...International Journal of Advances in Engineering & Technology (IJAET) Editor: Dr. P. Singh Dear Professors, Engineers Researchers, Professionals, Academicians, Technologists, students, Freelancers and scientist, research articles, review articles and short communications are invited for the forth coming issue of International Journal of Advances in Engineering and Technology (IJAET) IJAET is a scholarly online, open access, peer-reviewed, inter-disciplinary, bimonthly, and fully refereed journal focusing on advances in the field of Engineering and Technology. IJAET is managed by a strong team of editorial board, advisory board & research volunteers. The journal covers all areas of engineering and Technology. Journal publishes original research articles, review articles, new concepts, literature surveys, state of the art, research implementations, simulation/practical experiments, applications of engineering and technology, industrial case studies and technical notes. Articles included in this publication will receive very high publicity and acquire very high reputation. ISSN: 2231-1963 Published: bi- monthly; Est. 2011 Individual Online Access and E-Journal Access: Open Access Institution Access: Open Access coverage Topics of interest include but are not limited to the following: Ad hoc & sensor networks, Adaptive applications, Aeronautical Engineering, Aerospace Engineering, Agricultural Engineering, AI and Image Recognition, Allied engineering materials, Applied...
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...BANK PAYMENT OBLIGATION: FINANCIAL INSTRUMENTS TO MANAGE RISK IN THE OPEN ACCOUNT TRADE • J.P. Morgan – Michael Quinn, Managing Director, Global Trade Product Management Executive • Qatar National Bank – Imre Gorzsas, Assistant General Manager, Transaction Banking • Moderator: IFC – Bilge Ozisik, Global Head, Trade Operations Trade business evolution • • • • Source: BCG workshop with SWIFT, June 2012 Cross-border trade has more than tripled since the 1980’s Trade is expected to grow by on average 8.7% a year until 2020 Revenue pools are expected to grow by 80% New trade partners: intra-region and South-toSouth corridors (Asia to Latam, Africa) • • • Year on year increase in payment volumes (albeit global macro economic conditions) Trade volumes have remained low or flat over the years +80% trade are on Open Account transactions How can banks take advantage of the trade growth opportunity? Bank Payment Obligation (BPO) – Alternative instrument for trade settlement • A BPO is an irrevocable undertaking given by a bank to another bank that payment will be made on a specified date after successful electronic matching of data according to an industry-wide set of rules. Therefore, a BPO offers: » An assurance of payment » Risk mitigation for all parties » Possible use as collateral for finance • An alternative instrument for trade settlement BPO flows for data, documents and goods Delivery of goods Use minimum fields 4 Carriers 1 8 Purchase...
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...Taranjot Singh When my peers were talking about the new Call of Duty game, I was looking for new startup technology companies to invest in. I grew up in a Indian family strong believers in Sikhism as a child I was always taught to serve before you eat at the temple, stand up for what was right,save money for a rainy day and spend it wisely. I was lucky for being born in a Middle class family with one of the top casts in India. My parents being teacher I was always told to stride to be on top anything lower than a 90% was considered unacceptable luckily for me in India homework did not count towards your grade you only had one big final exam which determined your grade in the class. After I completed fourth grade my family moved to...
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...There are many different ways to shoot a turkey, for instance they couldn’t know how to work a turkey call or even not know what all the kinds of turkey calls there are. There are also the calibers of shotguns, chokes, and ammo they can use for them. Then there's the decoys people may not know what kinds of decoys to use for different times of the year like they could use a jake (a young male turkey) or a hen (a female turkey) or a tom/gobbler ( Full grown male turkey). Turkey hunting uses all kinds of weapons. Turkey calls are a really good weapon for turkey hunting without them you couldn’t call the gobblers in to range to get a shot. There are many different kinds of turkey calls like some are a slate call, a glass call, mouth, and box call. But, the one turkey call that is most effective is the box call. The box call can be used for gobblers that are really far away and not that far away. The turkey call that is used for a gobbler that is close is the mouth/diaphragm call, this call is quiet and effective because the turkey cant see the movement because it's in your mouth. Another choice for a turkey that is close is the Bombshell turkey call that connects to the barrel of the gun and a string that you can pull comes down the side of the barrel. So there are some of the turkey calls and...
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...to depict their experiences. The Call of the Wild is an example of one of these prolific works. Jack London illustrates his life experiences and the history surrounding him in The Call of the Wild, all while using elements of realism to highlight the sense of believability. In the 1890s, the time period in which The Call of the Wild is set, many movements were were going on throughout America. The most monumental of these movements was the Gold Rush. According to Charlotte Gray, a historian about the Gold Rush, America had just survived a depression and many were rendered poor. The poor Americans went west in hopes of finding...
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...Call the Pest Busters Pests can be so annoying and a pain in the neck. We stay up awake all night thinking of how to get rid of them completely. We don’t want to use chemical pesticides because we are aware that they can affect the health of our children and the whole family. They inflame the eyes and the skin, affect the respiratory system, and cause a lot of illnesses. They are dangerous and sometimes even deadly when accidentally eaten. Not only that, they can contaminate the water sources, and once in the surroundings can cause harm to plants and animals. Keeping them out Here are some tips to avoid pests from getting into your home: • Clutter causes pest infestations. Clutter provides pests with a peaceful breeding place. • Remove...
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...Call for Papers for a Special Issue of Journal of Information Technology Information Systems and the Financial Crisis and After Special Issue Editors: Chrisanthi Avgerou, Alexandros-Andreas Kyrtsis and Frank Land In various reports and newspaper articles – however only sporadically in academic publications – questions have been raised regarding the relationship between ICT and the 2007-2009 financial crisis and its continuing fallout on the financial markets. The expansion of electronic delivery channels for financial products and services as a consequence of the overbanking of the wealthier societies, the accelerating dependence of public finances on the operations of international computer supported financial networks, the growing importance of derivatives for investment and hedging, the exponential growth of the trading of complex financial instruments in globally interlinked exchanges; algorithmic trading; the break in the traditional link between debtor and lender, the use of electronic platforms for over-the-counter trading; the digitization of clearing, settlement and custody services, are among the developments which have revolutionized the technological landscapes of finance. These developments of the last thirty years have created not only advantages; they have also exposed the financial system to technological and managerial risks on top of the main financial risks. Does this mean that we are justified to blame technology for at least part of the processes which...
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...I Heard the Owl Call My Name Theme Paper # 3 “The meaning of I Heard the Owl Call My Name” Jessica Beard According to the Kwakiutl people, hearing the owl calling your name means that your death is very soon to come. Although Mark does not know it upon his arrival in the Kingcome village, he is a few years away from death. The bishop learns that Mark only has a little over 2 years left of life and decides to send him to his hardest parish which he believes will fulfill Marks last few years left on earth the most and help him accept what life gave him enough to find peace at his end. While Mark is heading back from Knights Inlet where he spread Calamity Bills ashes, he realizes that he has been deluding himself and would not accept the facts that were staring him in the face. He was growing weaker, paler and thinner with each day. After coming to the realization that he is dying, he hears the owl call his name. Mark goes to Marta for an explanation of the owl calling his name, posing it as a statement, and her only reply is “Yes, my son.” This is all the confirmation that he needed to understand that his time really has come. Mark accepts that the owl called his name and is ready to face his death. He has come to realize that among the people of the Kingcome village, he has finally found his place, and his life has been fulfilled. His ready acceptance of his fate when viewed from the thought of him having lived a full life is something that many people won’t get...
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...Former IASB member Warren McGregor has coauthored a paper on the conceptual framework arguing that the conceptual framework is the cornerstone of high quality financial reporting and claiming that the new framework should be 'aspirational'. The paper offers an overview of the history of frameworks from standard-setting before the advent of frameworks to the present state of play in the IASB's project on the conceptual framework, lists the areas where the current framework is incomplete or needs revisions and contains an urgent call for the new framework to be aspirational and not just a confirmation of the status quo of standard-setting and of the current application of the standards. We are grateful to Mr McGregor and his co-author Ms Jan McCahey for allowing us to host this paper on IAS Plus. Former IASB member Warren McGregor has coauthored a paper on the conceptual framework arguing that the conceptual framework is the cornerstone of high quality financial reporting and claiming that the new framework should be 'aspirational'. The paper offers an overview of the history of frameworks from standard-setting before the advent of frameworks to the present state of play in the IASB's project on the conceptual framework, lists the areas where the current framework is incomplete or needs revisions and contains an urgent call for the new framework to be aspirational and not just a confirmation of the status quo of standard-setting and of the current application of the standards...
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...your paper and suggests possible changes in grammar and style. Please evaluate each comment carefully to ensure that the suggested change is appropriate for your paper, but remember that your instructor's preferences for style and format prevail. You will also need to review your own citations and references since WritePoint capability in this area is limited. NOTE: WritePoint comments are computer-generated writing and grammar suggestions inviting the consideration and analysis of the writer; they are not infallible statements of right/wrong, and they should not be used as grading elements. Also, at present, WritePoint cannot detect quotations or block-quotes, so comments in those areas should be ignored. Please see the other helpful writing resources in the Tutorials and Guides section of the Center for Writing Excellence. Thank you for using WritePoint. Information Technology Acts Joey Griffith BIS/220 August 28, 2012 Dr. Kathryn Moland University of Phoenix Information Technology Acts The Do Not Call Implementation act of 2003 is a registry list that will not allow telemarketers to call and harass everyone daily (Do-Not-Call Implementation...
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...Exam number: 250494 Date: 12/8/2015 Evaluator: JLC September 30, 2015- ENTRY 1: ME, A WRITER? Attitude: I do not write a lot since I got out of high school. I do text my parents with full paragraphs without using abbreviations. I really do not like writing, but if I have to then I will. With this class, I know I have to write and I’m willing to, but I might take longer writing in third person then first person with a topic I’m not familiar with. I am great at looking at a picture and can write a story based it. I feel comfortable writing in the English class as long as I have the time to write and think about my steps needed to write the paper. Inventory: When I took that quiz, I felt that is was accurate based on who I am. I was between being independent and social. I usually am social when I need to be but mostly independent. I was closely related to creative but was also close to pragmatic. Spatial had a five for a score. I am usually looking at the data and using it the way I think it works. I had a score of six for rational, I also had a score of five for concrete. My rational skills are high, and I think I would work on being more emotional about things that need it for writing. I believe that being concrete is good but being abstract is also a good thing. It gives the writer the big picture of their writing for a reader. ...
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...Purpose of Call Money Market Characteristics • Maturity: The maturity of the call money market instruments are varying between a day to a fortnight. As it consists with the day-to-day surplus funds, so its payable on demand at the option of either the lender or the borrower. • Liquidity Nature: All the instruments of this market are highly liquid and their liquidity being exceeded only by cash. • Yield: It includes the rate of interest paid on call loans and its also known as Call Rates. The call rate is highly variable from day to day and often from hour to hour. It may vary from centre to centre also. It is very sensitive to the changes in demand for and supply of call moneys. • Location of Transaction: The call money market is mainly located in big industrial and commercial centers. • Volume of Call Money to be Transacted: The volume of call loans depends on the extent of deposits accrual, the possibility of quick investment in and liquidation of other money market instruments, timing of advance tax payments and seasonal fluctuations in demand for credit etc. • Risk: This includes the flexibility of call money rate. As it is volatile in accordance with the difference in Trading Centers & Bank Rate so any removal of ceiling in these centers, the call money rate is supposed to be fluctuated widely. Beside these, the large amount of borrowings by banks an certain dates to meet CRR requirements, overextended credit...
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...Information Technology Acts Paper Mary Pickens BIS/220 September 6, 2012 Arthur Ward Information Technology Acts Paper There were many advances in the information technology industry that resulted in new ethical and legal issues deeming it necessary for the government to create and also implement Acts. The two that will be discussed in this paper are the Fair Credit Reporting Act of 1970 and the Telephone Consumer Protection Act (TCPA) of 1991. This paper will explain why these Acts were created and what they are to protect against. The Fair Credit Reporting Act of 1970 was created to promote accuracy, fairness, and the right to privacy of personal information assembled by Credit Reporting Agencies. These agencies create and compile information into reports on individuals and companies for businesses who may be issuing lines of credit or any other business dealing with lending money or receiving payments. Requesting these credit reports include organizations such as credit card companies, banks, employers, and in many cases landlords. What the Fair Credit Reporting Act of 1970 does is provides important protection for consumer investigatory reports, credit reports, and employment background checks. The Act was created due to the growth of the Retail credit industry and their ability to buy many of the smaller credit reporting agencies that were now expanding their business to insurers and employers. This gave them the power to deny services and opportunities...
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...Table of Contents Table of Contents CAT 2015 new paper pattern DAYS TO CAT 2015…. ATTEND FREE WORKSHOP…. LATEST UPDATES RECENT POSTS UPCOMING BATCHES RECENT POSTS FREE CAT WORKSHOP FREE CMAT WORKSHOP CONTACT RAV SINGH SIR CAT CLASSROOM PROGRAM CET CLASSROOM PROGRAM CAT ONLINE PROGRAMS CET ONLINE PROGRAMS RECENT POSTS CATEGORIES FACEBOOK 1 2 3 3 4 4 5 5 5 5 5 5 5 6 6 6 6 6 Name about the paper. questions came last year so that you can get an idea These papers will guide you about what kind of Exclusive on Cetking.com infobarEnter your email address •••••••• Login Forgot your password? CET 2015. We will send you the actual papers of CAT 2014 and N o w ! PT at ve C p e d S r o A G 2 0 l 1 4 NAVIGATION CAT 2015 new paper pattern Filed in: CAT Cetking July 25, 2015 10 changes in CAT 2015 new paper pattern 1. Not all multiple choice questions Major change which happened this year is that not all questions are multiple choice. This means for some questions students have to type in the answer on the window given. Just like essay writing section in GMAT. 2. Time limit 3 hours – 180 minutes CAT 2015 will be a 3 hours paper instead of 170 minutes cat 2014. This is no major change but when combined with sectional timings your mock strategies will need to change and adapt for the paper. 3. sections Cat 2015 is back to traditional 3 sections. Quant 34 questions Verbal 34 questions ...
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...Examination Paper : Semester II IIBM Institute of Business Management Examination Paper Business Communication Section A: Objective Type (30 marks) This section consists of multiple choices and Short Notes type questions. Answer all the questions. Part one questions carry 1 mark each & Part Two questions carry 4 marks each. MM.100 Part one: Multiple choices: 1. __________is an essential function of Business Organizations: a. Information b. Communication c. Power d. None of the above 2. Physiological Barriers of listening are: a. Hearing impairment b. Physical conditions c. Prejudices d. All of the above 3. Which presentation tend to make you speak more quickly than usual: a. Electronic b. Oral c. Both ‘a’ and ‘b’ d. None of the above 4. What is the main function of Business Communication: a. Sincerity b. Positive language c. Persuasion d. Ethical standard 5. The responsibilities of the office manager in a firm that produces electronics spares is: a. Everything in the office runs efficiently b. Furniture and other equipment in the office is adequate c. Processing all the incoming official mail and responding to some d. All of the above IIBM Institute of Business Management Examination Paper : Semester II 6. Labov’s Storytelling Model based on: a. Communication through speech b. Language learning c. Group Discussions d. None of the above 7. Diagonal Communication is basically the: a. Communication across boundaries b. Communication between the CEO and the managers...
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