(a) To get recognition as a dynamic, innovative and customer supportive Bank.
(b) To maintain continuous & steady growth with utmost transparency and to diversify development of resources.…...

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